COMP <GO>
WASH vs FISI // FORWARD P/E MULTIPLE
Washington Trust Bancorp Inc. (NASDAQ) VS. Financial Institutions Inc. (NASDAQ) • 15-METRIC TALLY: WASH 4
— FISI 3
▲ FORWARD P/E MULTIPLE LEADER: FISI
LAST: $39.90 (+3.40%) • MKT CAP: $736.1M
forward-pe
12.0x
LAST: $40.15 (+1.98%) • MKT CAP: $775.8M
forward-pe
10.0x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (WASH VS. FISI)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | WASH | FISI | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 9.60% | 11.90% | -2.30 | FISI | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 10.45% | 1.65% | +8.80 | WASH | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 68.00% | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 19.70% | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 5.78% | 3.07% | +2.71 | WASH | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 4/9 | +2.00 | WASH | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 51.0 | 45.5 | +5.50 | WASH | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple ACTIVE | 12.0x | 10.0x | +2.00 | FISI | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $736.1M | $775.8M | -$39.8M | FISI | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | WASH REV | FISI REV | WASH GROSS % | FISI GROSS % | WASH FCF | FISI FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $57.7M | $2.64B | — | — | $78.3M | $13.3M |
| FY 2024 | $48.2M | $2.57B | — | — | $53.7M | $72.2M |
| FY 2023 | $44.5M | $226.2M | — | — | $31.6M | $10.9M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
WASH // BETA —
FISI // BETA —