MARKET WIREYahoo Finance UK • 1d ago
BILL Holdings, Inc. (BILL) stock price, news, quote and historyYahoo Finance UK report covering BILL Holdings Inc. (BILL) market action, institutional positioning, and fundamental catalysts.
Why BILL Stock surged +2.92% Today — RQD Quant Desk Flash
$49.72 +2.92% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot)
EXT / AFTER-HRS: $49.89
BILL Holdings Inc. (BILL) carries a Roarable Rating of C- (Hold) with 61/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.
ROARABLE C- • HOLD / WATCH
Cap $4.15B
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Is BILL stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, BILL Holdings Inc. (NYSE: BILL) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 61/100 at a spot price of $49.72 (+2.92% 1D, market cap $4.15B). Pillar breakdown: Fundamental Cash Engine 9/20, Institutional 13F & Options Flow 15/20, SEC Balance-Sheet Forensics 12/20, FRED Macro Regime Fit 12/20, and Executive Insider Alignment 13/20. Across 715 tracked Technology issuers, BILL ranks #199 in composite RQD confidence.
✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief)
How does BILL compare to QTWO and MNDY in the Technology sector?
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Within the Technology sector (Computer Software: Prepackaged Software), BILL carries a Roarable C- (61/100 RQD), trailing P/E of N/A, gross margin of 81.4%, and ROIC of -1.2%. By comparison, QTWO (Q2 Holdings Inc.) holds a C+ grade (69/100 RQD, P/E 77.6x, ROIC 5.7%, cap $4.14B) and MNDY (monday.com Ltd.) posts a C grade (63/100 RQD, P/E 34.2x, ROIC -0.4%, cap $4.10B). Among the 5-stock peer group, FRSH leads on earnings multiple (21.3x) while QTWO leads on capital efficiency (5.7% ROIC).
✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for BILL?
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Per BILL's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-06-30, CIK 0001786352), BILL Holdings Inc. generated $1.46B in revenue (+13.4% YoY), $23.8M in net income, and $346.3M in free cash flow against $10.13B in total assets and $2.84B in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side. Primary risk factors monitored: Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins. Institutional options positioning shows a 50% call / 50% put premium split.
✓ Pre-computed one-to-many AI Quant brief
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INTERACTIVE SCENARIO DECK:
EXT / AFTER-HRS: $49.89 (+0.34%)🧬 Cannibal Buyback (-1.52% YoY Shares)⚙️ Cash Engine: 9/20 (D) • 23.7% FCF Margin
Verify 90D Bucket Audit →📊 Historical Track Record: Scores of 61/100 (C-) historically posted market-perform odds over rolling 90-day windows (+0.5% avg 90D alpha vs SPY • 53.9% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →RQD QUANT TACHOMETERHOLD / WATCH • C-
Quant Analyst Panel Split (Battleground)
Cash
SEC
Whale
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
5-PILLAR RQD RADARRw C · Rk C-
Each axis scored 0–20
12M PRICE TARGET CONE+1.3% Base Target
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for BILL)Realized 20D OHLCV Swing Band: ±6.9%
Deterministic 5-Pillar Attribution (61/100 Composite)
🔍 WHY BILL SCORES 61/100 (C-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Whale & Options Positioning+15/20 pts (25% of score)
20D Institutional Volume Accumulation (±6.9% realized swing band)
▲ #2 Bullish Driver: Insider Conviction & Share Dilution+13/20 pts (21% of score)
SEC Form 4 / 13F Thermometer: 65% Net Buy • Cannibal Buyback (-1.52% YoY Shares)
▼ #1 Drag / Risk Factor: Cash Engine Quality9/20 pts (-11 pt drag)
Capital intensity & 0% operating margin leave 11 pts on the table
📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)Grade C-$44.18+10.9% Next Q
53
Q2 (-2Q)Grade C$49.01-2% Next Q
56
Q3 (-1Q)Grade C$48.02+3.5% Next Q
58
CurrentGrade C-$49.72+0.5% Hist 90D α
61
Trajectory: C- (53) → C- (61)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER
⚔️ Adversarial Opposing Case: Why the BILL Bull Thesis Could Fail
Even with a 61/100 (C-) score, BILL faces multiple-compression risk if current valuation multiples re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
⚠️ Forensic Kill-Switch #1
Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.
⚠️ Forensic Kill-Switch #2
Dilution & Margin Drag: Cannibal Buyback (-1.52% YoY Shares) — any gross margin slip below 78.9% triggers an automatic RQD downgrade.
⚠️ Forensic Kill-Switch #3
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($47.02) or 200D SMA ($42.56) invalidates the momentum regime and cuts Target Base ($50.39) toward Bear Floor ($39.30).
🎲 LIVE PREDICTION MARKET ODDS TIED TO $BILL• $4.8M Crowd Pool • Kalshi / Polymarket Composite
Contract: “BILL Beats Next Quarterly Revenue & EPS Consensus + Hyperscaler AI CapEx Holds Record Pace”
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →
Why BILL Stock surged +2.92% Today — RQD Quant Desk Flash
BILL Holdings Inc. (BILL) surged +2.92% to $49.72, trading at 71% of its 52-week range ($31.41 – $57.21). Solid 81.4% gross margin (-1% return on capital), mixed timing at current multiples—hold if owned, no rush to chase.
- ▸Technical Tape: Trading at 71% of its 52-week range ($31.41 – $57.21) with RSI-14 at 54.8 (NEUTRAL RANGE).
- ▸Volatility Profile: Historical 20-day realized swing band of ±6.9% around $49.72 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable C- (Hold) backed by 81.4% gross margin and $346.3M annual free cash flow.
Live BILL Headlines & Catalysts
MARKET WIRECNBC • 1d ago
Bill Ackman says 2027 will be an amazing year for stocks as wars, inflation easeCNBC report covering BILL Holdings Inc. (BILL) market action, institutional positioning, and fundamental catalysts.
MARKET WIREYahoo Finance • 1d ago
Why BILL (BILL) Stock Is Trading Up TodayYahoo Finance report covering BILL Holdings Inc. (BILL) market action, institutional positioning, and fundamental catalysts.
MARKET WIRETCU 360 • 1d ago
Senate blocks bill that would limit stock trading by members of CongressTCU 360 report covering BILL Holdings Inc. (BILL) market action, institutional positioning, and fundamental catalysts.
RISK WATCHYahoo Finance • 2d ago
BILL (BILL) Stock Still Looks Discounted On Its 83% SlumpYahoo Finance report covering BILL Holdings Inc. (BILL) market action, institutional positioning, and fundamental catalysts.
MARKET WIREYahoo Finance • 2d ago
BILL Stock And Other Texas and Florida Software Plays Investors Are WatchingYahoo Finance report covering BILL Holdings Inc. (BILL) market action, institutional positioning, and fundamental catalysts.
MARKET WIREYahoo Finance • 2d ago
BILL Holdings (BILL) Guidance Update Puts Its Valuation Back In FocusYahoo Finance report covering BILL Holdings Inc. (BILL) market action, institutional positioning, and fundamental catalysts.
CATALYSTYahoo Finance • 2d ago
Why BILL Holdings (BILL) is Poised to Beat Earnings Estimates AgainYahoo Finance report covering BILL Holdings Inc. (BILL) market action, institutional positioning, and fundamental catalysts.
MARKET WIREYahoo • 1d ago
Oppenheimer previews top SMid-Cap SaaS stocks ahead of Q3 earningsInvesting.com -- Software sentiment and valuations have rebounded quarter-to-date, but investors remain cautious on fundamentals, especially across small-cap SaaS companies, according to Oppenheimer analyst Ken Wong. The
CATALYSTYahoo • 1d ago
Block Q3 Earnings Coming Up: What to Expect From Its ReleaseBlock's Q3 2026 earnings are expected to show solid revenue and profit growth, fueled by Square and Cash App momentum. Can XYZ deliver another earnings beat?
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk
Scheduled RQD Strong Buys & Whale Accumulation Briefing (BILL Tape Review)
- ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
- ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
- ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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BILL // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +25.18%⚡ TESTING RESISTANCE
2026-11-03O $48.47H $49.72L $48.31C $49.72VOL 1.77M
RES: $50.73SUP: $44.56SMA50: $47.02SMA200: $42.56
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK
BILL Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Share Count & Dilution Monitor
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
Reverse-DCF Expectations Hurdle
8.0%/yr Implied 5Y Growth
vs. +13.4% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
Ellis Vennor Setup Ledger
No active Ellis Vennor swing setup published on BILL today. View full Setup Ledger →
🦋 Documented & Second-Order Butterfly Connections
Open Graph →
No direct multi-tier Butterfly edges indexed yet for BILL. Explore sector supply chains on /butterfly.
AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for BILL today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (BILL)
Technology Rank #199 of 715
⚔️ QTWO vs BILL Full Matrix →
1. Head-to-Head Technology Peer Comparison (BILL vs. QTWO, MNDY, FRSH, CCC)
Industry: Computer Software: Prepackaged Software (222 Tracked Issuers)Across 715 tracked Technology securities in the Roarable RQD universe, BILL Holdings Inc. (BILL) ranks #199 by composite RQD confidence (61/100, grade C-) and #221 by equity capitalization ($4.15B). Within this direct 5-issuer industry benchmark cohort, FRSH leads on earnings valuation at 21.3x trailing P/E, while QTWO leads on capital efficiency and profitability with 5.7% ROIC and 54.1% gross margin. QTWO currently holds the highest overall quantitative score in the immediate peer group at 69/100 (C+) compared with BILL at 61/100 (C-).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| BILL
ACTIVE
BILL Holdings Inc. | C- | 61/100 | — | 81.4% | -1.2% | +2.92% | $4.15B | Benchmark Subject |
| QTWO Q2 Holdings Inc. | C+ | 69/100 | 77.6x | 54.1% | 5.7% | +5.01% | $4.14B | /qtwo-vs-bill → |
| MNDY monday.com Ltd. | C | 63/100 | 34.2x | 89.2% | -0.4% | -0.36% | $4.10B | /mndy-vs-bill → |
| FRSH Freshworks Inc. | C+ | 69/100 | 21.3x | 85.0% | 1.5% | -3.46% | $3.84B | /frsh-vs-bill → |
| CCC CCC Intelligent Solutions Holdings Inc. | C | 62/100 | — | 73.5% | 2.5% | +0.39% | $4.52B | /ccc-vs-bill → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-06-30 • CIK 0001786352 ↗In its most recent audited fiscal period (FY2025, filed 2025-06-30), BILL Holdings Inc. (BILL) reported GAAP revenue of $1.46B (+13.4% vs. FY2024 revenue of $1.29B , and +38.2% cumulative change since FY2023) , GAAP net income of $23.8M, operating cash flow of $350.6M, and free cash flow of $346.3M (+24.7% YoY). On the balance sheet, BILL closed FY2025 with $10.13B in total assets against $2.84B in total debt (Altman Z-Score: 0.62, Piotroski F-Score: 9/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-06-30 | $1.46B | $23.8M | $350.6M | $346.3M | $10.13B | $2.84B |
| FY2024 (FY) | 2024-06-30 | $1.29B | -$28.9M | $278.8M | $277.8M | $9.67B | $2.64B |
| FY2023 (FY) | 2023-06-30 | $1.06B | -$223.7M | $187.8M | $140.1M | $2.29B | $535.7M |
3. BILL Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs BILL stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-03, BILL Holdings Inc. (NYSE: BILL) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 61/100 at a spot price of $49.72 (+2.92% 1D, market cap $4.15B). Pillar breakdown: Fundamental Cash Engine 9/20, Institutional 13F & Options Flow 15/20, SEC Balance-Sheet Forensics 12/20, FRED Macro Regime Fit 12/20, and Executive Insider Alignment 13/20. Across 715 tracked Technology issuers, BILL ranks #199 in composite RQD confidence.
How does BILL compare to QTWO and MNDY in the Technology sector?
Within the Technology sector (Computer Software: Prepackaged Software), BILL carries a Roarable C- (61/100 RQD), trailing P/E of N/A, gross margin of 81.4%, and ROIC of -1.2%. By comparison, QTWO (Q2 Holdings Inc.) holds a C+ grade (69/100 RQD, P/E 77.6x, ROIC 5.7%, cap $4.14B) and MNDY (monday.com Ltd.) posts a C grade (63/100 RQD, P/E 34.2x, ROIC -0.4%, cap $4.10B). Among the 5-stock peer group, FRSH leads on earnings multiple (21.3x) while QTWO leads on capital efficiency (5.7% ROIC).
What are the biggest fundamental strengths and SEC risk factors for BILL?
Per BILL's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-06-30, CIK 0001786352), BILL Holdings Inc. generated $1.46B in revenue (+13.4% YoY), $23.8M in net income, and $346.3M in free cash flow against $10.13B in total assets and $2.84B in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side. Primary risk factors monitored: Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins. Institutional options positioning shows a 50% call / 50% put premium split.
Where is BILL trading relative to its 50-day, 200-day, and 52-week technical levels?
BILL last traded at $49.72 (+2.92% on volume of 1,422,958 shares), positioning the stock +5.74% above its 50-day simple moving average ($47.02) and +16.82% above its 200-day simple moving average ($42.56). Across its 52-week range of $31.41 to $57.21, BILL sits at the 71.0% percentile with a 14-day RSI of 54.8 (NEUTRAL RANGE) and an implied next-earnings move of ±6.9% ($46.29 to $53.15).
ROARABLE RATING BRIEF • RQD 61/100 (C-)
✓ SEC XBRL & RQD VERIFIED
BILL — BILL Holdings Inc.: What the Facts Mean to a Prospective Investor
Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2025-06-30
1. Roarable Rating Brief: What This Means to a Prospective Investor
BILL Holdings Inc. (BILL) earns a live Roarable RQD composite score of 61/100, corresponding to a C- letter grade (Roarable Hold) at a spot price of $49.72 (+2.92% 1D, market capitalization $4.15B).
- Fundamental Cash Engine (9/20): Anchored by return on invested capital (ROIC) of -1.2%, gross margin of 81.4%, operating margin of -5.5%, and free cash flow yield of 8.32%.
- Whale 13F & Options Flow (15/20) + Insider Conviction (13/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
- Macro Regime Fit (12/20) + Forensic Balance Sheet (12/20): Incorporates a 1.33x equity beta, Altman Z-Score of 0.62, Piotroski F-Score of 9/9, and Debt/Equity of 0.70x.
2. Business Model, Unit Margins & SEC Financial Trajectory
BILL Holdings Inc. Is a NYSE-listed issuer in the Technology sector, operating in the Computer Software: Prepackaged Software industry,. The reported gross margin of 81.4% per the market data indicates a high-margin software cost structure.
In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-06-30), BILL Holdings Inc. (BILL) reported $1.46B in annual revenue (up from $1.29B in FY2024, +13.4% YoY) and $23.8M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($1.06B revenue, -$223.7M net income) through FY2025, BILL scaled operating cash flow to $350.6M and free cash flow to $346.3M, backed by $10.13B in total assets against $2.84B in total debt.
3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff
- 🐂 Primary Bull Case (C- • RQD 61/100): Big institutional funds and options desks are actively positioning on the bullish side. Free cash flow yield of 8.32% and institutional whale pillar of 15/20. With Fundamental Cash Engine at 9/20 and Institutional Whale Flow at 15/20, sustained execution supports upside toward the upper end of the $31.41 – $57.21 52-week range.
- 🐻 Primary Bear Case & Valuation Risk: Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins. Investors must weigh current valuation against -5.5% operating margins and a 1.33x macro beta.
4. 2nd-Order Butterfly Ripples & Key Questions to Watch
Upstream and downstream dependencies are — Sector correlations beyond the Technology / Prepackaged Software classification are — A prospective investor should note that the absence of mapped links means second-order ripple effects cannot be evaluated from this dataset.
- Key Question #1: Can BILL sustain or expand its -5.5% operating margin and -1.2% ROIC against Computer Software: Prepackaged Software peers over the next 4 quarters?
- Key Question #2: Following FY2025 revenue of $1.46B and free cash flow of $346.3M, how will capital allocation balance growth reinvestment against $2.84B in total debt?
- Key Question #3: How sensitive is BILL's equity valuation to Technology capital spending cycles and macro interest-rate shifts (Beta 1.33x)?
BILL Live News Feed, Press Releases & Catalyst Wire
Real-time company headlines, analyst actions, and sector developments for BILL Holdings Inc. (BILL) • Click "Debate This Headline" to argue it in the Roar Pit below
🟡 MARKET WIRE Yahoo Finance UK • 1d ago
BILL Holdings, Inc. (BILL) stock price, news, quote and history Yahoo Finance UK report covering BILL Holdings Inc. (BILL) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE CNBC • 1d ago
Bill Ackman says 2027 will be an amazing year for stocks as wars, inflation ease CNBC report covering BILL Holdings Inc. (BILL) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE Yahoo Finance • 1d ago
Why BILL (BILL) Stock Is Trading Up Today Yahoo Finance report covering BILL Holdings Inc. (BILL) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE TCU 360 • 1d ago
Senate blocks bill that would limit stock trading by members of Congress TCU 360 report covering BILL Holdings Inc. (BILL) market action, institutional positioning, and fundamental catalysts.
🔴 RISK WATCH Yahoo Finance • 2d ago
BILL (BILL) Stock Still Looks Discounted On Its 83% Slump Yahoo Finance report covering BILL Holdings Inc. (BILL) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE Yahoo Finance • 2d ago
BILL Stock And Other Texas and Florida Software Plays Investors Are Watching Yahoo Finance report covering BILL Holdings Inc. (BILL) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE Yahoo Finance • 2d ago
BILL Holdings (BILL) Guidance Update Puts Its Valuation Back In Focus Yahoo Finance report covering BILL Holdings Inc. (BILL) market action, institutional positioning, and fundamental catalysts.
🟢 CATALYST Yahoo Finance • 2d ago
Why BILL Holdings (BILL) is Poised to Beat Earnings Estimates Again Yahoo Finance report covering BILL Holdings Inc. (BILL) market action, institutional positioning, and fundamental catalysts.
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE
3 Active Posts & Replies
BILL Bull vs. Bear Conversation Board — What's Your Call at $49.72?
🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON BILL 🐻 33% BEARISH CONVICTION
QU QuantViper RQD DEBATE OPENER • Systematic Momentum Desk 🐂 BULLISH
🎯 Target: $56.04 (+16.0%)
📌 Pinned Debate Revenue grew from $1.06B to $1.46B across FY 2023–FY 2025 with FCF of $346.3M in FY 2025 and a free cash flow yield of 8.32%.
Picked up a starter position in BILL in my $100K Virtual Cash book at $48.31. Revenue grew from $1.06B to $1.46B across FY 2023–FY 2025 with FCF of $346.3M in FY 2025 and a free cash flow yield of 8.32%.. Trading inside a $31.41–$57.21 52-week range with 8.32% FCF yield gives solid downside support if Computer Software: Prepackaged Software multiples expand this quarter.
ArenaChamp_24 🐂 BULL
@BearTrap_Alert Fair point on current EV/EBITDA multiples, but you're ignoring the forward operating leverage in Computer Software: Prepackaged Software. If gross margin (81.4%) holds, EPS grows into the multiple faster than bears think.
BE BearTrap_Alert RQD DEBATE OPENER • Cycle Peak Watcher 🐻 BEARISH
🎯 Target: $41.06 (-15.0%)
Spot @ $48.31 Reported debt rose from $535.7M to $2.84B while the Altman Z-Score sits at 0.62 and ROIC is -1.2%.
Here is the bear case nobody on the bull side wants to address on BILL: Reported debt rose from $535.7M to $2.84B while the Altman Z-Score sits at 0.62 and ROIC is -1.2%.. At current EV/EBITDA multiples, even a small guidance miss in Computer Software: Prepackaged Software triggers a 12-15% air pocket.