Princeton Bancorp Inc. (PA) (BPRN) carries a Roarable Rating of C (Hold) with 62/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.
As of 2026-11-03, Princeton Bancorp Inc. (PA) (NASDAQ: BPRN) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 62/100 at a spot price of $43.96 (+2.26% 1D, market cap $292.9M). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 9/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 13/20, and Executive Insider Alignment 16/20. Across 1097 tracked Financials issuers, BPRN ranks #345 in composite RQD confidence.
Within the Financials sector (Major Banks), BPRN carries a Roarable C (62/100 RQD), trailing P/E of 15.8x, gross margin of —, and ROIC of 6.9%. By comparison, QNBC (QNB Corp.) holds a B- grade (70/100 RQD, P/E 20.8x, ROIC 10.9%, cap $293.0M) and FUNC (First United Corporation) posts a C+ grade (67/100 RQD, P/E 12.1x, ROIC 12.0%, cap $295.8M). Among the 5-stock peer group, OVLY leads on earnings multiple (9.4x) while OVLY leads on capital efficiency (14.8% ROIC).
Per BPRN's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001913971), Princeton Bancorp Inc. (PA) generated $959.8M in revenue (-2.4% YoY), $18.6M in net income, and $20.6M in free cash flow against $2.29B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 5/9
Put hedging (50% put share) caps near-term gamma upside (-11 pts vs max)
Even with a 62/100 (C) score, BPRN faces multiple-compression risk if 15.8x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Broader market pullbacks can still drag down strong stocks in the short run.
Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($43.36) or 200D SMA ($38.38) invalidates the momentum regime and cuts Target Base ($44.75) toward Bear Floor ($34.91).
Princeton Bancorp Inc. (PA) (BPRN) surged +2.26% to $43.96, trading at 84% of its 52-week range ($31.19 – $46.33). Solid steady margins (7% return on capital), mixed timing at 16x P/E—hold if owned, no rush to chase.
Princeton Bancorp (BPRN) delivered earnings and revenue surprises of -84.69% and -0.61%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?
Princeton Bancorp (NASDAQ:BPRN) reported quarterly earnings of $0.15 per share which missed the analyst consensus estimate of $0.97 by 84.69 percent. This is a 84.21 percent decrease over earnings of $0.95 per share
The headline numbers for Princeton Bancorp (BPRN) give insight into how the company performed in the quarter ended September 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and
(BPRN) on Wednesday reported third-quarter profit of $1 million.The bank, based in Princeton, New Jersey, said it had earnings of 15 cents per share.
PRINCETON, N.J., October 28, 2026--Princeton Bancorp, Inc. Announces 14.3% Increase In Its Third Quarter Cash Dividend
Mid Penn Bancorp (MPB) delivered earnings and revenue surprises of 0.00% and -4.05%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. -2.4% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on BPRN today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for BPRN. Explore sector supply chains on /butterfly.
Across 1097 tracked Financials securities in the Roarable RQD universe, Princeton Bancorp Inc. (PA) (BPRN) ranks #345 by composite RQD confidence (62/100, grade C) and #815 by equity capitalization ($292.9M). Within this direct 5-issuer industry benchmark cohort, OVLY leads on earnings valuation at 9.4x trailing P/E, while OVLY leads on capital efficiency and profitability with 14.8% ROIC and — gross margin. QNBC currently holds the highest overall quantitative score in the immediate peer group at 70/100 (B-) compared with BPRN at 62/100 (C).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| BPRN
ACTIVE
Princeton Bancorp Inc. (PA) | C | 62/100 | 15.8x | — | 6.9% | +2.26% | $292.9M | Benchmark Subject |
| QNBC QNB Corp. | B- | 70/100 | 20.8x | — | 10.9% | +0.72% | $293.0M | /qnbc-vs-bprn → |
| FUNC First United Corporation | C+ | 67/100 | 12.1x | — | 12.0% | +1.70% | $295.8M | /func-vs-bprn → |
| OVLY Oak Valley Bancorp (CA) | C+ | 66/100 | 9.4x | — | 14.8% | +1.22% | $289.6M | /ovly-vs-bprn → |
| ATLO Ames National Corporation | C+ | 68/100 | 15.8x | — | 9.2% | +2.18% | $296.8M | /atlo-vs-bprn → |
In its most recent audited fiscal period (FY2025, filed 2025-12-31), Princeton Bancorp Inc. (PA) (BPRN) reported GAAP revenue of $959.8M (-2.4% vs. FY2024 revenue of $982.9M , and +727.8% cumulative change since FY2023) , GAAP net income of $18.6M, operating cash flow of $21.5M, and free cash flow of $20.6M (+56.0% YoY). On the balance sheet, BPRN closed FY2025 with $2.29B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $959.8M | $18.6M | $21.5M | $20.6M | $2.29B | — |
| FY2024 (FY) | 2024-12-31 | $982.9M | $10.2M | $14.7M | $13.2M | $2.34B | — |
| FY2023 (FY) | 2023-12-31 | $115.9M | $25.8M | $23.1M | $23.1M | — | — |
As of 2026-11-03, Princeton Bancorp Inc. (PA) (NASDAQ: BPRN) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 62/100 at a spot price of $43.96 (+2.26% 1D, market cap $292.9M). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 9/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 13/20, and Executive Insider Alignment 16/20. Across 1097 tracked Financials issuers, BPRN ranks #345 in composite RQD confidence.
Within the Financials sector (Major Banks), BPRN carries a Roarable C (62/100 RQD), trailing P/E of 15.8x, gross margin of —, and ROIC of 6.9%. By comparison, QNBC (QNB Corp.) holds a B- grade (70/100 RQD, P/E 20.8x, ROIC 10.9%, cap $293.0M) and FUNC (First United Corporation) posts a C+ grade (67/100 RQD, P/E 12.1x, ROIC 12.0%, cap $295.8M). Among the 5-stock peer group, OVLY leads on earnings multiple (9.4x) while OVLY leads on capital efficiency (14.8% ROIC).
Per BPRN's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001913971), Princeton Bancorp Inc. (PA) generated $959.8M in revenue (-2.4% YoY), $18.6M in net income, and $20.6M in free cash flow against $2.29B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.
BPRN last traded at $43.96 (+2.26% on volume of 104,669 shares), positioning the stock +1.38% above its 50-day simple moving average ($43.36) and +14.54% above its 200-day simple moving average ($38.38). Across its 52-week range of $31.19 to $46.33, BPRN sits at the 84.3% percentile with a 14-day RSI of 43.5 (NEUTRAL RANGE) and an implied next-earnings move of ±5.1% ($41.72 to $46.20).
Princeton Bancorp Inc. (PA) (BPRN) earns a live Roarable RQD composite score of 62/100, corresponding to a C letter grade (Roarable Hold) at a spot price of $43.96 (+2.26% 1D, market capitalization $292.9M).
Princeton Bancorp Inc. (PA) (BPRN) is a NASDAQ-listed issuer in the Financials sector, classified under the Major Banks industry..3B.
In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Princeton Bancorp Inc. (PA) (BPRN) reported $959.8M in annual revenue (up from $982.9M in FY2024, -2.4% YoY) and $18.6M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($115.9M revenue, $25.8M net income) through FY2025, BPRN scaled operating cash flow to $21.5M and free cash flow to $20.6M, backed by $2.29B in total assets against $0 in total debt.
Upstream and downstream dependencies, sector correlations, and second-order bottlenecks cannot be mapped from the source data.
Real-time company headlines, analyst actions, and sector developments for Princeton Bancorp Inc. (PA) (BPRN) • Click "Debate This Headline" to argue it in the Roar Pit below
Princeton Bancorp (BPRN) delivered earnings and revenue surprises of -84.69% and -0.61%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?
Princeton Bancorp (NASDAQ:BPRN) reported quarterly earnings of $0.15 per share which missed the analyst consensus estimate of $0.97 by 84.69 percent. This is a 84.21 percent decrease over earnings of $0.95 per share
The headline numbers for Princeton Bancorp (BPRN) give insight into how the company performed in the quarter ended September 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and
(BPRN) on Wednesday reported third-quarter profit of $1 million.The bank, based in Princeton, New Jersey, said it had earnings of 15 cents per share.
PRINCETON, N.J., October 28, 2026--Princeton Bancorp, Inc. Announces 14.3% Increase In Its Third Quarter Cash Dividend
Mid Penn Bancorp (MPB) delivered earnings and revenue surprises of 0.00% and -4.05%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?
Picked up a starter position in BPRN in my $100K Virtual Cash book at $42.99. Insider conviction scores 16 of 20 in the Roarable RQD rating, the strongest pillar, alongside a 2.95% dividend yield and a 7.02% FCF yield.. Trading inside a $31.19–$46.33 52-week range with 7.02% FCF yield gives solid downside support if Major Banks multiples expand this quarter.
@BearTrap_Alert Shorting a 9/20 institutional whale-flow stock at $42.99 is dangerous when funds are rotating into Financials.
Here is the bear case nobody on the bull side wants to address on BPRN: Whale 13F flow scores only 9 of 20, and the source reports $0.0M revenue and operating income with a 0% operating margin, leaving the cash engine largely unverified.. At 15.8x trailing P/E, even a small guidance miss in Major Banks triggers a 12-15% air pocket.
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