TradingView report covering Broadway Financial Corporation (Class A) (BYFC) market action, institutional positioning, and fundamental catalysts.
Why BYFC Stock advanced +1.66% Today — RQD Quant Desk Flash
Broadway Financial Corporation (Class A) (BYFC) carries a Roarable Rating of D- (Sell) with 37/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief)
Is BYFC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
▼
As of 2026-11-03, Broadway Financial Corporation (Class A) (NASDAQ: BYFC) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 37/100 at a spot price of $11.65 (+1.66% 1D, market cap $106.3M). Pillar breakdown: Fundamental Cash Engine 6/20, Institutional 13F & Options Flow 11/20, SEC Balance-Sheet Forensics 8/20, FRED Macro Regime Fit 9/20, and Executive Insider Alignment 3/20. Across 1097 tracked Financials issuers, BYFC ranks #959 in composite RQD confidence.
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief)
How does BYFC compare to PROV and SFBC in the Financials sector?
▼
Within the Financials sector (Savings Institutions), BYFC carries a Roarable D- (37/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -9.4%. By comparison, PROV (Provident Financial Holdings Inc.) holds a C grade (64/100 RQD, P/E 18.0x, ROIC 4.9%, cap $112.6M) and SFBC (Sound Financial Bancorp Inc.) posts a C grade (65/100 RQD, P/E 16.1x, ROIC 6.5%, cap $115.6M). Among the 5-stock peer group, SFBC leads on earnings multiple (16.1x) while SFBC leads on capital efficiency (6.5% ROIC).
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for BYFC?
▼
Per BYFC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001001171), Broadway Financial Corporation (Class A) generated $184.0K in revenue (+18.7% YoY), -$24.8M in net income, and -$13.0K in free cash flow against $1.35B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
20D Institutional Volume Accumulation (±2.2% realized swing band)
FRED Regime × Technicals: 90% of 52W Range • RSI-14 at 48.5 (NEUTRAL RANGE)
Dilution Drag (+2.48% YoY Shares) & executive Form 4 sales trim 16 pts from alignment
⚔️ Adversarial Opposing Case: What Could Spark a BYFC Turnaround Squeeze
While BYFC currently carries a cautious 37/100 (D-) rating due to Insider Conviction & Share Dilution (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.
Established market leader in Financials with deep daily trading liquidity.
Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($11.72) and Max Pain ($12.23) forces dealer call-delta covering toward $12.97.
Forensic Repair Trigger: Halting share dilution (Dilution Drag (+2.48% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.
Why BYFC Stock advanced +1.66% Today — RQD Quant Desk Flash
Broadway Financial Corporation (Class A) (BYFC) advanced +1.66% to $11.65, trading at 90% of its 52-week range ($5.51 – $12.35). Stretched risk/reward at current multiples (-9% return on capital) under elevated 10-year interest-rate pressure.
- ▸Technical Tape: Trading at 90% of its 52-week range ($5.51 – $12.35) with RSI-14 at 48.5 (NEUTRAL RANGE).
- ▸Volatility Profile: Historical 20-day realized swing band of ±2.2% around $11.65 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable D- (Sell) backed by 52% gross margin and $0 annual free cash flow.
Yahoo Finance UK report covering Broadway Financial Corporation (Class A) (BYFC) market action, institutional positioning, and fundamental catalysts.
www.marketscreener.com report covering Broadway Financial Corporation (Class A) (BYFC) market action, institutional positioning, and fundamental catalysts.
Stock Traders Daily report covering Broadway Financial Corporation (Class A) (BYFC) market action, institutional positioning, and fundamental catalysts.
Yahoo! Finance Canada report covering Broadway Financial Corporation (Class A) (BYFC) market action, institutional positioning, and fundamental catalysts.
www.marketscreener.com report covering Broadway Financial Corporation (Class A) (BYFC) market action, institutional positioning, and fundamental catalysts.
https://www.siam.in/ report covering Broadway Financial Corporation (Class A) (BYFC) market action, institutional positioning, and fundamental catalysts.
Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring BYFC)
- ✓Walkthrough of BYFC's RQD Radar, SEC cash-conversion gap & downside invalidation levels
- ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
- ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
BYFC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +18.7% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on BYFC today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for BYFC. Explore sector supply chains on /butterfly.
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (BYFC)
1. Head-to-Head Financials Peer Comparison (BYFC vs. PROV, SFBC, RVSB, FDSB)
Industry: Savings Institutions (33 Tracked Issuers)Across 1097 tracked Financials securities in the Roarable RQD universe, Broadway Financial Corporation (Class A) (BYFC) ranks #959 by composite RQD confidence (37/100, grade D-) and #952 by equity capitalization ($106.3M). Within this direct 5-issuer industry benchmark cohort, SFBC leads on earnings valuation at 16.1x trailing P/E, while SFBC leads on capital efficiency and profitability with 6.5% ROIC and — gross margin. SFBC currently holds the highest overall quantitative score in the immediate peer group at 65/100 (C) compared with BYFC at 37/100 (D-).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| BYFC
ACTIVE
Broadway Financial Corporation (Class A) | D- | 37/100 | — | — | -9.4% | +1.66% | $106.3M | Benchmark Subject |
| PROV Provident Financial Holdings Inc. | C | 64/100 | 18.0x | — | 4.9% | 0.00% | $112.6M | /prov-vs-byfc → |
| SFBC Sound Financial Bancorp Inc. | C | 65/100 | 16.1x | — | 6.5% | -1.71% | $115.6M | /sfbc-vs-byfc → |
| RVSB Riverview Bancorp Inc | D+ | 58/100 | — | — | -2.6% | +1.17% | $121.2M | /rvsb-vs-byfc → |
| FDSB Fifth District Bancorp Inc. | D+ | 58/100 | 22.3x | — | 3.2% | 0.00% | $92.0M | /fdsb-vs-byfc → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001001171 ↗In its most recent audited fiscal period (FY2025, filed 2025-12-31), Broadway Financial Corporation (Class A) (BYFC) reported GAAP revenue of $184.0K (+18.7% vs. FY2024 revenue of $155.0K , and +2.8% cumulative change since FY2023) , GAAP net income of -$24.8M, operating cash flow of $230.0K, and free cash flow of -$13.0K (-101.0% YoY). On the balance sheet, BYFC closed FY2025 with $1.35B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 3/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $184.0K | -$24.8M | $230.0K | -$13.0K | $1.35B | — |
| FY2024 (FY) | 2024-12-31 | $155.0K | $1.9M | $1.4M | $1.3M | $1.33B | — |
| FY2023 (FY) | 2023-12-31 | $179.0K | $4.3M | $7.6M | $7.6M | — | — |
3. BYFC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs BYFC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-03, Broadway Financial Corporation (Class A) (NASDAQ: BYFC) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 37/100 at a spot price of $11.65 (+1.66% 1D, market cap $106.3M). Pillar breakdown: Fundamental Cash Engine 6/20, Institutional 13F & Options Flow 11/20, SEC Balance-Sheet Forensics 8/20, FRED Macro Regime Fit 9/20, and Executive Insider Alignment 3/20. Across 1097 tracked Financials issuers, BYFC ranks #959 in composite RQD confidence.
How does BYFC compare to PROV and SFBC in the Financials sector?
Within the Financials sector (Savings Institutions), BYFC carries a Roarable D- (37/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -9.4%. By comparison, PROV (Provident Financial Holdings Inc.) holds a C grade (64/100 RQD, P/E 18.0x, ROIC 4.9%, cap $112.6M) and SFBC (Sound Financial Bancorp Inc.) posts a C grade (65/100 RQD, P/E 16.1x, ROIC 6.5%, cap $115.6M). Among the 5-stock peer group, SFBC leads on earnings multiple (16.1x) while SFBC leads on capital efficiency (6.5% ROIC).
What are the biggest fundamental strengths and SEC risk factors for BYFC?
Per BYFC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001001171), Broadway Financial Corporation (Class A) generated $184.0K in revenue (+18.7% YoY), -$24.8M in net income, and -$13.0K in free cash flow against $1.35B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.
Where is BYFC trading relative to its 50-day, 200-day, and 52-week technical levels?
BYFC last traded at $11.65 (+1.66% on volume of 2,743 shares), positioning the stock -0.60% below its 50-day simple moving average ($11.72) and +19.98% above its 200-day simple moving average ($9.71). Across its 52-week range of $5.51 to $12.35, BYFC sits at the 89.8% percentile with a 14-day RSI of 48.5 (NEUTRAL RANGE) and an implied next-earnings move of ±2.2% ($11.39 to $11.91).
BYFC — Broadway Financial Corporation (Class A): What the Facts Mean to a Prospective Investor
1. Roarable Rating Brief: What This Means to a Prospective Investor
Broadway Financial Corporation (Class A) (BYFC) earns a live Roarable RQD composite score of 37/100, corresponding to a D- letter grade (Roarable Sell) at a spot price of $11.65 (+1.66% 1D, market capitalization $106.3M).
- Fundamental Cash Engine (6/20): Anchored by return on invested capital (ROIC) of -9.4%, gross margin of —, operating margin of —, and free cash flow yield of -0.01%.
- Whale 13F & Options Flow (11/20) + Insider Conviction (3/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
- Macro Regime Fit (9/20) + Forensic Balance Sheet (8/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 3/9, and Debt/Equity of N/A.
2. Business Model, Unit Margins & SEC Financial Trajectory
Is a NASDAQ-listed issuer in the Financials sector, operating within the Savings Institutions industry. The company's market capitalization is $0.1B. Reported revenue of $0.2M indicates a very small revenue base relative to its market capitalization.
In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Broadway Financial Corporation (Class A) (BYFC) reported $184.0K in annual revenue (up from $155.0K in FY2024, +18.7% YoY) and -$24.8M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($179.0K revenue, $4.3M net income) through FY2025, BYFC scaled operating cash flow to $230.0K and free cash flow to -$13.0K, backed by $1.35B in total assets against $0 in total debt.
3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff
- 🐂 Primary Bull Case (D- • RQD 37/100): Established market leader in Financials with deep daily trading liquidity. Free cash flow yield of -0.01% and institutional whale pillar of 11/20. With Fundamental Cash Engine at 6/20 and Institutional Whale Flow at 11/20, sustained execution supports upside toward the upper end of the $5.51 – $12.35 52-week range.
- 🐻 Primary Bear Case & Valuation Risk: Company executives have done more routine share selling than personal cash buying lately. Investors must weigh current valuation against — operating margins and a 1.00x macro beta.
4. 2nd-Order Butterfly Ripples & Key Questions to Watch
Investors should note that the Roarable graph does not map ripple effects for this name, so sector-level exposure must be evaluated independently of this dataset.
- Key Question #1: Can BYFC sustain or expand its — operating margin and -9.4% ROIC against Savings Institutions peers over the next 4 quarters?
- Key Question #2: Following FY2025 revenue of $184.0K and free cash flow of -$13.0K, how will capital allocation balance growth reinvestment against $0 in total debt?
- Key Question #3: How sensitive is BYFC's equity valuation to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?
BYFC Live News Feed, Press Releases & Catalyst Wire
Real-time company headlines, analyst actions, and sector developments for Broadway Financial Corporation (Class A) (BYFC) • Click "Debate This Headline" to argue it in the Roar Pit below
TradingView report covering Broadway Financial Corporation (Class A) (BYFC) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance UK report covering Broadway Financial Corporation (Class A) (BYFC) market action, institutional positioning, and fundamental catalysts.
www.marketscreener.com report covering Broadway Financial Corporation (Class A) (BYFC) market action, institutional positioning, and fundamental catalysts.
Stock Traders Daily report covering Broadway Financial Corporation (Class A) (BYFC) market action, institutional positioning, and fundamental catalysts.
Yahoo! Finance Canada report covering Broadway Financial Corporation (Class A) (BYFC) market action, institutional positioning, and fundamental catalysts.
www.marketscreener.com report covering Broadway Financial Corporation (Class A) (BYFC) market action, institutional positioning, and fundamental catalysts.
https://www.siam.in/ report covering Broadway Financial Corporation (Class A) (BYFC) market action, institutional positioning, and fundamental catalysts.
BYFC Bull vs. Bear Conversation Board — What's Your Call at $11.65?
Institutional whale flow scores 11/20, the strongest pillar, and the stock trades at $11.48, well above its $5.51 52-week low.
Here is why I am bullish on BYFC here at $11.46: Institutional whale flow scores 11/20, the strongest pillar, and the stock trades at $11.48, well above its $5.51 52-week low.. Compare BYFC's 0.0% operating margin and -9.4% ROIC against the rest of Savings Institutions. As long as cash conversion holds up, dips toward $10.89 are getting bought.
@ForensicBear Fair point on current EV/EBITDA multiples, but you're ignoring the forward operating leverage in Savings Institutions. If gross margin (0.0%) holds, EPS grows into the multiple faster than bears think.
Net income swung to -$24.8M in FY 2025 with net margin at -60%, ROIC at -9.4%, and insider conviction at 3/20.
Careful chasing BYFC at $11.46. Net income swung to -$24.8M in FY 2025 with net margin at -60%, ROIC at -9.4%, and insider conviction at 3/20.. Gross margin is 0.0%, but operating margin is 0.0%, which shows SG&A and reinvestment are eating into bottom-line EPS. Target $8.82 on multiple compression.