COMP <GO>
WTM vs RDN // OPTIONS IMPLIED MOVE & PUT/CALL SKEW
White Mountains Insurance Group Ltd. (NYSE) VS. Radian Group Inc. (NYSE) • 15-METRIC TALLY: WTM 9
— RDN 3
■ METRIC PARITY
LAST: $2,317.42 (+2.09%) • MKT CAP: $5.42B
options-implied-move
—
LAST: $36.17 (+1.77%) • MKT CAP: $4.70B
options-implied-move
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (WTM VS. RDN)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | WTM | RDN | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 16.40% | 9.10% | +7.30 | WTM | /roic <GO> |
| EV/EBITDA & P/E Valuation | 4.3x | 8.1x | -3.80 | WTM | /valuation <GO> |
| Free Cash Flow Yield | 7.14% | 1.40% | +5.74 | WTM | /fcf-yield <GO> |
| Operating Margin | 36.10% | 59.40% | -23.30 | RDN | /operating-margins <GO> |
| Net Profit Margin | 29.60% | 48.70% | -19.10 | RDN | /net-margins <GO> |
| Revenue Growth (YoY) | 66.80% | -0.80% | +67.60 | WTM | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.05% | 3.08% | -3.03 | RDN | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 6/9 | +2.00 | WTM | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew ACTIVE | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 71.9 | 56.7 | +15.20 | WTM | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.06 | 0.92 | +0.14 | WTM | /macro-sensitivity <GO> |
| Forward P/E Multiple | 4.2x | 7.5x | -3.30 | WTM | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $5.42B | $4.70B | $715.8M | WTM | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | WTM REV | RDN REV | WTM GROSS % | RDN GROSS % | WTM FCF | RDN FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $3.73B | $1.20B | 95.9% | — | $382.4M | $66.0M |
| FY 2024 | $2.24B | $1.21B | 98.7% | 96.8% | $486.0M | -$717.9M |
| FY 2023 | $2.17B | $1.18B | — | — | $306.6M | $476.5M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
WTM // BETA 1.06
RDN // BETA 0.92