American Integrity Insurance Group Inc. (AII) earns a Roarable Rating of B+ (Buy) with 78/100 RQD Confidence. High-quality cash engine (steady margins, 30% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.
As of 2026-11-03, American Integrity Insurance Group Inc. (NYSE: AII) is rated B+ (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 78/100 at a spot price of $29.44 (-0.20% 1D, market cap $578.1M). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 16/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 17/20, and Executive Insider Alignment 18/20. Across 1097 tracked Financials issuers, AII ranks #17 in composite RQD confidence.
Within the Financials sector (Property-Casualty Insurers), AII carries a Roarable B+ (78/100 RQD), trailing P/E of 5.6x, gross margin of —, and ROIC of 29.6%. By comparison, TIPT (Tiptree Inc.) holds a D- grade (41/100 RQD, P/E 18.0x, ROIC -6.8%, cap $640.7M) and ACIC (American Coastal Insurance Corporation) posts a B- grade (70/100 RQD, P/E 4.8x, ROIC 85.0%, cap $515.3M). Among the 5-stock peer group, ACIC leads on earnings multiple (4.8x) while ACIC leads on capital efficiency (85.0% ROIC).
Per AII's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0002007587), American Integrity Insurance Group Inc. generated $276.5M in revenue (+35.3% YoY), $99.6M in net income, and $133.2M in free cash flow against $1.23B in total assets and $206.0K in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
SEC Form 4 / 13F Thermometer: 86% Net Buy • Cannibal Buyback (-2.92% YoY Shares)
FRED Regime × Technicals: 99% of 52W Range • RSI-14 at 63.3 (BULLISH MOMENTUM)
Balance-sheet & 10-K footnote risk deducts 7 pts from forensic ceiling
Even with a 78/100 (B+) score, AII faces multiple-compression risk if 5.6x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Broader market pullbacks can still drag down strong stocks in the short run.
Dilution & Margin Drag: Cannibal Buyback (-2.92% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($26.86) or 200D SMA ($21.03) invalidates the momentum regime and cuts Target Base ($32.09) toward Bear Floor ($24.14).
American Integrity Insurance Group Inc. (AII) slipped -0.20% to $29.44, trading at 99% of its 52-week range ($16.19 – $29.52). High-quality cash engine (steady margins, 30% return on capital) with steady institutional support.
Yahoo Finance Australia report covering American Integrity Insurance Group Inc. (AII) market action, institutional positioning, and fundamental catalysts.
Moomoo report covering American Integrity Insurance Group Inc. (AII) market action, institutional positioning, and fundamental catalysts.
Investing.com report covering American Integrity Insurance Group Inc. (AII) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering American Integrity Insurance Group Inc. (AII) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering American Integrity Insurance Group Inc. (AII) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering American Integrity Insurance Group Inc. (AII) market action, institutional positioning, and fundamental catalysts.
TradingView report covering American Integrity Insurance Group Inc. (AII) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering American Integrity Insurance Group Inc. (AII) market action, institutional positioning, and fundamental catalysts.
UGP, AII, and HPE made it to the Zacks Rank #1 (Strong Buy) value stocks list on November 3, 2026.
TAMPA, Fla., October 27, 2026--American Integrity Insurance Group, Inc. (NYSE: AII) ("American Integrity" or the "Company"), a Tampa-based property and casualty insurance holding company, today announced that it will rel
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +35.3% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on AII today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for AII. Explore sector supply chains on /butterfly.
Across 1097 tracked Financials securities in the Roarable RQD universe, American Integrity Insurance Group Inc. (AII) ranks #17 by composite RQD confidence (78/100, grade B+) and #672 by equity capitalization ($578.1M). Within this direct 5-issuer industry benchmark cohort, ACIC leads on earnings valuation at 4.8x trailing P/E, while ACIC leads on capital efficiency and profitability with 85.0% ROIC and — gross margin. AII currently leads its immediate peer cohort in composite quantitative strength at 78/100 (B+).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| AII
ACTIVE
American Integrity Insurance Group Inc. | B+ | 78/100 | 5.6x | — | 29.6% | -0.20% | $578.1M | Benchmark Subject |
| TIPT Tiptree Inc. | D- | 41/100 | 18.0x | — | -6.8% | +0.57% | $640.7M | /tipt-vs-aii → |
| ACIC American Coastal Insurance Corporation | B- | 70/100 | 4.8x | — | 85.0% | -3.30% | $515.3M | /acic-vs-aii → |
| GLRE Greenlight Capital Re Ltd. (Class A) | D+ | 54/100 | 6.4x | — | 10.6% | +1.33% | $492.6M | /glre-vs-aii → |
| DGICA Donegal Group Inc. (Class A) | C | 64/100 | 8.8x | — | 12.4% | -0.37% | $696.0M | /dgica-vs-aii → |
In its most recent audited fiscal period (FY2025, filed 2025-12-31), American Integrity Insurance Group Inc. (AII) reported GAAP revenue of $276.5M (+35.3% vs. FY2024 revenue of $204.4M ) , GAAP net income of $99.6M, operating cash flow of $138.2M, and free cash flow of $133.2M (-9.8% YoY). On the balance sheet, AII closed FY2025 with $1.23B in total assets against $206.0K in total debt (Altman Z-Score: N/A, Piotroski F-Score: 6/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $276.5M | $99.6M | $138.2M | $133.2M | $1.23B | $206.0K |
| FY2024 (FY) | 2024-12-31 | $204.4M | $39.7M | $148.9M | $147.6M | $1.20B | $617.0K |
As of 2026-11-03, American Integrity Insurance Group Inc. (NYSE: AII) is rated B+ (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 78/100 at a spot price of $29.44 (-0.20% 1D, market cap $578.1M). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 16/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 17/20, and Executive Insider Alignment 18/20. Across 1097 tracked Financials issuers, AII ranks #17 in composite RQD confidence.
Within the Financials sector (Property-Casualty Insurers), AII carries a Roarable B+ (78/100 RQD), trailing P/E of 5.6x, gross margin of —, and ROIC of 29.6%. By comparison, TIPT (Tiptree Inc.) holds a D- grade (41/100 RQD, P/E 18.0x, ROIC -6.8%, cap $640.7M) and ACIC (American Coastal Insurance Corporation) posts a B- grade (70/100 RQD, P/E 4.8x, ROIC 85.0%, cap $515.3M). Among the 5-stock peer group, ACIC leads on earnings multiple (4.8x) while ACIC leads on capital efficiency (85.0% ROIC).
Per AII's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0002007587), American Integrity Insurance Group Inc. generated $276.5M in revenue (+35.3% YoY), $99.6M in net income, and $133.2M in free cash flow against $1.23B in total assets and $206.0K in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.
AII last traded at $29.44 (-0.20% on volume of 122,456 shares), positioning the stock +9.61% above its 50-day simple moving average ($26.86) and +39.99% above its 200-day simple moving average ($21.03). Across its 52-week range of $16.19 to $29.52, AII sits at the 99.4% percentile with a 14-day RSI of 63.3 (BULLISH MOMENTUM) and an implied next-earnings move of ±6.2% ($27.61 to $31.27).
American Integrity Insurance Group Inc. (AII) earns a live Roarable RQD composite score of 78/100, corresponding to a B+ letter grade (Roarable Buy) at a spot price of $29.44 (-0.20% 1D, market capitalization $578.1M).
. (AII) is a NYSE-listed issuer in the Financials sector, operating within the Property-Casualty Insurers industry. Specific product lines, customer segments, and revenue-generation mechanics are — The profile describes the company as a property-casualty insurer, and the financials report revenue, net income, and cash flow, but the source does not detail the underwriting model, geographic footprint, or distribution channels.
In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), American Integrity Insurance Group Inc. (AII) reported $276.5M in annual revenue (up from $204.4M in FY2024, +35.3% YoY) and $99.6M in GAAP net income. Over the multi-year SEC filing window from FY2024 ($204.4M revenue, $39.7M net income) through FY2025, AII scaled operating cash flow to $138.2M and free cash flow to $133.2M, backed by $1.23B in total assets against $206.0K in total debt.
Operating in Property-Casualty Insurers (Financials), AII carries a macro regime beta of 1.00 and gross margin of —.
Real-time company headlines, analyst actions, and sector developments for American Integrity Insurance Group Inc. (AII) • Click "Debate This Headline" to argue it in the Roar Pit below
Yahoo Finance Australia report covering American Integrity Insurance Group Inc. (AII) market action, institutional positioning, and fundamental catalysts.
Moomoo report covering American Integrity Insurance Group Inc. (AII) market action, institutional positioning, and fundamental catalysts.
Investing.com report covering American Integrity Insurance Group Inc. (AII) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering American Integrity Insurance Group Inc. (AII) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering American Integrity Insurance Group Inc. (AII) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering American Integrity Insurance Group Inc. (AII) market action, institutional positioning, and fundamental catalysts.
TradingView report covering American Integrity Insurance Group Inc. (AII) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering American Integrity Insurance Group Inc. (AII) market action, institutional positioning, and fundamental catalysts.
The street is overcomplicating American Integrity Insurance Group Inc. (AII). Per the Roarable RQD rating, a 29.6% ROIC, 23.67% FCF yield, and 18 of 20 insider-conviction score point to strong cash generation and smart-money support.. With an RQD score of 78/100 (B+) and Forensic Balance Sheet at 13/20, any positive earnings surprise or guidance raise forces underweight funds to chase above $31.60.
@CreditSpread_Watch Fair point on 5.6x trailing P/E, but you're ignoring the forward operating leverage in Property-Casualty Insurers. If gross margin (0.0%) holds, EPS grows into the multiple faster than bears think.
Sitting on the sidelines or leaning short AII above $29.26. Per the Roarable RQD rating, the forensic balance sheet pillar scores only 13 of 20, with an Altman Z-Score of 2.5 and a Piotroski F-Score of 6 of 9, and the news wire flags officer stock sales of US$3.37 Million.. Until Fundamental Cash Engine (14/20) and FCF yield (23.67%) inflect higher, upside is capped near $29.52.
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