COMP <GO>
PAYX vs PYPL // EV/EBITDA & P/E VALUATION
Paychex Inc. (NASDAQ) VS. PayPal Holdings Inc. (NASDAQ) • 15-METRIC TALLY: PAYX 6
— PYPL 7
▲ EV/EBITDA & P/E VALUATION LEADER: PYPL
LAST: $112.12 (+2.51%) • MKT CAP: $38.93B
valuation
15.5x
LAST: $57.01 (+0.11%) • MKT CAP: $47.31B
valuation
7.3x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PAYX VS. PYPL)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PAYX | PYPL | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 73.40% | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 28.60% | 21.60% | +7.00 | PAYX | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | 15.5x | 7.3x | +8.20 | PYPL | /valuation <GO> |
| Free Cash Flow Yield | 5.96% | 11.76% | -5.80 | PYPL | /fcf-yield <GO> |
| Operating Margin | 39.80% | 18.30% | +21.50 | PAYX | /operating-margins <GO> |
| Net Profit Margin | 27.90% | 15.80% | +12.10 | PAYX | /net-margins <GO> |
| Revenue Growth (YoY) | 16.50% | 4.30% | +12.20 | PAYX | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 4.08% | 0.27% | +3.81 | PAYX | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 3.03 | 1.90 | +1.13 | PAYX | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 9/9 | -1.00 | PYPL | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 48.2 | 56.5 | -8.30 | PYPL | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.92 | 0.93 | -0.01 | PYPL | /macro-sensitivity <GO> |
| Forward P/E Multiple | 18.6x | 8.4x | +10.20 | PYPL | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $38.93B | $47.31B | -$8.37B | PYPL | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PAYX REV | PYPL REV | PAYX GROSS % | PYPL GROSS % | PAYX FCF | PYPL FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $6.30B | $33.17B | 73.4% | — | $2.32B | $5.56B |
| FY 2024 | $5.41B | $31.80B | 71.5% | — | $1.71B | $6.77B |
| FY 2023 | $5.13B | $29.77B | — | — | $1.67B | $3.50B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PAYX // BETA 0.92
PYPL // BETA 0.93