COMP <GO>
ZBAO vs V // ALTMAN Z-SCORE & DEBT/EQUITY
Zhibao Technology Inc. (Class A) (NASDAQ) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: ZBAO 1
— V 7
■ METRIC PARITY
LAST: $0.26 (+1.92%) • MKT CAP: $2.4M
balance-sheet
—
LAST: $425.51 (+2.88%) • MKT CAP: $738.98B
balance-sheet
9.09
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (ZBAO VS. V)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | ZBAO | V | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -35.00% | 32.30% | -67.30 | V | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 28.9x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | — | 2.90% | — | TIE | /fcf-yield <GO> |
| Operating Margin | -19.30% | 60.00% | -79.30 | V | /operating-margins <GO> |
| Net Profit Margin | -22.40% | 50.10% | -72.50 | V | /net-margins <GO> |
| Revenue Growth (YoY) | 53.00% | 11.30% | +41.70 | ZBAO | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.63% | -0.63 | V | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | — | 9.09 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 2/9 | 9/9 | -7.00 | V | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 18.7 | 67.7 | -49.00 | V | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.06 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 34.0x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $2.4M | $738.98B | -$738.98B | V | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | ZBAO REV | V REV | ZBAO GROSS % | V GROSS % | ZBAO FCF | V FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $38.7M | $40.00B | — | — | -$2.9M | $21.26B |
| FY 2024 | $25.3M | $35.93B | — | — | -$562.2K | $18.33B |
| FY 2023 | — | $32.65B | — | — | — | $19.29B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
ZBAO // BETA —
V // BETA 1.06