COMP <GO>
WFC vs V // EV/EBITDA & P/E VALUATION
Wells Fargo & Company (NYSE) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: WFC 4
— V 8
▲ EV/EBITDA & P/E VALUATION LEADER: WFC
LAST: $85.89 (+2.99%) • MKT CAP: $250.35B
valuation
28.6x
LAST: $425.51 (+2.88%) • MKT CAP: $738.98B
valuation
28.9x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (WFC VS. V)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | WFC | V | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 2.70% | 32.30% | -29.60 | V | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | 28.6x | 28.9x | -0.30 | WFC | /valuation <GO> |
| Free Cash Flow Yield | -8.72% | 2.90% | -11.62 | V | /fcf-yield <GO> |
| Operating Margin | 36.50% | 60.00% | -23.50 | V | /operating-margins <GO> |
| Net Profit Margin | 29.90% | 50.10% | -20.20 | V | /net-margins <GO> |
| Revenue Growth (YoY) | 14.30% | 11.30% | +3.00 | WFC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.13% | 0.63% | +1.50 | WFC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 9.09 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 9/9 | -4.00 | V | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 50.2 | 67.7 | -17.50 | V | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.88 | 1.06 | -0.18 | V | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.0x | 34.0x | -24.00 | WFC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $250.35B | $738.98B | -$488.63B | V | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | WFC REV | V REV | WFC GROSS % | V GROSS % | WFC FCF | V FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $70.50B | $40.00B | — | — | -$19.00B | $21.26B |
| FY 2024 | $65.16B | $35.93B | — | — | $3.04B | $18.33B |
| FY 2023 | $63.25B | $32.65B | — | — | $40.36B | $19.29B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
WFC // BETA 0.88
V // BETA 1.06