COMP <GO>
WSE vs PYPL // DIVIDEND YIELD & FCF PAYOUT SAFETY
Wise Group plc (Class A) (NASDAQ) VS. PayPal Holdings Inc. (NASDAQ) • 15-METRIC TALLY: WSE 3
— PYPL 6
▲ DIVIDEND YIELD & FCF PAYOUT SAFETY LEADER: PYPL
LAST: $10.87 (+1.87%) • MKT CAP: $13.12B
dividend-safety
0.00%
LAST: $58.78 (+3.11%) • MKT CAP: $47.36B
dividend-safety
0.27%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (WSE VS. PYPL)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | WSE | PYPL | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | — | 21.60% | — | TIE | /roic <GO> |
| EV/EBITDA & P/E Valuation | 22.3x | 7.3x | +15.00 | PYPL | /valuation <GO> |
| Free Cash Flow Yield | — | 11.76% | — | TIE | /fcf-yield <GO> |
| Operating Margin | 31.20% | 18.30% | +12.90 | WSE | /operating-margins <GO> |
| Net Profit Margin | 26.30% | 15.80% | +10.50 | WSE | /net-margins <GO> |
| Revenue Growth (YoY) | 22.50% | 4.30% | +18.20 | WSE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety ACTIVE | 0.00% | 0.27% | -0.27 | PYPL | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 1.90 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 9/9 | -3.00 | PYPL | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 36.8 | 56.9 | -20.10 | PYPL | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.93 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 22.8x | 8.4x | +14.40 | PYPL | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $13.12B | $47.36B | -$34.24B | PYPL | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | WSE REV | PYPL REV | WSE GROSS % | PYPL GROSS % | WSE FCF | PYPL FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.89B | $33.17B | — | — | $7.53B | $5.56B |
| FY 2024 | $1.55B | $31.80B | — | — | $5.68B | $6.77B |
| FY 2023 | $1.32B | $29.77B | — | — | $4.08B | $3.50B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
WSE // BETA —
PYPL // BETA 0.93