COMP <GO>
RLI vs MCY // FORWARD P/E MULTIPLE
RLI Corp. (NYSE) VS. Mercury General Corporation (NYSE) • 15-METRIC TALLY: RLI 5
— MCY 4
▲ FORWARD P/E MULTIPLE LEADER: MCY
LAST: $67.24 (+3.08%) • MKT CAP: $5.98B
forward-pe
13.7x
LAST: $103.73 (+1.28%) • MKT CAP: $5.67B
forward-pe
9.8x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (RLI VS. MCY)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | RLI | MCY | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 13.50% | 22.40% | -8.90 | MCY | /roic <GO> |
| EV/EBITDA & P/E Valuation | 14.2x | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 10.27% | 19.12% | -8.85 | MCY | /fcf-yield <GO> |
| Operating Margin | 26.10% | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 21.40% | 9.00% | +12.40 | RLI | /net-margins <GO> |
| Revenue Growth (YoY) | 6.30% | 9.40% | -3.10 | MCY | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 4.08% | 1.24% | +2.84 | RLI | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 9/9 | 6/9 | +3.00 | RLI | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 65.0 | 49.7 | +15.30 | RLI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.13 | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple ACTIVE | 13.7x | 9.8x | +3.90 | MCY | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $5.98B | $5.67B | $310.8M | RLI | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | RLI REV | MCY REV | RLI GROSS % | MCY GROSS % | RLI FCF | MCY FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.88B | $5.99B | — | — | $608.7M | $1.09B |
| FY 2024 | $1.77B | $5.48B | — | — | $555.5M | $1.04B |
| FY 2023 | $1.51B | $4.63B | — | — | $396.2M | $453.0M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
RLI // BETA 1.13
MCY // BETA —