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Stock Ratings / Consumer Discretionary / AUC / dividends
EGG (40) TSSI (61) RTB (27) HQI (62) ⌘ Pro Terminal →

ATIF Holdings Limited (AUC) Dividend Safety Gauge & 10-Year DRIP Compounder

$6.60 -6.52% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $6.51

ATIF Holdings Limited (AUC) carries a Roarable Rating of E (Strong Sell) with 34/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE E • RED ALERT Cap $156.2M
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on AUC Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is AUC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
▼

As of 2026-11-03, ATIF Holdings Limited (NASDAQ: AUC) is rated E (Strong Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 34/100 at a spot price of $6.60 (-6.52% 1D, market cap $156.2M). Pillar breakdown: Fundamental Cash Engine 9/20, Institutional 13F & Options Flow 6/20, SEC Balance-Sheet Forensics 11/20, FRED Macro Regime Fit 5/20, and Executive Insider Alignment 3/20. Across 1009 tracked Consumer Discretionary issuers, AUC ranks #802 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does AUC compare to EGG and TSSI in the Consumer Discretionary sector?
▼

Within the Consumer Discretionary sector (Professional Services), AUC carries a Roarable E (34/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -17.9%. By comparison, EGG (Enigmatig Limited (Class A)) holds a D- grade (40/100 RQD, P/E N/A, ROIC —, cap $136.7M) and TSSI (TSS Inc.) posts a C- grade (61/100 RQD, P/E 14.2x, ROIC 46.4%, cap $193.6M). Among the 5-stock peer group, TSSI leads on earnings multiple (14.2x) while TSSI leads on capital efficiency (46.4% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for AUC?
▼

Per AUC's SEC EDGAR XBRL 10-K filing (FY2024, filed 2024-07-31, CIK 0001755058), ATIF Holdings Limited generated $70.0K in revenue (+236.8% YoY), -$1.8M in net income, and -$89.3K in free cash flow against $8.6M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Consumer Discretionary with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $6.51 (-1.36%)🧬 Dilution Drag (+2.48% YoY Shares)⚙️ Cash Engine: 9/20 (D) • 0% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record Warning: Scores below 50 (34/100 · E) historically underperformed SPY in 71% of rolling 90-day windows (-8.7% avg 90D alpha vs SPY • 29.0% hit rate).
Audit Bucket Track Record →
RQD QUANT TACHOMETERRED ALERT • E
025507510034
2-of-3 Quant Analysts Bearish Warning
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR RQD RADARRw E · Rk D-
Cash (9)Whales (6)SEC (11)Macro (5)CEO (3)
Each axis scored 0–20
12M PRICE TARGET CONE-10.8% Base Target
$10 Bull$6 Base$5 Bear
📬 FREE AUC RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for AUC)Realized 20D OHLCV Swing Band: ±12.5%
Deterministic 5-Pillar Attribution (34/100 Composite)
🔍 WHY AUC SCORES 34/100 (E) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: SEC 10-K Forensic Risk+11/20 pts (32% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 4/9

▲ #2 Bullish Driver: Cash Engine Quality+9/20 pts (26% of score)

SEC XBRL FY 2024 (10-K): 0% FCF Margin ($0 FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution4/20 pts (-16 pt drag)

Dilution Drag (+2.48% YoY Shares) & executive Form 4 sales trim 16 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
42
Grade D$8.85-3.6% Next Q
Q2 (-2Q)
39
Grade E$8.53-0.7% Next Q
Q3 (-1Q)
37
Grade E$8.47-22.1% Next Q
Current
34
Grade E$6.60-8.7% Hist 90D α
Trajectory: D (42) → E (34)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a AUC Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While AUC currently carries a cautious 34/100 (E) rating due to Insider Conviction & Share Dilution (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Consumer Discretionary with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($7.94) and Max Pain ($6.93) forces dealer call-delta covering toward $9.97.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Dilution Drag (+2.48% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $AUC• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “AUC Beats Next Quarter EPS Consensus (Jan 27, 2027) & Holds Above 200D SMA”
YES 34%NO 66%Trade / Inspect Odds →
CASH DIVIDEND + BUYBACK YIELD
0.6% Total Yield
0% Cash ($0.00/yr) + 0.6% Buybacks
PAYOUT SAFETY SPEEDOMETER
74/100 • REINVESTING IN GROWTH + BUYBACKS
FREE CASH FLOW PAYOUT RATIO
0% (100% Reinvested)
Retains cash flow for R&D and share repurchases
INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (15.1% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $40,809

Est. Year-10 Shareholder Yield: $245/yr
$11.5K
Yr 1
$13.2K
Yr 2
$15.2K
Yr 3
$17.6K
Yr 4
$20.2K
Yr 5
$23.3K
Yr 6
$26.8K
Yr 7
$30.8K
Yr 8
$35.5K
Yr 9
$40.8K
Yr 10
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring AUC)

  • ✓Walkthrough of AUC's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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AUC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -15.06%🛡️ HOLDING TREND SUPPORT
2026-11-03O $7.83H $7.83L $6.60C $6.60VOL 46.7K
RES: $9.72SUP: $6.43SMA50: $7.94SMA200: $7.29
$9.79$8.60$7.41$6.23$5.04RES $9.72SUP $6.43$6.602026-05-042026-06-172026-08-042026-09-182026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

AUC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 AUC Butterfly Map → + Track AUC →
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
8.0%/yr Implied 5Y Growth

vs. +236.8% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on AUC today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for AUC. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for AUC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (AUC)

Consumer Discretionary Rank #802 of 1009 ⚔️ EGG vs AUC Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (AUC vs. EGG, TSSI, RTB, HQI)

Industry: Professional Services (48 Tracked Issuers)

Across 1009 tracked Consumer Discretionary securities in the Roarable RQD universe, ATIF Holdings Limited (AUC) ranks #802 by composite RQD confidence (34/100, grade E) and #716 by equity capitalization ($156.2M). Within this direct 5-issuer industry benchmark cohort, TSSI leads on earnings valuation at 14.2x trailing P/E, while TSSI leads on capital efficiency and profitability with 46.4% ROIC and 13.2% gross margin. HQI currently holds the highest overall quantitative score in the immediate peer group at 62/100 (C) compared with AUC at 34/100 (E).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
AUC ACTIVE
ATIF Holdings Limited
E 34/100 — — -17.9% -6.52% $156.2M Benchmark Subject
EGG
Enigmatig Limited (Class A)
D- 40/100 — 68.8% — +0.67% $136.7M /egg-vs-auc →
TSSI
TSS Inc.
C- 61/100 14.2x 13.2% 46.4% -1.75% $193.6M /tssi-vs-auc →
RTB
RTB Digital Inc.
E 27/100 — 47.7% -35.0% -4.18% $111.0M /rtb-vs-auc →
HQI
HireQuest Inc.
C 62/100 35.8x — 7.3% +0.86% $226.7M /hqi-vs-auc →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2024)

SEC EDGAR 10-K • FILED 2024-07-31 • CIK 0001755058 ↗

In its most recent audited fiscal period (FY2024, filed 2024-07-31), ATIF Holdings Limited (AUC) reported GAAP revenue of $70.0K (+236.8% vs. FY2023 revenue of $20.8K ) , GAAP net income of -$1.8M, operating cash flow of -$84.2K, and free cash flow of -$89.3K (+96.2% YoY). On the balance sheet, AUC closed FY2024 with $8.6M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2024 (FY) 2024-07-31 $70.0K -$1.8M -$84.2K -$89.3K $8.6M —
FY2023 (FY) 2023-07-31 $20.8K -$2.9M -$2.3M -$2.3M — —

3. AUC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is AUC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, ATIF Holdings Limited (NASDAQ: AUC) is rated E (Strong Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 34/100 at a spot price of $6.60 (-6.52% 1D, market cap $156.2M). Pillar breakdown: Fundamental Cash Engine 9/20, Institutional 13F & Options Flow 6/20, SEC Balance-Sheet Forensics 11/20, FRED Macro Regime Fit 5/20, and Executive Insider Alignment 3/20. Across 1009 tracked Consumer Discretionary issuers, AUC ranks #802 in composite RQD confidence.

How does AUC compare to EGG and TSSI in the Consumer Discretionary sector?

Within the Consumer Discretionary sector (Professional Services), AUC carries a Roarable E (34/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -17.9%. By comparison, EGG (Enigmatig Limited (Class A)) holds a D- grade (40/100 RQD, P/E N/A, ROIC —, cap $136.7M) and TSSI (TSS Inc.) posts a C- grade (61/100 RQD, P/E 14.2x, ROIC 46.4%, cap $193.6M). Among the 5-stock peer group, TSSI leads on earnings multiple (14.2x) while TSSI leads on capital efficiency (46.4% ROIC).

What are the biggest fundamental strengths and SEC risk factors for AUC?

Per AUC's SEC EDGAR XBRL 10-K filing (FY2024, filed 2024-07-31, CIK 0001755058), ATIF Holdings Limited generated $70.0K in revenue (+236.8% YoY), -$1.8M in net income, and -$89.3K in free cash flow against $8.6M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Consumer Discretionary with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.

Where is AUC trading relative to its 50-day, 200-day, and 52-week technical levels?

AUC last traded at $6.60 (-6.52% on volume of 59,087 shares), positioning the stock -16.88% below its 50-day simple moving average ($7.94) and -9.47% below its 200-day simple moving average ($7.29). Across its 52-week range of $4.14 to $9.50, AUC sits at the 45.9% percentile with a 14-day RSI of 41.7 (NEUTRAL RANGE) and an implied next-earnings move of ±12.5% ($5.78 to $7.42).

Direct Sub-Reports: AUC RQD Cockpit AUC 12M Forecast AUC Earnings & Move AUC Dividends & DRIP AUC Insiders & 13F AUC Whale Options AUC Profit Sankey AUC News & Why
ROARABLE RATING BRIEF • RQD 34/100 (E) ✓ SEC XBRL & RQD VERIFIED

AUC — ATIF Holdings Limited: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2024-07-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

ATIF Holdings Limited (AUC) earns a live Roarable RQD composite score of 34/100, corresponding to a E letter grade (Roarable Strong Sell) at a spot price of $6.60 (-6.52% 1D, market capitalization $156.2M).

  • Fundamental Cash Engine (9/20): Anchored by return on invested capital (ROIC) of -17.9%, gross margin of —, operating margin of -60.0%, and free cash flow yield of -0.05%.
  • Whale 13F & Options Flow (6/20) + Insider Conviction (3/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (5/20) + Forensic Balance Sheet (11/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 4/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

ATIF Holdings Limited is a NASDAQ-listed issuer in the Consumer Discretionary sector and Professional Services industry. Per the market data, the company reports a gross margin of 0%, indicating no reported gross profit in the source data. — for the specific products, customers, or revenue model.

In its latest audited SEC EDGAR 10-K filing for FY2024 (filed 2024-07-31), ATIF Holdings Limited (AUC) reported $70.0K in annual revenue (up from $20.8K in FY2023, +236.8% YoY) and -$1.8M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($20.8K revenue, -$2.9M net income) through FY2024, AUC scaled operating cash flow to -$84.2K and free cash flow to -$89.3K, backed by $8.6M in total assets against $0 in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (E • RQD 34/100): Established market leader in Consumer Discretionary with deep daily trading liquidity. Free cash flow yield of -0.05% and institutional whale pillar of 6/20. With Fundamental Cash Engine at 9/20 and Institutional Whale Flow at 6/20, sustained execution supports upside toward the upper end of the $4.14 – $9.50 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Company executives have done more routine share selling than personal cash buying lately. Investors must weigh current valuation against -60.0% operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Sector context is limited to Consumer Discretionary and Professional Services. No upstream or downstream dependencies, sector correlations, or second-order bottlenecks are documented in the source data.

  • Key Question #1: Can AUC sustain or expand its -60.0% operating margin and -17.9% ROIC against Professional Services peers over the next 4 quarters?
  • Key Question #2: Following FY2024 revenue of $70.0K and free cash flow of -$89.3K, how will capital allocation balance growth reinvestment against $0 in total debt?
  • Key Question #3: How sensitive is AUC's equity valuation to Consumer Discretionary capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

AUC Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for ATIF Holdings Limited (AUC) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to AUC Debate Forum (3) ↓
🟡 MARKET WIRE Yahoo Finance • 78d ago
OceanaGold Announces Acquisition of Ausgold

OceanaGold Corporation (TSX: OGC) (NYSE: OGC) ("OceanaGold" or the "Company") is pleased to announce it has entered into a definitive scheme implementation deed (the "SID") to acquire 100% of the issued shares of Ausgold

Read Full Source ↗
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

AUC Bull vs. Bear Conversation Board — What's Your Call at $6.60?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON AUC 🐻 33% BEARISH CONVICTION
1. Pick Your Side on AUC:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
QU QuantViper RQD DEBATE OPENER • Systematic Momentum Desk 🐂 BULLISH 🎯 Target: $9.18 (+30.0%)
📌 Pinned Debate

Forensic balance sheet pillar (11/20) and Whale 13F flow (10/20) are the strongest pillars, with Debt/Equity at 0.5 and a 2.5 Altman Z-

Here is why I am bullish on AUC here at $7.06: Forensic balance sheet pillar (11/20) and Whale 13F flow (10/20) are the strongest pillars, with Debt/Equity at 0.5 and a 2.5 Altman Z-Score.. Compare AUC's -60.0% operating margin and -17.9% ROIC against the rest of Professional Services. As long as cash conversion holds up, dips toward $6.71 are getting bought.

SectorRotator 🐂 BULL

@QuantViper Agree on the RQD 34/100 quality, though with 1.0 beta I'm scaling in with half-size at $7.06 and keeping dry powder in case we test $6.57.

RE RedlineAuditor RQD DEBATE OPENER • Accounting Quality Watch 🐻 BEARISH 🎯 Target: $5.65 (-20.0%)
Spot @ $7.06

Insider Conviction scores 3/20 while ROIC is -17.9%, FCF yield is -0.05%, and operating margin is -60%.

Careful chasing AUC at $7.06. Insider Conviction scores 3/20 while ROIC is -17.9%, FCF yield is -0.05%, and operating margin is -60%.. Gross margin is 0.0%, but operating margin is -60.0%, which shows SG&A and reinvestment are eating into bottom-line EPS. Target $5.65 on multiple compression.

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