Yahoo Finance report covering ACNB Corporation (ACNB) market action, institutional positioning, and fundamental catalysts.
Why ACNB Stock surged +2.63% Today — RQD Quant Desk Flash
ACNB Corporation (ACNB) earns a Roarable Rating of B- (Buy) with 71/100 RQD Confidence. High-quality cash engine (steady margins, 9% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.
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Is ACNB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, ACNB Corporation (NASDAQ: ACNB) is rated B- (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 71/100 at a spot price of $67.12 (+2.63% 1D, market cap $665.1M). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 14/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 13/20, and Executive Insider Alignment 16/20. Across 1097 tracked Financials issuers, ACNB ranks #88 in composite RQD confidence.
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How does ACNB compare to WCCB and CCB in the Financials sector?
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Within the Financials sector (Major Banks), ACNB carries a Roarable B- (71/100 RQD), trailing P/E of 18.0x, gross margin of —, and ROIC of 8.8%. By comparison, WCCB (West Coast Community Bancorp) holds a C- grade (60/100 RQD, P/E N/A, ROIC —, cap $666.2M) and CCB (Coastal Financial Corporation) posts a D grade (51/100 RQD, P/E 14.2x, ROIC 9.6%, cap $661.7M). Among the 5-stock peer group, CBNK leads on earnings multiple (12.0x) while CBNK leads on capital efficiency (14.2% ROIC).
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for ACNB?
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Per ACNB's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000715579), ACNB Corporation generated $191.8M in revenue (+45.1% YoY), $37.1M in net income, and $52.6M in free cash flow against $3.23B in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)
SEC XBRL FY 2025 (10-K): 27.4% FCF Margin ($52.6M FCF) & 52% Gross Margin
Macro rate sensitivity & RSI-14 (60.2) create a -7 pt regime headwind
⚔️ Adversarial Opposing Case: Why the ACNB Bull Thesis Could Fail
Even with a 71/100 (B-) score, ACNB faces multiple-compression risk if 18.0x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Broader market pullbacks can still drag down strong stocks in the short run.
Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($64.18) or 200D SMA ($56.89) invalidates the momentum regime and cuts Target Base ($71.05) toward Bear Floor ($55.04).
Why ACNB Stock surged +2.63% Today — RQD Quant Desk Flash
ACNB Corporation (ACNB) surged +2.63% to $67.12, trading at 98% of its 52-week range ($42.6 – $67.6). High-quality cash engine (steady margins, 9% return on capital) with steady institutional support.
- ▸Technical Tape: Trading at 98% of its 52-week range ($42.6 – $67.6) with RSI-14 at 60.2 (BULLISH MOMENTUM).
- ▸Volatility Profile: Historical 20-day realized swing band of ±4.1% around $67.12 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable B- (Buy) backed by 52% gross margin and $52.6M annual free cash flow.
Moomoo report covering ACNB Corporation (ACNB) market action, institutional positioning, and fundamental catalysts.
TradingView report covering ACNB Corporation (ACNB) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering ACNB Corporation (ACNB) market action, institutional positioning, and fundamental catalysts.
www.marketscreener.com report covering ACNB Corporation (ACNB) market action, institutional positioning, and fundamental catalysts.
GlobeNewswire report covering ACNB Corporation (ACNB) market action, institutional positioning, and fundamental catalysts.
TOKENPOST report covering ACNB Corporation (ACNB) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering ACNB Corporation (ACNB) market action, institutional positioning, and fundamental catalysts.
Get a weekly dividend summary for Champions, Contenders, and Challengers.
Here is how American Tower (AMT) and ACNB (ACNB) have performed compared to their sector so far this year.
Scheduled RQD Strong Buys & Whale Accumulation Briefing (ACNB Tape Review)
- ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
- ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
- ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
ACNB Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +45.1% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on ACNB today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for ACNB. Explore sector supply chains on /butterfly.
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (ACNB)
1. Head-to-Head Financials Peer Comparison (ACNB vs. WCCB, CCB, BHB, CBNK)
Industry: Major Banks (248 Tracked Issuers)Across 1097 tracked Financials securities in the Roarable RQD universe, ACNB Corporation (ACNB) ranks #88 by composite RQD confidence (71/100, grade B-) and #638 by equity capitalization ($665.1M). Within this direct 5-issuer industry benchmark cohort, CBNK leads on earnings valuation at 12.0x trailing P/E, while CBNK leads on capital efficiency and profitability with 14.2% ROIC and — gross margin. CBNK currently holds the highest overall quantitative score in the immediate peer group at 74/100 (B) compared with ACNB at 71/100 (B-).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| ACNB
ACTIVE
ACNB Corporation | B- | 71/100 | 18.0x | — | 8.8% | +2.63% | $665.1M | Benchmark Subject |
| WCCB West Coast Community Bancorp | C- | 60/100 | — | — | — | +0.71% | $666.2M | /wccb-vs-acnb → |
| CCB Coastal Financial Corporation | D | 51/100 | 14.2x | — | 9.6% | +0.90% | $661.7M | /ccb-vs-acnb → |
| BHB Bar Harbor Bankshares Inc. | C | 65/100 | 18.6x | — | 6.9% | +2.45% | $678.0M | /bhb-vs-acnb → |
| CBNK Capital Bancorp Inc. | B | 74/100 | 12.0x | — | 14.2% | +3.33% | $679.6M | /cbnk-vs-acnb → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000715579 ↗In its most recent audited fiscal period (FY2025, filed 2025-12-31), ACNB Corporation (ACNB) reported GAAP revenue of $191.8M (+45.1% vs. FY2024 revenue of $132.2M , and +66.7% cumulative change since FY2023) , GAAP net income of $37.1M, operating cash flow of $53.6M, and free cash flow of $52.6M (+35.4% YoY). On the balance sheet, ACNB closed FY2025 with $3.23B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 6/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $191.8M | $37.1M | $53.6M | $52.6M | $3.23B | — |
| FY2024 (FY) | 2024-12-31 | $132.2M | $31.8M | $39.8M | $38.8M | $2.39B | — |
| FY2023 (FY) | 2023-12-31 | $115.1M | $31.7M | $40.6M | $40.6M | — | — |
3. ACNB Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs ACNB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-03, ACNB Corporation (NASDAQ: ACNB) is rated B- (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 71/100 at a spot price of $67.12 (+2.63% 1D, market cap $665.1M). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 14/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 13/20, and Executive Insider Alignment 16/20. Across 1097 tracked Financials issuers, ACNB ranks #88 in composite RQD confidence.
How does ACNB compare to WCCB and CCB in the Financials sector?
Within the Financials sector (Major Banks), ACNB carries a Roarable B- (71/100 RQD), trailing P/E of 18.0x, gross margin of —, and ROIC of 8.8%. By comparison, WCCB (West Coast Community Bancorp) holds a C- grade (60/100 RQD, P/E N/A, ROIC —, cap $666.2M) and CCB (Coastal Financial Corporation) posts a D grade (51/100 RQD, P/E 14.2x, ROIC 9.6%, cap $661.7M). Among the 5-stock peer group, CBNK leads on earnings multiple (12.0x) while CBNK leads on capital efficiency (14.2% ROIC).
What are the biggest fundamental strengths and SEC risk factors for ACNB?
Per ACNB's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000715579), ACNB Corporation generated $191.8M in revenue (+45.1% YoY), $37.1M in net income, and $52.6M in free cash flow against $3.23B in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.
Where is ACNB trading relative to its 50-day, 200-day, and 52-week technical levels?
ACNB last traded at $67.12 (+2.63% on volume of 79,364 shares), positioning the stock +4.58% above its 50-day simple moving average ($64.18) and +17.98% above its 200-day simple moving average ($56.89). Across its 52-week range of $42.60 to $67.60, ACNB sits at the 98.1% percentile with a 14-day RSI of 60.2 (BULLISH MOMENTUM) and an implied next-earnings move of ±4.1% ($64.37 to $69.87).
ACNB — ACNB Corporation: What the Facts Mean to a Prospective Investor
1. Roarable Rating Brief: What This Means to a Prospective Investor
ACNB Corporation (ACNB) earns a live Roarable RQD composite score of 71/100, corresponding to a B- letter grade (Roarable Buy) at a spot price of $67.12 (+2.63% 1D, market capitalization $665.1M).
- Fundamental Cash Engine (15/20): Anchored by return on invested capital (ROIC) of 8.8%, gross margin of —, operating margin of —, and free cash flow yield of 7.88%.
- Whale 13F & Options Flow (14/20) + Insider Conviction (16/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
- Macro Regime Fit (13/20) + Forensic Balance Sheet (13/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 6/9, and Debt/Equity of N/A.
2. Business Model, Unit Margins & SEC Financial Trajectory
ACNB Corporation (ACNB) is listed on NASDAQ and classified in the Financials sector, Major Banks industry,. The company's reported revenue and net income appear in the financials section below.
In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), ACNB Corporation (ACNB) reported $191.8M in annual revenue (up from $132.2M in FY2024, +45.1% YoY) and $37.1M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($115.1M revenue, $31.7M net income) through FY2025, ACNB scaled operating cash flow to $53.6M and free cash flow to $52.6M, backed by $3.23B in total assets against $0 in total debt.
3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff
- 🐂 Primary Bull Case (B- • RQD 71/100): Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks. Company leadership has skin in the game with net positive insider conviction. With Fundamental Cash Engine at 15/20 and Institutional Whale Flow at 14/20, sustained execution supports upside toward the upper end of the $42.60 – $67.60 52-week range.
- 🐻 Primary Bear Case & Valuation Risk: Broader market pullbacks can still drag down strong stocks in the short run. Investors must weigh 18.0x trailing P/E against — operating margins and a 1.00x macro beta.
4. 2nd-Order Butterfly Ripples & Key Questions to Watch
Operating in Major Banks (Financials), ACNB carries a macro regime beta of 1.00 and gross margin of —.
- Key Question #1: Can ACNB sustain or expand its — operating margin and 8.8% ROIC against Major Banks peers over the next 4 quarters?
- Key Question #2: Following FY2025 revenue of $191.8M and free cash flow of $52.6M, how will capital allocation balance growth reinvestment against $0 in total debt?
- Key Question #3: How sensitive is ACNB's 15.1x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?
ACNB Live News Feed, Press Releases & Catalyst Wire
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Yahoo Finance report covering ACNB Corporation (ACNB) market action, institutional positioning, and fundamental catalysts.
Moomoo report covering ACNB Corporation (ACNB) market action, institutional positioning, and fundamental catalysts.
TradingView report covering ACNB Corporation (ACNB) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering ACNB Corporation (ACNB) market action, institutional positioning, and fundamental catalysts.
www.marketscreener.com report covering ACNB Corporation (ACNB) market action, institutional positioning, and fundamental catalysts.
GlobeNewswire report covering ACNB Corporation (ACNB) market action, institutional positioning, and fundamental catalysts.
TOKENPOST report covering ACNB Corporation (ACNB) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering ACNB Corporation (ACNB) market action, institutional positioning, and fundamental catalysts.
ACNB Bull vs. Bear Conversation Board — What's Your Call at $67.12?
Insider conviction (16/20) and a 7.88% FCF yield with forward P/E of 15.1 below trailing P/E of 18 point to earnings expected to grow.
Long ACNB at $65.40 targeting $78.48. Insider conviction (16/20) and a 7.88% FCF yield with forward P/E of 15.1 below trailing P/E of 18 point to earnings expected to grow.. Institutional whale score is 14/20 and the risk/reward vs. the $42.60 52-week low is skewed heavily in favor of bulls.
@CreditSpread_Watch Fair point on 18.0x trailing P/E, but you're ignoring the forward operating leverage in Major Banks. If gross margin (0.0%) holds, EPS grows into the multiple faster than bears think.
Price of $65.59 sits near the top of its $42.6 – $67.6 52-week range, and the source reports 0% gross and operating margins without exp
Fading this rally in ACNB at $65.40. Price of $65.59 sits near the top of its $42.6 – $67.6 52-week range, and the source reports 0% gross and operating margins without explanation.. With a beta of 1.0 and the stock sitting at $65.40 (52-wk range $42.60–$67.60), the easy multiple expansion is already priced in.