COMP <GO>
MTB vs NTRS // 10Y YIELD & FRED MACRO BETA
M&T Bank Corporation (NYSE) VS. Northern Trust Corporation (NASDAQ) • 15-METRIC TALLY: MTB 10
— NTRS 2
▲ 10Y YIELD & FRED MACRO BETA LEADER: MTB
LAST: $220.72 (-1.49%) • MKT CAP: $32.36B
macro-sensitivity
1.11
LAST: $169.16 (-2.17%) • MKT CAP: $31.64B
macro-sensitivity
1.07
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (MTB VS. NTRS)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | MTB | NTRS | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 3.40% | 2.80% | +0.60 | MTB | /roic <GO> |
| EV/EBITDA & P/E Valuation | 23.8x | 36.4x | -12.60 | MTB | /valuation <GO> |
| Free Cash Flow Yield | 9.05% | 17.26% | -8.21 | NTRS | /fcf-yield <GO> |
| Operating Margin | 75.00% | 42.20% | +32.80 | MTB | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 34.60% | +33.40 | MTB | /net-margins <GO> |
| Revenue Growth (YoY) | 7.50% | 6.10% | +1.40 | MTB | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.78% | 1.87% | +0.91 | MTB | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 7/9 | +1.00 | MTB | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 54.1 | 54.7 | -0.60 | NTRS | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | 1.11 | 1.07 | +0.04 | MTB | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.6x | 16.9x | -6.30 | MTB | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $32.36B | $31.64B | $722.7M | MTB | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | MTB REV | NTRS REV | MTB GROSS % | NTRS GROSS % | MTB FCF | NTRS FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.66B | $5.02B | — | — | $2.93B | $5.46B |
| FY 2024 | $1.54B | $4.73B | — | — | $3.54B | -$587.5M |
| FY 2023 | $1.48B | $4.36B | — | — | $3.84B | $2.43B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
MTB // BETA 1.11
NTRS // BETA 1.07