How profitable is Bank7 Corp. (BSVN)?

In FY 2025 (10-K), BSVN converted $824.7M of revenue into a 52% gross margin, 0% operating margin, and $41.4M in free cash flow (5% FCF margin).

Stock Ratings / Financials / BSVN / financials

SFST (59) BWB (52) BWFG (65) NPB (58) ⌘ Pro Terminal →

Bank7 Corp. (BSVN) Revenue-to-Profit Sankey Flow & SEC XBRL Financials

$58.64 +0.02% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $58.78

Bank7 Corp. (BSVN) earns a Roarable Rating of B- (Buy) with 71/100 RQD Confidence. High-quality cash engine (steady margins, 17% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

ROARABLE B- • BUY Cap $558.5M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on BSVN Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is BSVN stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-03, Bank7 Corp. (NASDAQ: BSVN) is rated B- (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 71/100 at a spot price of $58.64 (+0.02% 1D, market cap $558.5M). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 14/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 13/20, and Executive Insider Alignment 17/20. Across 1097 tracked Financials issuers, BSVN ranks #89 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does BSVN compare to SFST and BWB in the Financials sector?

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Within the Financials sector (Major Banks), BSVN carries a Roarable B- (71/100 RQD), trailing P/E of 13.1x, gross margin of —, and ROIC of 17.2%. By comparison, SFST (Southern First Bancshares Inc.) holds a C- grade (59/100 RQD, P/E 19.0x, ROIC 8.2%, cap $564.3M) and BWB (Bridgewater Bancshares Inc.) posts a D+ grade (52/100 RQD, P/E 12.3x, ROIC 8.9%, cap $566.2M). Among the 5-stock peer group, NPB leads on earnings multiple (6.7x) while BSVN leads on capital efficiency (17.2% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for BSVN?

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Per BSVN's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001746129), Bank7 Corp. generated $824.7M in revenue (+12.9% YoY), $43.1M in net income, and $41.4M in free cash flow against $1.96B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $58.78 (+0.24%)🧬 Cannibal Buyback (-2.64% YoY Shares)⚙️ Cash Engine: 14/20 (B-) • 5% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 71/100 (B-) historically ranked in the Top 14% of excess returns over the next 90 days (+6.8% avg 90D alpha vs SPY • 68.4% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERBUY • B-

2-of-3 Quant Analysts Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR RQD RADARRw B · Rk C

Each axis scored 0–20

12M PRICE TARGET CONE+5.8% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for BSVN)Realized 20D OHLCV Swing Band: ±3.9%

Deterministic 5-Pillar Attribution (71/100 Composite)

🔍 WHY BSVN SCORES 71/100 (B-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Insider Conviction & Share Dilution+17/20 pts (24% of score)

SEC Form 4 / 13F Thermometer: 85% Net Buy • Cannibal Buyback (-2.64% YoY Shares)

▲ #2 Bullish Driver: Cash Engine Quality+14/20 pts (20% of score)

SEC XBRL FY 2025 (10-K): 5% FCF Margin ($41.4M FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Macro Regime Fit13/20 pts (-7 pt drag)

Macro rate sensitivity & RSI-14 (60.9) create a -7 pt regime headwind

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C+$55.20+4.1% Next Q

Q2 (-2Q)

Grade B-$57.49+2.1% Next Q

Q3 (-1Q)

Grade B-$58.72-0.1% Next Q

Current

Grade B-$58.64+6.8% Hist 90D α

Trajectory: C+ (63) → B- (71)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the BSVN Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 71/100 (B-) score, BSVN faces multiple-compression risk if 13.1x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.64% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($55.49) or 200D SMA ($47.73) invalidates the momentum regime and cuts Target Base ($62.07) toward Bear Floor ($48.08).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $BSVN• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “BSVN Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 71%NO 29%Trade / Inspect Odds →

VISUAL REVENUE-TO-PROFIT SANKEY WATERFALL • FY 2025 (10-K)

How BSVN Turns Every Dollar of Sales Into Real Bottom-Line Profit

Free Cash Flow:$41.4M (5% FCF Margin)

Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory

■ Revenue■ Net Profit■ Free Cash Flow

FY23

Rev $186.7M

FY24

Rev $730.7M

FY25

Rev $824.7M

Fiscal Year	Revenue	Gross Margin	Op Margin	Net Profit	Free Cash Flow	ROIC %
FY 2025	$824.7M	52%	0%	$43.1M	$41.4M	17.2%
FY 2024	$730.7M	52%	0%	$45.7M	$50.8M	17.2%
FY 2023	$186.7M	39.5%	0%	$28.3M	$49.1M	17.2%

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring BSVN)

✓Walkthrough of BSVN's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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Join Founding VIP Waitlist (No Card Required) →$100K Arena

BSVN // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +37.52%⚡ TESTING RESISTANCE

2026-11-03O $59.30H $59.30L $58.63C $58.64VOL 38.2K

RES: $60.14SUP: $56.23SMA50: $55.49SMA200: $47.73

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

BSVN Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 BSVN Butterfly Map → + Track BSVN →

Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle

4.3%/yr Implied 5Y Growth

vs. +12.9% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on BSVN today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for BSVN. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for BSVN today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (BSVN)

Financials Rank #89 of 1097 ⚔️ SFST vs BSVN Full Matrix →

1. Head-to-Head Financials Peer Comparison (BSVN vs. SFST, BWB, BWFG, NPB)

Industry: Major Banks (248 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, Bank7 Corp. (BSVN) ranks #89 by composite RQD confidence (71/100, grade B-) and #678 by equity capitalization ($558.5M). Within this direct 5-issuer industry benchmark cohort, NPB leads on earnings valuation at 6.7x trailing P/E, while BSVN leads on capital efficiency and profitability with 17.2% ROIC and — gross margin. BSVN currently leads its immediate peer cohort in composite quantitative strength at 71/100 (B-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
BSVN ACTIVE Bank7 Corp.	B-	71/100	13.1x	—	17.2%	+0.02%	$558.5M	Benchmark Subject
SFST Southern First Bancshares Inc.	C-	59/100	19.0x	—	8.2%	+2.40%	$564.3M	/sfst-vs-bsvn →
BWB Bridgewater Bancshares Inc.	D+	52/100	12.3x	—	8.9%	+2.03%	$566.2M	/bwb-vs-bsvn →
BWFG Bankwell Financial Group Inc.	C	65/100	15.8x	—	11.7%	+2.40%	$567.8M	/bwfg-vs-bsvn →
NPB Northpointe Bancshares Inc.	D+	58/100	6.7x	—	14.7%	+0.63%	$546.0M	/npb-vs-bsvn →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001746129 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Bank7 Corp. (BSVN) reported GAAP revenue of $824.7M (+12.9% vs. FY2024 revenue of $730.7M , and +341.8% cumulative change since FY2023) , GAAP net income of $43.1M, operating cash flow of $46.1M, and free cash flow of $41.4M (-18.6% YoY). On the balance sheet, BSVN closed FY2025 with $1.96B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$824.7M	$43.1M	$46.1M	$41.4M	$1.96B	—
FY2024 (FY)	2024-12-31	$730.7M	$45.7M	$55.0M	$50.8M	$1.74B	—
FY2023 (FY)	2023-12-31	$186.7M	$28.3M	$49.1M	$49.1M	—	—

3. BSVN Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is BSVN stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does BSVN compare to SFST and BWB in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for BSVN?

Where is BSVN trading relative to its 50-day, 200-day, and 52-week technical levels?

BSVN last traded at $58.64 (+0.02% on volume of 55,188 shares), positioning the stock +5.68% above its 50-day simple moving average ($55.49) and +22.86% above its 200-day simple moving average ($47.73). Across its 52-week range of $38.29 to $59.96, BSVN sits at the 93.9% percentile with a 14-day RSI of 60.9 (BULLISH MOMENTUM) and an implied next-earnings move of ±3.9% ($56.35 to $60.93).

Direct Sub-Reports: BSVN RQD Cockpit BSVN 12M Forecast BSVN Earnings & Move BSVN Dividends & DRIP BSVN Insiders & 13F BSVN Whale Options BSVN Profit Sankey BSVN News & Why

ROARABLE RATING BRIEF • RQD 71/100 (B-) ✓ SEC XBRL & RQD VERIFIED

BSVN — Bank7 Corp.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit

Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

Bank7 Corp. (BSVN) earns a live Roarable RQD composite score of 71/100, corresponding to a B- letter grade (Roarable Buy) at a spot price of $58.64 (+0.02% 1D, market capitalization $558.5M).

Fundamental Cash Engine (14/20): Anchored by return on invested capital (ROIC) of 17.2%, gross margin of —, operating margin of —, and free cash flow yield of 7.33%.
Whale 13F & Options Flow (14/20) + Insider Conviction (17/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
Macro Regime Fit (13/20) + Forensic Balance Sheet (13/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 4/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

Bank7 Corp. (BSVN) is a NASDAQ-listed operating company in the Major Banks industry (Financials sector) with an equity market capitalization of $558.5M. The business operates with a gross margin of 0%, an operating margin of 0%, and a return on invested capital (ROIC) of 17.2% (free cash flow yield of 7.33%). Within the Major Banks peer group, investor evaluation centers on operating leverage, unit margin durability, and capital allocation efficiency across market cycles.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Bank7 Corp. (BSVN) reported $824.7M in annual revenue (up from $730.7M in FY2024, +12.9% YoY) and $43.1M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($186.7M revenue, $28.3M net income) through FY2025, BSVN scaled operating cash flow to $46.1M and free cash flow to $41.4M, backed by $1.96B in total assets against $0 in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

🐂 Primary Bull Case (B- • RQD 71/100): Company leadership has skin in the game with net positive insider conviction. Free cash flow yield of 7.33% and institutional whale pillar of 14/20. With Fundamental Cash Engine at 14/20 and Institutional Whale Flow at 14/20, sustained execution supports upside toward the upper end of the $38.29 – $59.96 52-week range.
🐻 Primary Bear Case & Valuation Risk: Broader market pullbacks can still drag down strong stocks in the short run. Investors must weigh 13.1x trailing P/E against — operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

— The Butterfly Supply-Chain Graph lists supply_chain as NONE with empty butterfly links and proprietary signals, so no upstream or downstream dependencies, sector correlations, or 2nd-order bottlenecks can be identified from the source. The stablecoin deposit-pressure headline is the only item in the news section touching a second-order theme, but the source does not link it to any supply-chain node.

Key Question #1: Can BSVN sustain or expand its — operating margin and 17.2% ROIC against Major Banks peers over the next 4 quarters?
Key Question #2: Following FY2025 revenue of $824.7M and free cash flow of $41.4M, how will capital allocation balance growth reinvestment against $0 in total debt?
Key Question #3: How sensitive is BSVN's 12.2x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

BSVN Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Bank7 Corp. (BSVN) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to BSVN Debate Forum (3) ↓

🟡 MARKET WIRE Yahoo Finance • 1d ago

Bank7 (BSVN) Stock Climbs As Q3 Earnings Stir Questions On Momentum

Yahoo Finance report covering Bank7 Corp. (BSVN) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Seeking Alpha • 1d ago

Q3 Results From Bank7 Do Not Disappoint (NASDAQ:BSVN)

Seeking Alpha report covering Bank7 Corp. (BSVN) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 1d ago

Bank7 (BSVN) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates

Yahoo Finance report covering Bank7 Corp. (BSVN) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Simply Wall St • 1d ago

Bank7 (BSVN) Stock Price Climbs On Q3 Earnings Questions

Simply Wall St report covering Bank7 Corp. (BSVN) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 2d ago

Bank7 (BSVN) Tops Q3 Earnings Estimates

Yahoo Finance report covering Bank7 Corp. (BSVN) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Simply Wall St • 2d ago

Stablecoin Pressure Puts Bank7 Stock And Regional Bank Deposits In Focus

Simply Wall St report covering Bank7 Corp. (BSVN) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 2d ago

Bank7: Q3 Earnings Snapshot

Yahoo Finance report covering Bank7 Corp. (BSVN) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST https://www.dars.gov.et/ • 2d ago

BSVN Q3 2026 Earnings: Narrow EPS Miss Met With a 4.81% Stock Gain - Guidance Upgrade Report

https://www.dars.gov.et/ report covering Bank7 Corp. (BSVN) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

BSVN Bull vs. Bear Conversation Board — What's Your Call at $58.64?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON BSVN 🐻 33% BEARISH CONVICTION

SI SiliconVal_Bull RQD DEBATE OPENER • Growth & Tech Investor 🐂 BULLISH 🎯 Target: $68.60 (+17.0%)

📌 Pinned Debate

Insider conviction scores 17/20, the highest RQD pillar, with ROIC of 17.2% and a 7.33% FCF yield against a forward P/E of 12.2.

The street is overcomplicating Bank7 Corp. (BSVN). Insider conviction scores 17/20, the highest RQD pillar, with ROIC of 17.2% and a 7.33% FCF yield against a forward P/E of 12.2.. With an RQD score of 71/100 (B-) and Forensic Balance Sheet at 13/20, any positive earnings surprise or guidance raise forces underweight funds to chase above $63.32.

CapAlloc_Nerd 🐂 BULL

@SiliconVal_Bull Agree on the RQD 71/100 quality, though with 1.0 beta I'm scaling in with half-size at $58.63 and keeping dry powder in case we test $54.53.

RI RiskArb_Desk RQD DEBATE OPENER • Hedged Event Driven 🐻 BEARISH 🎯 Target: $43.97 (-25.0%)

Spot @ $58.63

Reported FCF fell from $50.8M in FY 2024 to $41.4M in FY 2025 while the forensic Piotroski score sits at only 4/9.

Sitting on the sidelines or leaning short BSVN above $58.63. Reported FCF fell from $50.8M in FY 2024 to $41.4M in FY 2025 while the forensic Piotroski score sits at only 4/9.. Until Fundamental Cash Engine (14/20) and FCF yield (7.33%) inflect higher, upside is capped near $59.96.