COMP <GO>
ESNT vs KNSL // FREE CASH FLOW YIELD
Essent Group Ltd. (NYSE) VS. Kinsale Capital Group Inc. (NYSE) • 15-METRIC TALLY: ESNT 7
— KNSL 5
▲ FREE CASH FLOW YIELD LEADER: ESNT
LAST: $68.24 (+1.82%) • MKT CAP: $6.02B
fcf-yield
13.97%
LAST: $379.61 (+3.80%) • MKT CAP: $8.23B
fcf-yield
12.12%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (ESNT VS. KNSL)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | ESNT | KNSL | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 11.90% | 13.80% | -1.90 | KNSL | /roic <GO> |
| EV/EBITDA & P/E Valuation | 6.9x | 14.7x | -7.80 | ESNT | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 13.97% | 12.12% | +1.85 | ESNT | /fcf-yield <GO> |
| Operating Margin | 66.80% | 32.80% | +34.00 | ESNT | /operating-margins <GO> |
| Net Profit Margin | 54.70% | 26.90% | +27.80 | ESNT | /net-margins <GO> |
| Revenue Growth (YoY) | 1.50% | 18.00% | -16.50 | KNSL | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.01% | 0.19% | +1.82 | ESNT | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 9/9 | -2.00 | KNSL | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 57.0 | 54.5 | +2.50 | ESNT | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.96 | 1.00 | -0.04 | KNSL | /macro-sensitivity <GO> |
| Forward P/E Multiple | 8.2x | 13.6x | -5.40 | ESNT | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $6.02B | $8.23B | -$2.21B | KNSL | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | ESNT REV | KNSL REV | ESNT GROSS % | KNSL GROSS % | ESNT FCF | KNSL FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.26B | $1.87B | — | — | $848.7M | $990.1M |
| FY 2024 | $1.24B | $1.59B | — | — | $854.8M | $952.4M |
| FY 2023 | $1.11B | $1.22B | — | — | $713.1M | $804.7M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
ESNT // BETA 0.96
KNSL // BETA 1.00