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East West Bancorp Inc. (EWBC) — RQD Stock Rating Cockpit

$133.15 +2.42% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $133.48

East West Bancorp Inc. (EWBC) carries a Roarable Rating of C+ (Hold) with 69/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C+ • HOLD / WATCH Cap $17.92B
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on EWBC Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is EWBC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
▼

As of 2026-11-03, East West Bancorp Inc. (NASDAQ: EWBC) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 69/100 at a spot price of $133.15 (+2.42% 1D, market cap $17.92B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 13/20, SEC Balance-Sheet Forensics 15/20, FRED Macro Regime Fit 12/20, and Executive Insider Alignment 17/20. Across 1097 tracked Financials issuers, EWBC ranks #125 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does EWBC compare to PNFP and KEY in the Financials sector?
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Within the Financials sector (Major Banks), EWBC carries a Roarable C+ (69/100 RQD), trailing P/E of 13.7x, gross margin of —, and ROIC of 3.7%. By comparison, PNFP (Pinnacle Financial Partners Inc.) holds a C- grade (60/100 RQD, P/E 19.4x, ROIC 3.6%, cap $15.36B) and KEY (KeyCorp) posts a C grade (64/100 RQD, P/E 12.5x, ROIC 2.6%, cap $22.54B). Among the 5-stock peer group, RF leads on earnings multiple (11.4x) while EWBC leads on capital efficiency (3.7% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for EWBC?
▼

Per EWBC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001069157), East West Bancorp Inc. generated $4.38B in revenue (+13.6% YoY), $1.32B in net income, and $1.50B in free cash flow against $80.43B in total assets and $32.19B in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $133.48 (+0.25%)🧬 Cannibal Buyback (-2.64% YoY Shares)⚙️ Cash Engine: 12/20 (C-) • 34.3% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record: Scores of 69/100 (C+) historically posted market-perform odds over rolling 90-day windows (+2.0% avg 90D alpha vs SPY • 57.3% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →
RQD QUANT TACHOMETERHOLD / WATCH • C+
025507510069
2-of-3 Quant Analysts Bullish
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR RQD RADARRw B- · Rk C+
Cash (12)Whales (13)SEC (15)Macro (12)CEO (17)
Each axis scored 0–20
12M PRICE TARGET CONE+4.9% Base Target
$165 Bull$140 Base$109 Bear
📬 FREE EWBC RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for EWBC)Realized 20D OHLCV Swing Band: ±3.8%
Deterministic 5-Pillar Attribution (69/100 Composite)
🔍 WHY EWBC SCORES 69/100 (C+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Insider Conviction & Share Dilution+17/20 pts (25% of score)

SEC Form 4 / 13F Thermometer: 85% Net Buy • Cannibal Buyback (-2.64% YoY Shares)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+15/20 pts (22% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 7/9

▼ #1 Drag / Risk Factor: Macro Regime Fit12/20 pts (-8 pt drag)

Macro rate sensitivity & RSI-14 (53.9) create a -8 pt regime headwind

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
61
Grade C$124.60+5.4% Next Q
Q2 (-2Q)
64
Grade C+$131.39-0.1% Next Q
Q3 (-1Q)
66
Grade B-$131.28+1.4% Next Q
Current
69
Grade C+$133.15+2% Hist 90D α
Trajectory: C (61) → C+ (69)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the EWBC Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 69/100 (C+) score, EWBC faces multiple-compression risk if 13.7x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.64% YoY Shares) — any gross margin slip below 15.0% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($128.17) or 200D SMA ($123.31) invalidates the momentum regime and cuts Target Base ($139.74) toward Bear Floor ($109.00).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $EWBC• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “EWBC Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
YES 69%NO 31%Trade / Inspect Odds →
RSI-14 MOMENTUMNEUTRAL RANGE
53.930 Oversold · 70 Hot
ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)
3.80>3.0 Fortress Safe
PIOTROSKI F-SCOREHIGH QUALITY (7–9)
7 / 99-Pt Accounting
52-WEEK LASER RANGE89% OF RANGE
L: $98$133.15H: $137
1. Money & Cash Health● MIXED
Are profits real cash in the bank?

Decent core business (steady margins), though cash flow growth is moderate rather than explosive right now.

Factor Grade: C-RQD 12 / 20
2. Big Money & Insiders● BUYING
Are whales & executives buying or selling?

Hedge funds and options traders are leaning bullish, showing strong institutional appetite.

Factor Grade: BRQD 30 / 40
3. Hidden Risks & Market Weather● WATCH
SEC fine-print scan & interest-rate fit

No major SEC filing blowups, though current interest rates and Fed liquidity call for normal position sizing.

Factor Grade: C+RQD 27 / 40
MULTI-MODEL QUANT PANEL DELIBERATION

2-of-3 Quant Analysts Bullish on EWBC

Cash & Moat Bull AI
ROIC & Free Cash Flow Model
NEUTRAL (60)

3.7% ROIC with 42.0% gross margin and 6.98% FCF yield.

SEC Forensic Auditor AI
10-K Accruals & Altman-Z Guard
BULLISH (75)

Altman-Z 4.20 and Piotroski 7/9 pass balance-sheet audit.

Whale & Macro Hawk AI
Options Skew, 13F & Fed NetLiq
BULLISH (70)

30/40 institutional & smart-money positioning score with 12/20 macro alignment.

Bull Case: Why Buyers Like EWBC
  • ✓Company leadership has skin in the game with net positive insider conviction.
  • ✓Clean SEC annual filing review with no major hidden accounting time-bombs.
Bear Case: What Could Go Wrong
  • !Broader market pullbacks can still drag down strong stocks in the short run.
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (EWBC Tape Review)

  • ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
  • ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
  • ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?
Join Founding VIP Waitlist (No Card Required) →$100K Arena
EWBC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +7.88%⚡ TESTING RESISTANCE
2026-11-03O $133.0H $133.2L $130.8C $133.2VOL 711.1K
RES: $134.1SUP: $117.0SMA50: $128.2SMA200: $123.3
$139.4$131.3$123.1$114.9$106.7RES $134.1SUP $117.0$133.22026-05-042026-06-182026-08-052026-09-212026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

EWBC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 EWBC Butterfly Map → + Track EWBC →
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
5.3%/yr Implied 5Y Growth

vs. +13.6% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on EWBC today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for EWBC. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for EWBC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (EWBC)

Financials Rank #125 of 1097 ⚔️ PNFP vs EWBC Full Matrix →

1. Head-to-Head Financials Peer Comparison (EWBC vs. PNFP, KEY, RF, FCNCA)

Industry: Major Banks (248 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, East West Bancorp Inc. (EWBC) ranks #125 by composite RQD confidence (69/100, grade C+) and #123 by equity capitalization ($17.92B). Within this direct 5-issuer industry benchmark cohort, RF leads on earnings valuation at 11.4x trailing P/E, while EWBC leads on capital efficiency and profitability with 3.7% ROIC and — gross margin. EWBC currently leads its immediate peer cohort in composite quantitative strength at 69/100 (C+).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
EWBC ACTIVE
East West Bancorp Inc.
C+ 69/100 13.7x — 3.7% +2.42% $17.92B Benchmark Subject
PNFP
Pinnacle Financial Partners Inc.
C- 60/100 19.4x — 3.6% +2.62% $15.36B /pnfp-vs-ewbc →
KEY
KeyCorp
C 64/100 12.5x — 2.6% +1.75% $22.54B /key-vs-ewbc →
RF
Regions Financial Corporation
C- 61/100 11.4x — 0.1% +1.40% $24.34B /rf-vs-ewbc →
FCNCA
First Citizens BancShares Inc.
C+ 69/100 12.2x — 2.6% +0.66% $26.57B /fcnca-vs-ewbc →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001069157 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), East West Bancorp Inc. (EWBC) reported GAAP revenue of $4.38B (+13.6% vs. FY2024 revenue of $3.85B , and +14.1% cumulative change since FY2023) , GAAP net income of $1.32B, operating cash flow of $1.50B, and free cash flow of $1.50B (+6.4% YoY). On the balance sheet, EWBC closed FY2025 with $80.43B in total assets against $32.19B in total debt (Altman Z-Score: N/A, Piotroski F-Score: 7/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $4.38B $1.32B $1.50B $1.50B $80.43B $32.19B
FY2024 (FY) 2024-12-31 $3.85B $1.17B $1.41B $1.41B $75.98B $30.71B
FY2023 (FY) 2023-12-31 $3.84B $1.16B $1.42B $1.42B $10.02B $2.34B

3. EWBC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is EWBC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, East West Bancorp Inc. (NASDAQ: EWBC) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 69/100 at a spot price of $133.15 (+2.42% 1D, market cap $17.92B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 13/20, SEC Balance-Sheet Forensics 15/20, FRED Macro Regime Fit 12/20, and Executive Insider Alignment 17/20. Across 1097 tracked Financials issuers, EWBC ranks #125 in composite RQD confidence.

How does EWBC compare to PNFP and KEY in the Financials sector?

Within the Financials sector (Major Banks), EWBC carries a Roarable C+ (69/100 RQD), trailing P/E of 13.7x, gross margin of —, and ROIC of 3.7%. By comparison, PNFP (Pinnacle Financial Partners Inc.) holds a C- grade (60/100 RQD, P/E 19.4x, ROIC 3.6%, cap $15.36B) and KEY (KeyCorp) posts a C grade (64/100 RQD, P/E 12.5x, ROIC 2.6%, cap $22.54B). Among the 5-stock peer group, RF leads on earnings multiple (11.4x) while EWBC leads on capital efficiency (3.7% ROIC).

What are the biggest fundamental strengths and SEC risk factors for EWBC?

Per EWBC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001069157), East West Bancorp Inc. generated $4.38B in revenue (+13.6% YoY), $1.32B in net income, and $1.50B in free cash flow against $80.43B in total assets and $32.19B in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.

Where is EWBC trading relative to its 50-day, 200-day, and 52-week technical levels?

EWBC last traded at $133.15 (+2.42% on volume of 557,068 shares), positioning the stock +3.89% above its 50-day simple moving average ($128.17) and +7.98% above its 200-day simple moving average ($123.31). Across its 52-week range of $98.08 to $137.47, EWBC sits at the 89.0% percentile with a 14-day RSI of 53.9 (NEUTRAL RANGE) and an implied next-earnings move of ±3.8% ($128.09 to $138.21).

Direct Sub-Reports: EWBC RQD Cockpit EWBC 12M Forecast EWBC Earnings & Move EWBC Dividends & DRIP EWBC Insiders & 13F EWBC Whale Options EWBC Profit Sankey EWBC News & Why
ROARABLE RATING BRIEF • RQD 69/100 (C+) ✓ SEC XBRL & RQD VERIFIED

EWBC — East West Bancorp Inc.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

East West Bancorp Inc. (EWBC) earns a live Roarable RQD composite score of 69/100, corresponding to a C+ letter grade (Roarable Hold) at a spot price of $133.15 (+2.42% 1D, market capitalization $17.92B).

  • Fundamental Cash Engine (12/20): Anchored by return on invested capital (ROIC) of 3.7%, gross margin of —, operating margin of 31.7%, and free cash flow yield of 6.98%.
  • Whale 13F & Options Flow (13/20) + Insider Conviction (17/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (12/20) + Forensic Balance Sheet (15/20): Incorporates a 1.13x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 7/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

East West Bancorp Inc. Is a NASDAQ-listed issuer in the Financials sector, Major Banks industry. The profile identifies the company's market capitalization as $18.2B. Specific product lines, customer segments, and revenue-generation detail are — The market data reports an operating margin of 31.7% and a net margin of 26%.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), East West Bancorp Inc. (EWBC) reported $4.38B in annual revenue (up from $3.85B in FY2024, +13.6% YoY) and $1.32B in GAAP net income. Over the multi-year SEC filing window from FY2023 ($3.84B revenue, $1.16B net income) through FY2025, EWBC scaled operating cash flow to $1.50B and free cash flow to $1.50B, backed by $80.43B in total assets against $32.19B in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (C+ • RQD 69/100): Company leadership has skin in the game with net positive insider conviction. Clean SEC annual filing review with no major hidden accounting time-bombs. With Fundamental Cash Engine at 12/20 and Institutional Whale Flow at 13/20, sustained execution supports upside toward the upper end of the $98.08 – $137.47 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Broader market pullbacks can still drag down strong stocks in the short run. Investors must weigh 13.7x trailing P/E and 24.3x EV/EBITDA against 31.7% operating margins and a 1.13x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Operating in Major Banks (Financials), EWBC carries a macro regime beta of 1.13 and gross margin of —.

  • Key Question #1: Can EWBC sustain or expand its 31.7% operating margin and 3.7% ROIC against Major Banks peers over the next 4 quarters?
  • Key Question #2: Following FY2025 revenue of $4.38B and free cash flow of $1.50B, how will capital allocation balance growth reinvestment against $32.19B in total debt?
  • Key Question #3: How sensitive is EWBC's 12.7x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 1.13x)?

EWBC Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for East West Bancorp Inc. (EWBC) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to EWBC Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

EWBC Bull vs. Bear Conversation Board — What's Your Call at $133.15?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON EWBC 🐻 33% BEARISH CONVICTION
1. Pick Your Side on EWBC:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
BR BreakoutHunter RQD DEBATE OPENER • Swing & Catalyst Trader 🐂 BULLISH 🎯 Target: $154.36 (+18.0%)
📌 Pinned Debate

Insider conviction (17/20) and a 12.7 forward P/E support the Roarable Buy rating while the stock trades near the upper half of its 52-

Here is why I am bullish on EWBC here at $130.81: Insider conviction (17/20) and a 12.7 forward P/E support the Roarable Buy rating while the stock trades near the upper half of its 52-week range.. Compare EWBC's 31.7% operating margin and 3.7% ROIC against the rest of Major Banks. As long as cash conversion holds up, dips toward $124.27 are getting bought.

VolSurface_Trader 🐂 BULL

Both sides have a point here — EWBC's 15/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.

RE RedlineAuditor RQD DEBATE OPENER • Accounting Quality Watch 🐻 BEARISH 🎯 Target: $105.96 (-19.0%)
Spot @ $130.81

A 3.7% ROIC and 24.3 EV/EBITDA show weak capital efficiency relative to the valuation multiple.

Sitting on the sidelines or leaning short EWBC above $130.81. A 3.7% ROIC and 24.3 EV/EBITDA show weak capital efficiency relative to the valuation multiple.. Until Fundamental Cash Engine (12/20) and FCF yield (6.98%) inflect higher, upside is capped near $137.47.

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