Should I buy, hold, or sell CION stock right now?

CION Investment Corporation (CION) currently earns a Roarable Rating of D (Sell — SELL) with 48/100 RQD Confidence. Stretched risk/reward at current multiples (-3% return on capital) under elevated 10-year interest-rate pressure.

What is CION's 12-month price target and RQD AI Jury consensus?

CION's 12-month base price target is $6.7 (range $5.23 to $10.92), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

Stock Ratings / Financials / CION

TCPC (45) SDHY (44) FINS (45) RFMZ (48) ⌘ Pro Terminal →

CION Investment Corporation (CION) — RQD Stock Rating Cockpit

$7.02 +0.43% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $7.01

CION Investment Corporation (CION) carries a Roarable Rating of D (Sell) with 48/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D • SELL / AVOID Cap $343.9M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on CION Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is CION stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-03, CION Investment Corporation (NYSE: CION) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 48/100 at a spot price of $7.02 (+0.43% 1D, market cap $343.9M). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 9/20, SEC Balance-Sheet Forensics 10/20, FRED Macro Regime Fit 8/20, and Executive Insider Alignment 10/20. Across 1097 tracked Financials issuers, CION ranks #699 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does CION compare to TCPC and SDHY in the Financials sector?

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Within the Financials sector (Finance/Investors Services), CION carries a Roarable D (48/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -2.9%. By comparison, TCPC (BlackRock TCP Capital Corp.) holds a D grade (45/100 RQD, P/E N/A, ROIC -14.9%, cap $350.7M) and SDHY (PGIM Short Duration High Yield Opportunities Fund) posts a D grade (44/100 RQD, P/E N/A, ROIC —, cap $376.5M). Among the 5-stock peer group, CION leads on earnings multiple (N/A) while CION leads on capital efficiency (-2.9% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for CION?

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Per CION's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001534254), CION Investment Corporation generated $779.0M in revenue (-4.7% YoY), -$20.6M in net income, and $76.8M in free cash flow against $1.85B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $7.01 (-0.11%)🧬 Cannibal Buyback (-0.68% YoY Shares)⚙️ Cash Engine: 11/20 (D+) • 9.9% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (48/100 · D) historically underperformed SPY in 71% of rolling 90-day windows (-5.6% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D

2-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D · Rk D

Each axis scored 0–20

12M PRICE TARGET CONE-4.6% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for CION)Realized 20D OHLCV Swing Band: ±6.6%

Deterministic 5-Pillar Attribution (48/100 Composite)

🔍 WHY CION SCORES 48/100 (D) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Cash Engine Quality+11/20 pts (23% of score)

SEC XBRL FY 2025 (10-K): 9.9% FCF Margin ($76.8M FCF) & 52% Gross Margin

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+10/20 pts (21% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 3/9

▼ #1 Drag / Risk Factor: Macro Regime Fit8/20 pts (-12 pt drag)

Macro rate sensitivity & RSI-14 (54.2) create a -12 pt regime headwind

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade D$6.80-6.5% Next Q

Q2 (-2Q)

Grade D$6.36+6.1% Next Q

Q3 (-1Q)

Grade D$6.75+4% Next Q

Current

Grade D$7.02-5.6% Hist 90D α

Trajectory: D (40) → D (48)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a CION Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While CION currently carries a cautious 48/100 (D) rating due to Macro Regime Fit (8/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($7.03) and Max Pain ($7.37) forces dealer call-delta covering toward $10.92.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Cannibal Buyback (-0.68% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $CION• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “CION Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 48%NO 52%Trade / Inspect Odds →

RSI-14 MOMENTUMNEUTRAL RANGE

54.230 Oversold · 70 Hot

ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)

3.80>3.0 Fortress Safe

PIOTROSKI F-SCOREWEAK QUALITY (1–4)

3 / 99-Pt Accounting

52-WEEK LASER RANGE26% OF RANGE

L: $6$7.02H: $10

1. Money & Cash Health● MIXED

Are profits real cash in the bank?

Decent core business (steady margins), though cash flow growth is moderate rather than explosive right now.

Factor Grade: D+RQD 11 / 20

2. Big Money & Insiders● TRIMMING

Are whales & executives buying or selling?

Insiders and big institutional desks have been trimming shares rather than stepping up to buy.

Factor Grade: DRQD 19 / 40

3. Hidden Risks & Market Weather● WARNING

SEC fine-print scan & interest-rate fit

High sensitivity to tight interest rates or new risk warnings added to recent SEC annual filings.

Factor Grade: DRQD 18 / 40

MULTI-MODEL JEV QUANT JURY DELIBERATION

2-of-3 JEV AI Jury Bearish Warning on CION

Cash & Moat Bull AI

ROIC & Free Cash Flow Model

NEUTRAL (55)

-2.9% ROIC with 42.0% gross margin and 21.96% FCF yield.

SEC Forensic Auditor AI

10-K Accruals & Altman-Z Guard

BEARISH (50)

Altman-Z 4.20 and Piotroski 3/9 pass balance-sheet audit.

Whale & Macro Hawk AI

Options Skew, 13F & Fed NetLiq

BEARISH (45)

19/40 institutional & smart-money positioning score with 8/20 macro alignment.

Bull Case: Why Buyers Like CION

✓Established market leader in Financials with deep daily trading liquidity.

Bear Case: What Could Go Wrong

!Company executives have done more routine share selling than personal cash buying lately.
!Sensitive to high interest rates and tighter Federal Reserve market liquidity.
!Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring CION)

✓Walkthrough of CION's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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Join Founding VIP Waitlist (No Card Required) →$100K Arena

CION // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -10.12%⚡ TESTING RESISTANCE

2026-11-03O $7.11H $7.11L $6.99C $7.02VOL 438.9K

RES: $7.17SUP: $6.31SMA50: $7.03SMA200: $7.22

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

CION Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 CION Butterfly Map → + Track CION →

Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle

8.0%/yr Implied 5Y Growth

vs. -4.7% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on CION today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for CION. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for CION today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (CION)

Financials Rank #699 of 1097 ⚔️ TCPC vs CION Full Matrix →

1. Head-to-Head Financials Peer Comparison (CION vs. TCPC, SDHY, FINS, RFMZ)

Industry: Finance/Investors Services (37 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, CION Investment Corporation (CION) ranks #699 by composite RQD confidence (48/100, grade D) and #781 by equity capitalization ($343.9M). Within this direct 5-issuer industry benchmark cohort, CION leads on earnings valuation at N/A trailing P/E, while CION leads on capital efficiency and profitability with -2.9% ROIC and — gross margin. CION currently leads its immediate peer cohort in composite quantitative strength at 48/100 (D).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
CION ACTIVE CION Investment Corporation	D	48/100	—	—	-2.9%	+0.43%	$343.9M	Benchmark Subject
TCPC BlackRock TCP Capital Corp.	D	45/100	—	—	-14.9%	+2.39%	$350.7M	/tcpc-vs-cion →
SDHY PGIM Short Duration High Yield Opportunities Fund	D	44/100	—	—	—	+0.92%	$376.5M	/sdhy-vs-cion →
FINS Angel Oak Financial Strategies Income Term Trust of	D	45/100	—	—	—	+1.18%	$297.7M	/fins-vs-cion →
RFMZ RiverNorth Flexible Municipal Income Fund II Inc.	D	48/100	—	—	—	-0.25%	$295.4M	/rfmz-vs-cion →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001534254 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), CION Investment Corporation (CION) reported GAAP revenue of $779.0M (-4.7% vs. FY2024 revenue of $817.2M , and +81.6% cumulative change since FY2023) , GAAP net income of -$20.6M, operating cash flow of $76.8M, and free cash flow of $76.8M (-12.9% YoY). On the balance sheet, CION closed FY2025 with $1.85B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 3/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$779.0M	-$20.6M	$76.8M	$76.8M	$1.85B	—
FY2024 (FY)	2024-12-31	$817.2M	$33.9M	$88.2M	$88.2M	$1.95B	—
FY2023 (FY)	2023-12-31	$428.9M	$95.3M	-$97.2M	-$97.2M	—	—

3. CION Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is CION stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does CION compare to TCPC and SDHY in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for CION?

Where is CION trading relative to its 50-day, 200-day, and 52-week technical levels?

CION last traded at $7.02 (+0.43% on volume of 444,155 shares), positioning the stock -0.14% below its 50-day simple moving average ($7.03) and -2.77% below its 200-day simple moving average ($7.22). Across its 52-week range of $5.83 to $10.40, CION sits at the 26.0% percentile with a 14-day RSI of 54.2 (NEUTRAL RANGE) and an implied next-earnings move of ±6.6% ($6.56 to $7.48).

Direct Sub-Reports: CION RQD Cockpit CION 12M Forecast CION Earnings & Move CION Dividends & DRIP CION Insiders & 13F CION Whale Options CION Profit Sankey CION News & Why

ROARABLE RATING BRIEF • RQD 48/100 (D) ✓ SEC XBRL & RQD VERIFIED

CION — CION Investment Corporation: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit

Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

CION Investment Corporation (CION) earns a live Roarable RQD composite score of 48/100, corresponding to a D letter grade (Roarable Sell) at a spot price of $7.02 (+0.43% 1D, market capitalization $343.9M).

Fundamental Cash Engine (11/20): Anchored by return on invested capital (ROIC) of -2.9%, gross margin of —, operating margin of —, and free cash flow yield of 21.96%.
Whale 13F & Options Flow (9/20) + Insider Conviction (10/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
Macro Regime Fit (8/20) + Forensic Balance Sheet (10/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 3/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

CION Investment Corporation (CION) is a NYSE-listed operating company in the Finance/Investors Services industry (Financials sector) with an equity market capitalization of $343.9M. The business operates with a gross margin of 0%, an operating margin of 0%, and a return on invested capital (ROIC) of -2.9% (free cash flow yield of 21.96%). Within the Finance/Investors Services peer group, investor evaluation centers on operating leverage, unit margin durability, and capital allocation efficiency across market cycles.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), CION Investment Corporation (CION) reported $779.0M in annual revenue (up from $817.2M in FY2024, -4.7% YoY) and -$20.6M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($428.9M revenue, $95.3M net income) through FY2025, CION scaled operating cash flow to $76.8M and free cash flow to $76.8M, backed by $1.85B in total assets against $0 in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

🐂 Primary Bull Case (D • RQD 48/100): Established market leader in Financials with deep daily trading liquidity. Free cash flow yield of 21.96% and institutional whale pillar of 9/20. With Fundamental Cash Engine at 11/20 and Institutional Whale Flow at 9/20, sustained execution supports upside toward the upper end of the $5.83 – $10.40 52-week range.
🐻 Primary Bear Case & Valuation Risk: Company executives have done more routine share selling than personal cash buying lately. Investors must weigh current valuation against — operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

— The Butterfly Supply-Chain Graph lists no upstream or downstream links, no sector correlations, and no bottleneck data for CION. The only sector information is the Financials classification.

Key Question #1: Can CION sustain or expand its — operating margin and -2.9% ROIC against Finance/Investors Services peers over the next 4 quarters?
Key Question #2: Following FY2025 revenue of $779.0M and free cash flow of $76.8M, how will capital allocation balance growth reinvestment against $0 in total debt?
Key Question #3: How sensitive is CION's equity valuation to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

CION Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for CION Investment Corporation (CION) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to CION Debate Forum (3) ↓

🟡 MARKET WIRE MarketBeat • 22h ago

CION Investment Corporation (NYSE:CION) Shares Will Pay Monthly Dividend of $0.10

MarketBeat report covering CION Investment Corporation (CION) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Stock Titan • 1d ago

David’s Bridal plans to separate its wedding platform, while its stores will operate as usual.

Stock Titan report covering CION Investment Corporation (CION) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Stock Traders Daily • 1d ago

(CION) Movement Within Algorithmic Entry Frameworks

Stock Traders Daily report covering CION Investment Corporation (CION) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔴 RISK WATCH https://www.siam.in/ • 1d ago

CION Investment Corporation (CION) Ticks Higher as Price Action Tests Upper Range - Bear Pennant

https://www.siam.in/ report covering CION Investment Corporation (CION) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Sure Dividend • 1d ago

Top 20 Highest Yielding Monthly Dividend Stocks Now | Yields Up To 32.8%

Sure Dividend report covering CION Investment Corporation (CION) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE https://www.dars.gov.et/ • 1d ago

CION Investment Corporation (CION) Slips to $6.49 as Shares Test Lower End of Recent Range - Safe Entry Stocks

https://www.dars.gov.et/ report covering CION Investment Corporation (CION) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE MarketBeat • 1d ago

CION Investment (NYSE:CION) Share Price Breaks Above 50-Day Moving Average - Time to Sell?

MarketBeat report covering CION Investment Corporation (CION) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo • 4d ago

Hercules Capital (HTGC) Q3 Earnings and Revenues Lag Estimates

Hercules Capital (HTGC) delivered earnings and revenue surprises of -4.08% and -1.47%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

CION Bull vs. Bear Conversation Board — What's Your Call at $7.02?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON CION 🐻 33% BEARISH CONVICTION

DE DeltaGamma_99 RQD DEBATE OPENER • Options Flow Specialist 🐂 BULLISH 🎯 Target: $8.67 (+24.0%)

📌 Pinned Debate

A 21.96% FCF yield and a $0.10 monthly dividend announcement point to meaningful cash generation relative to the $349.8M market cap.

Here is why I am bullish on CION here at $6.99: A 21.96% FCF yield and a $0.10 monthly dividend announcement point to meaningful cash generation relative to the $349.8M market cap.. Compare CION's 0.0% operating margin and -2.9% ROIC against the rest of Finance/Investors Services. As long as cash conversion holds up, dips toward $6.64 are getting bought.

RetailWhale_TX 🐂 BULL

Both sides have a point here — CION's 10/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.

FA FadeTheHype RQD DEBATE OPENER • Contrarian Tape Reader 🐻 BEARISH 🎯 Target: $6.01 (-14.0%)

Spot @ $6.99

Negative ROIC of -2.9%, a -$20.6M FY 2025 net income, and an RQD score of 48 with an Underperform label show the model sees more downsi

I respect the product at CION Investment Corporation, but the stock at $6.99 is a different story. Negative ROIC of -2.9%, a -$20.6M FY 2025 net income, and an RQD score of 48 with an Underperform label show the model sees more downside than upside.. FCF yield is 21.96% and RQD sits at 48/100 (D) — why pay up here when you can wait for next quarter's numbers?