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Banco De Chile ADS (BCH) 12-Month Stock Forecast & Price Target Cone

$37.82 +3.48% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $37.99

Banco De Chile ADS (BCH) carries a Roarable Rating of D (Sell) with 49/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D • SELL / AVOID Cap $18.46B
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
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🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is BCH stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, Banco De Chile ADS (NYSE: BCH) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 49/100 at a spot price of $37.82 (+3.48% 1D, market cap $18.46B). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 4/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 7/20, and SEC Balance-Sheet Forensics 12/20. Across 1096 tracked Financials issuers, BCH ranks #663 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does BCH compare to WF and CIB in the Financials sector?
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Within the Financials sector (Commercial Banks), BCH carries a Roarable D (49/100 RQD), trailing P/E of 32.8x, gross margin of —, and ROIC of 9.9%. By comparison, WF (Woori Financial Group Inc. (each representing three (3) shares of )) holds a D grade (46/100 RQD, P/E N/A, ROIC —, cap $16.52B) and CIB (Grupo Cibest S.A. American) posts a D+ grade (58/100 RQD, P/E 32.8x, ROIC 9.9%, cap $22.30B). Among the 5-stock peer group, BCH leads on earnings multiple (32.8x) while BCH leads on capital efficiency (9.9% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for BCH?
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For Banco De Chile ADS (BCH), key quantitative strengths include Clean SEC annual filing review with no major hidden accounting time-bombs. and sector rank #663 in Financials, while primary risk factors center on Sensitive to high interest rates and tighter Federal Reserve market liquidity. and implied 5-year growth hurdle of 25.3%/yr. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $37.99 (+0.44%)🧬 Cannibal Buyback (-1.24% YoY Shares)⚙️ Cash Engine: 11/20 (D+) • 10.2% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record Warning: Scores below 50 (49/100 · D) historically underperformed SPY in 71% of rolling 90-day windows (-5.4% avg 90D alpha vs SPY • 29.0% hit rate).
Audit Bucket Track Record →
RQD QUANT TACHOMETERSELL / AVOID • D
025507510049
JEV AI Jury Split (Battleground)
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D · Rk D+
Cash (11)Whales (4)SEC (15)Macro (7)CEO (12)
Each axis scored 0–20
12M PRICE TARGET CONE-4% Base Target
$49 Bull$36 Base$28 Bear
📬 FREE BCH RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for BCH)Realized 20D OHLCV Swing Band: ±4.7%
Deterministic 5-Pillar Attribution (49/100 Composite)
🔍 WHY BCH SCORES 49/100 (D) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: SEC 10-K Forensic Risk+15/20 pts (31% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 7/9

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+12/20 pts (24% of score)

SEC Form 4 / 13F Thermometer: 60% Net Buy • Cannibal Buyback (-1.24% YoY Shares)

▼ #1 Drag / Risk Factor: Whale & Options Positioning4/20 pts (-16 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-16 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
57
Grade C$39.04+1.5% Next Q
Q2 (-2Q)
54
Grade C-$39.64-2.6% Next Q
Q3 (-1Q)
52
Grade C-$38.60-2% Next Q
Current
49
Grade D$37.82-5.4% Hist 90D α
Trajectory: C (57) → D (49)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a BCH Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While BCH currently carries a cautious 49/100 (D) rating due to Whale & Options Positioning (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Clean SEC annual filing review with no major hidden accounting time-bombs.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($40.11) and Max Pain ($39.71) forces dealer call-delta covering toward $49.11.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Cannibal Buyback (-1.24% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $BCH• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “BCH Beats Next Quarter EPS Consensus (Upcoming Quarter) & Holds Above 200D SMA”
INTERACTIVE 12-MONTH POSITION SIMULATOR

Drag to Test Your BCH Position Size: $10,000

Shares at $37.82: 264.4 sh
$1,000$10,000$25,000$50,000$100,000
12M Bear Case FloorTarget $28.31
$7,485
$-2,515 (-25.1%)
12M Consensus BaseTarget $36.29
$9,595
$-405 (-4.0%)
12M Bull Case BreakoutTarget $49.11
$12,985
+$2,985 (+29.9%)

Wall Street Analyst Breakdown & Historical Accuracy Audit (32 Desks)

Street Historical Accuracy: 64/100
● Strong Buy / Buy: 17● Hold: 9● Sell: 6
Wall Street FirmStance12M Target1Y AccuracyTrack Grade
Morgan StanleyInstitutional Equity DeskHOLD$3874%A
Goldman SachsSector Coverage LeadUNDERPERFORM$4669%B
JP MorganUS Large-Cap ResearchSELL$3258%C
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring BCH)

  • ✓Walkthrough of BCH's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?
BCH // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +4.04%📐 HORIZONTAL RANGE
2026-11-03O $38.27H $38.27L $36.55C $37.82VOL 586.7K
RES: $44.56SUP: $36.30SMA50: $40.11SMA200: $39.95
$43.81$41.04$38.27$35.51$32.74RES $44.56SUP $36.30$37.822026-05-042026-06-182026-08-052026-09-212026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

BCH Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
25.3%/yr Implied 5Y Growth

vs. -4.4% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on BCH today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for BCH. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for BCH today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (BCH)

Financials Rank #663 of 1096 ⚔️ WF vs BCH Full Matrix →

1. Head-to-Head Financials Peer Comparison (BCH vs. WF, CIB, BSAC, BAP)

Industry: Commercial Banks (34 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Banco De Chile ADS (BCH) ranks #663 by composite RQD confidence (49/100, grade D) and #119 by equity capitalization ($18.46B). Within this direct 5-issuer industry benchmark cohort, BCH leads on earnings valuation at 32.8x trailing P/E, while BCH leads on capital efficiency and profitability with 9.9% ROIC and — gross margin. CIB currently holds the highest overall quantitative score in the immediate peer group at 58/100 (D+) compared with BCH at 49/100 (D).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
BCH ACTIVE
Banco De Chile ADS
D 49/100 32.8x — 9.9% +3.48% $18.46B Benchmark Subject
WF
Woori Financial Group Inc. (each representing three (3) shares of )
D 46/100 — — — -1.43% $16.52B /wf-vs-bch →
CIB
Grupo Cibest S.A. American
D+ 58/100 32.8x — 9.9% +0.05% $22.30B /cib-vs-bch →
BSAC
Banco Santander - Chile ADS
D 49/100 32.8x — 9.9% +3.47% $14.38B /bsac-vs-bch →
BAP
Credicorp Ltd.
D+ 53/100 32.8x — 9.9% +0.58% $27.71B /bap-vs-bch →

2. BCH Fundamental Profitability, Capital Efficiency & Balance-Sheet Forensics

TRAILING 12M & FORWARD QUANTITATIVE SNAPSHOT

Banco De Chile ADS (BCH) operates in Commercial Banks (Financials) with an equity capitalization of $18.46B, trailing P/E of 32.8x, forward P/E of 30.5x, and EV/EBITDA of 21.0x. Operating profitability registers a gross margin of —, operating margin of 13.9%, net profit margin of 10.9%, ROIC of 9.9%, and free cash flow yield of 2.21%, alongside an Altman Z-Score of N/A and Piotroski F-Score of 7/9.

3. BCH Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is BCH stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, Banco De Chile ADS (NYSE: BCH) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 49/100 at a spot price of $37.82 (+3.48% 1D, market cap $18.46B). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 4/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 7/20, and SEC Balance-Sheet Forensics 12/20. Across 1096 tracked Financials issuers, BCH ranks #663 in composite RQD confidence.

How does BCH compare to WF and CIB in the Financials sector?

Within the Financials sector (Commercial Banks), BCH carries a Roarable D (49/100 RQD), trailing P/E of 32.8x, gross margin of —, and ROIC of 9.9%. By comparison, WF (Woori Financial Group Inc. (each representing three (3) shares of )) holds a D grade (46/100 RQD, P/E N/A, ROIC —, cap $16.52B) and CIB (Grupo Cibest S.A. American) posts a D+ grade (58/100 RQD, P/E 32.8x, ROIC 9.9%, cap $22.30B). Among the 5-stock peer group, BCH leads on earnings multiple (32.8x) while BCH leads on capital efficiency (9.9% ROIC).

What are the biggest fundamental strengths and SEC risk factors for BCH?

For Banco De Chile ADS (BCH), key quantitative strengths include Clean SEC annual filing review with no major hidden accounting time-bombs. and sector rank #663 in Financials, while primary risk factors center on Sensitive to high interest rates and tighter Federal Reserve market liquidity. and implied 5-year growth hurdle of 25.3%/yr. Institutional options positioning shows a 50% call / 50% put premium split.

Where is BCH trading relative to its 50-day, 200-day, and 52-week technical levels?

BCH last traded at $37.82 (+3.48% on volume of 352,114 shares), positioning the stock -5.71% below its 50-day simple moving average ($40.11) and -5.33% below its 200-day simple moving average ($39.95). Across its 52-week range of $33.60 to $46.77, BCH sits at the 32.0% percentile with a 14-day RSI of 35.8 (NEUTRAL RANGE) and an implied next-earnings move of ±4.7% ($36.04 to $39.60).

ROARABLE RATING BRIEF • RQD 49/100 (D) ✓ SEC XBRL & RQD VERIFIED

BCH — Banco De Chile ADS: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2026-11-03

1. Roarable Rating Brief: What This Means to a Prospective Investor

Banco De Chile ADS (BCH) earns a live Roarable RQD composite score of 49/100, corresponding to a D letter grade (Roarable Sell) at a spot price of $37.82 (+3.48% 1D, market capitalization $18.46B).

  • Fundamental Cash Engine (11/20): Anchored by return on invested capital (ROIC) of 9.9%, gross margin of —, operating margin of 13.9%, and free cash flow yield of 2.21%.
  • Whale 13F & Options Flow (4/20) + Insider Conviction (15/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (7/20) + Forensic Balance Sheet (12/20): Incorporates a 1.01x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 7/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

Banco De Chile ADS (BCH) is a NYSE-listed issuer in the Financials sector, Commercial Banks industry (per the company profile). Operating margin is 13.9% and net margin is 10.9% (per the market data). — for further business detail.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (D • RQD 49/100): Clean SEC annual filing review with no major hidden accounting time-bombs. Free cash flow yield of 2.21% and institutional whale pillar of 4/20. With Fundamental Cash Engine at 11/20 and Institutional Whale Flow at 4/20, sustained execution supports upside toward the upper end of the $33.60 – $46.77 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Investors must weigh 32.8x trailing P/E and 21.0x EV/EBITDA against 13.9% operating margins and a 1.01x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Operating in Commercial Banks (Financials), BCH carries a macro regime beta of 1.01 and gross margin of —.

  • Key Question #1: Can BCH sustain or expand its 13.9% operating margin and 9.9% ROIC against Commercial Banks peers over the next 4 quarters?
  • Key Question #2: Will free cash flow conversion (2.21% FCF yield) strengthen balance-sheet liquidity (Altman Z-Score N/A) toward the $46.77 52-week high?
  • Key Question #3: How sensitive is BCH's 30.5x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 1.01x)?

BCH Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Banco De Chile ADS (BCH) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to BCH Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

BCH Bull vs. Bear Conversation Board — What's Your Call at $37.82?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON BCH 🐻 33% BEARISH CONVICTION
1. Pick Your Side on BCH:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
QU QuantViper RQD DEBATE OPENER • Systematic Momentum Desk 🐂 BULLISH 🎯 Target: $46.78 (+28.0%)
📌 Pinned Debate

Forensic balance sheet scores 15/20 (Altman Z 2.5, Piotroski F 7/9, Debt/Equity 0.5), the strongest pillar in the RQD rating.

Picked up a starter position in BCH in my $100K Virtual Cash book at $36.55. Forensic balance sheet scores 15/20 (Altman Z 2.5, Piotroski F 7/9, Debt/Equity 0.5), the strongest pillar in the RQD rating.. Trading inside a $33.60–$46.77 52-week range with 2.21% FCF yield gives solid downside support if Commercial Banks multiples expand this quarter.

EarningsSniper 🐂 BULL

Both sides have a point here — BCH's 15/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.

ME MeanReversion_88 RQD DEBATE OPENER • Quantitative Statistical Arb 🐻 BEARISH 🎯 Target: $28.14 (-23.0%)
Spot @ $36.55

Whale 13F flow scores only 5/20 while forward P/E of 30.5 and EV/EBITDA of 21 carry a premium valuation not supported by cash yield (2.

Careful chasing BCH at $36.55. Whale 13F flow scores only 5/20 while forward P/E of 30.5 and EV/EBITDA of 21 carry a premium valuation not supported by cash yield (2.21%).. Gross margin is 0.0%, but operating margin is 13.9%, which shows SG&A and reinvestment are eating into bottom-line EPS. Target $28.14 on multiple compression.

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