COMP <GO>
MTB vs STT // RETURN ON INVESTED CAPITAL (ROIC)
M&T Bank Corporation (NYSE) VS. State Street Corporation (NYSE) • 15-METRIC TALLY: MTB 8
— STT 2
▲ RETURN ON INVESTED CAPITAL (ROIC) LEADER: MTB
LAST: $220.72 (-1.49%) • MKT CAP: $32.36B
roic
3.40%
LAST: $169.77 (-2.29%) • MKT CAP: $47.27B
roic
2.30%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (MTB VS. STT)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | MTB | STT | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) ACTIVE | 3.40% | 2.30% | +1.10 | MTB | /roic <GO> |
| EV/EBITDA & P/E Valuation | 23.8x | 32.4x | -8.60 | MTB | /valuation <GO> |
| Free Cash Flow Yield | 9.05% | 22.00% | -12.95 | STT | /fcf-yield <GO> |
| Operating Margin | 75.00% | 25.80% | +49.20 | MTB | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 21.10% | +46.90 | MTB | /net-margins <GO> |
| Revenue Growth (YoY) | 7.50% | 7.30% | +0.20 | MTB | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.78% | 2.37% | +0.41 | MTB | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 8/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 54.1 | 50.8 | +3.30 | MTB | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.11 | 1.11 | 0.00 | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.6x | 15.0x | -4.40 | MTB | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $32.36B | $47.27B | -$14.91B | STT | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | MTB REV | STT REV | MTB GROSS % | STT GROSS % | MTB FCF | STT FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.66B | $13.94B | — | — | $2.93B | $10.84B |
| FY 2024 | $1.54B | $13.00B | — | — | $3.54B | -$14.14B |
| FY 2023 | $1.48B | $11.95B | — | — | $3.84B | $152.5M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
MTB // BETA 1.11
STT // BETA 1.11