ROARABLE
FREE $100K
My Trading Account β†’
β–Ύ
Trading Profile Active
Active Trader
Verified Trader
⚑ My $100K Trading Account β†’ β˜… My Saved Watchlist β†’
🟒 My $100K Account β†’ Today Screener Big Ideas Track Record πŸ’° $100K Arena 🎲 Predictions πŸ›οΈ Insiders 8 Analysts
Stock Ratings / Financials / BPOP / insiders
CFR (60) SSB (60) UMBF (67) WTFC (70) ⌘ Pro Terminal β†’

Popular Inc. (BPOP) Insider, 13F Hedge Fund & Politician Buy/Sell Thermometer

$158.96 +1.50% NASDAQ β€’ Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $159.09

Popular Inc. (BPOP) carries a Roarable Rating of C+ (Hold) with 67/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C+ β€’ HOLD / WATCH Cap $9.99B
πŸ“€ Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚑ INSTANT AI QUANT PREVIEW β€’ $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on BPOP Below β€” or Connect Your Own ChatGPT / Claude
πŸ€– Mara Quenwick β€’ AI Quant Lead (Click for Instant Brief) Is BPOP stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
β–Ό

As of 2026-11-03, Popular Inc. (NASDAQ: BPOP) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 67/100 at a spot price of $158.96 (+1.50% 1D, market cap $9.99B). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 9/20, SEC Balance-Sheet Forensics 15/20, FRED Macro Regime Fit 13/20, and Executive Insider Alignment 17/20. Across 1097 tracked Financials issuers, BPOP ranks #165 in composite RQD confidence.

βœ“ Pre-computed one-to-many AI Quant brief
πŸ€– Ellis Vennor β€’ AI Peer & Flow Quant (Click for Instant Brief) How does BPOP compare to CFR and SSB in the Financials sector?
β–Ό

Within the Financials sector (Major Banks), BPOP carries a Roarable C+ (67/100 RQD), trailing P/E of 12.1x, gross margin of β€”, and ROIC of 3.1%. By comparison, CFR (Cullen/Frost Bankers Inc.) holds a C- grade (60/100 RQD, P/E 15.1x, ROIC 3.4%, cap $9.80B) and SSB (SouthState Bank Corporation) posts a C- grade (60/100 RQD, P/E 12.9x, ROIC 3.0%, cap $10.20B). Among the 5-stock peer group, BPOP leads on earnings multiple (12.1x) while CFR leads on capital efficiency (3.4% ROIC).

βœ“ Pre-computed one-to-many AI Quant brief
πŸ€– Gideon Ashmere β€’ AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for BPOP?
β–Ό

Per BPOP's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000763901), Popular Inc. generated $2.75B in revenue (+35.6% YoY), $833.2M in net income, and $681.0M in free cash flow against $75.35B in total assets and $31.09B in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.

βœ“ Pre-computed one-to-many AI Quant brief
πŸ€– AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists β€” not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
πŸ›‘οΈ Portfolio Crash X-Ray
EXT / AFTER-HRS: $159.09 (+0.08%)🧬 Cannibal Buyback (-2.64% YoY Shares)βš™οΈ Cash Engine: 13/20 (C) β€’ 24.7% FCF Margin
Verify 90D Bucket Audit β†’
πŸ“Š Historical Track Record: Scores of 67/100 (C+) historically posted market-perform odds over rolling 90-day windows (+1.6% avg 90D alpha vs SPY β€’ 56.4% hit rate β€” wait for RQD β‰₯ 70 breakout).
Audit Bucket Track Record β†’
RQD QUANT TACHOMETERHOLD / WATCH β€’ C+
025507510067
Quant Analyst Panel Split (Battleground)
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) β€” not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR RQD RADARRw C Β· Rk B-
Cash (13)Whales (9)SEC (15)Macro (13)CEO (17)
Each axis scored 0–20
12M PRICE TARGET CONE+4.1% Base Target
$195 Bull$165 Base$129 Bear
πŸ“¬ FREE BPOP RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: β€” (No Active Options Snapshot on file for BPOP)Realized 20D OHLCV Swing Band: Β±3.9%
Deterministic 5-Pillar Attribution (67/100 Composite)
πŸ” WHY BPOP SCORES 67/100 (C+) β€” TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
β–² #1 Bullish Driver: Insider Conviction & Share Dilution+17/20 pts (25% of score)

SEC Form 4 / 13F Thermometer: 85% Net Buy β€’ Cannibal Buyback (-2.64% YoY Shares)

β–² #2 Bullish Driver: SEC 10-K Forensic Risk+15/20 pts (22% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) β€’ Piotroski F-Score 7/9

β–Ό #1 Drag / Risk Factor: Whale & Options Positioning9/20 pts (-11 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-11 pts vs max)

πŸ“ˆ PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 β†’ Q2 β†’ Q3 β†’ Current
Q1 (-3Q)
59
Grade C$155.95+4% Next Q
Q2 (-2Q)
62
Grade C+$162.25-2.7% Next Q
Q3 (-1Q)
64
Grade C+$157.88+0.7% Next Q
Current
67
Grade C+$158.96+1.6% Hist 90D Ξ±
Trajectory: C (59) β†’ C+ (67)Full Audit β†’
βš”οΈ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

βš”οΈ Adversarial Opposing Case: Why the BPOP Bull Thesis Could Fail

Gideon Ashmere Forensic Desk β†’

Even with a 67/100 (C+) score, BPOP faces multiple-compression risk if 12.1x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.64% YoY Shares) β€” any gross margin slip below 15.0% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($161.07) or 200D SMA ($153.85) invalidates the momentum regime and cuts Target Base ($165.40) toward Bear Floor ($129.01).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $BPOPβ€’ $2.4M Crowd Pool β€’ Kalshi / Polymarket Composite
Contract: β€œBPOP Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
YES 67%NO 33%Trade / Inspect Odds β†’
SEC FORM 4 Γ— 13F HEDGE FUNDS Γ— CONGRESSIONAL STOCK ACT

BPOP Smart-Money Thermometer: HEAVY INSIDER & 13F ACCUMULATION

Explore All 13F & Congress Whales β†’
β–² Disclosed Buys: 0 ($0)β–Ό Disclosed Sales: 0 ($0)

Wide-Open SEC Form 4, 13F & Congressional Disclosure Ledger (BPOP)

No recent open-market Form 4 cluster sales or emergency dumps flagged on BPOP. Visit the Global 13F & Congressional Whale Ledger for cross-market smart-money filings.

ON-DEMAND RQD QUANT WORKSHOP β€’ SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (BPOP Tape Review)

  • βœ“Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
  • βœ“Forensic Red-Light accounting & dilution traps to review on your watchlist
  • βœ“Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?
Join Founding VIP Waitlist (No Card Required) β†’$100K Arena
BPOP // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +7.38%πŸ“ HORIZONTAL RANGE
2026-11-03O $158.5H $159.0L $156.6C $159.0VOL 386.7K
RES: $184.8SUP: $147.9SMA50: $161.1SMA200: $153.9
$182.9$167.7$152.6$137.4$122.2RES $184.8SUP $147.9$159.02026-05-042026-06-182026-08-052026-09-212026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

BPOP Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

πŸ¦‹ BPOP Butterfly Map β†’ + Track BPOP β†’
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
2.7%/yr Implied 5Y Growth

vs. +35.6% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on BPOP today. View full Setup Ledger β†’

πŸ¦‹ Documented & Second-Order Butterfly Connections Open Graph β†’

No direct multi-tier Butterfly edges indexed yet for BPOP. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for BPOP today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk β†’
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT β€’ SEC EDGAR XBRL Γ— RQD PEER BENCHMARK

πŸ“Š Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (BPOP)

Financials Rank #165 of 1097 βš”οΈ CFR vs BPOP Full Matrix β†’

1. Head-to-Head Financials Peer Comparison (BPOP vs. CFR, SSB, UMBF, WTFC)

Industry: Major Banks (248 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, Popular Inc. (BPOP) ranks #165 by composite RQD confidence (67/100, grade C+) and #187 by equity capitalization ($9.99B). Within this direct 5-issuer industry benchmark cohort, BPOP leads on earnings valuation at 12.1x trailing P/E, while CFR leads on capital efficiency and profitability with 3.4% ROIC and β€” gross margin. WTFC currently holds the highest overall quantitative score in the immediate peer group at 70/100 (B-) compared with BPOP at 67/100 (C+).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
BPOP ACTIVE
Popular Inc.
C+ 67/100 12.1x β€” 3.1% +1.50% $9.99B Benchmark Subject
CFR
Cullen/Frost Bankers Inc.
C- 60/100 15.1x β€” 3.4% +1.71% $9.80B /cfr-vs-bpop β†’
SSB
SouthState Bank Corporation
C- 60/100 12.9x β€” 3.0% +1.75% $10.20B /ssb-vs-bpop β†’
UMBF
UMB Financial Corporation
C+ 67/100 14.7x β€” 2.5% +2.22% $10.21B /umbf-vs-bpop β†’
WTFC
Wintrust Financial Corporation
B- 70/100 12.6x β€” 3.1% +3.29% $10.28B /wtfc-vs-bpop β†’

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K β€’ FILED 2025-12-31 β€’ CIK 0000763901 β†—

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Popular Inc. (BPOP) reported GAAP revenue of $2.75B (+35.6% vs. FY2024 revenue of $2.03B , and +53.9% cumulative change since FY2023) , GAAP net income of $833.2M, operating cash flow of $878.4M, and free cash flow of $681.0M (+47.6% YoY). On the balance sheet, BPOP closed FY2025 with $75.35B in total assets against $31.09B in total debt (Altman Z-Score: N/A, Piotroski F-Score: 7/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $2.75B $833.2M $878.4M $681.0M $75.35B $31.09B
FY2024 (FY) 2024-12-31 $2.03B $614.2M $674.7M $461.3M $73.05B $30.34B
FY2023 (FY) 2023-12-31 $1.79B $541.3M $686.6M $686.6M $5.56B $1.30B

3. BPOP Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

βœ“ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is BPOP stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, Popular Inc. (NASDAQ: BPOP) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 67/100 at a spot price of $158.96 (+1.50% 1D, market cap $9.99B). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 9/20, SEC Balance-Sheet Forensics 15/20, FRED Macro Regime Fit 13/20, and Executive Insider Alignment 17/20. Across 1097 tracked Financials issuers, BPOP ranks #165 in composite RQD confidence.

How does BPOP compare to CFR and SSB in the Financials sector?

Within the Financials sector (Major Banks), BPOP carries a Roarable C+ (67/100 RQD), trailing P/E of 12.1x, gross margin of β€”, and ROIC of 3.1%. By comparison, CFR (Cullen/Frost Bankers Inc.) holds a C- grade (60/100 RQD, P/E 15.1x, ROIC 3.4%, cap $9.80B) and SSB (SouthState Bank Corporation) posts a C- grade (60/100 RQD, P/E 12.9x, ROIC 3.0%, cap $10.20B). Among the 5-stock peer group, BPOP leads on earnings multiple (12.1x) while CFR leads on capital efficiency (3.4% ROIC).

What are the biggest fundamental strengths and SEC risk factors for BPOP?

Per BPOP's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000763901), Popular Inc. generated $2.75B in revenue (+35.6% YoY), $833.2M in net income, and $681.0M in free cash flow against $75.35B in total assets and $31.09B in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.

Where is BPOP trading relative to its 50-day, 200-day, and 52-week technical levels?

BPOP last traded at $158.96 (+1.50% on volume of 368,796 shares), positioning the stock -1.31% below its 50-day simple moving average ($161.07) and +3.32% above its 200-day simple moving average ($153.85). Across its 52-week range of $109.01 to $179.24, BPOP sits at the 71.1% percentile with a 14-day RSI of 43.3 (NEUTRAL RANGE) and an implied next-earnings move of Β±3.9% ($152.76 to $165.16).

Direct Sub-Reports: BPOP RQD Cockpit BPOP 12M Forecast BPOP Earnings & Move BPOP Dividends & DRIP BPOP Insiders & 13F BPOP Whale Options BPOP Profit Sankey BPOP News & Why
ROARABLE RATING BRIEF β€’ RQD 67/100 (C+) βœ“ SEC XBRL & RQD VERIFIED

BPOP β€” Popular Inc.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

Popular Inc. (BPOP) earns a live Roarable RQD composite score of 67/100, corresponding to a C+ letter grade (Roarable Hold) at a spot price of $158.96 (+1.50% 1D, market capitalization $9.99B).

  • Fundamental Cash Engine (13/20): Anchored by return on invested capital (ROIC) of 3.1%, gross margin of β€”, operating margin of 35.9%, and free cash flow yield of 6.74%.
  • Whale 13F & Options Flow (9/20) + Insider Conviction (17/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (13/20) + Forensic Balance Sheet (15/20): Incorporates a 0.97x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 7/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

Popular Inc. Is a NASDAQ-listed issuer in the Financials sector and Major Banks industry.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Popular Inc. (BPOP) reported $2.75B in annual revenue (up from $2.03B in FY2024, +35.6% YoY) and $833.2M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($1.79B revenue, $541.3M net income) through FY2025, BPOP scaled operating cash flow to $878.4M and free cash flow to $681.0M, backed by $75.35B in total assets against $31.09B in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • πŸ‚ Primary Bull Case (C+ β€’ RQD 67/100): Company leadership has skin in the game with net positive insider conviction. Clean SEC annual filing review with no major hidden accounting time-bombs. With Fundamental Cash Engine at 13/20 and Institutional Whale Flow at 9/20, sustained execution supports upside toward the upper end of the $109.01 – $179.24 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Broader market pullbacks can still drag down strong stocks in the short run. Investors must weigh 12.1x trailing P/E and 25.4x EV/EBITDA against 35.9% operating margins and a 0.97x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Operating in Major Banks (Financials), BPOP carries a macro regime beta of 0.97 and gross margin of β€”.

  • Key Question #1: Can BPOP sustain or expand its 35.9% operating margin and 3.1% ROIC against Major Banks peers over the next 4 quarters?
  • Key Question #2: Following FY2025 revenue of $2.75B and free cash flow of $681.0M, how will capital allocation balance growth reinvestment against $31.09B in total debt?
  • Key Question #3: How sensitive is BPOP's 11.3x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 0.97x)?

BPOP Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Popular Inc. (BPOP) β€’ Click "Debate This Headline" to argue it in the Roar Pit below

πŸ’¬ Jump to BPOP Debate Forum (3) ↓
πŸ”₯ THE ROAR PIT β€’ LIVE COMMUNITY DEBATE 3 Active Posts & Replies

BPOP Bull vs. Bear Conversation Board β€” What's Your Call at $158.96?

πŸ‚ 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON BPOP 🐻 33% BEARISH CONVICTION
1. Pick Your Side on BPOP:
πŸ’‘ Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
QU QuantViper RQD DEBATE OPENER β€’ Systematic Momentum Desk πŸ‚ BULLISH 🎯 Target: $200.46 (+28.0%)
πŸ“Œ Pinned Debate

Insider Conviction scores 17/20 on SEC Form 4 and Congressional PTR cluster flow, the strongest pillar in the RQD rating, alongside a 6

Picked up a starter position in BPOP in my $100K Virtual Cash book at $156.61. Insider Conviction scores 17/20 on SEC Form 4 and Congressional PTR cluster flow, the strongest pillar in the RQD rating, alongside a 6.74% FCF yield.. Trading inside a $109.01–$179.24 52-week range with 6.74% FCF yield gives solid downside support if Major Banks multiples expand this quarter.

EarningsSniper πŸ‚ BULL

@RedlineAuditor Shorting a 9/20 institutional whale-flow stock at $156.61 is dangerous when funds are rotating into Financials.

RE RedlineAuditor RQD DEBATE OPENER β€’ Accounting Quality Watch 🐻 BEARISH 🎯 Target: $119.02 (-24.0%)
Spot @ $156.61

ROIC of 3.1% and Whale 13F Flow of 11/20 signal weak capital efficiency and limited institutional conviction despite a 12.1 TTM P/E.

Fading this rally in BPOP at $156.61. ROIC of 3.1% and Whale 13F Flow of 11/20 signal weak capital efficiency and limited institutional conviction despite a 12.1 TTM P/E.. With a beta of 0.97 and the stock sitting at $156.61 (52-wk range $109.01–$179.24), the easy multiple expansion is already priced in.

LIVE TAPE