ROARABLE
FREE $100K
My Trading Account β†’
β–Ύ
Trading Profile Active
Active Trader
Verified Trader
⚑ My $100K Trading Account β†’ β˜… My Saved Watchlist β†’
🟒 My $100K Account β†’ Today Screener Big Ideas Track Record πŸ’° $100K Arena 🎲 Predictions πŸ›οΈ Insiders 8 Analysts
Stock Ratings / Financials / CBC / financials
COLB (67) PB (69) WAL (38) BOKF (56) ⌘ Pro Terminal β†’

Central Bancompany Inc. (CBC) Revenue-to-Profit Sankey Flow & SEC XBRL Financials

$36.85 +2.59% NASDAQ β€’ Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $36.95

Central Bancompany Inc. (CBC) carries a Roarable Rating of C (Hold) with 65/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C β€’ HOLD / WATCH Cap $8.83B
πŸ“€ Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚑ INSTANT AI QUANT PREVIEW β€’ $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on CBC Below β€” or Connect Your Own ChatGPT / Claude
πŸ€– Mara Quenwick β€’ AI Quant Lead (Click for Instant Brief) Is CBC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
β–Ό

As of 2026-11-03, Central Bancompany Inc. (NASDAQ: CBC) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 65/100 at a spot price of $36.85 (+2.59% 1D, market cap $8.83B). Pillar breakdown: Fundamental Cash Engine 7/20, Institutional 13F & Options Flow 16/20, SEC Balance-Sheet Forensics 15/20, FRED Macro Regime Fit 12/20, and Executive Insider Alignment 15/20. Across 1097 tracked Financials issuers, CBC ranks #233 in composite RQD confidence.

βœ“ Pre-computed one-to-many AI Quant brief
πŸ€– Ellis Vennor β€’ AI Peer & Flow Quant (Click for Instant Brief) How does CBC compare to COLB and PB in the Financials sector?
β–Ό

Within the Financials sector (Major Banks), CBC carries a Roarable C (65/100 RQD), trailing P/E of 22.0x, gross margin of β€”, and ROIC of 4.5%. By comparison, COLB (Columbia Banking System Inc.) holds a C+ grade (67/100 RQD, P/E 16.0x, ROIC 1.8%, cap $8.84B) and PB (Prosperity Bancshares Inc.) posts a C+ grade (69/100 RQD, P/E 16.1x, ROIC 3.3%, cap $8.88B). Among the 5-stock peer group, WAL leads on earnings multiple (8.8x) while CBC leads on capital efficiency (4.5% ROIC).

βœ“ Pre-computed one-to-many AI Quant brief
πŸ€– Gideon Ashmere β€’ AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for CBC?
β–Ό

Per CBC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0002065601), Central Bancompany Inc. generated $1.29B in revenue (+27.8% YoY), $390.9M in net income, and $231.4M in free cash flow against $20.75B in total assets and $7.64B in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.

βœ“ Pre-computed one-to-many AI Quant brief
πŸ€– AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists β€” not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
πŸ›‘οΈ Portfolio Crash X-Ray
EXT / AFTER-HRS: $36.95 (+0.28%)🧬 Cannibal Buyback (-2.08% YoY Shares)βš™οΈ Cash Engine: 7/20 (D-) β€’ 17.9% FCF Margin
Verify 90D Bucket Audit β†’
πŸ“Š Historical Track Record: Scores of 65/100 (C) historically posted market-perform odds over rolling 90-day windows (+1.3% avg 90D alpha vs SPY β€’ 55.6% hit rate β€” wait for RQD β‰₯ 70 breakout).
Audit Bucket Track Record β†’
RQD QUANT TACHOMETERHOLD / WATCH β€’ C
025507510065
2-of-3 Quant Analysts Bullish
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) β€” not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR RQD RADARRw C Β· Rk C+
Cash (7)Whales (16)SEC (15)Macro (12)CEO (15)
Each axis scored 0–20
12M PRICE TARGET CONE+3.1% Base Target
$45 Bull$38 Base$30 Bear
πŸ“¬ FREE CBC RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: β€” (No Active Options Snapshot on file for CBC)Realized 20D OHLCV Swing Band: Β±5.2%
Deterministic 5-Pillar Attribution (65/100 Composite)
πŸ” WHY CBC SCORES 65/100 (C) β€” TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
β–² #1 Bullish Driver: Whale & Options Positioning+16/20 pts (25% of score)

20D Institutional Volume Accumulation (Β±5.2% realized swing band)

β–² #2 Bullish Driver: SEC 10-K Forensic Risk+15/20 pts (23% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) β€’ Piotroski F-Score 7/9

β–Ό #1 Drag / Risk Factor: Cash Engine Quality7/20 pts (-13 pt drag)

Capital intensity & 0% operating margin leave 13 pts on the table

πŸ“ˆ PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 β†’ Q2 β†’ Q3 β†’ Current
Q1 (-3Q)
57
Grade C$33.25+3.5% Next Q
Q2 (-2Q)
60
Grade C$34.40+4.2% Next Q
Q3 (-1Q)
62
Grade C+$35.86+2.8% Next Q
Current
65
Grade C$36.85+1.3% Hist 90D Ξ±
Trajectory: C (57) β†’ C (65)Full Audit β†’
βš”οΈ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

βš”οΈ Adversarial Opposing Case: Why the CBC Bull Thesis Could Fail

Gideon Ashmere Forensic Desk β†’

Even with a 65/100 (C) score, CBC faces multiple-compression risk if 22.0x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.08% YoY Shares) β€” any gross margin slip below 15.0% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($32.93) or 200D SMA ($28.91) invalidates the momentum regime and cuts Target Base ($38.01) toward Bear Floor ($29.65).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $CBCβ€’ $2.4M Crowd Pool β€’ Kalshi / Polymarket Composite
Contract: β€œCBC Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
YES 65%NO 35%Trade / Inspect Odds β†’
VISUAL REVENUE-TO-PROFIT SANKEY WATERFALL β€’ FY 2025 (10-K)

How CBC Turns Every Dollar of Sales Into Real Bottom-Line Profit

Free Cash Flow:$231.4M (17.9% FCF Margin)
Revenue$1.29BGross Profit $0 (0%)Cost of Sales $1.29BOp Profit $0 (0%)OpEx (R&D/SG&A) $0Net Profit$390.9M (30.3%)Tax/Other $0

Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory

β–  Revenueβ–  Net Profitβ–  Free Cash Flow
FY24
Rev $1.01B
FY25
Rev $1.29B
Fiscal YearRevenueGross MarginOp MarginNet ProfitFree Cash FlowROIC %
FY 2025$1.29B0%35.7%$390.9M$231.4M4%
FY 2024$1.01B0%35.7%$305.8M$338.1M3.5%
ON-DEMAND RQD QUANT WORKSHOP β€’ SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring CBC)

  • βœ“Walkthrough of CBC's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • βœ“3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
  • βœ“Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?
Join Founding VIP Waitlist (No Card Required) β†’$100K Arena
CBC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +34.54%β–² ASCENDING CHANNEL
2026-11-04O $35.92H $36.85L $35.92C $36.85VOL 1.08M
RES: $39.90SUP: $30.81SMA50: $32.93SMA200: $28.91
$37.73$34.09$30.46$26.83$23.19RES $39.90SUP $30.81$36.852026-05-052026-06-222026-08-062026-09-222026-11-04
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

CBC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

πŸ¦‹ CBC Butterfly Map β†’ + Track CBC β†’
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
15.7%/yr Implied 5Y Growth

vs. +27.8% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on CBC today. View full Setup Ledger β†’

πŸ¦‹ Documented & Second-Order Butterfly Connections Open Graph β†’

No direct multi-tier Butterfly edges indexed yet for CBC. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for CBC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk β†’
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT β€’ SEC EDGAR XBRL Γ— RQD PEER BENCHMARK

πŸ“Š Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (CBC)

Financials Rank #233 of 1097 βš”οΈ COLB vs CBC Full Matrix β†’

1. Head-to-Head Financials Peer Comparison (CBC vs. COLB, PB, WAL, BOKF)

Industry: Major Banks (248 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, Central Bancompany Inc. (CBC) ranks #233 by composite RQD confidence (65/100, grade C) and #207 by equity capitalization ($8.83B). Within this direct 5-issuer industry benchmark cohort, WAL leads on earnings valuation at 8.8x trailing P/E, while CBC leads on capital efficiency and profitability with 4.5% ROIC and β€” gross margin. PB currently holds the highest overall quantitative score in the immediate peer group at 69/100 (C+) compared with CBC at 65/100 (C).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
CBC ACTIVE
Central Bancompany Inc.
C 65/100 22.0x β€” 4.5% +2.59% $8.83B Benchmark Subject
COLB
Columbia Banking System Inc.
C+ 67/100 16.0x β€” 1.8% +1.76% $8.84B /colb-vs-cbc β†’
PB
Prosperity Bancshares Inc.
C+ 69/100 16.1x β€” 3.3% +2.68% $8.88B /pb-vs-cbc β†’
WAL
Western Alliance Bancorporation
D- 38/100 8.8x β€” 2.9% +3.12% $8.46B /wal-vs-cbc β†’
BOKF
BOK Financial Corporation
D+ 56/100 13.9x β€” 2.9% +1.76% $8.05B /bokf-vs-cbc β†’

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2024–FY2025)

SEC EDGAR 10-K β€’ FILED 2025-12-31 β€’ CIK 0002065601 β†—

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Central Bancompany Inc. (CBC) reported GAAP revenue of $1.29B (+27.8% vs. FY2024 revenue of $1.01B ) , GAAP net income of $390.9M, operating cash flow of $248.2M, and free cash flow of $231.4M (-31.6% YoY). On the balance sheet, CBC closed FY2025 with $20.75B in total assets against $7.64B in total debt (Altman Z-Score: N/A, Piotroski F-Score: 7/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $1.29B $390.9M $248.2M $231.4M $20.75B $7.64B
FY2024 (FY) 2024-12-31 $1.01B $305.8M $363.3M $338.1M $19.24B $7.26B

3. CBC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

βœ“ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is CBC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, Central Bancompany Inc. (NASDAQ: CBC) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 65/100 at a spot price of $36.85 (+2.59% 1D, market cap $8.83B). Pillar breakdown: Fundamental Cash Engine 7/20, Institutional 13F & Options Flow 16/20, SEC Balance-Sheet Forensics 15/20, FRED Macro Regime Fit 12/20, and Executive Insider Alignment 15/20. Across 1097 tracked Financials issuers, CBC ranks #233 in composite RQD confidence.

How does CBC compare to COLB and PB in the Financials sector?

Within the Financials sector (Major Banks), CBC carries a Roarable C (65/100 RQD), trailing P/E of 22.0x, gross margin of β€”, and ROIC of 4.5%. By comparison, COLB (Columbia Banking System Inc.) holds a C+ grade (67/100 RQD, P/E 16.0x, ROIC 1.8%, cap $8.84B) and PB (Prosperity Bancshares Inc.) posts a C+ grade (69/100 RQD, P/E 16.1x, ROIC 3.3%, cap $8.88B). Among the 5-stock peer group, WAL leads on earnings multiple (8.8x) while CBC leads on capital efficiency (4.5% ROIC).

What are the biggest fundamental strengths and SEC risk factors for CBC?

Per CBC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0002065601), Central Bancompany Inc. generated $1.29B in revenue (+27.8% YoY), $390.9M in net income, and $231.4M in free cash flow against $20.75B in total assets and $7.64B in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.

Where is CBC trading relative to its 50-day, 200-day, and 52-week technical levels?

CBC last traded at $36.85 (+2.59% on volume of 1,080,366 shares), positioning the stock +11.90% above its 50-day simple moving average ($32.93) and +27.46% above its 200-day simple moving average ($28.91). Across its 52-week range of $22.50 to $36.85, CBC sits at the 100.0% percentile with a 14-day RSI of 78.3 (OVERBOUGHT (>70)) and an implied next-earnings move of Β±5.2% ($34.93 to $38.77).

Direct Sub-Reports: CBC RQD Cockpit CBC 12M Forecast CBC Earnings & Move CBC Dividends & DRIP CBC Insiders & 13F CBC Whale Options CBC Profit Sankey CBC News & Why
ROARABLE RATING BRIEF β€’ RQD 65/100 (C) βœ“ SEC XBRL & RQD VERIFIED

CBC β€” Central Bancompany Inc.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

Central Bancompany Inc. (CBC) earns a live Roarable RQD composite score of 65/100, corresponding to a C letter grade (Roarable Hold) at a spot price of $36.85 (+2.59% 1D, market capitalization $8.83B).

  • Fundamental Cash Engine (7/20): Anchored by return on invested capital (ROIC) of 4.5%, gross margin of β€”, operating margin of 19.8%, and free cash flow yield of 2.69%.
  • Whale 13F & Options Flow (16/20) + Insider Conviction (15/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (12/20) + Forensic Balance Sheet (15/20): Incorporates a 1.10x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 7/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

Central Bancompany Inc. (CBC) is a NASDAQ-listed issuer in the Financials sector, operating in the Major Banks industry, profile..6B. β€” for specific products, customer segments, or revenue mix. β€” for how the company makes money beyond the sector and industry classification.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Central Bancompany Inc. (CBC) reported $1.29B in annual revenue (up from $1.01B in FY2024, +27.8% YoY) and $390.9M in GAAP net income. Over the multi-year SEC filing window from FY2024 ($1.01B revenue, $305.8M net income) through FY2025, CBC scaled operating cash flow to $248.2M and free cash flow to $231.4M, backed by $20.75B in total assets against $7.64B in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • πŸ‚ Primary Bull Case (C β€’ RQD 65/100): Big institutional funds and options desks are actively positioning on the bullish side. Company leadership has skin in the game with net positive insider conviction. With Fundamental Cash Engine at 7/20 and Institutional Whale Flow at 16/20, sustained execution supports upside toward the upper end of the $22.50 – $36.85 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Broader market pullbacks can still drag down strong stocks in the short run. Investors must weigh 22.0x trailing P/E and 26.9x EV/EBITDA against 19.8% operating margins and a 1.10x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Operating in Major Banks (Financials), CBC carries a macro regime beta of 1.10 and gross margin of β€”.

  • Key Question #1: Can CBC sustain or expand its 19.8% operating margin and 4.5% ROIC against Major Banks peers over the next 4 quarters?
  • Key Question #2: Following FY2025 revenue of $1.29B and free cash flow of $231.4M, how will capital allocation balance growth reinvestment against $7.64B in total debt?
  • Key Question #3: How sensitive is CBC's 20.5x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 1.10x)?

CBC Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Central Bancompany Inc. (CBC) β€’ Click "Debate This Headline" to argue it in the Roar Pit below

πŸ’¬ Jump to CBC Debate Forum (3) ↓
πŸ”₯ THE ROAR PIT β€’ LIVE COMMUNITY DEBATE 3 Active Posts & Replies

CBC Bull vs. Bear Conversation Board β€” What's Your Call at $36.85?

πŸ‚ 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON CBC 🐻 33% BEARISH CONVICTION
1. Pick Your Side on CBC:
πŸ’‘ Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
AL AlphaFlow_Cap RQD DEBATE OPENER β€’ Verified $100K Arena Trader πŸ‚ BULLISH 🎯 Target: $47.06 (+31.0%)
πŸ“Œ Pinned Debate

Institutional whale flow scores 16 of 20 and the forensic balance sheet scores 15 of 20 (Altman Z 2.5, Piotroski F 7/9), supporting the

Don't sleep on CBC's setup in Financials. Institutional whale flow scores 16 of 20 and the forensic balance sheet scores 15 of 20 (Altman Z 2.5, Piotroski F 7/9), supporting the stock's Hold rating.. Beta of 1.1 means it moves fast when momentum turns, and the 5-pillar RQD gauge (65/100) backs up the fundamental quality.

VolSurface_Trader πŸ‚ BULL

@ForensicBear Shorting a 16/20 institutional whale-flow stock at $35.92 is dangerous when funds are rotating into Financials.

FO ForensicBear RQD DEBATE OPENER β€’ 10-K Footnote Auditor 🐻 BEARISH 🎯 Target: $28.74 (-20.0%)
Spot @ $35.92

The fundamental cash engine scores only 7 of 20 with ROIC at 4.5% and FCF yield at 2.69%, against a P/E (TTM) of 22 and EV/EBITDA of 26

I respect the product at Central Bancompany Inc., but the stock at $35.92 is a different story. The fundamental cash engine scores only 7 of 20 with ROIC at 4.5% and FCF yield at 2.69%, against a P/E (TTM) of 22 and EV/EBITDA of 26.9.. FCF yield is 2.69% and RQD sits at 65/100 (C) β€” why pay up here when you can wait for next quarter's numbers?

LIVE TAPE