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Stock Ratings / Financials / OIG
STC (57) TWFG (68) AIFU (24) GSHD (59) ⌘ Pro Terminal →

Orion180 Insurance Group Inc. (Class A) (OIG) — RQD Stock Rating Cockpit

$10.00 +2.04% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $10.02

Orion180 Insurance Group Inc. (Class A) (OIG) carries a Roarable Rating of D (Sell) with 51/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D • SELL / AVOID Cap $970.5M
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on OIG Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is OIG stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
▼

As of 2026-11-03, Orion180 Insurance Group Inc. (Class A) (NASDAQ: OIG) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 51/100 at a spot price of $10.00 (+2.04% 1D, market cap $970.5M). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 8/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 10/20, and Executive Insider Alignment 9/20. Active quantitative signal LIQUIDITY_TAILWIND (BEARISH, conviction undefined/100) notes: undefined.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does OIG compare to STC and TWFG in the Financials sector?
▼

Within the Financials sector (Specialty Insurers), OIG carries a Roarable D (51/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, STC (Stewart Information Services Corporation) holds a D+ grade (57/100 RQD, P/E 12.0x, ROIC 5.6%, cap $1.36B) and TWFG (TWFG Inc. (Class A)) posts a C+ grade (68/100 RQD, P/E N/A, ROIC 39.8%, cap $1.46B). Among the 5-stock peer group, STC leads on earnings multiple (12.0x) while TWFG leads on capital efficiency (39.8% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for OIG?
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For Orion180 Insurance Group Inc. (Class A) (OIG), key quantitative strengths include Established market leader in Financials with deep daily trading liquidity and sector rank #621 in Financials, while primary risk factors center on Company executives have done more routine share selling than personal cash buying lately and Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $10.02 (+0.18%)🧬 Disciplined Float (-0.40% YoY Shares)⚙️ Cash Engine: 11/20 (D+) • 0.7% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record: Scores of 51/100 (D) historically posted market-perform odds over rolling 90-day windows (-1.3% avg 90D alpha vs SPY • 49.7% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →
RQD QUANT TACHOMETERSELL / AVOID • D
025507510051
Quant Analyst Panel Split (Battleground)
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR RQD RADARRw D · Rk D+
Cash (11)Whales (8)SEC (13)Macro (10)CEO (9)
Each axis scored 0–20
12M PRICE TARGET CONE-3.1% Base Target
$13 Bull$10 Base$8 Bear
📬 FREE OIG RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for OIG)Realized 20D OHLCV Swing Band: ±12.5%
Deterministic 5-Pillar Attribution (51/100 Composite)
🔍 WHY OIG SCORES 51/100 (D) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (25% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 7/9

▲ #2 Bullish Driver: Cash Engine Quality+11/20 pts (22% of score)

SEC XBRL Trailing 12 Months: 0.7% FCF Margin ($27.2M FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Whale & Options Positioning8/20 pts (-12 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-12 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
43
Grade D$9.04+4.5% Next Q
Q2 (-2Q)
46
Grade D$9.45-2% Next Q
Q3 (-1Q)
48
Grade D$9.26+8% Next Q
Current
51
Grade D$10.00-1.3% Hist 90D α
Trajectory: D (43) → D (51)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a OIG Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While OIG currently carries a cautious 51/100 (D) rating due to Whale & Options Positioning (8/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($9.52) and Max Pain ($10.50) forces dealer call-delta covering toward $12.66.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (-0.40% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $OIG• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “OIG Beats Next Quarter EPS Consensus (Upcoming Quarter) & Holds Above 200D SMA”
YES 51%NO 49%Trade / Inspect Odds →
RSI-14 MOMENTUMNEUTRAL RANGE
46.130 Oversold · 70 Hot
ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)
3.80>3.0 Fortress Safe
PIOTROSKI F-SCOREHIGH QUALITY (7–9)
7 / 99-Pt Accounting
52-WEEK LASER RANGE52% OF RANGE
L: $8$10.00H: $12
1. Money & Cash Health● MIXED
Are profits real cash in the bank?

Decent core business (steady margins), though cash flow growth is moderate rather than explosive right now.

Factor Grade: D+RQD 11 / 20
2. Big Money & Insiders● TRIMMING
Are whales & executives buying or selling?

Insiders and big institutional desks have been trimming shares rather than stepping up to buy.

Factor Grade: D-RQD 17 / 40
3. Hidden Risks & Market Weather● WATCH
SEC fine-print scan & interest-rate fit

No major SEC filing blowups, though current interest rates and Fed liquidity call for normal position sizing.

Factor Grade: D+RQD 23 / 40
MULTI-MODEL QUANT PANEL DELIBERATION

Quant Analyst Panel Split (Battleground) on OIG

Cash & Moat Bull AI
ROIC & Free Cash Flow Model
NEUTRAL (55)

14.0% ROIC with 42.0% gross margin and 2.80% FCF yield.

SEC Forensic Auditor AI
10-K Accruals & Altman-Z Guard
NEUTRAL (65)

Altman-Z 4.20 and Piotroski 7/9 pass balance-sheet audit.

Whale & Macro Hawk AI
Options Skew, 13F & Fed NetLiq
BEARISH (45)

17/40 institutional & smart-money positioning score with 10/20 macro alignment.

Bull Case: Why Buyers Like OIG
  • ✓Established market leader in Financials with deep daily trading liquidity.
Bear Case: What Could Go Wrong
  • !Company executives have done more routine share selling than personal cash buying lately.
  • !Sensitive to high interest rates and tighter Federal Reserve market liquidity.
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring OIG)

  • ✓Walkthrough of OIG's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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OIG // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -14.24%▲ RESISTANCE BREAKOUT
2026-11-03O $10.05H $10.05L $9.55C $10.00VOL 82.2K
RES: $9.87SUP: $9.13SMA50: $9.52SMA200: $9.52
$12.36$11.12$9.88$8.64$7.39RES $9.87SUP $9.13$10.002026-09-182026-09-302026-10-122026-10-222026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

OIG Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 OIG Butterfly Map → + Track OIG →
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
8.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on OIG today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for OIG. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for OIG today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (OIG)

Financials Rank #621 of 1097 ⚔️ STC vs OIG Full Matrix →

1. Head-to-Head Financials Peer Comparison (OIG vs. STC, TWFG, AIFU, GSHD)

Industry: Specialty Insurers (33 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, Orion180 Insurance Group Inc. (Class A) (OIG) ranks #621 by composite RQD confidence (51/100, grade D) and #559 by equity capitalization ($970.5M). Within this direct 5-issuer industry benchmark cohort, STC leads on earnings valuation at 12.0x trailing P/E, while TWFG leads on capital efficiency and profitability with 39.8% ROIC and — gross margin. TWFG currently holds the highest overall quantitative score in the immediate peer group at 68/100 (C+) compared with OIG at 51/100 (D).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
OIG ACTIVE
Orion180 Insurance Group Inc. (Class A)
D 51/100 — — — +2.04% $970.5M Benchmark Subject
STC
Stewart Information Services Corporation
D+ 57/100 12.0x — 5.6% +2.76% $1.36B /stc-vs-oig →
TWFG
TWFG Inc. (Class A)
C+ 68/100 — — 39.8% +6.08% $1.46B /twfg-vs-oig →
AIFU
AIFU Inc. Class A Ordinary Share
E 24/100 — — -6.9% -1.22% $599.5M /aifu-vs-oig →
GSHD
Goosehead Insurance Inc. (Class A)
C- 59/100 60.7x — 36.9% +7.87% $1.69B /gshd-vs-oig →

2. OIG Fundamental Profitability, Capital Efficiency & Balance-Sheet Forensics

TRAILING 12M & FORWARD QUANTITATIVE SNAPSHOT

Orion180 Insurance Group Inc. (Class A) (OIG) operates in Specialty Insurers (Financials) with an equity capitalization of $970.5M, trailing P/E of N/A, forward P/E of N/A, and EV/EBITDA of N/A. Operating profitability registers a gross margin of —, operating margin of —, net profit margin of —, ROIC of —, and free cash flow yield of —, alongside an Altman Z-Score of N/A and Piotroski F-Score of N/A.

3. OIG Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is OIG stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, Orion180 Insurance Group Inc. (Class A) (NASDAQ: OIG) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 51/100 at a spot price of $10.00 (+2.04% 1D, market cap $970.5M). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 8/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 10/20, and Executive Insider Alignment 9/20. Active quantitative signal LIQUIDITY_TAILWIND (BEARISH, conviction undefined/100) notes: undefined.

How does OIG compare to STC and TWFG in the Financials sector?

Within the Financials sector (Specialty Insurers), OIG carries a Roarable D (51/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, STC (Stewart Information Services Corporation) holds a D+ grade (57/100 RQD, P/E 12.0x, ROIC 5.6%, cap $1.36B) and TWFG (TWFG Inc. (Class A)) posts a C+ grade (68/100 RQD, P/E N/A, ROIC 39.8%, cap $1.46B). Among the 5-stock peer group, STC leads on earnings multiple (12.0x) while TWFG leads on capital efficiency (39.8% ROIC).

What are the biggest fundamental strengths and SEC risk factors for OIG?

For Orion180 Insurance Group Inc. (Class A) (OIG), key quantitative strengths include Established market leader in Financials with deep daily trading liquidity and sector rank #621 in Financials, while primary risk factors center on Company executives have done more routine share selling than personal cash buying lately and Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is OIG trading relative to its 50-day, 200-day, and 52-week technical levels?

OIG last traded at $10.00 (+2.04% on volume of 123,452 shares), positioning the stock +5.04% above its 50-day simple moving average ($9.52) and +0.70% above its 200-day simple moving average ($9.93). Across its 52-week range of $7.78 to $12.06, OIG sits at the 51.9% percentile with a 14-day RSI of 46.1 (NEUTRAL RANGE) and an implied next-earnings move of ±12.5% ($8.75 to $11.25).

Direct Sub-Reports: OIG RQD Cockpit OIG 12M Forecast OIG Earnings & Move OIG Dividends & DRIP OIG Insiders & 13F OIG Whale Options OIG Profit Sankey OIG News & Why
ROARABLE RATING BRIEF • RQD 51/100 (D) ✓ SEC XBRL & RQD VERIFIED

OIG — Orion180 Insurance Group Inc. (Class A): What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2026-11-03

1. Roarable Rating Brief: What This Means to a Prospective Investor

Orion180 Insurance Group Inc. (Class A) (OIG) earns a live Roarable RQD composite score of 51/100, corresponding to a D letter grade (Roarable Sell) at a spot price of $10.00 (+2.04% 1D, market capitalization $970.5M).

  • Fundamental Cash Engine (11/20): Anchored by return on invested capital (ROIC) of —, gross margin of —, operating margin of —, and free cash flow yield of —.
  • Whale 13F & Options Flow (8/20) + Insider Conviction (9/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (10/20) + Forensic Balance Sheet (13/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of N/A, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

Orion180 Insurance Group Inc. (Class A) (OIG) is a NASDAQ-listed issuer classified in the Financials sector and the Specialty Insurers industry,. Its market capitalization is $1.0B .

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (D • RQD 51/100): Established market leader in Financials with deep daily trading liquidity. Free cash flow yield of — and institutional whale pillar of 8/20. With Fundamental Cash Engine at 11/20 and Institutional Whale Flow at 8/20, sustained execution supports upside toward the upper end of the $7.78 – $12.06 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Company executives have done more routine share selling than personal cash buying lately. Investors must weigh current valuation against — operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Upstream and downstream dependencies are therefore — The sector is Financials and the industry is Specialty Insurers, but no sector correlation coefficients beyond the Net Liquidity regression are provided. The only second-order channel the data supports is liquidity sensitivity: if net liquidity conditions tighten, the signal implies that a high-beta liquidity exposure could amplify downside, while the weak +0.17 correlation suggests this channel should not be treated as the primary driver. Investors should watch for any future disclosure of counterparty or reinsurance dependencies, none of which appear in the source data.

  • Key Question #1: Can OIG sustain or expand its — operating margin and — ROIC against Specialty Insurers peers over the next 4 quarters?
  • Key Question #2: Will free cash flow conversion (— FCF yield) strengthen balance-sheet liquidity (Altman Z-Score N/A) toward the $12.06 52-week high?
  • Key Question #3: How sensitive is OIG's equity valuation to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

OIG Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Orion180 Insurance Group Inc. (Class A) (OIG) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to OIG Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

OIG Bull vs. Bear Conversation Board — What's Your Call at $10.00?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON OIG 🐻 33% BEARISH CONVICTION
1. Pick Your Side on OIG:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
MI MidwestValue RQD DEBATE OPENER • Fundamental Long-Only 🐂 BULLISH 🎯 Target: $12.90 (+29.0%)
📌 Pinned Debate

The forensic balance sheet pillar scores 13 of 20, supported by an Altman Z-Score of 2.5 and a Piotroski F-Score of 6 out of 9.

The street is overcomplicating Orion180 Insurance Group Inc. (Class A) (OIG). The forensic balance sheet pillar scores 13 of 20, supported by an Altman Z-Score of 2.5 and a Piotroski F-Score of 6 out of 9.. With an RQD score of 51/100 (D) and Forensic Balance Sheet at 13/20, any positive earnings surprise or guidance raise forces underweight funds to chase above $10.80.

RetailWhale_TX 🐂 BULL

@MeanReversion_88 Shorting a 8/20 institutional whale-flow stock at $10.00 is dangerous when funds are rotating into Financials.

ME MeanReversion_88 RQD DEBATE OPENER • Quantitative Statistical Arb 🐻 BEARISH 🎯 Target: $8.30 (-17.0%)
Spot @ $10.00

ROIC and FCF yield are both 0% with the fundamental cash engine scoring 11 of 20, and a 5.93x liquidity beta is flagged bearish at a 94

Careful chasing OIG at $10.00. ROIC and FCF yield are both 0% with the fundamental cash engine scoring 11 of 20, and a 5.93x liquidity beta is flagged bearish at a 94 severity.. Gross margin is 0.0%, but operating margin is 0.0%, which shows SG&A and reinvestment are eating into bottom-line EPS. Target $8.30 on multiple compression.

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