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The Bank of New York Mellon Corporation (BNY) Insider, 13F Hedge Fund & Politician Buy/Sell Thermometer

$147.78 +0.46% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $147.62

The Bank of New York Mellon Corporation (BNY) carries a Roarable Rating of C+ (Hold) with 66/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C+ • HOLD / WATCH Cap $99.81B
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
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🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is BNY stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, The Bank of New York Mellon Corporation (NYSE: BNY) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 66/100 at a spot price of $147.78 (+0.46% 1D, market cap $99.81B). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 12/20, SEC Balance-Sheet Forensics 15/20, FRED Macro Regime Fit 13/20, and Executive Insider Alignment 13/20. Across 1097 tracked Financials issuers, BNY ranks #188 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does BNY compare to USB and PNC in the Financials sector?
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Within the Financials sector (Major Banks), BNY carries a Roarable C+ (66/100 RQD), trailing P/E of 18.3x, gross margin of —, and ROIC of 2.4%. By comparison, USB (U.S. Bancorp) holds a C+ grade (66/100 RQD, P/E 12.5x, ROIC 3.0%, cap $92.63B) and PNC (PNC Financial Services Group Inc.) posts a D+ grade (53/100 RQD, P/E 36.8x, ROIC 1.2%, cap $90.90B). Among the 5-stock peer group, USB leads on earnings multiple (12.5x) while BNS leads on capital efficiency (9.9% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for BNY?
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Per BNY's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001390777), The Bank of New York Mellon Corporation generated $20.08B in revenue (+7.8% YoY), $5.55B in net income, and $5.18B in free cash flow against $472.30B in total assets and $192.37B in total debt. Key quantitative strengths: Clean SEC annual filing review with no major hidden accounting time-bombs. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $147.62 (-0.11%)🧬 Cannibal Buyback (-1.52% YoY Shares)⚙️ Cash Engine: 13/20 (C) • 25.8% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record: Scores of 66/100 (C+) historically posted market-perform odds over rolling 90-day windows (+1.4% avg 90D alpha vs SPY • 56.0% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →
RQD QUANT TACHOMETERHOLD / WATCH • C+
025507510066
JEV AI Jury Split (Battleground)
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C · Rk B-
Cash (13)Whales (12)SEC (15)Macro (13)CEO (13)
Each axis scored 0–20
12M PRICE TARGET CONE+3.6% Base Target
$181 Bull$153 Base$119 Bear
📬 FREE BNY RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for BNY)Realized 20D OHLCV Swing Band: ±4.1%
Deterministic 5-Pillar Attribution (66/100 Composite)
🔍 WHY BNY SCORES 66/100 (C+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: SEC 10-K Forensic Risk+15/20 pts (23% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 8/9

▲ #2 Bullish Driver: Cash Engine Quality+13/20 pts (20% of score)

SEC XBRL FY 2025 (10-K): 25.8% FCF Margin ($5.18B FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Whale & Options Positioning12/20 pts (-8 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-8 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
58
Grade C$137.64+6% Next Q
Q2 (-2Q)
61
Grade C$145.85+1.9% Next Q
Q3 (-1Q)
63
Grade C+$148.59-0.5% Next Q
Current
66
Grade C+$147.78+1.4% Hist 90D α
Trajectory: C (58) → C+ (66)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the BNY Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 66/100 (C+) score, BNY faces multiple-compression risk if 18.3x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-1.52% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($150.79) or 200D SMA ($139.77) invalidates the momentum regime and cuts Target Base ($153.10) toward Bear Floor ($119.42).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $BNY• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “BNY Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
YES 66%NO 34%Trade / Inspect Odds →
SEC FORM 4 × 13F HEDGE FUNDS × CONGRESSIONAL STOCK ACT

BNY Smart-Money Thermometer: HEAVY INSIDER & 13F ACCUMULATION

Explore All 13F & Congress Whales →
▲ Disclosed Buys: 0 ($0)▼ Disclosed Sales: 0 ($0)

Wide-Open SEC Form 4, 13F & Congressional Disclosure Ledger (BNY)

No recent open-market Form 4 cluster sales or emergency dumps flagged on BNY. Visit the Global 13F & Congressional Whale Ledger for cross-market smart-money filings.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (BNY Tape Review)

  • ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
  • ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
  • ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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BNY // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +12.06%📐 HORIZONTAL RANGE
2026-11-03O $149.4H $149.4L $147.1C $147.8VOL 2.85M
RES: $168.3SUP: $130.9SMA50: $150.8SMA200: $139.8
$169.5$154.4$139.3$124.2$109.1RES $168.3SUP $130.9$147.82026-05-042026-06-182026-08-052026-09-212026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

BNY Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 BNY Butterfly Map → + Track BNY →
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
11.5%/yr Implied 5Y Growth

vs. +7.8% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on BNY today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for BNY. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for BNY today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (BNY)

Financials Rank #188 of 1097 ⚔️ USB vs BNY Full Matrix →

1. Head-to-Head Financials Peer Comparison (BNY vs. USB, PNC, BNS, MFG)

Industry: Major Banks (248 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, The Bank of New York Mellon Corporation (BNY) ranks #188 by composite RQD confidence (66/100, grade C+) and #35 by equity capitalization ($99.81B). Within this direct 5-issuer industry benchmark cohort, USB leads on earnings valuation at 12.5x trailing P/E, while BNS leads on capital efficiency and profitability with 9.9% ROIC and — gross margin. BNY currently leads its immediate peer cohort in composite quantitative strength at 66/100 (C+).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
BNY ACTIVE
The Bank of New York Mellon Corporation
C+ 66/100 18.3x — 2.4% +0.46% $99.81B Benchmark Subject
USB
U.S. Bancorp
C+ 66/100 12.5x — 3.0% +1.75% $92.63B /usb-vs-bny →
PNC
PNC Financial Services Group Inc.
D+ 53/100 36.8x — 1.2% +1.67% $90.90B /pnc-vs-bny →
BNS
Bank Nova Scotia Halifax Pfd 3
C 65/100 32.8x — 9.9% +0.33% $115.02B /bns-vs-bny →
MFG
Mizuho Financial Group Inc. Sponosred ADR (Japan)
D+ 56/100 32.8x — 9.9% -0.52% $120.26B /mfg-vs-bny →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001390777 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), The Bank of New York Mellon Corporation (BNY) reported GAAP revenue of $20.08B (+7.8% vs. FY2024 revenue of $18.62B , and +13.5% cumulative change since FY2023) , GAAP net income of $5.55B, operating cash flow of $6.73B, and free cash flow of $5.18B (+762.0% YoY). On the balance sheet, BNY closed FY2025 with $472.30B in total assets against $192.37B in total debt (Altman Z-Score: N/A, Piotroski F-Score: 8/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $20.08B $5.55B $6.73B $5.18B $472.30B $192.37B
FY2024 (FY) 2024-12-31 $18.62B $4.53B $687.0M -$782.0M $416.06B $168.44B
FY2023 (FY) 2023-12-31 $17.70B $3.30B $5.91B $5.12B $55.74B $13.04B

3. BNY Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is BNY stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, The Bank of New York Mellon Corporation (NYSE: BNY) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 66/100 at a spot price of $147.78 (+0.46% 1D, market cap $99.81B). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 12/20, SEC Balance-Sheet Forensics 15/20, FRED Macro Regime Fit 13/20, and Executive Insider Alignment 13/20. Across 1097 tracked Financials issuers, BNY ranks #188 in composite RQD confidence.

How does BNY compare to USB and PNC in the Financials sector?

Within the Financials sector (Major Banks), BNY carries a Roarable C+ (66/100 RQD), trailing P/E of 18.3x, gross margin of —, and ROIC of 2.4%. By comparison, USB (U.S. Bancorp) holds a C+ grade (66/100 RQD, P/E 12.5x, ROIC 3.0%, cap $92.63B) and PNC (PNC Financial Services Group Inc.) posts a D+ grade (53/100 RQD, P/E 36.8x, ROIC 1.2%, cap $90.90B). Among the 5-stock peer group, USB leads on earnings multiple (12.5x) while BNS leads on capital efficiency (9.9% ROIC).

What are the biggest fundamental strengths and SEC risk factors for BNY?

Per BNY's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001390777), The Bank of New York Mellon Corporation generated $20.08B in revenue (+7.8% YoY), $5.55B in net income, and $5.18B in free cash flow against $472.30B in total assets and $192.37B in total debt. Key quantitative strengths: Clean SEC annual filing review with no major hidden accounting time-bombs. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.

Where is BNY trading relative to its 50-day, 200-day, and 52-week technical levels?

BNY last traded at $147.78 (+0.46% on volume of 3,222,950 shares), positioning the stock -2.00% below its 50-day simple moving average ($150.79) and +5.73% above its 200-day simple moving average ($139.77). Across its 52-week range of $105.42 to $165.84, BNY sits at the 70.1% percentile with a 14-day RSI of 49.4 (NEUTRAL RANGE) and an implied next-earnings move of ±4.1% ($141.72 to $153.84).

Direct Sub-Reports: BNY RQD Cockpit BNY 12M Forecast BNY Earnings & Move BNY Dividends & DRIP BNY Insiders & 13F BNY Whale Options BNY Profit Sankey BNY News & Why
ROARABLE RATING BRIEF • RQD 66/100 (C+) ✓ SEC XBRL & RQD VERIFIED

BNY — The Bank of New York Mellon Corporation: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

The Bank of New York Mellon Corporation (BNY) earns a live Roarable RQD composite score of 66/100, corresponding to a C+ letter grade (Roarable Hold) at a spot price of $147.78 (+0.46% 1D, market capitalization $99.81B).

  • Fundamental Cash Engine (13/20): Anchored by return on invested capital (ROIC) of 2.4%, gross margin of —, operating margin of 33.7%, and free cash flow yield of 5.11%.
  • Whale 13F & Options Flow (12/20) + Insider Conviction (13/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (13/20) + Forensic Balance Sheet (15/20): Incorporates a 1.15x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 8/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

The Bank of New York Mellon Corporation (BNY) is a NYSE-listed issuer in the Financials sector, operating within the Major Banks industry..3B. Gross margin is reported as 0%, and operating margin as 33.7%.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), The Bank of New York Mellon Corporation (BNY) reported $20.08B in annual revenue (up from $18.62B in FY2024, +7.8% YoY) and $5.55B in GAAP net income. Over the multi-year SEC filing window from FY2023 ($17.70B revenue, $3.30B net income) through FY2025, BNY scaled operating cash flow to $6.73B and free cash flow to $5.18B, backed by $472.30B in total assets against $192.37B in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (C+ • RQD 66/100): Clean SEC annual filing review with no major hidden accounting time-bombs. Free cash flow yield of 5.11% and institutional whale pillar of 12/20. With Fundamental Cash Engine at 13/20 and Institutional Whale Flow at 12/20, sustained execution supports upside toward the upper end of the $105.42 – $165.84 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Broader market pullbacks can still drag down strong stocks in the short run. Investors must weigh 18.3x trailing P/E and 34.1x EV/EBITDA against 33.7% operating margins and a 1.15x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Sector correlations and second-order bottlenecks cannot be derived from the source data. The one cross-sector observation available is the AI-driven sell-off referenced in the Seeking Alpha upgrade headline, which the source does not connect to specific mechanisms. Investors should watch whether broader financial-sector repricing affects BNY's valuation given its 1.15 beta.

  • Key Question #1: Can BNY sustain or expand its 33.7% operating margin and 2.4% ROIC against Major Banks peers over the next 4 quarters?
  • Key Question #2: Following FY2025 revenue of $20.08B and free cash flow of $5.18B, how will capital allocation balance growth reinvestment against $192.37B in total debt?
  • Key Question #3: How sensitive is BNY's 17.0x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 1.15x)?

BNY Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for The Bank of New York Mellon Corporation (BNY) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to BNY Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

BNY Bull vs. Bear Conversation Board — What's Your Call at $147.78?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON BNY 🐻 33% BEARISH CONVICTION
1. Pick Your Side on BNY:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
QU QuantViper RQD DEBATE OPENER • Systematic Momentum Desk 🐂 BULLISH 🎯 Target: $194.19 (+32.0%)
📌 Pinned Debate

The forensic balance sheet pillar scores 15/20 with an Altman Z of 2.5 and Piotroski F of 8/9, supporting a sound financial base alongs

Long BNY at $147.11 targeting $194.19. The forensic balance sheet pillar scores 15/20 with an Altman Z of 2.5 and Piotroski F of 8/9, supporting a sound financial base alongside a 5.11% FCF yield.. Institutional whale score is 12/20 and the risk/reward vs. the $105.42 52-week low is skewed heavily in favor of bulls.

RetailWhale_TX 🐂 BULL

Both sides have a point here — BNY's 15/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.

MU MultipleCompression RQD DEBATE OPENER • Valuation Discipline 🐻 BEARISH 🎯 Target: $126.51 (-14.0%)
Spot @ $147.11

EV/EBITDA of 34.1 sits far above the 17 forward P/E, and ROIC of 2.4% indicates modest capital efficiency relative to the valuation.

Fading this rally in BNY at $147.11. EV/EBITDA of 34.1 sits far above the 17 forward P/E, and ROIC of 2.4% indicates modest capital efficiency relative to the valuation.. With a beta of 1.15 and the stock sitting at $147.11 (52-wk range $105.42–$165.84), the easy multiple expansion is already priced in.

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