COMP <GO>
KNSL vs THG // DIVIDEND YIELD & FCF PAYOUT SAFETY
Kinsale Capital Group Inc. (NYSE) VS. Hanover Insurance Group Inc (NYSE) • 15-METRIC TALLY: KNSL 5
— THG 7
▲ DIVIDEND YIELD & FCF PAYOUT SAFETY LEADER: THG
LAST: $379.61 (+3.80%) • MKT CAP: $8.23B
dividend-safety
0.19%
LAST: $248.40 (+2.61%) • MKT CAP: $8.32B
dividend-safety
1.60%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (KNSL VS. THG)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | KNSL | THG | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 13.80% | 9.10% | +4.70 | KNSL | /roic <GO> |
| EV/EBITDA & P/E Valuation | 14.7x | 13.5x | +1.20 | THG | /valuation <GO> |
| Free Cash Flow Yield | 12.12% | 14.30% | -2.18 | THG | /fcf-yield <GO> |
| Operating Margin | 32.80% | 14.10% | +18.70 | KNSL | /operating-margins <GO> |
| Net Profit Margin | 26.90% | 10.00% | +16.90 | KNSL | /net-margins <GO> |
| Revenue Growth (YoY) | 18.00% | 5.70% | +12.30 | KNSL | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety ACTIVE | 0.19% | 1.60% | -1.41 | THG | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 9/9 | 8/9 | +1.00 | KNSL | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 54.5 | 63.2 | -8.70 | THG | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.00 | 1.01 | -0.01 | THG | /macro-sensitivity <GO> |
| Forward P/E Multiple | 13.6x | 11.5x | +2.10 | THG | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $8.23B | $8.32B | -$89.3M | THG | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | KNSL REV | THG REV | KNSL GROSS % | THG GROSS % | KNSL FCF | THG FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.87B | $6.59B | — | — | $990.1M | $1.17B |
| FY 2024 | $1.59B | $6.24B | — | — | $952.4M | $796.2M |
| FY 2023 | $1.22B | $5.99B | — | — | $804.7M | $92.0M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
KNSL // BETA 1.00
THG // BETA 1.01