COMP <GO>
SHG vs MTB // RETURN ON INVESTED CAPITAL (ROIC)
Shinhan Financial Group Co Ltd (NYSE) VS. M&T Bank Corporation (NYSE) • 15-METRIC TALLY: SHG 4
— MTB 7
▲ RETURN ON INVESTED CAPITAL (ROIC) LEADER: SHG
LAST: $64.31 (-1.95%) • MKT CAP: $30.79B
roic
9.90%
LAST: $224.43 (+1.68%) • MKT CAP: $31.88B
roic
3.40%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (SHG VS. MTB)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | SHG | MTB | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) ACTIVE | 9.90% | 3.40% | +6.50 | SHG | /roic <GO> |
| EV/EBITDA & P/E Valuation | 21.0x | 23.8x | -2.80 | SHG | /valuation <GO> |
| Free Cash Flow Yield | 2.21% | 9.05% | -6.84 | MTB | /fcf-yield <GO> |
| Operating Margin | 13.90% | 75.00% | -61.10 | MTB | /operating-margins <GO> |
| Net Profit Margin | 10.90% | 68.00% | -57.10 | MTB | /net-margins <GO> |
| Revenue Growth (YoY) | 23.10% | 7.50% | +15.60 | SHG | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 2.78% | -2.78 | MTB | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 8/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 28.8 | 47.7 | -18.90 | MTB | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.14 | 1.11 | +0.03 | SHG | /macro-sensitivity <GO> |
| Forward P/E Multiple | 27.6x | 10.6x | +17.00 | MTB | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $30.79B | $31.88B | -$1.08B | MTB | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | SHG REV | MTB REV | SHG GROSS % | MTB GROSS % | SHG FCF | MTB FCF |
|---|---|---|---|---|---|---|
| FY 2025 | — | $1.66B | — | — | — | $2.93B |
| FY 2024 | — | $1.54B | — | — | — | $3.54B |
| FY 2023 | — | $1.48B | — | — | — | $3.84B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
SHG // BETA 1.14
MTB // BETA 1.11