COMP <GO>
CBSH vs VLY // FREE CASH FLOW YIELD
Commerce Bancshares Inc. (NASDAQ) VS. Valley National Bancorp (NASDAQ) • 15-METRIC TALLY: CBSH 7
— VLY 5
▲ FREE CASH FLOW YIELD LEADER: CBSH
LAST: $55.63 (-0.30%) • MKT CAP: $8.00B
fcf-yield
7.43%
LAST: $14.27 (-1.25%) • MKT CAP: $7.94B
fcf-yield
4.13%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CBSH VS. VLY)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CBSH | VLY | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 4.50% | 2.40% | +2.10 | CBSH | /roic <GO> |
| EV/EBITDA & P/E Valuation | 22.1x | 32.0x | -9.90 | CBSH | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 7.43% | 4.13% | +3.30 | CBSH | /fcf-yield <GO> |
| Operating Margin | 30.90% | 33.00% | -2.10 | VLY | /operating-margins <GO> |
| Net Profit Margin | 25.40% | 27.10% | -1.70 | VLY | /net-margins <GO> |
| Revenue Growth (YoY) | 20.90% | 8.80% | +12.10 | CBSH | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.88% | 3.15% | -1.27 | VLY | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 7/9 | +1.00 | CBSH | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 51.7 | 68.5 | -16.80 | VLY | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.88 | 0.99 | -0.11 | VLY | /macro-sensitivity <GO> |
| Forward P/E Multiple | 11.8x | 12.3x | -0.50 | CBSH | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $8.00B | $7.94B | $59.7M | CBSH | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CBSH REV | VLY REV | CBSH GROSS % | VLY GROSS % | CBSH FCF | VLY FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.87B | $1.98B | — | — | $592.4M | $325.7M |
| FY 2024 | $1.74B | $1.26B | — | — | $531.7M | $532.4M |
| FY 2023 | $1.58B | $1.65B | — | — | $488.8M | $378.2M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CBSH // BETA 0.88
VLY // BETA 0.99