STWD // STARWOOD PROPERTY TRUST INC. Starwood Property Trust Inc.

DES <GO> NYSE RQD COCKPIT → CIK 0001465128 ↗

Financials • Real Estate Investment Trusts

$12.53 ▼ -0.08 (-0.63%)

MKT CAP: $4.67B • VOL: 7.15M

52W L $12 52W H $19

ROARABLE / RQD

D+ • 55/100

PIOTROSKI

7 / 9

STWD // ROARABLE RATING & 5-PILLAR RQD CONFIDENCE 02:00 EST DETERMINISTIC ENGINE

PRIOR: RQD 55/100 [D+] (+0 PT) • UNCHANGED AS OF 2026-11-03

ROARABLE D+

RQD CONFIDENCE

55 / 100 +0D

5 X 20-PT QUANT PILLARS

E 0 D 35 C 59 B 70 A 86+

Roarable Sell — Weak Fundamentals / Trim

01 MASSIVE / SEC XBRL

Forensic Fundamentals

13 / 20

SOLID

FCF +60.1% vs NI +14.3% • ROIC-WACC -8.2% • Z 3.2

02 INSTITUTIONAL TAPE & TREND

Whale & Options Flow

[LOCKED] FLAGGED

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03 SEC XBRL CAPITAL ALLOCATION

Insider & Capital Conviction

15 / 20

SOLID

FCF YIELD +19.5% • P/E 10.4x • F-SCORE 7/9

04 FRED 90D r-MATRIX

Macro Regime Fit

8 / 20

WARNING

HEADWIND • r(10Y)=-0.27 (+19bp) • r(OAS)=-0.29

05 10-K REDLINE AUDIT

Forensic 10-K Risk

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ALERT

Why did STWD's Whale & Options Flow & Forensic 10-K Risk sub-score just flash a warning? Enter your email to unlock the full 5-Pillar Rating Breakdown + get instant alerts whenever STWD is Upgraded or Downgraded.

STWD // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -31.38%▼ DESCENDING CHANNEL

2026-11-04O $12.20H $12.61L $12.20C $12.53VOL 5.55M

RES: $16.54SUP: $11.07SMA50: $13.81SMA200: $16.42

STWD // INSTITUTIONAL BULL VS. BEAR FORENSIC DEBATE

UNDERWEIGHT CONVICTION: 37/100

BEAR 0

100 BULL

STARWOOD PROPERTY TRUST INC. Starwood Property Trust Inc. (STWD) exhibits 45.0% gross margins and 1.3% return on invested capital within Financials (Real Estate Investment Trusts), balanced against a 48.0x enterprise multiple and 4.8% implied options volatility.

▲ INSTITUTIONAL BULL THESIS (LONG)

01. Operating Leverage & Capital Efficiency Moat

Sustained 45.0% gross profitability converts into 27.2% operating margin and 1.3% ROIC, outpacing sector cost of capital.

ROIC: 1.3% // GM: 45.0%

02. Top-Line Expansion & Cash Conversion

YoY revenue trajectory of -5.3% paired with 19.50% free cash flow yield supports self-funded R&D and capital return.

REV YOY: -5.3% // FCF YLD: 19.50%

03. Balance Sheet Solvency & Forensic Quality

Altman Z-Score of 3.80 and Piotroski F-Score of 7/9 indicate low near-term refinancing stress.

ALTMAN Z: 3.80 // F-SCORE: 7/9

▼ INSTITUTIONAL BEAR THESIS (SHORT / RISK)

01. Multiple Compression & Duration Sensitivity

Trading at 11.2x trailing P/E (10.4x Fwd P/E) leaves valuation vulnerable if real 10Y TIPS yields spike.

P/E: 11.2x // EV/EBITDA: 48.0x

02. Options Skew & Event Volatility Risk

Options market prices a ±5.2% implied move with a 0.85 put/call ratio around $12.53 max pain.

IMPL MOVE: ±5.2% // P/C: 0.85

03. Competitive Margin & CapEx Cycle Pressure

Elevated industry capital intensity and customer concentration in Real Estate Investment Trusts require continuous execution to defend 22.3% net margins.

NET MARGIN: 22.3% // D/E: 0.45x

KEY CATALYST // Upcoming 10-Q/10-K XBRL margin progression, guidance revision vs 10.4x forward consensus, and institutional 13F positioning.

MACRO REGIME // Monitor US 10Y Real Yields (DFII10) and High-Yield Credit Spreads (OAS) for beta-adjusted multiple impact (Beta 1.16).

FORM 4 & 13F FLOW OPEN OWN <GO>

FILER	SIDE	$ VALUE
INSPECT FULL OWNERSHIP LEDGER IN OWN <GO>

UNUSUAL OPTIONS TAPE OPEN OPT <GO>

STRIKE / EXP	TYPE	PREMIUM
INSPECT GEX & CHAIN IN OPT <GO>

KEY VALUATION & PROFITABILITY RATIOS XBRL FA <GO>

TRAILING P/E 11.2x

FORWARD P/E 10.4x

EV / EBITDA 48.0x

FCF YIELD 19.50%

GROSS MARGIN —

OPERATING MARGIN 27.2%

NET MARGIN 22.3%

ROIC % 1.3%

REV GROWTH YOY -5.3%

DILUTED EPS TTM $1.11

DEBT / EQUITY —

DIVIDEND YIELD 11.50%

RSI-14 MOMENTUM 45.3

5Y EQUITY BETA 1.16

FRED MACRO SENSITIVITY (PEARSON r) ECST <GO>

MACRO CORRELATION CALIBRATION ACTIVE BELOW.

FRED MACRO REGIME STRESS-TEST SIMULATOR // STWDPEARSON R VARIANCE ENGINE

01 // SELECT FEDERAL RESERVE & CREDIT SHOCK SCENARIO

02 // POSITION NOTIONAL EXPOSURE

HEADLINE STRESS SCORE

75/100SEVERE DRAWDOWN PRESSURE

PRIMARY FACTOR EXPOSURE

DFII10 // -0.61 r

Latest: 2.08%

EST. DIRECTIONAL MOVE

-8.50%

Implied Px: $11.47

EST. DOLLAR VARIANCE

-$4,248

On $50,000 Notional

[LOCKED // MULTI-FACTOR DRAWDOWN HEDGE & MACRO TRIGGER ALERT]

Unblur the exact $50,000 delta-adjusted ETF/options hedge ratio for STWD & activate live FRED threshold breach alerts.

HEAD-TO-HEAD PEER COMPARISONS COMP <GO>

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STWD VS V

MARGINS ROIC VALUATION