COMP <GO>
WTFC vs JPM // FREE CASH FLOW YIELD
Wintrust Financial Corporation (NASDAQ) VS. JPMorgan Chase & Co. (NYSE) • 15-METRIC TALLY: WTFC 7
— JPM 5
▲ FREE CASH FLOW YIELD LEADER: WTFC
LAST: $157.40 (+3.29%) • MKT CAP: $10.28B
fcf-yield
8.27%
LAST: $340.58 (+1.05%) • MKT CAP: $895.92B
fcf-yield
-17.93%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (WTFC VS. JPM)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | WTFC | JPM | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 3.10% | 17.37% | -14.27 | JPM | /roic <GO> |
| EV/EBITDA & P/E Valuation | 27.4x | 9.8x | +17.61 | JPM | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 8.27% | -17.93% | +26.20 | WTFC | /fcf-yield <GO> |
| Operating Margin | 75.00% | 42.07% | +32.93 | WTFC | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 32.63% | +35.37 | WTFC | /net-margins <GO> |
| Revenue Growth (YoY) | 5.90% | 13.53% | -7.63 | JPM | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.63% | 1.94% | -0.31 | JPM | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 0.37 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 2/9 | +6.00 | WTFC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | 4.77% | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 58.7 | 51.2 | +7.50 | WTFC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.14 | 1.00 | +0.14 | WTFC | /macro-sensitivity <GO> |
| Forward P/E Multiple | 11.7x | 13.3x | -1.57 | WTFC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $10.28B | $895.92B | -$885.63B | JPM | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | WTFC REV | JPM REV | WTFC GROSS % | JPM GROSS % | WTFC FCF | JPM FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $265.6M | $182.45B | — | — | $860.4M | -$147.78B |
| FY 2024 | $250.7M | $177.56B | — | — | $635.5M | -$42.01B |
| FY 2023 | $220.4M | $158.10B | — | — | $734.5M | $12.97B |
| FY 2022 | — | $128.69B | — | — | — | $107.12B |
| FY 2021 | — | $121.65B | — | — | — | $78.08B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
WTFC // BETA 1.14
JPM // BETA 1.00