COMP <GO>
MCY vs WTM // RSI-14 & 200D SMA MOMENTUM
Mercury General Corporation (NYSE) VS. White Mountains Insurance Group Ltd. (NYSE) • 15-METRIC TALLY: MCY 4
— WTM 5
▲ RSI-14 & 200D SMA MOMENTUM LEADER: WTM
LAST: $103.73 (+1.28%) • MKT CAP: $5.67B
rsi-technicals
49.7
LAST: $2,317.42 (+2.09%) • MKT CAP: $5.42B
rsi-technicals
71.9
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (MCY VS. WTM)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | MCY | WTM | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 22.40% | 16.40% | +6.00 | MCY | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 4.3x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 19.12% | 7.14% | +11.98 | MCY | /fcf-yield <GO> |
| Operating Margin | — | 36.10% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 9.00% | 29.60% | -20.60 | WTM | /net-margins <GO> |
| Revenue Growth (YoY) | 9.40% | 66.80% | -57.40 | WTM | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.24% | 0.05% | +1.19 | MCY | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 8/9 | -2.00 | WTM | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum ACTIVE | 49.7 | 71.9 | -22.20 | WTM | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.06 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 9.8x | 4.2x | +5.60 | WTM | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $5.67B | $5.42B | $255.1M | MCY | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | MCY REV | WTM REV | MCY GROSS % | WTM GROSS % | MCY FCF | WTM FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $5.99B | $3.73B | — | 95.9% | $1.09B | $382.4M |
| FY 2024 | $5.48B | $2.24B | — | 98.7% | $1.04B | $486.0M |
| FY 2023 | $4.63B | $2.17B | — | — | $453.0M | $306.6M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
MCY // BETA —
WTM // BETA 1.06