Banco Santander Brasil SA American (BSBR) carries a Roarable Rating of D (Sell) with 50/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
As of 2026-11-02, Banco Santander Brasil SA American (NYSE: BSBR) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 50/100 at a spot price of $4.41 (-3.50% 1D, market cap $34.14B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 4/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 7/20, and SEC Balance-Sheet Forensics 12/20. Across 1096 tracked Financials issuers, BSBR ranks #662 in composite RQD confidence.
Within the Financials sector (Commercial Banks), BSBR carries a Roarable D (50/100 RQD), trailing P/E of 32.8x, gross margin of —, and ROIC of 9.9%. By comparison, KB (KB Financial Group Inc) holds a D+ grade (58/100 RQD, P/E 32.8x, ROIC 9.9%, cap $40.62B) and BAP (Credicorp Ltd.) posts a C- grade (59/100 RQD, P/E 32.8x, ROIC 9.9%, cap $28.69B). Among the 5-stock peer group, BSBR leads on earnings multiple (32.8x) while BSBR leads on capital efficiency (9.9% ROIC).
For Banco Santander Brasil SA American (BSBR), key quantitative strengths include Clean SEC annual filing review with no major hidden accounting time-bombs. and sector rank #662 in Financials, while primary risk factors center on Sensitive to high interest rates and tighter Federal Reserve market liquidity. and implied 5-year growth hurdle of 25.3%/yr. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 8/9
SEC XBRL Trailing 12 Months: 15.8% FCF Margin ($754.6M FCF) & 52% Gross Margin
Put hedging (50% put share) caps near-term gamma upside (-16 pts vs max)
While BSBR currently carries a cautious 50/100 (D) rating due to Whale & Options Positioning (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.
Clean SEC annual filing review with no major hidden accounting time-bombs.
Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($5.62) and Max Pain ($4.63) forces dealer call-delta covering toward $7.69.
Forensic Repair Trigger: Halting share dilution (Cannibal Buyback (-1.24% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.
Banco Santander Brasil SA American (BSBR) dropped -3.50% to $4.41, trading at 2% of its 52-week range ($4.38 – $7.32). Stretched risk/reward at 33x P/E (10% return on capital) under elevated 10-year interest-rate pressure.
Brazil’s surging interest bill and widening fiscal deficit have pushed borrowing costs higher and put local assets under a harsher spotlight. That pressure can punish weaker balance sheets, yet it can also reward busines
Bank shifts toward higher-quality credit amid rising household debt and rate pressures.
Banco Santander Brasil (NYSE:BSBR) reported recurring net income of BRL 2.9 billion for the third quarter of 2026, with return on equity of 11.9%, as the lender continued to rebalance its loan book toward lower-risk cust
Key TakeawaysBanco Bradesco shares fell 5% today after Itaú BBA downgraded the bank to Market Perform from Outperform, hours after Citi cut it to Neutral from Buy. Itaú Unibanco and Santander Brasil fell 4% each and Nu H
European equities traded in the US as American depositary receipts began the week tracking higher la
Cake Digital Bank, a digital-only bank from Vietnam, has won Gold at the Qorus-Infosys Finacle Banking Innovation Awards 2026 for its initiative, "Reinventing Financial Experiences Through an AI-First Banking Model." Cak
Yahoo Finance coverage on BSBR stock catalysts, institutional flow, and earnings outlook.
DUBLIN, October 30, 2026--KBRA Europe (KBRA) assigns preliminary ratings to six classes of notes to be issued by Sierra Residential DAC, a static RMBS securitisation collateralised by predominantly first-lien, reperformi
Banco Santander walked into its Q3 2026 release with the stock under pressure, down double digits over the past month and quarter, and trading near €10.51 at last close. Then came a set of results built around one clear
Record profit and 16% RoTE show progress toward 2028 targets amid integration gains.
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +17.6% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on BSBR today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for BSBR. Explore sector supply chains on /butterfly.
Across 1096 tracked Financials securities in the Roarable RQD universe, Banco Santander Brasil SA American (BSBR) ranks #662 by composite RQD confidence (50/100, grade D) and #84 by equity capitalization ($34.14B). Within this direct 5-issuer industry benchmark cohort, BSBR leads on earnings valuation at 32.8x trailing P/E, while BSBR leads on capital efficiency and profitability with 9.9% ROIC and — gross margin. BAP currently holds the highest overall quantitative score in the immediate peer group at 59/100 (C-) compared with BSBR at 50/100 (D).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| BSBR
ACTIVE
Banco Santander Brasil SA American | D | 50/100 | 32.8x | — | 9.9% | -3.50% | $34.14B | Benchmark Subject |
| KB KB Financial Group Inc | D+ | 58/100 | 32.8x | — | 9.9% | -1.59% | $40.62B | /kb-vs-bsbr → |
| BAP Credicorp Ltd. | C- | 59/100 | 32.8x | — | 9.9% | -3.39% | $28.69B | /bap-vs-bsbr → |
| CIB Grupo Cibest S.A. American | D+ | 58/100 | 32.8x | — | 9.9% | -1.65% | $22.30B | /cib-vs-bsbr → |
| BCH Banco De Chile ADS | D | 50/100 | 32.8x | — | 9.9% | -4.49% | $19.33B | /bch-vs-bsbr → |
Banco Santander Brasil SA American (BSBR) operates in Commercial Banks (Financials) with an equity capitalization of $34.14B, trailing P/E of 32.8x, forward P/E of 27.6x, and EV/EBITDA of 21.0x. Operating profitability registers a gross margin of —, operating margin of 13.9%, net profit margin of 10.9%, ROIC of 9.9%, and free cash flow yield of 2.21%, alongside an Altman Z-Score of N/A and Piotroski F-Score of 8/9.
As of 2026-11-02, Banco Santander Brasil SA American (NYSE: BSBR) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 50/100 at a spot price of $4.41 (-3.50% 1D, market cap $34.14B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 4/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 7/20, and SEC Balance-Sheet Forensics 12/20. Across 1096 tracked Financials issuers, BSBR ranks #662 in composite RQD confidence.
Within the Financials sector (Commercial Banks), BSBR carries a Roarable D (50/100 RQD), trailing P/E of 32.8x, gross margin of —, and ROIC of 9.9%. By comparison, KB (KB Financial Group Inc) holds a D+ grade (58/100 RQD, P/E 32.8x, ROIC 9.9%, cap $40.62B) and BAP (Credicorp Ltd.) posts a C- grade (59/100 RQD, P/E 32.8x, ROIC 9.9%, cap $28.69B). Among the 5-stock peer group, BSBR leads on earnings multiple (32.8x) while BSBR leads on capital efficiency (9.9% ROIC).
For Banco Santander Brasil SA American (BSBR), key quantitative strengths include Clean SEC annual filing review with no major hidden accounting time-bombs. and sector rank #662 in Financials, while primary risk factors center on Sensitive to high interest rates and tighter Federal Reserve market liquidity. and implied 5-year growth hurdle of 25.3%/yr. Institutional options positioning shows a 50% call / 50% put premium split.
BSBR last traded at $4.41 (-3.50% on volume of 3,786,366 shares), positioning the stock -21.53% below its 50-day simple moving average ($5.62) and -24.10% below its 200-day simple moving average ($5.81). Across its 52-week range of $4.38 to $7.32, BSBR sits at the 1.0% percentile with a 14-day RSI of 29.1 (OVERSOLD (<32)) and an implied next-earnings move of ±5.9% ($4.15 to $4.67).
Why BSBR Stock dropped -3.50% Today — RQD Quant Desk Flash. Stretched risk/reward at 33x P/E (10% return on capital) under elevated 10-year interest-rate pressure.
Per the Roarable RQD rating, BSBR scores 50 out of 100, a letter grade of D, with the verdict "Roarable Sell — Underperform / Distribution Warning." The five pillars are:
For a prospective investor, the upside case rests mainly on balance sheet strength. The valuation tradeoff is significant: per the market data, the stock trades at a P/E (TTM) of 32.8 against EPS (TTM) of 0.14, and an EV/EBITDA of 21, while the FCF yield is 2.21%. Earnings-based and cash-based multiples are not aligned, and the weak whale-flow and macro-fit pillars reduce confidence that the valuation will be supported. The overall verdict is a sell-side warning, not a recommendation to act.
Banco Santander Brasil SA American is listed on the NYSE under BSBR and classified in the Financials sector, Commercial Banks industry, per the profile. Beyond this classification, the source data does not describe its products, customer base, or revenue mechanics. Not available in source data for the remaining business detail.
Real-time company headlines, analyst actions, and sector developments for Banco Santander Brasil SA American (BSBR) • Click "Debate This Headline" to argue it in the Roar Pit below
Brazil’s surging interest bill and widening fiscal deficit have pushed borrowing costs higher and put local assets under a harsher spotlight. That pressure can punish weaker balance sheets, yet it can also reward busines
Bank shifts toward higher-quality credit amid rising household debt and rate pressures.
Banco Santander Brasil (NYSE:BSBR) reported recurring net income of BRL 2.9 billion for the third quarter of 2026, with return on equity of 11.9%, as the lender continued to rebalance its loan book toward lower-risk cust
Key TakeawaysBanco Bradesco shares fell 5% today after Itaú BBA downgraded the bank to Market Perform from Outperform, hours after Citi cut it to Neutral from Buy. Itaú Unibanco and Santander Brasil fell 4% each and Nu H
European equities traded in the US as American depositary receipts began the week tracking higher la
Cake Digital Bank, a digital-only bank from Vietnam, has won Gold at the Qorus-Infosys Finacle Banking Innovation Awards 2026 for its initiative, "Reinventing Financial Experiences Through an AI-First Banking Model." Cak
Yahoo Finance coverage on BSBR stock catalysts, institutional flow, and earnings outlook.
DUBLIN, October 30, 2026--KBRA Europe (KBRA) assigns preliminary ratings to six classes of notes to be issued by Sierra Residential DAC, a static RMBS securitisation collateralised by predominantly first-lien, reperformi
Welcome to the BSBR (Banco Santander Brasil SA American) Roar Pit. Current RQD Composite is 50/100 (Roarable Sell — Underperform / Distribution Warning) in Commercial Banks. Bulls point to operating leverage and sector positioning, while bears focus on valuation multiple compression (32.8x trailing P/E). Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.
Everyone in here is repeating the bull case on BSBR, but look at what you are paying: 32.8x trailing P/E with tightening sector spreads. Unless Banco Santander Brasil SA American expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.
Looking at the 5-pillar RQD breakdown on BSBR, the market is fixating on short-term headline noise in Commercial Banks and ignoring the balance sheet and cash flow trajectory. At $4.57 (52-wk range $4.38 - $7.32), any beat on forward guidance forces shorts and underweight funds to chase.
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