MARKET WIREYahoo Finance • 1d ago
AGI (AGBK) Stock May Trade At A Discount To EarningsYahoo Finance report covering AGI Inc (Class A) (AGBK) market action, institutional positioning, and fundamental catalysts.
Why AGBK Stock advanced +0.97% Today — RQD Quant Desk Flash
$5.20 +0.97% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot)
EXT / AFTER-HRS: $5.20
AGI Inc (Class A) (AGBK) carries a Roarable Rating of D (Sell) with 45/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
ROARABLE D • SELL / AVOID
Cap $824.7M
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Is AGBK stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, AGI Inc (Class A) (NYSE: AGBK) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 45/100 at a spot price of $5.20 (+0.97% 1D, market cap $824.7M). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 3/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 9/20, and Executive Insider Alignment 9/20. Across 1097 tracked Financials issuers, AGBK ranks #785 in composite RQD confidence.
✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief)
How does AGBK compare to PGC and VBNK in the Financials sector?
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Within the Financials sector (Commercial Banks), AGBK carries a Roarable D (45/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, PGC (Peapack-Gladstone Financial Corporation) holds a C- grade (59/100 RQD, P/E 21.8x, ROIC 5.7%, cap $803.6M) and VBNK (VersaBank) posts a D+ grade (55/100 RQD, P/E N/A, ROIC —, cap $711.9M). Among the 5-stock peer group, PGC leads on earnings multiple (21.8x) while PGC leads on capital efficiency (5.7% ROIC).
✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for AGBK?
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For AGI Inc (Class A) (AGBK), key quantitative strengths include Established market leader in Financials with deep daily trading liquidity and sector rank #785 in Financials, while primary risk factors center on Company executives have done more routine share selling than personal cash buying lately and Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.
✓ Pre-computed one-to-many AI Quant brief
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INTERACTIVE SCENARIO DECK:
EXT / AFTER-HRS: $5.20 (-0.02%)🧬 Disciplined Float (-0.40% YoY Shares)⚙️ Cash Engine: 11/20 (D+) • 0.6% FCF Margin
Verify 90D Bucket Audit →📊 Historical Track Record Warning: Scores below 50 (45/100 · D) historically underperformed SPY in 71% of rolling 90-day windows (-6.3% avg 90D alpha vs SPY • 29.0% hit rate).
Audit Bucket Track Record →RQD QUANT TACHOMETERSELL / AVOID • D
JEV AI Jury Split (Battleground)
Cash
SEC
Whale
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
5-PILLAR SNOWFLAKE RADARRw D- · Rk D+
Each axis scored 0–20
12M PRICE TARGET CONE-5.8% Base Target
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for AGBK)Realized 20D OHLCV Swing Band: ±12.5%
Deterministic 5-Pillar Attribution (45/100 Composite)
🔍 WHY AGBK SCORES 45/100 (D) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (29% of score)
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 7/9
▲ #2 Bullish Driver: Cash Engine Quality+11/20 pts (24% of score)
SEC XBRL Trailing 12 Months: 0.6% FCF Margin ($23.1M FCF) & 52% Gross Margin
▼ #1 Drag / Risk Factor: Whale & Options Positioning4/20 pts (-16 pt drag)
Put hedging (50% put share) caps near-term gamma upside (-16 pts vs max)
📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)Grade C-$7.38+3.3% Next Q
53
Q2 (-2Q)Grade C-$7.62-36% Next Q
50
Q3 (-1Q)Grade D$4.88+6.6% Next Q
48
CurrentGrade D$5.20-6.3% Hist 90D α
45
Trajectory: C- (53) → D (45)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER
⚔️ Adversarial Opposing Case: What Could Spark a AGBK Turnaround Squeeze
While AGBK currently carries a cautious 45/100 (D) rating due to Whale & Options Positioning (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.
🚀 Contrarian Squeeze Trigger #1
Established market leader in Financials with deep daily trading liquidity.
🚀 Contrarian Squeeze Trigger #2
Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($6.31) and Max Pain ($5.46) forces dealer call-delta covering toward $12.82.
🚀 Contrarian Squeeze Trigger #3
Forensic Repair Trigger: Halting share dilution (Disciplined Float (-0.40% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.
🎲 LIVE PREDICTION MARKET ODDS TIED TO $AGBK• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “AGBK Beats Next Quarter EPS Consensus (Upcoming Quarter) & Holds Above 200D SMA”
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →
Why AGBK Stock advanced +0.97% Today — RQD Quant Desk Flash
AGI Inc (Class A) (AGBK) advanced +0.97% to $5.20, trading at 10% of its 52-week range ($4.43 – $12.21). Stretched risk/reward at current multiples (steady margins) under elevated 10-year interest-rate pressure.
- ▸Technical Tape: Trading at 10% of its 52-week range ($4.43 – $12.21) with RSI-14 at 37 (NEUTRAL RANGE).
- ▸Volatility Profile: Historical 20-day realized swing band of ±12.5% around $5.20 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable D (Sell) backed by 52% gross margin and $23.1M annual free cash flow.
Live AGBK Headlines & Catalysts
MARKET WIREYahoo Finance • 1d ago
Is Agi (AGBK) Still Undervalued Following Its Recent Share Price Rebound?Yahoo Finance report covering AGI Inc (Class A) (AGBK) market action, institutional positioning, and fundamental catalysts.
MARKET WIRESimply Wall St • 1d ago
Agi (NYSE:AGBK) - Stock AnalysisSimply Wall St report covering AGI Inc (Class A) (AGBK) market action, institutional positioning, and fundamental catalysts.
MARKET WIREStock Titan • 1d ago
A bank may buy back up to 3 million shares, but Agi is not required to buy any.Stock Titan report covering AGI Inc (Class A) (AGBK) market action, institutional positioning, and fundamental catalysts.
MARKET WIREMarketBeat • 1d ago
AGI (NYSE:AGBK) Reaches New 12-Month Low - Time to Sell?MarketBeat report covering AGI Inc (Class A) (AGBK) market action, institutional positioning, and fundamental catalysts.
CATALYSTYahoo Finance • 1d ago
AGI (AGBK) Rebounds Following A Sharp Rally But Is The Undervalued Case Still IntactYahoo Finance report covering AGI Inc (Class A) (AGBK) market action, institutional positioning, and fundamental catalysts.
MARKET WIREStock Titan • 1d ago
From October 27, 2026, AGI Inc (AGBK) can buy back shares without a minimum commitment.Stock Titan report covering AGI Inc (Class A) (AGBK) market action, institutional positioning, and fundamental catalysts.
MARKET WIREMarketBeat • 2d ago
AGI (NYSE:AGBK) Stock Crosses Below Two Hundred Day Moving Average - What's Next?MarketBeat report covering AGI Inc (Class A) (AGBK) market action, institutional positioning, and fundamental catalysts.
MARKET WIREYahoo • 7d ago
Agi Announces Share Repurchase ProgramSÃO PAULO, October 27, 2026--Agi Inc (NYSE: AGBK), ("Agi") announced today that its board of directors has approved a share repurchase program. Under the repurchase program, Agi may repurchase up to 3 million shares of i
CATALYSTBenzinga • 7d ago
Agi Announces 3M Stock Buyback PlanAgi Inc (NYSE:AGBK), ("Agi") announced today that its board of directors has approved a share repurchase program. Under the repurchase program, Agi may repurchase up to 3 million shares of its outstanding Class
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk
Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring AGBK)
- ✓Walkthrough of AGBK's RQD Radar, SEC cash-conversion gap & downside invalidation levels
- ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
- ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
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AGBK // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -23.64%📐 HORIZONTAL RANGE
2026-11-03O $5.12H $5.20L $5.12C $5.20VOL 382.0K
RES: $7.92SUP: $4.27SMA50: $6.31SMA200: $7.38
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK
AGBK Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Share Count & Dilution Monitor
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
Reverse-DCF Expectations Hurdle
8.0%/yr Implied 5Y Growth
vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
Ellis Vennor Setup Ledger
No active Ellis Vennor swing setup published on AGBK today. View full Setup Ledger →
🦋 Documented & Second-Order Butterfly Connections
Open Graph →
No direct multi-tier Butterfly edges indexed yet for AGBK. Explore sector supply chains on /butterfly.
AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for AGBK today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (AGBK)
Financials Rank #785 of 1097
⚔️ PGC vs AGBK Full Matrix →
1. Head-to-Head Financials Peer Comparison (AGBK vs. PGC, VBNK, SUPV, ESQ)
Industry: Commercial Banks (34 Tracked Issuers)Across 1097 tracked Financials securities in the Roarable RQD universe, AGI Inc (Class A) (AGBK) ranks #785 by composite RQD confidence (45/100, grade D) and #591 by equity capitalization ($824.7M). Within this direct 5-issuer industry benchmark cohort, PGC leads on earnings valuation at 21.8x trailing P/E, while PGC leads on capital efficiency and profitability with 5.7% ROIC and — gross margin. ESQ currently holds the highest overall quantitative score in the immediate peer group at 60/100 (C-) compared with AGBK at 45/100 (D).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| AGBK
ACTIVE
AGI Inc (Class A) | D | 45/100 | — | — | — | +0.97% | $824.7M | Benchmark Subject |
| PGC Peapack-Gladstone Financial Corporation | C- | 59/100 | 21.8x | — | 5.7% | +3.33% | $803.6M | /pgc-vs-agbk → |
| VBNK VersaBank | D+ | 55/100 | — | — | — | -1.14% | $711.9M | /vbnk-vs-agbk → |
| SUPV Grupo Supervielle S.A. each Representing five (Class B) | D- | 43/100 | — | — | — | -5.59% | $588.3M | /supv-vs-agbk → |
| ESQ Esquire Financial Holdings Inc. | C- | 60/100 | — | — | — | -0.50% | $1.51B | /esq-vs-agbk → |
2. AGBK Fundamental Profitability, Capital Efficiency & Balance-Sheet Forensics
TRAILING 12M & FORWARD QUANTITATIVE SNAPSHOTAGI Inc (Class A) (AGBK) operates in Commercial Banks (Financials) with an equity capitalization of $824.7M, trailing P/E of N/A, forward P/E of N/A, and EV/EBITDA of N/A. Operating profitability registers a gross margin of —, operating margin of —, net profit margin of —, ROIC of —, and free cash flow yield of —, alongside an Altman Z-Score of N/A and Piotroski F-Score of N/A.
3. AGBK Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs AGBK stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-03, AGI Inc (Class A) (NYSE: AGBK) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 45/100 at a spot price of $5.20 (+0.97% 1D, market cap $824.7M). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 3/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 9/20, and Executive Insider Alignment 9/20. Across 1097 tracked Financials issuers, AGBK ranks #785 in composite RQD confidence.
How does AGBK compare to PGC and VBNK in the Financials sector?
Within the Financials sector (Commercial Banks), AGBK carries a Roarable D (45/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, PGC (Peapack-Gladstone Financial Corporation) holds a C- grade (59/100 RQD, P/E 21.8x, ROIC 5.7%, cap $803.6M) and VBNK (VersaBank) posts a D+ grade (55/100 RQD, P/E N/A, ROIC —, cap $711.9M). Among the 5-stock peer group, PGC leads on earnings multiple (21.8x) while PGC leads on capital efficiency (5.7% ROIC).
What are the biggest fundamental strengths and SEC risk factors for AGBK?
For AGI Inc (Class A) (AGBK), key quantitative strengths include Established market leader in Financials with deep daily trading liquidity and sector rank #785 in Financials, while primary risk factors center on Company executives have done more routine share selling than personal cash buying lately and Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is AGBK trading relative to its 50-day, 200-day, and 52-week technical levels?
AGBK last traded at $5.20 (+0.97% on volume of 729,508 shares), positioning the stock -17.59% below its 50-day simple moving average ($6.31) and -29.54% below its 200-day simple moving average ($7.38). Across its 52-week range of $4.43 to $12.21, AGBK sits at the 9.9% percentile with a 14-day RSI of 37.0 (NEUTRAL RANGE) and an implied next-earnings move of ±12.5% ($4.55 to $5.85).
ROARABLE RATING BRIEF • RQD 45/100 (D)
✓ SEC XBRL & RQD VERIFIED
AGBK — AGI Inc (Class A): What the Facts Mean to a Prospective Investor
Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2026-11-03
1. Roarable Rating Brief: What This Means to a Prospective Investor
AGI Inc (Class A) (AGBK) earns a live Roarable RQD composite score of 45/100, corresponding to a D letter grade (Roarable Sell) at a spot price of $5.20 (+0.97% 1D, market capitalization $824.7M).
- Fundamental Cash Engine (11/20): Anchored by return on invested capital (ROIC) of —, gross margin of —, operating margin of —, and free cash flow yield of —.
- Whale 13F & Options Flow (3/20) + Insider Conviction (9/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
- Macro Regime Fit (9/20) + Forensic Balance Sheet (13/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of N/A, and Debt/Equity of N/A.
2. Business Model, Unit Margins & SEC Financial Trajectory
AGI Inc (Class A) (AGBK) is a NYSE-listed operating company in the Commercial Banks industry (Financials sector) with an equity market capitalization of $824.7M. The business operates with a gross margin of 0%, an operating margin of 0%, and a return on invested capital (ROIC) of 0% (free cash flow yield of 0%). Within the Commercial Banks peer group, investor evaluation centers on operating leverage, unit margin durability, and capital allocation efficiency across market cycles.
3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff
- 🐂 Primary Bull Case (D • RQD 45/100): Established market leader in Financials with deep daily trading liquidity. Free cash flow yield of — and institutional whale pillar of 3/20. With Fundamental Cash Engine at 11/20 and Institutional Whale Flow at 3/20, sustained execution supports upside toward the upper end of the $4.43 – $12.21 52-week range.
- 🐻 Primary Bear Case & Valuation Risk: Company executives have done more routine share selling than personal cash buying lately. Investors must weigh current valuation against — operating margins and a 1.00x macro beta.
4. 2nd-Order Butterfly Ripples & Key Questions to Watch
Supply chain is NONE, with no upstream or downstream links recorded.
- Key Question #1: Can AGBK sustain or expand its — operating margin and — ROIC against Commercial Banks peers over the next 4 quarters?
- Key Question #2: Will free cash flow conversion (— FCF yield) strengthen balance-sheet liquidity (Altman Z-Score N/A) toward the $12.21 52-week high?
- Key Question #3: How sensitive is AGBK's equity valuation to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?
AGBK Live News Feed, Press Releases & Catalyst Wire
Real-time company headlines, analyst actions, and sector developments for AGI Inc (Class A) (AGBK) • Click "Debate This Headline" to argue it in the Roar Pit below
🟡 MARKET WIRE Yahoo Finance • 1d ago
AGI (AGBK) Stock May Trade At A Discount To Earnings Yahoo Finance report covering AGI Inc (Class A) (AGBK) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE Yahoo Finance • 1d ago
Is Agi (AGBK) Still Undervalued Following Its Recent Share Price Rebound? Yahoo Finance report covering AGI Inc (Class A) (AGBK) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE Simply Wall St • 1d ago
Agi (NYSE:AGBK) - Stock Analysis Simply Wall St report covering AGI Inc (Class A) (AGBK) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE Stock Titan • 1d ago
A bank may buy back up to 3 million shares, but Agi is not required to buy any. Stock Titan report covering AGI Inc (Class A) (AGBK) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE MarketBeat • 1d ago
AGI (NYSE:AGBK) Reaches New 12-Month Low - Time to Sell? MarketBeat report covering AGI Inc (Class A) (AGBK) market action, institutional positioning, and fundamental catalysts.
🟢 CATALYST Yahoo Finance • 1d ago
AGI (AGBK) Rebounds Following A Sharp Rally But Is The Undervalued Case Still Intact Yahoo Finance report covering AGI Inc (Class A) (AGBK) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE Stock Titan • 1d ago
From October 27, 2026, AGI Inc (AGBK) can buy back shares without a minimum commitment. Stock Titan report covering AGI Inc (Class A) (AGBK) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE MarketBeat • 2d ago
AGI (NYSE:AGBK) Stock Crosses Below Two Hundred Day Moving Average - What's Next? MarketBeat report covering AGI Inc (Class A) (AGBK) market action, institutional positioning, and fundamental catalysts.
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE
3 Active Posts & Replies
AGBK Bull vs. Bear Conversation Board — What's Your Call at $5.20?
🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON AGBK 🐻 33% BEARISH CONVICTION
TA TapeReader_Pro RQD DEBATE OPENER • Price Action & Volume Trader 🐂 BULLISH
🎯 Target: $6.49 (+26.0%)
📌 Pinned Debate Forensic balance sheet scores 13 of 20 with Altman Z 2.5 and Piotroski F 6/9, and the price of 5.12 sits near the low end of its 52-wee
Long AGBK at $5.15 targeting $6.49. Forensic balance sheet scores 13 of 20 with Altman Z 2.5 and Piotroski F 6/9, and the price of 5.12 sits near the low end of its 52-week range.. Institutional whale score is 3/20 and the risk/reward vs. the $4.43 52-week low is skewed heavily in favor of bulls.
RetailWhale_TX 🐂 BULL
Both sides have a point here — AGBK's 13/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.
SK SkepticalCFA RQD DEBATE OPENER • Fundamental Contrarian 🐻 BEARISH
🎯 Target: $4.43 (-14.0%)
Spot @ $5.15 The RQD rating is 45 (D, Underperform / Distribution Warning) with zero ROIC, zero FCF yield, and institutional flow scored just 3 of 2
Fading this rally in AGBK at $5.15. The RQD rating is 45 (D, Underperform / Distribution Warning) with zero ROIC, zero FCF yield, and institutional flow scored just 3 of 20.. With a beta of 1.0 and the stock sitting at $5.15 (52-wk range $4.43–$12.21), the easy multiple expansion is already priced in.