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Stock Ratings / Consumer Discretionary / CURR / insiders
CNDT (28) ALIT (28) ZH (16) AMWL (39) ⌘ Pro Terminal β†’

Currenc Group Inc. (CURR) Insider, 13F Hedge Fund & Politician Buy/Sell Thermometer

$1.93 -8.96% NASDAQ β€’ Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $1.90

Currenc Group Inc. (CURR) carries a Roarable Rating of E (Strong Sell) with 31/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE E β€’ RED ALERT Cap $238.0M
πŸ“€ Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
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πŸ€– Mara Quenwick β€’ AI Quant Lead (Click for Instant Brief) Is CURR stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
β–Ό

As of 2026-11-03, Currenc Group Inc. (NASDAQ: CURR) is rated E (Strong Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 31/100 at a spot price of $1.93 (-8.96% 1D, market cap $238.0M). Pillar breakdown: Fundamental Cash Engine 8/20, Institutional 13F & Options Flow 3/20, SEC Balance-Sheet Forensics 5/20, FRED Macro Regime Fit 8/20, and Executive Insider Alignment 7/20. Across 1009 tracked Consumer Discretionary issuers, CURR ranks #861 in composite RQD confidence.

βœ“ Pre-computed one-to-many AI Quant brief
πŸ€– Ellis Vennor β€’ AI Peer & Flow Quant (Click for Instant Brief) How does CURR compare to CNDT and ALIT in the Consumer Discretionary sector?
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Within the Consumer Discretionary sector (Business Services), CURR carries a Roarable E (31/100 RQD), trailing P/E of N/A, gross margin of 40.8%, and ROIC of -35.0%. By comparison, CNDT (Conduent Incorporated) holds a E grade (28/100 RQD, P/E N/A, ROIC -24.8%, cap $239.5M) and ALIT (Alight Inc. (Class A)) posts a E grade (28/100 RQD, P/E N/A, ROIC -35.0%, cap $240.6M). Among the 5-stock peer group, CURR leads on earnings multiple (N/A) while CNDT leads on capital efficiency (-24.8% ROIC).

βœ“ Pre-computed one-to-many AI Quant brief
πŸ€– Gideon Ashmere β€’ AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for CURR?
β–Ό

Per CURR's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001862935), Currenc Group Inc. generated $37.8M in revenue (-18.6% YoY), -$18.4M in net income, and $7.4M in free cash flow against $114.1M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Consumer Discretionary with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.

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INTERACTIVE SCENARIO DECK:
πŸ›‘οΈ Portfolio Crash X-Ray
EXT / AFTER-HRS: $1.90 (-1.80%)🧬 Disciplined Float (+0.16% YoY Shares)βš™οΈ Cash Engine: 8/20 (D-) β€’ 19.5% FCF Margin
Verify 90D Bucket Audit β†’
πŸ“Š Historical Track Record Warning: Scores below 50 (31/100 Β· E) historically underperformed SPY in 71% of rolling 90-day windows (-9.4% avg 90D alpha vs SPY β€’ 29.0% hit rate).
Audit Bucket Track Record β†’
RQD QUANT TACHOMETERRED ALERT β€’ E
025507510031
3-of-3 Quant Analysts Bearish Warning
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) β€” not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR RQD RADARRw E Β· Rk E
Cash (8)Whales (3)SEC (5)Macro (8)CEO (7)
Each axis scored 0–20
12M PRICE TARGET CONE-11.9% Base Target
$5 Bull$2 Base$1 Bear
πŸ“¬ FREE CURR RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: β€” (No Active Options Snapshot on file for CURR)Realized 20D OHLCV Swing Band: Β±12.5%
Deterministic 5-Pillar Attribution (31/100 Composite)
πŸ” WHY CURR SCORES 31/100 (E) β€” TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
β–² #1 Bullish Driver: Cash Engine Quality+8/20 pts (26% of score)

SEC XBRL FY 2025 (10-K): 19.5% FCF Margin ($7.4M FCF) & 40.8% Gross Margin

β–² #2 Bullish Driver: Macro Regime Fit+8/20 pts (26% of score)

FRED Regime Γ— Technicals: 16% of 52W Range β€’ RSI-14 at 34.4 (NEUTRAL RANGE)

β–Ό #1 Drag / Risk Factor: Whale & Options Positioning4/20 pts (-16 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-16 pts vs max)

πŸ“ˆ PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 β†’ Q2 β†’ Q3 β†’ Current
Q1 (-3Q)
39
Grade E$2.84-12% Next Q
Q2 (-2Q)
36
Grade E$2.50-0.8% Next Q
Q3 (-1Q)
34
Grade E$2.48-22.2% Next Q
Current
31
Grade E$1.93-9.4% Hist 90D Ξ±
Trajectory: E (39) β†’ E (31)Full Audit β†’
βš”οΈ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

βš”οΈ Adversarial Opposing Case: What Could Spark a CURR Turnaround Squeeze

Gideon Ashmere Forensic Desk β†’

While CURR currently carries a cautious 31/100 (E) rating due to Whale & Options Positioning (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

πŸš€ Contrarian Squeeze Trigger #1

Established market leader in Consumer Discretionary with deep daily trading liquidity.

πŸš€ Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($2.95) and Max Pain ($2.03) forces dealer call-delta covering toward $5.33.

πŸš€ Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (+0.16% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $CURRβ€’ $2.4M Crowd Pool β€’ Kalshi / Polymarket Composite
Contract: β€œCURR Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
YES 31%NO 69%Trade / Inspect Odds β†’
SEC FORM 4 Γ— 13F HEDGE FUNDS Γ— CONGRESSIONAL STOCK ACT

CURR Smart-Money Thermometer: NET EXECUTIVE TRIMMING / PROFIT-TAKING

Explore All 13F & Congress Whales β†’
β–² Disclosed Buys: 0 ($0)β–Ό Disclosed Sales: 0 ($0)

Wide-Open SEC Form 4, 13F & Congressional Disclosure Ledger (CURR)

No recent open-market Form 4 cluster sales or emergency dumps flagged on CURR. Visit the Global 13F & Congressional Whale Ledger for cross-market smart-money filings.

ON-DEMAND RQD QUANT WORKSHOP β€’ SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring CURR)

  • βœ“Walkthrough of CURR's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • βœ“3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
  • βœ“Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
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CURR // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -41.34%β–Ό SUPPORT BREAKDOWN
2026-11-03O $2.24H $2.24L $1.93C $1.93VOL 444.0K
RES: $5.95SUP: $2.48SMA50: $2.95SMA200: $2.88
$5.30$4.39$3.47$2.56$1.65RES $5.95SUP $2.48$1.932026-05-042026-06-172026-08-042026-09-182026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

CURR Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

πŸ¦‹ CURR Butterfly Map β†’ + Track CURR β†’
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
8.0%/yr Implied 5Y Growth

vs. -18.6% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on CURR today. View full Setup Ledger β†’

πŸ¦‹ Documented & Second-Order Butterfly Connections Open Graph β†’

No direct multi-tier Butterfly edges indexed yet for CURR. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for CURR today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk β†’
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT β€’ SEC EDGAR XBRL Γ— RQD PEER BENCHMARK

πŸ“Š Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (CURR)

Consumer Discretionary Rank #861 of 1009 βš”οΈ CNDT vs CURR Full Matrix β†’

1. Head-to-Head Consumer Discretionary Peer Comparison (CURR vs. CNDT, ALIT, ZH, AMWL)

Industry: Business Services (88 Tracked Issuers)

Across 1009 tracked Consumer Discretionary securities in the Roarable RQD universe, Currenc Group Inc. (CURR) ranks #861 by composite RQD confidence (31/100, grade E) and #669 by equity capitalization ($238.0M). Within this direct 5-issuer industry benchmark cohort, CURR leads on earnings valuation at N/A trailing P/E, while CNDT leads on capital efficiency and profitability with -24.8% ROIC and 18.1% gross margin. AMWL currently holds the highest overall quantitative score in the immediate peer group at 39/100 (D-) compared with CURR at 31/100 (E).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
CURR ACTIVE
Currenc Group Inc.
E 31/100 β€” 40.8% -35.0% -8.96% $238.0M Benchmark Subject
CNDT
Conduent Incorporated
E 28/100 β€” 18.1% -24.8% +1.30% $239.5M /cndt-vs-curr β†’
ALIT
Alight Inc. (Class A)
E 28/100 β€” 33.8% -35.0% +10.64% $240.6M /alit-vs-curr β†’
ZH
Zhihu Inc. each representing three (3) (Class A)
E 16/100 β€” 59.9% -35.0% -8.90% $252.7M /zh-vs-curr β†’
AMWL
American Well Corporation (Class A)
D- 39/100 β€” β€” -35.0% -1.65% $216.5M /amwl-vs-curr β†’

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K β€’ FILED 2025-12-31 β€’ CIK 0001862935 β†—

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Currenc Group Inc. (CURR) reported GAAP revenue of $37.8M (-18.6% vs. FY2024 revenue of $46.4M , and -29.0% cumulative change since FY2023) , GAAP net income of -$18.4M, operating cash flow of $7.9M, and free cash flow of $7.4M (+157.0% YoY). On the balance sheet, CURR closed FY2025 with $114.1M in total assets against $0 in total debt (Altman Z-Score: 0.20, Piotroski F-Score: 6/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $37.8M -$18.4M $7.9M $7.4M $114.1M β€”
FY2024 (FY) 2024-12-31 $46.4M -$39.5M $3.5M $2.9M $104.7M β€”
FY2023 (FY) 2023-12-31 $53.3M -$15.3M -$15.3M -$15.3M β€” β€”

3. CURR Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

βœ“ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is CURR stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, Currenc Group Inc. (NASDAQ: CURR) is rated E (Strong Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 31/100 at a spot price of $1.93 (-8.96% 1D, market cap $238.0M). Pillar breakdown: Fundamental Cash Engine 8/20, Institutional 13F & Options Flow 3/20, SEC Balance-Sheet Forensics 5/20, FRED Macro Regime Fit 8/20, and Executive Insider Alignment 7/20. Across 1009 tracked Consumer Discretionary issuers, CURR ranks #861 in composite RQD confidence.

How does CURR compare to CNDT and ALIT in the Consumer Discretionary sector?

Within the Consumer Discretionary sector (Business Services), CURR carries a Roarable E (31/100 RQD), trailing P/E of N/A, gross margin of 40.8%, and ROIC of -35.0%. By comparison, CNDT (Conduent Incorporated) holds a E grade (28/100 RQD, P/E N/A, ROIC -24.8%, cap $239.5M) and ALIT (Alight Inc. (Class A)) posts a E grade (28/100 RQD, P/E N/A, ROIC -35.0%, cap $240.6M). Among the 5-stock peer group, CURR leads on earnings multiple (N/A) while CNDT leads on capital efficiency (-24.8% ROIC).

What are the biggest fundamental strengths and SEC risk factors for CURR?

Per CURR's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001862935), Currenc Group Inc. generated $37.8M in revenue (-18.6% YoY), -$18.4M in net income, and $7.4M in free cash flow against $114.1M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Consumer Discretionary with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.

Where is CURR trading relative to its 50-day, 200-day, and 52-week technical levels?

CURR last traded at $1.93 (-8.96% on volume of 339,712 shares), positioning the stock -34.58% below its 50-day simple moving average ($2.95) and -32.99% below its 200-day simple moving average ($2.88). Across its 52-week range of $1.31 to $5.08, CURR sits at the 16.4% percentile with a 14-day RSI of 34.4 (NEUTRAL RANGE) and an implied next-earnings move of Β±12.5% ($1.69 to $2.17).

Direct Sub-Reports: CURR RQD Cockpit CURR 12M Forecast CURR Earnings & Move CURR Dividends & DRIP CURR Insiders & 13F CURR Whale Options CURR Profit Sankey CURR News & Why
ROARABLE RATING BRIEF β€’ RQD 31/100 (E) βœ“ SEC XBRL & RQD VERIFIED

CURR β€” Currenc Group Inc.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

Currenc Group Inc. (CURR) earns a live Roarable RQD composite score of 31/100, corresponding to a E letter grade (Roarable Strong Sell) at a spot price of $1.93 (-8.96% 1D, market capitalization $238.0M).

  • Fundamental Cash Engine (8/20): Anchored by return on invested capital (ROIC) of -35.0%, gross margin of 40.8%, operating margin of -21.0%, and free cash flow yield of 2.94%.
  • Whale 13F & Options Flow (3/20) + Insider Conviction (7/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (8/20) + Forensic Balance Sheet (5/20): Incorporates a 1.00x equity beta, Altman Z-Score of 0.20, Piotroski F-Score of 6/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

Currenc Group Inc. Is a NASDAQ-listed issuer classified under the Consumer Discretionary sector and the Business Services industry. Per the market data, the company reports a gross margin of 40.8% and an operating margin of -21%.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Currenc Group Inc. (CURR) reported $37.8M in annual revenue (up from $46.4M in FY2024, -18.6% YoY) and -$18.4M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($53.3M revenue, -$15.3M net income) through FY2025, CURR scaled operating cash flow to $7.9M and free cash flow to $7.4M, backed by $114.1M in total assets against $0 in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • πŸ‚ Primary Bull Case (E β€’ RQD 31/100): Established market leader in Consumer Discretionary with deep daily trading liquidity. Free cash flow yield of 2.94% and institutional whale pillar of 3/20. With Fundamental Cash Engine at 8/20 and Institutional Whale Flow at 3/20, sustained execution supports upside toward the upper end of the $1.31 – $5.08 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Company executives have done more routine share selling than personal cash buying lately. Investors must weigh current valuation against -21.0% operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Upstream and downstream dependencies, sector correlations, and second-order bottlenecks are therefore β€” Investors should note that the Tranglo transaction and the potential share sale referenced in the news wire represent the principal identifiable ripple channels in the data, and their effects on share count, capital structure, and sector exposure are not quantified in the sources.

  • Key Question #1: Can CURR sustain or expand its -21.0% operating margin and -35.0% ROIC against Business Services peers over the next 4 quarters?
  • Key Question #2: Following FY2025 revenue of $37.8M and free cash flow of $7.4M, how will capital allocation balance growth reinvestment against $0 in total debt?
  • Key Question #3: How sensitive is CURR's equity valuation to Consumer Discretionary capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

CURR Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Currenc Group Inc. (CURR) β€’ Click "Debate This Headline" to argue it in the Roar Pit below

πŸ’¬ Jump to CURR Debate Forum (3) ↓
πŸ”₯ THE ROAR PIT β€’ LIVE COMMUNITY DEBATE 3 Active Posts & Replies

CURR Bull vs. Bear Conversation Board β€” What's Your Call at $1.93?

πŸ‚ 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON CURR 🐻 33% BEARISH CONVICTION
1. Pick Your Side on CURR:
πŸ’‘ Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
QU QuantViper RQD DEBATE OPENER β€’ Systematic Momentum Desk πŸ‚ BULLISH 🎯 Target: $2.63 (+24.1%)
πŸ“Œ Pinned Debate

Reported cash of $75.2M and FY 2025 free cash flow of $7.4M, with a 2.94% FCF yield, show the business generated positive cash flow aft

Here is why I am bullish on CURR here at $2.12: Reported cash of $75.2M and FY 2025 free cash flow of $7.4M, with a 2.94% FCF yield, show the business generated positive cash flow after prior losses.. Compare CURR's -21.0% operating margin and -35.0% ROIC against the rest of Business Services. As long as cash conversion holds up, dips toward $2.01 are getting bought.

SectorRotator πŸ‚ BULL

@CreditSpread_Watch Fair point on current EV/EBITDA multiples, but you're ignoring the forward operating leverage in Business Services. If gross margin (40.8%) holds, EPS grows into the multiple faster than bears think.

CR CreditSpread_Watch RQD DEBATE OPENER β€’ Balance Sheet Analyst 🐻 BEARISH 🎯 Target: $1.72 (-18.9%)
Spot @ $2.12

An Altman Z-Score of 0.2, a -35% ROIC, and net losses in every reported period signal elevated forensic and fundamental risk.

Careful chasing CURR at $2.12. An Altman Z-Score of 0.2, a -35% ROIC, and net losses in every reported period signal elevated forensic and fundamental risk.. Gross margin is 40.8%, but operating margin is -21.0%, which shows SG&A and reinvestment are eating into bottom-line EPS. Target $1.72 on multiple compression.

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