ROARABLE
FREE $100K
My Trading Account →
▾
Trading Profile Active
Active Trader
Verified Trader
⚡ My $100K Trading Account → ★ My Saved Watchlist →
🟢 My $100K Account → Today Screener Big Ideas Track Record 💰 $100K Arena 🎲 Predictions 🏛️ Insiders 8 Analysts
Stock Ratings / Financials / COSO / options
JMSB (66) FRAF (70) CBNA (58) MVBF (45) ⌘ Pro Terminal →

CoastalSouth Bancshares Inc. (COSO) Options Positioning, Max Pain & Unusual Sweeps

$28.24 +1.29% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $28.37

CoastalSouth Bancshares Inc. (COSO) earns a Roarable Rating of B (Buy) with 73/100 RQD Confidence. High-quality cash engine (steady margins, 10% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

ROARABLE B • BUY Cap $331.4M
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on COSO Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is COSO stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
▼

As of 2026-11-03, CoastalSouth Bancshares Inc. (NYSE: COSO) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 73/100 at a spot price of $28.24 (+1.29% 1D, market cap $331.4M). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 13/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 16/20, and Executive Insider Alignment 16/20. Across 1097 tracked Financials issuers, COSO ranks #62 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does COSO compare to JMSB and FRAF in the Financials sector?
▼

Within the Financials sector (Major Banks), COSO carries a Roarable B (73/100 RQD), trailing P/E of 13.2x, gross margin of —, and ROIC of 9.6%. By comparison, JMSB (John Marshall Bancorp Inc.) holds a C+ grade (66/100 RQD, P/E 15.4x, ROIC 8.0%, cap $328.1M) and FRAF (Franklin Financial Services Corporation) posts a B- grade (70/100 RQD, P/E 14.9x, ROIC 12.1%, cap $326.1M). Among the 5-stock peer group, COSO leads on earnings multiple (13.2x) while FRAF leads on capital efficiency (12.1% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for COSO?
▼

Per COSO's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001297107), CoastalSouth Bancshares Inc. generated $2.0M in revenue (+6.4% YoY), $24.9M in net income, and $61.3M in free cash flow against $2.31B in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $28.37 (+0.47%)🧬 Cannibal Buyback (-2.36% YoY Shares)⚙️ Cash Engine: 15/20 (B) • 3088.1% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record: Scores of 73/100 (B) historically ranked in the Top 13% of excess returns over the next 90 days (+7.1% avg 90D alpha vs SPY • 69.0% hit rate).
Audit Bucket Track Record →
RQD QUANT TACHOMETERBUY • B
025507510073
2-of-3 Quant Analysts Bullish
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR RQD RADARRw B · Rk B
Cash (15)Whales (13)SEC (13)Macro (16)CEO (16)
Each axis scored 0–20
12M PRICE TARGET CONE+6.8% Base Target
$36 Bull$30 Base$23 Bear
📬 FREE COSO RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for COSO)Realized 20D OHLCV Swing Band: ±4.1%
Deterministic 5-Pillar Attribution (73/100 Composite)
🔍 WHY COSO SCORES 73/100 (B) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Macro Regime Fit+16/20 pts (22% of score)

FRED Regime × Technicals: 96% of 52W Range • RSI-14 at 65.1 (BULLISH MOMENTUM)

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+16/20 pts (22% of score)

SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)

▼ #1 Drag / Risk Factor: SEC 10-K Forensic Risk13/20 pts (-7 pt drag)

Balance-sheet & 10-K footnote risk deducts 7 pts from forensic ceiling

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
65
Grade C+$26.52+2.7% Next Q
Q2 (-2Q)
68
Grade B-$27.23+2.2% Next Q
Q3 (-1Q)
70
Grade B$27.84+1.4% Next Q
Current
73
Grade B$28.24+7.1% Hist 90D α
Trajectory: C+ (65) → B (73)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the COSO Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 73/100 (B) score, COSO faces multiple-compression risk if 13.2x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($27.19) or 200D SMA ($26.10) invalidates the momentum regime and cuts Target Base ($30.15) toward Bear Floor ($23.16).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $COSO• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “COSO Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
YES 73%NO 27%Trade / Inspect Odds →
CALL VS. PUT WHALE SHARE
— (No Active Options Snapshot)
Put/Call Ratio: — (No Active Options Snapshot)
MAX-PAIN EXPIRATION MAGNET
— (No Active Options Snapshot)
No active options chain max-pain snapshot on file
HISTORICAL 20D VOLATILITY SWING
±4.1%
Derived from 20D OHLCV bars (No Active Options Snapshot)

Active Strike Call vs. Put Concentration Ladder (COSO)

— (No Active Options Snapshot) — No unusual CBOE strike concentration anomalies recorded in the current database snapshot for COSO.

Sponsored / Partner SpotlightACTIVE TRADER & PROP EVALUATION DESK

Practice in Our Weekly $100,000 Paper Arena Before Risking Personal Capital

Keep your personal nest egg in cash while trading NQ, ES, Crude, and Gold momentum using institutional prop-desk buying power.

FTC Disclosure: Roarable may receive partner referral compensation at no cost to you. Partner relationships never influence RQD scores.

🏆 Enter Free $100K Paper Arena →
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Options & Swing Structure Desk

Whale Flow & Momentum Playbook: Evaluating COSO & AI Leaders Without Chasing Tops

  • ✓Institutional whale strikes & implied earnings move audit on COSO
  • ✓How disciplined traders manage risk using pre-published trigger & invalidation levels
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on tracked leaders
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?
Join Founding VIP Waitlist (No Card Required) →$100K Arena
COSO // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +10.05%⚡ TESTING RESISTANCE
2026-11-04O $27.88H $28.24L $27.88C $28.24VOL 39.3K
RES: $28.20SUP: $25.48SMA50: $27.19SMA200: $26.10
$28.94$27.36$25.78$24.20$22.62RES $28.20SUP $25.48$28.242026-05-052026-06-182026-08-052026-09-212026-11-04
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

COSO Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 COSO Butterfly Map → + Track COSO →
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
4.5%/yr Implied 5Y Growth

vs. +6.4% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on COSO today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for COSO. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for COSO today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (COSO)

Financials Rank #62 of 1097 ⚔️ JMSB vs COSO Full Matrix →

1. Head-to-Head Financials Peer Comparison (COSO vs. JMSB, FRAF, CBNA, MVBF)

Industry: Major Banks (248 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, CoastalSouth Bancshares Inc. (COSO) ranks #62 by composite RQD confidence (73/100, grade B) and #790 by equity capitalization ($331.4M). Within this direct 5-issuer industry benchmark cohort, COSO leads on earnings valuation at 13.2x trailing P/E, while FRAF leads on capital efficiency and profitability with 12.1% ROIC and — gross margin. COSO currently leads its immediate peer cohort in composite quantitative strength at 73/100 (B).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
COSO ACTIVE
CoastalSouth Bancshares Inc.
B 73/100 13.2x — 9.6% +1.29% $331.4M Benchmark Subject
JMSB
John Marshall Bancorp Inc.
C+ 66/100 15.4x — 8.0% +1.35% $328.1M /jmsb-vs-coso →
FRAF
Franklin Financial Services Corporation
B- 70/100 14.9x — 12.1% +1.88% $326.1M /fraf-vs-coso →
CBNA
Chain Bridge Bancorp Inc. (Class A)
D+ 58/100 16.7x — 12.0% +1.82% $338.0M /cbna-vs-coso →
MVBF
MVB Financial Corp.
D 45/100 — — 0.0% +3.10% $340.5M /mvbf-vs-coso →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2024–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001297107 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), CoastalSouth Bancshares Inc. (COSO) reported GAAP revenue of $2.0M (+6.4% vs. FY2024 revenue of $1.9M ) , GAAP net income of $24.9M, operating cash flow of $63.1M, and free cash flow of $61.3M (+535.3% YoY). On the balance sheet, COSO closed FY2025 with $2.31B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 6/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $2.0M $24.9M $63.1M $61.3M $2.31B —
FY2024 (FY) 2024-12-31 $1.9M $21.9M -$12.7M -$14.1M $2.10B —

3. COSO Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is COSO stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, CoastalSouth Bancshares Inc. (NYSE: COSO) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 73/100 at a spot price of $28.24 (+1.29% 1D, market cap $331.4M). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 13/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 16/20, and Executive Insider Alignment 16/20. Across 1097 tracked Financials issuers, COSO ranks #62 in composite RQD confidence.

How does COSO compare to JMSB and FRAF in the Financials sector?

Within the Financials sector (Major Banks), COSO carries a Roarable B (73/100 RQD), trailing P/E of 13.2x, gross margin of —, and ROIC of 9.6%. By comparison, JMSB (John Marshall Bancorp Inc.) holds a C+ grade (66/100 RQD, P/E 15.4x, ROIC 8.0%, cap $328.1M) and FRAF (Franklin Financial Services Corporation) posts a B- grade (70/100 RQD, P/E 14.9x, ROIC 12.1%, cap $326.1M). Among the 5-stock peer group, COSO leads on earnings multiple (13.2x) while FRAF leads on capital efficiency (12.1% ROIC).

What are the biggest fundamental strengths and SEC risk factors for COSO?

Per COSO's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001297107), CoastalSouth Bancshares Inc. generated $2.0M in revenue (+6.4% YoY), $24.9M in net income, and $61.3M in free cash flow against $2.31B in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.

Where is COSO trading relative to its 50-day, 200-day, and 52-week technical levels?

COSO last traded at $28.24 (+1.29% on volume of 39,303 shares), positioning the stock +3.86% above its 50-day simple moving average ($27.19) and +8.20% above its 200-day simple moving average ($26.10). Across its 52-week range of $20.80 to $28.56, COSO sits at the 95.9% percentile with a 14-day RSI of 65.1 (BULLISH MOMENTUM) and an implied next-earnings move of ±4.1% ($27.08 to $29.40).

Direct Sub-Reports: COSO RQD Cockpit COSO 12M Forecast COSO Earnings & Move COSO Dividends & DRIP COSO Insiders & 13F COSO Whale Options COSO Profit Sankey COSO News & Why
ROARABLE RATING BRIEF • RQD 73/100 (B) ✓ SEC XBRL & RQD VERIFIED

COSO — CoastalSouth Bancshares Inc.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

CoastalSouth Bancshares Inc. (COSO) earns a live Roarable RQD composite score of 73/100, corresponding to a B letter grade (Roarable Buy) at a spot price of $28.24 (+1.29% 1D, market capitalization $331.4M).

  • Fundamental Cash Engine (15/20): Anchored by return on invested capital (ROIC) of 9.6%, gross margin of —, operating margin of —, and free cash flow yield of 18.67%.
  • Whale 13F & Options Flow (13/20) + Insider Conviction (16/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (16/20) + Forensic Balance Sheet (13/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 6/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

CoastalSouth Bancshares Inc. Is a NYSE-listed issuer classified in the Financials sector and Major Banks industry..3B. Revenue and margin figures appear in the financials section but are not tied to a described business line in the source data.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), CoastalSouth Bancshares Inc. (COSO) reported $2.0M in annual revenue (up from $1.9M in FY2024, +6.4% YoY) and $24.9M in GAAP net income. Over the multi-year SEC filing window from FY2024 ($1.9M revenue, $21.9M net income) through FY2025, COSO scaled operating cash flow to $63.1M and free cash flow to $61.3M, backed by $2.31B in total assets against $0 in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (B • RQD 73/100): Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks. Company leadership has skin in the game with net positive insider conviction. With Fundamental Cash Engine at 15/20 and Institutional Whale Flow at 13/20, sustained execution supports upside toward the upper end of the $20.80 – $28.56 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Broader market pullbacks can still drag down strong stocks in the short run. Investors must weigh 13.2x trailing P/E against — operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Operating in Major Banks (Financials), COSO carries a macro regime beta of 1.00 and gross margin of —.

  • Key Question #1: Can COSO sustain or expand its — operating margin and 9.6% ROIC against Major Banks peers over the next 4 quarters?
  • Key Question #2: Following FY2025 revenue of $2.0M and free cash flow of $61.3M, how will capital allocation balance growth reinvestment against $0 in total debt?
  • Key Question #3: How sensitive is COSO's 12.3x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

COSO Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for CoastalSouth Bancshares Inc. (COSO) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to COSO Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

COSO Bull vs. Bear Conversation Board — What's Your Call at $28.24?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON COSO 🐻 33% BEARISH CONVICTION
1. Pick Your Side on COSO:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
QU QuantViper RQD DEBATE OPENER • Systematic Momentum Desk 🐂 BULLISH 🎯 Target: $33.46 (+20.0%)
📌 Pinned Debate

Per the RQD rating, a 13.2 trailing P/E paired with an 18.67% FCF yield and insider cluster flow scoring 16 of 20 points to a cash-gene

Long COSO at $27.88 targeting $33.46. Per the RQD rating, a 13.2 trailing P/E paired with an 18.67% FCF yield and insider cluster flow scoring 16 of 20 points to a cash-generative profile with a constructive insider signal.. Institutional whale score is 13/20 and the risk/reward vs. the $20.80 52-week low is skewed heavily in favor of bulls.

SectorRotator 🐂 BULL

@BearTrap_Alert Fair point on 13.2x trailing P/E, but you're ignoring the forward operating leverage in Major Banks. If gross margin (0.0%) holds, EPS grows into the multiple faster than bears think.

BE BearTrap_Alert RQD DEBATE OPENER • Cycle Peak Watcher 🐻 BEARISH 🎯 Target: $22.58 (-19.0%)
Spot @ $27.88

Per the market data, a 0% dividend yield and gross and operating margins reported at 0% against $2.0M revenue leave the earnings and ca

I respect the product at CoastalSouth Bancshares Inc., but the stock at $27.88 is a different story. Per the market data, a 0% dividend yield and gross and operating margins reported at 0% against $2.0M revenue leave the earnings and cash-flow quality unverified.. FCF yield is 18.67% and RQD sits at 73/100 (B) — why pay up here when you can wait for next quarter's numbers?

LIVE TAPE