COMP <GO>
SIGI vs RDN // FREE CASH FLOW YIELD
Selective Insurance Group Inc. (NASDAQ) VS. Radian Group Inc. (NYSE) • 15-METRIC TALLY: SIGI 6
— RDN 6
▲ FREE CASH FLOW YIELD LEADER: SIGI
LAST: $100.76 (+1.95%) • MKT CAP: $5.83B
fcf-yield
20.38%
LAST: $36.17 (+1.77%) • MKT CAP: $4.70B
fcf-yield
1.40%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (SIGI VS. RDN)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | SIGI | RDN | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 6.80% | 9.10% | -2.30 | RDN | /roic <GO> |
| EV/EBITDA & P/E Valuation | 14.8x | 8.1x | +6.70 | RDN | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 20.38% | 1.40% | +18.98 | SIGI | /fcf-yield <GO> |
| Operating Margin | 10.70% | 59.40% | -48.70 | RDN | /operating-margins <GO> |
| Net Profit Margin | 8.70% | 48.70% | -40.00 | RDN | /net-margins <GO> |
| Revenue Growth (YoY) | 9.80% | -0.80% | +10.60 | SIGI | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.59% | 3.08% | -1.49 | RDN | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 6/9 | +2.00 | SIGI | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 73.0 | 56.7 | +16.30 | SIGI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.16 | 0.92 | +0.24 | SIGI | /macro-sensitivity <GO> |
| Forward P/E Multiple | 11.7x | 7.5x | +4.20 | RDN | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $5.83B | $4.70B | $1.13B | SIGI | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | SIGI REV | RDN REV | SIGI GROSS % | RDN GROSS % | SIGI FCF | RDN FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $5.34B | $1.20B | — | — | $1.19B | $66.0M |
| FY 2024 | $4.86B | $1.21B | — | 96.8% | $1.07B | -$717.9M |
| FY 2023 | $4.23B | $1.18B | — | — | $568.5M | $476.5M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
SIGI // BETA 1.16
RDN // BETA 0.92