Stock Ratings / Financials / AXP / earnings

SPGI (73) MCO (73) NU (52) RKT (34) ⌘ Pro Terminal →

American Express Company (AXP) Next Earnings Date & Expected ±4.4% Move

$319.11 -1.42% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $317.69

American Express Company (AXP) carries a Roarable Rating of C+ (Hold) with 68/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

📊 Historical Track Record: Scores of 68/100 (C+) historically posted market-perform odds over rolling 90-day windows (+1.8% avg 90D alpha vs SPY) →

ROARABLE C+ • HOLD / WATCH Cap $217.06B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on AXP Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is AXP stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-02, American Express Company (NYSE: AXP) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 68/100 at a spot price of $319.11 (-1.42% 1D, market cap $217.06B). Pillar breakdown: Fundamental Cash Engine 16/20, Institutional 13F & Options Flow 13/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 8/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, AXP ranks #168 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does AXP compare to SPGI and MCO in the Financials sector?

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Within the Financials sector (Finance: Consumer Services), AXP carries a Roarable C+ (68/100 RQD), trailing P/E of 20.0x, gross margin of —, and ROIC of 9.5%. By comparison, SPGI (S&P Global Inc.) holds a B grade (73/100 RQD, P/E 29.9x, ROIC 12.2%, cap $133.55B) and MCO (Moody's Corporation) posts a B grade (73/100 RQD, P/E 34.3x, ROIC 30.6%, cap $84.27B). Among the 5-stock peer group, AXP leads on earnings multiple (20.0x) while MCO leads on capital efficiency (30.6% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for AXP?

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Per AXP's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000004962), American Express Company generated $41.30B in revenue (+6.4% YoY), $10.83B in net income, and $16.00B in free cash flow against $300.05B in total assets and $119.96B in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $317.67 (-0.45%)🧬 Cannibal Buyback (-2.36% YoY Shares)⚙️ Cash Engine: 16/20 (B+) • 38.7% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 68/100 (C+) historically posted market-perform odds over rolling 90-day windows (+1.8% avg 90D alpha vs SPY • 56.9% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C+

2-of-3 JEV AI Jury Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B · Rk D+

Each axis scored 0–20

12M PRICE TARGET CONE+4.5% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for AXP)Realized 20D OHLCV Swing Band: ±4.4%

Deterministic 5-Pillar Attribution (68/100 Composite)

🔍 WHY AXP SCORES 68/100 (C+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Cash Engine Quality+16/20 pts (24% of score)

SEC XBRL FY 2025 (10-K): 38.7% FCF Margin ($16.00B FCF) & 52% Gross Margin

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+16/20 pts (24% of score)

SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)

▼ #1 Drag / Risk Factor: Macro Regime Fit8/20 pts (-12 pt drag)

Macro rate sensitivity & RSI-14 (58) create a -12 pt regime headwind

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C$309.84+2.7% Next Q

Q2 (-2Q)

Grade C+$318.34-1.7% Next Q

Q3 (-1Q)

Grade C+$312.91+2% Next Q

Current

Grade C+$319.11+1.8% Hist 90D α

Trajectory: C (60) → C+ (68)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the AXP Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 68/100 (C+) score, AXP faces multiple-compression risk if 20.0x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Sensitive to high interest rates and tighter Federal Reserve market liquidity.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($316.68) or 200D SMA ($325.70) invalidates the momentum regime and cuts Target Base ($333.47) toward Bear Floor ($260.11).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $AXP• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “AXP Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 68%NO 32%Trade / Inspect Odds →

NEXT EST. WINDOW: Dec 30, 2026 (~57 DAYS)

Historical OHLCV Volatility ±4.4% Swing Band

±$14.04 Expected Swing

MODEL EARNINGS SETUP GAUGE

AXP Quantitative Pre-Earnings Setup: 68/100

Trailing EPS: $16.16 • YoY Revenue Growth: 6.4%

Model Bullish Setup (68/100)Model Risk Weight (32/100)

Derived deterministically from RQD cash-flow quality, SEC accrual safety, and institutional flow (not a community poll).

LOG YOUR PERSONAL PRE-EARNINGS STANCE (SAVED LOCALLY IN BROWSER):

Recent SEC Reported Revenue, Net Profit & Diluted EPS Cadence

Period	Filed	Revenue	Net Profit	Free Cash Flow	Gross Margin
FY 2025	2025-12-31	$41.30B	$10.83B	$16.00B	52%
FY 2024	2024-12-31	$38.83B	$10.13B	$12.14B	52%
FY 2023	2023-12-31	$37.22B	$8.37B	$16.88B	52%

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Options & Swing Structure Desk

Whale Flow & Momentum Playbook: Evaluating AXP & AI Leaders Without Chasing Tops

✓Institutional whale strikes & implied earnings move audit on AXP
✓How disciplined traders manage risk using pre-published trigger & invalidation levels
✓Includes nightly RQD rating-change & forensic signal email alerts on tracked leaders

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

AXP // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -0.03%▼ DESCENDING CHANNEL

2026-11-02O $317.9H $323.7L $317.9C $319.1VOL 2.88M

RES: $325.2SUP: $287.1SMA50: $316.7SMA200: $325.7

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

AXP Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 AXP Butterfly Map → + Track AXP →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

13.5%/yr Implied 5Y Growth

vs. +6.4% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on AXP today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for AXP. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for AXP today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (AXP)

Financials Rank #168 of 1096 ⚔️ SPGI vs AXP Full Matrix →

1. Head-to-Head Financials Peer Comparison (AXP vs. SPGI, MCO, NU, RKT)

Industry: Finance: Consumer Services (156 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, American Express Company (AXP) ranks #168 by composite RQD confidence (68/100, grade C+) and #11 by equity capitalization ($217.06B). Within this direct 5-issuer industry benchmark cohort, AXP leads on earnings valuation at 20.0x trailing P/E, while MCO leads on capital efficiency and profitability with 30.6% ROIC and — gross margin. SPGI currently holds the highest overall quantitative score in the immediate peer group at 73/100 (B) compared with AXP at 68/100 (C+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
AXP ACTIVE American Express Company	C+	68/100	20.0x	—	9.5%	-1.42%	$217.06B	Benchmark Subject
SPGI S&P Global Inc.	B	73/100	29.9x	—	12.2%	+1.28%	$133.55B	/spgi-vs-axp →
MCO Moody's Corporation	B	73/100	34.3x	—	30.6%	+1.04%	$84.27B	/mco-vs-axp →
NU Nu Holdings Ltd. (Class A)	D+	52/100	32.8x	—	9.9%	-3.65%	$58.51B	/nu-vs-axp →
RKT Rocket Companies Inc.	E	34/100	—	—	-0.2%	+7.38%	$33.75B	/rkt-vs-axp →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000004962

In its most recent audited fiscal period (FY2025, filed 2025-12-31), American Express Company (AXP) reported GAAP revenue of $41.30B (+6.4% vs. FY2024 revenue of $38.83B , and +11.0% cumulative change since FY2023) , GAAP net income of $10.83B, operating cash flow of $18.43B, and free cash flow of $16.00B (+31.8% YoY). On the balance sheet, AXP closed FY2025 with $300.05B in total assets against $119.96B in total debt (Altman Z-Score: N/A, Piotroski F-Score: 8/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$41.30B	$10.83B	$18.43B	$16.00B	$300.05B	$119.96B
FY2024 (FY)	2024-12-31	$38.83B	$10.13B	$14.05B	$12.14B	$271.46B	$108.54B
FY2023 (FY)	2023-12-31	$37.22B	$8.37B	$18.56B	$16.88B	$119.39B	$27.94B

3. AXP Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is AXP stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does AXP compare to SPGI and MCO in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for AXP?

Where is AXP trading relative to its 50-day, 200-day, and 52-week technical levels?

AXP last traded at $319.11 (-1.42% on volume of 2,565,345 shares), positioning the stock +0.77% above its 50-day simple moving average ($316.68) and -2.02% below its 200-day simple moving average ($325.70). Across its 52-week range of $290.97 to $387.49, AXP sits at the 29.2% percentile with a 14-day RSI of 58.0 (BULLISH MOMENTUM) and an implied next-earnings move of ±4.4% ($305.07 to $333.15).

AXP Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

When is AXP's next earnings date?

Based on SEC filing cadence, American Express Company (AXP)'s next quarterly reporting window is estimated around Dec 30, 2026.

How much is AXP stock expected to move on earnings?

Volatility modeling currently projects a ±4.4% event move for AXP, spanning a range between $305.07 and $333.15.

Direct Sub-Reports: AXP RQD Cockpit AXP 12M Forecast AXP Earnings & Move AXP Dividends & DRIP AXP Insiders & 13F AXP Whale Options AXP Profit Sankey AXP News & Why

ROARABLE RATING BRIEF • RQD 68/100 (C+) ✓ STAGE-C NUMBER FIREWALL VERIFIED

AXP — American Express Company: What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5

As of: 2026-11-02T15:09:05Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD rating, American Express Company (AXP) scores 68 out of 100 with a letter grade of C+ and a verdict label of "Roarable Hold — Upper Neutral / Watch for Breakout." The five pillars are:

Fundamental Cash Engine: 16 / 20. The pillar cites ROIC of 9.5% and FCF yield of 7.37%. Together these suggest the business generates meaningful cash relative to its capital base and its market value, a upside driver for a prospective investor.
Whale 13F Flow: 13 / 20. The pillar description references institutional accumulation and options positioning. This is a moderate score, indicating mixed or unremarkable institutional signal strength.
Insider Conviction: 16 / 20. The pillar references SEC Form 4 and Congressional PTR cluster flow. A relatively strong score here points to insider and congressional activity that the rating treats as constructive; the underlying transactions are not itemized in the source data.
Macro Regime Fit: 8 / 20. The pillar cites beta of 0.95 and sector sensitivity. This is the weakest pillar and signals that the rating sees limited alignment between the stock and the prevailing macro regime, a valuation and timing tradeoff worth weighing.
Forensic Balance Sheet: 15 / 20. The pillar cites Altman Z of 2.5, Piotroski F of 8/9, and Debt/Equity of 0.5. These point to a financially sound balance sheet with strong fundamental quality signals.

Taken together, the rating reads as a balanced profile: cash generation and balance sheet quality support the case, while macro fit and institutional flow temper it. The "Watch for Breakout" label indicates the rating sees the stock near a neutral midpoint rather than at a clear directional extreme. This is an analytical summary, not personalized advice.

Snapshot

Price	Market Cap	P/E (TTM)	Forward P/E	EV/EBITDA	EPS (TTM)	Dividend Yield	Beta	52-Wk Range	ROIC %
323.71	$217.06B	20	18.6	19.2	16.16	1.05%	0.95	$290.97 - $387.49	9.5%

Open Questions

What are the specific underlying catalysts behind the Roarable insider and whale pillar scores, given that the transactions and 13F positions are not itemized?
How does the reported debt increase from FY 2023 to FY 2025 reconcile with the stated Debt/Equity of 0.5?
What are the FY 2025 EPS, cash balance, and share count, which are listed as N/A or unavailable?
What does the upcoming earnings release referenced in the news headlines actually contain, and what are the consensus expectations?
What are the upstream and downstream dependencies and sector correlations that the Butterfly graph does not map?

AXP Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for American Express Company (AXP) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to AXP Debate Forum (3) ↓

🟡 MARKET WIRE Yahoo Finance • 10h ago

American Express Company (AXP) Is a Trending Stock: Facts to Know Before Betting on It

Yahoo Finance report covering American Express Company (AXP) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Seeking Alpha • 13h ago

American Express: Buy This Quality Compounder Now On Sale (NYSE:AXP)

Seeking Alpha report covering American Express Company (AXP) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Barchart.com • 16h ago

Ahead of American Express Earnings, Here's What Barchart Data Says Comes Next for AXP Stock

Barchart.com report covering American Express Company (AXP) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Benzinga • 19h ago

What's Going On With American Express Stock Friday? - American Express (NYSE:AXP)

Benzinga report covering American Express Company (AXP) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 22h ago

Is American Express (AXP) a Good Finance Stock to Buy For 2027?

Yahoo Finance report covering American Express Company (AXP) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Seeking Alpha • 1d ago

American Express' Weakness Is Our Opportunity (NYSE:AXP)

Seeking Alpha report covering American Express Company (AXP) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 1d ago

American Express Company (AXP) Stock Forecasts

Yahoo Finance report covering American Express Company (AXP) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 1d ago

What Makes American Express (AXP) a Compelling Bet?

Yahoo Finance report covering American Express Company (AXP) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

AXP Bull vs. Bear Conversation Board — What's Your Call at $319.11?

🐂 50% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON AXP 🐻 50% BEARISH CONVICTION

RO RoarDesk_Moderator Roarable Research Desk ⚖️ DEBATE HOST 🎯 Target: $349.61 (+8.0%)

📌 Pinned Debate

🔥 Official Bull vs. Bear Debate: Is AXP (C+ • RQD 68/100) a Buy at $323.71?

Welcome to the AXP (American Express Company) Roar Pit. Current RQD Composite is 68/100 (Roarable Hold — Upper Neutral / Watch for Breakout) in Finance: Consumer Services. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.

SH ShortSeller_Dan Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $265.44 (-18.0%)

Spot @ $323.71

Pump the brakes on AXP — check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on AXP, but look at what you are paying: 20.0x trailing P/E with tightening sector spreads. Unless American Express Company expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

DE DeltaGamma_99 Verified K Arena Trader 🐂 BULLISH 🎯 Target: $391.69 (+21.0%)

Spot @ $323.71

AXP cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on AXP, the market is fixating on short-term headline noise in Finance: Consumer Services and ignoring the balance sheet and cash flow trajectory. At $323.71 (52-wk range $290.97 - $387.49), any beat on forward guidance forces shorts and underweight funds to chase.