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Stock Ratings / Financials / PSEC
PICS (43) RHLD (59) WRLD (55) BUR (33) ⌘ Pro Terminal →

Prospect Capital Corporation (PSEC) — RQD Stock Rating Cockpit

$1.62 +0.62% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $1.62

Prospect Capital Corporation (PSEC) carries a Roarable Rating of D- (Sell) with 35/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D- • RED ALERT Cap $859.4M
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on PSEC Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is PSEC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
▼

As of 2026-11-03, Prospect Capital Corporation (NASDAQ: PSEC) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 35/100 at a spot price of $1.62 (+0.62% 1D, market cap $859.4M). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 3/20, SEC Balance-Sheet Forensics 10/20, FRED Macro Regime Fit 7/20, and Executive Insider Alignment 5/20. Across 1097 tracked Financials issuers, PSEC ranks #973 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does PSEC compare to PICS and RHLD in the Financials sector?
▼

Within the Financials sector (Finance: Consumer Services), PSEC carries a Roarable D- (35/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -16.6%. By comparison, PICS (PicS N.V. (Class A)) holds a D- grade (43/100 RQD, P/E N/A, ROIC —, cap $920.1M) and RHLD (Resolute Holdings Management) posts a C- grade (59/100 RQD, P/E N/A, ROIC 85.0%, cap $944.3M). Among the 5-stock peer group, BUR leads on earnings multiple (12.2x) while RHLD leads on capital efficiency (85.0% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for PSEC?
▼

Per PSEC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-08-31, CIK 0001287032), Prospect Capital Corporation generated $2.74B in revenue (-9.7% YoY), -$490.5M in net income, and $523.2M in free cash flow against $6.53B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $1.62 (-0.08%)🧬 Disciplined Float (+0.72% YoY Shares)⚙️ Cash Engine: 10/20 (D) • 19.1% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record Warning: Scores below 50 (35/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows (-8.5% avg 90D alpha vs SPY • 29.0% hit rate).
Audit Bucket Track Record →
RQD QUANT TACHOMETERRED ALERT • D-
025507510035
3-of-3 Quant Analysts Bearish Warning
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR RQD RADARRw E · Rk D-
Cash (10)Whales (3)SEC (10)Macro (7)CEO (5)
Each axis scored 0–20
12M PRICE TARGET CONE-10.5% Base Target
$3 Bull$1 Base$1 Bear
📬 FREE PSEC RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for PSEC)Realized 20D OHLCV Swing Band: ±10.9%
Deterministic 5-Pillar Attribution (35/100 Composite)
🔍 WHY PSEC SCORES 35/100 (D-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Cash Engine Quality+10/20 pts (29% of score)

SEC XBRL FY 2025 (10-K): 19.1% FCF Margin ($523.2M FCF) & 52% Gross Margin

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+10/20 pts (29% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 3/9

▼ #1 Drag / Risk Factor: Whale & Options Positioning4/20 pts (-16 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-16 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
43
Grade D$1.67-10.8% Next Q
Q2 (-2Q)
40
Grade D$1.49+4% Next Q
Q3 (-1Q)
38
Grade E$1.55+4.5% Next Q
Current
35
Grade D-$1.62-8.5% Hist 90D α
Trajectory: D (43) → D- (35)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a PSEC Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While PSEC currently carries a cautious 35/100 (D-) rating due to Whale & Options Positioning (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($1.95) and Max Pain ($1.70) forces dealer call-delta covering toward $3.29.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (+0.72% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $PSEC• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “PSEC Beats Next Quarter EPS Consensus (Nov 29, 2026) & Holds Above 200D SMA”
YES 35%NO 65%Trade / Inspect Odds →
RSI-14 MOMENTUMNEUTRAL RANGE
39.130 Oversold · 70 Hot
ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)
3.80>3.0 Fortress Safe
PIOTROSKI F-SCOREWEAK QUALITY (1–4)
3 / 99-Pt Accounting
52-WEEK LASER RANGE11% OF RANGE
L: $1$1.62H: $3
1. Money & Cash Health● WEAK
Are profits real cash in the bank?

Weak cash conversion or heavy valuation strain compared to actual cash earned.

Factor Grade: DRQD 10 / 20
2. Big Money & Insiders● TRIMMING
Are whales & executives buying or selling?

Insiders and big institutional desks have been trimming shares rather than stepping up to buy.

Factor Grade: ERQD 8 / 40
3. Hidden Risks & Market Weather● WARNING
SEC fine-print scan & interest-rate fit

High sensitivity to tight interest rates or new risk warnings added to recent SEC annual filings.

Factor Grade: D-RQD 17 / 40
MULTI-MODEL QUANT PANEL DELIBERATION

3-of-3 Quant Analysts Bearish Warning on PSEC

Cash & Moat Bull AI
ROIC & Free Cash Flow Model
BEARISH (50)

-16.6% ROIC with 42.0% gross margin and 2.80% FCF yield.

SEC Forensic Auditor AI
10-K Accruals & Altman-Z Guard
BEARISH (50)

Altman-Z 4.20 and Piotroski 3/9 pass balance-sheet audit.

Whale & Macro Hawk AI
Options Skew, 13F & Fed NetLiq
BEARISH (25)

8/40 institutional & smart-money positioning score with 7/20 macro alignment.

Bull Case: Why Buyers Like PSEC
  • ✓Established market leader in Financials with deep daily trading liquidity.
Bear Case: What Could Go Wrong
  • !Company executives have done more routine share selling than personal cash buying lately.
  • !Sensitive to high interest rates and tighter Federal Reserve market liquidity.
  • !Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring PSEC)

  • ✓Walkthrough of PSEC's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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PSEC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -40.44%▼ DESCENDING CHANNEL
2026-11-03O $1.62H $1.62L $1.61C $1.62VOL 9.31M
RES: $2.08SUP: $1.35SMA50: $1.95SMA200: $2.36
$2.89$2.49$2.10$1.70$1.31RES $2.08SUP $1.35$1.622026-05-042026-06-172026-08-042026-09-182026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

PSEC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 PSEC Butterfly Map → + Track PSEC →
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
8.0%/yr Implied 5Y Growth

vs. -9.7% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on PSEC today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for PSEC. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for PSEC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (PSEC)

Financials Rank #973 of 1097 ⚔️ PICS vs PSEC Full Matrix →

1. Head-to-Head Financials Peer Comparison (PSEC vs. PICS, RHLD, WRLD, BUR)

Industry: Finance: Consumer Services (156 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, Prospect Capital Corporation (PSEC) ranks #973 by composite RQD confidence (35/100, grade D-) and #584 by equity capitalization ($859.4M). Within this direct 5-issuer industry benchmark cohort, BUR leads on earnings valuation at 12.2x trailing P/E, while RHLD leads on capital efficiency and profitability with 85.0% ROIC and — gross margin. RHLD currently holds the highest overall quantitative score in the immediate peer group at 59/100 (C-) compared with PSEC at 35/100 (D-).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
PSEC ACTIVE
Prospect Capital Corporation
D- 35/100 — — -16.6% +0.62% $859.4M Benchmark Subject
PICS
PicS N.V. (Class A)
D- 43/100 — — — -4.37% $920.1M /pics-vs-psec →
RHLD
Resolute Holdings Management
C- 59/100 — — 85.0% -1.50% $944.3M /rhld-vs-psec →
WRLD
World Acceptance Corporation
D+ 55/100 23.7x — 9.8% +0.58% $767.0M /wrld-vs-psec →
BUR
Burford Capital Limited
E 33/100 12.2x — 9.7% +10.29% $744.0M /bur-vs-psec →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-08-31 • CIK 0001287032 ↗

In its most recent audited fiscal period (FY2025, filed 2025-08-31), Prospect Capital Corporation (PSEC) reported GAAP revenue of $2.74B (-9.7% vs. FY2024 revenue of $3.04B , and +227.0% cumulative change since FY2023) , GAAP net income of -$490.5M, operating cash flow of $523.2M, and free cash flow of $523.2M (+86.9% YoY). On the balance sheet, PSEC closed FY2025 with $6.53B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 3/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-08-31 $2.74B -$490.5M $523.2M $523.2M $6.53B —
FY2024 (FY) 2024-08-31 $3.04B $234.1M $280.0M $280.0M $7.23B —
FY2023 (FY) 2023-08-31 $839.2M -$88.0M -$220.8M -$220.8M — —

3. PSEC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is PSEC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, Prospect Capital Corporation (NASDAQ: PSEC) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 35/100 at a spot price of $1.62 (+0.62% 1D, market cap $859.4M). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 3/20, SEC Balance-Sheet Forensics 10/20, FRED Macro Regime Fit 7/20, and Executive Insider Alignment 5/20. Across 1097 tracked Financials issuers, PSEC ranks #973 in composite RQD confidence.

How does PSEC compare to PICS and RHLD in the Financials sector?

Within the Financials sector (Finance: Consumer Services), PSEC carries a Roarable D- (35/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -16.6%. By comparison, PICS (PicS N.V. (Class A)) holds a D- grade (43/100 RQD, P/E N/A, ROIC —, cap $920.1M) and RHLD (Resolute Holdings Management) posts a C- grade (59/100 RQD, P/E N/A, ROIC 85.0%, cap $944.3M). Among the 5-stock peer group, BUR leads on earnings multiple (12.2x) while RHLD leads on capital efficiency (85.0% ROIC).

What are the biggest fundamental strengths and SEC risk factors for PSEC?

Per PSEC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-08-31, CIK 0001287032), Prospect Capital Corporation generated $2.74B in revenue (-9.7% YoY), -$490.5M in net income, and $523.2M in free cash flow against $6.53B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.

Where is PSEC trading relative to its 50-day, 200-day, and 52-week technical levels?

PSEC last traded at $1.62 (+0.62% on volume of 7,318,628 shares), positioning the stock -16.92% below its 50-day simple moving average ($1.95) and -31.36% below its 200-day simple moving average ($2.36). Across its 52-week range of $1.43 to $3.13, PSEC sits at the 11.2% percentile with a 14-day RSI of 39.1 (NEUTRAL RANGE) and an implied next-earnings move of ±10.9% ($1.44 to $1.80).

Direct Sub-Reports: PSEC RQD Cockpit PSEC 12M Forecast PSEC Earnings & Move PSEC Dividends & DRIP PSEC Insiders & 13F PSEC Whale Options PSEC Profit Sankey PSEC News & Why
ROARABLE RATING BRIEF • RQD 35/100 (D-) ✓ SEC XBRL & RQD VERIFIED

PSEC — Prospect Capital Corporation: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2025-08-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

Prospect Capital Corporation (PSEC) earns a live Roarable RQD composite score of 35/100, corresponding to a D- letter grade (Roarable Sell) at a spot price of $1.62 (+0.62% 1D, market capitalization $859.4M).

  • Fundamental Cash Engine (10/20): Anchored by return on invested capital (ROIC) of -16.6%, gross margin of —, operating margin of —, and free cash flow yield of —.
  • Whale 13F & Options Flow (3/20) + Insider Conviction (5/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (7/20) + Forensic Balance Sheet (10/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 3/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

Prospect Capital Corporation is a NASDAQ-listed issuer classified in the Financials sector and Finance: Consumer Services industry. The profile does not describe its products, customers, or revenue model..9B.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-08-31), Prospect Capital Corporation (PSEC) reported $2.74B in annual revenue (up from $3.04B in FY2024, -9.7% YoY) and -$490.5M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($839.2M revenue, -$88.0M net income) through FY2025, PSEC scaled operating cash flow to $523.2M and free cash flow to $523.2M, backed by $6.53B in total assets against $0 in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (D- • RQD 35/100): Established market leader in Financials with deep daily trading liquidity. Free cash flow yield of — and institutional whale pillar of 3/20. With Fundamental Cash Engine at 10/20 and Institutional Whale Flow at 3/20, sustained execution supports upside toward the upper end of the $1.43 – $3.13 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Company executives have done more routine share selling than personal cash buying lately. Investors must weigh current valuation against — operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Upstream and downstream dependencies, sector correlations, and second-order bottlenecks cannot be mapped from the source data. The one sector-level reference is the RQD macro regime pillar, which cites sector sensitivity but provides no specific linkages.

  • Key Question #1: Can PSEC sustain or expand its — operating margin and -16.6% ROIC against Finance: Consumer Services peers over the next 4 quarters?
  • Key Question #2: Following FY2025 revenue of $2.74B and free cash flow of $523.2M, how will capital allocation balance growth reinvestment against $0 in total debt?
  • Key Question #3: How sensitive is PSEC's equity valuation to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

PSEC Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Prospect Capital Corporation (PSEC) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to PSEC Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

PSEC Bull vs. Bear Conversation Board — What's Your Call at $1.62?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON PSEC 🐻 33% BEARISH CONVICTION
1. Pick Your Side on PSEC:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
MA MacroHawk_NYC RQD DEBATE OPENER • Cross-Asset Macro Desk 🐂 BULLISH 🎯 Target: $1.85 (+14.9%)
📌 Pinned Debate

Prospect Capital's Macro Regime Fit and beta of 1.0 keep it tied to broad market moves, and the 8.95% notes financing with semiannual i

Prospect Capital's Macro Regime Fit and beta of 1.0 keep it tied to broad market moves, and the 8.95% notes financing with semiannual interest starting April 2027 shows continued market access.. When you look under the hood at PSEC, Fundamental Cash Engine is 10/20 with 0.0% gross margins and -16.6% ROIC. Bears are staring in the rearview mirror while institutional 13F flow (3/20) has been quietly accumulating below $3.13. My 12M target is $1.85.

ArenaChamp_24 🐂 BULL

@RiskArb_Desk Fair point on current EV/EBITDA multiples, but you're ignoring the forward operating leverage in Finance: Consumer Services. If gross margin (0.0%) holds, EPS grows into the multiple faster than bears think.

RI RiskArb_Desk RQD DEBATE OPENER • Hedged Event Driven 🐻 BEARISH 🎯 Target: $1.37 (-14.9%)
Spot @ $1.61

ROIC of -16.6%, a 0% FCF yield, and a 3/20 whale flow score point to weak cash generation and little institutional support.

Fading this rally in PSEC at $1.61. ROIC of -16.6%, a 0% FCF yield, and a 3/20 whale flow score point to weak cash generation and little institutional support.. With a beta of 1.0 and the stock sitting at $1.61 (52-wk range $1.43–$3.13), the easy multiple expansion is already priced in.

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