TradingView report covering FB Bancorp Inc. (FBLA) market action, institutional positioning, and fundamental catalysts.
Why FBLA Stock advanced +0.36% Today — RQD Quant Desk Flash
FB Bancorp Inc. (FBLA) carries a Roarable Rating of D- (Sell) with 42/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief)
Is FBLA stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, FB Bancorp Inc. (NASDAQ: FBLA) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 42/100 at a spot price of $16.76 (+0.36% 1D, market cap $266.3M). Pillar breakdown: Fundamental Cash Engine 5/20, Institutional 13F & Options Flow 11/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 8/20, and Executive Insider Alignment 5/20. Across 1097 tracked Financials issuers, FBLA ranks #887 in composite RQD confidence.
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief)
How does FBLA compare to FSBW and RBKB in the Financials sector?
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Within the Financials sector (Banks), FBLA carries a Roarable D- (42/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of 0.4%. By comparison, FSBW (FS Bancorp Inc.) holds a C+ grade (66/100 RQD, P/E 10.5x, ROIC 10.8%, cap $346.2M) and RBKB (Rhinebeck Bancorp Inc.) posts a C grade (64/100 RQD, P/E 20.0x, ROIC 7.3%, cap $202.2M). Among the 5-stock peer group, FSBW leads on earnings multiple (10.5x) while TSBK leads on capital efficiency (10.9% ROIC).
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for FBLA?
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Per FBLA's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0002013639), FB Bancorp Inc. generated $527.3M in revenue (+693.3% YoY), $1.3M in net income, and -$3.9M in free cash flow against $1.26B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 4/9
20D Institutional Volume Accumulation (±5.1% realized swing band)
Dilution Drag (+1.92% YoY Shares) & executive Form 4 sales trim 15 pts from alignment
⚔️ Adversarial Opposing Case: What Could Spark a FBLA Turnaround Squeeze
While FBLA currently carries a cautious 42/100 (D-) rating due to Insider Conviction & Share Dilution (5/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.
Established market leader in Financials with deep daily trading liquidity.
Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($16.45) and Max Pain ($17.60) forces dealer call-delta covering toward $18.53.
Forensic Repair Trigger: Halting share dilution (Dilution Drag (+1.92% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.
Why FBLA Stock advanced +0.36% Today — RQD Quant Desk Flash
FB Bancorp Inc. (FBLA) advanced +0.36% to $16.76, trading at 84% of its 52-week range ($11.96 – $17.65). Stretched risk/reward at current multiples (0% return on capital) under elevated 10-year interest-rate pressure.
- ▸Technical Tape: Trading at 84% of its 52-week range ($11.96 – $17.65) with RSI-14 at 49.2 (NEUTRAL RANGE).
- ▸Volatility Profile: Historical 20-day realized swing band of ±5.1% around $16.76 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable D- (Sell) backed by 52% gross margin and $0 annual free cash flow.
Yahoo! Finance Canada report covering FB Bancorp Inc. (FBLA) market action, institutional positioning, and fundamental catalysts.
https://www.dars.gov.et/ report covering FB Bancorp Inc. (FBLA) market action, institutional positioning, and fundamental catalysts.
Yahoo! Finance Canada report covering FB Bancorp Inc. (FBLA) market action, institutional positioning, and fundamental catalysts.
TradingKey report covering FB Bancorp Inc. (FBLA) market action, institutional positioning, and fundamental catalysts.
New omni-channel experience takes consumer and business customers from account selection through funding, online or in branchATLANTA, GA / ACCESS Newswire / September 10, 2026 / , defining the era of Intelligent Banking
Key Insights FB Bancorp's significant retail investors ownership suggests that the key decisions are influenced by...
Generally, when a single insider buys stock, it is usually not a big deal. However, when several insiders are buying...
<a href="https://news.google.com/rss/articles/CBMivwFBVV95cUxQbGt5LXFMOVlvUWpVM0JtNmItNHd5dm9nd0NKZ3lZUWE1eUcyeUhKWTBrV2Fvcm44TERjLTdzbEtFZUNZV0tpVWRaRFRJU2tYUmtjM3lyZDFuVkVYb282U2g4WjVpM0F3MGdBeVBZRW42NlpIQUhCX0FTSHl
Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring FBLA)
- ✓Walkthrough of FBLA's RQD Radar, SEC cash-conversion gap & downside invalidation levels
- ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
- ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
FBLA Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +693.3% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on FBLA today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for FBLA. Explore sector supply chains on /butterfly.
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (FBLA)
1. Head-to-Head Financials Peer Comparison (FBLA vs. FSBW, RBKB, TSBK, ECBK)
Industry: Banks (24 Tracked Issuers)Across 1097 tracked Financials securities in the Roarable RQD universe, FB Bancorp Inc. (FBLA) ranks #887 by composite RQD confidence (42/100, grade D-) and #837 by equity capitalization ($266.3M). Within this direct 5-issuer industry benchmark cohort, FSBW leads on earnings valuation at 10.5x trailing P/E, while TSBK leads on capital efficiency and profitability with 10.9% ROIC and — gross margin. TSBK currently holds the highest overall quantitative score in the immediate peer group at 69/100 (C+) compared with FBLA at 42/100 (D-).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| FBLA
ACTIVE
FB Bancorp Inc. | D- | 42/100 | — | — | 0.4% | +0.36% | $266.3M | Benchmark Subject |
| FSBW FS Bancorp Inc. | C+ | 66/100 | 10.5x | — | 10.8% | +0.32% | $346.2M | /fsbw-vs-fbla → |
| RBKB Rhinebeck Bancorp Inc. | C | 64/100 | 20.0x | — | 7.3% | +0.08% | $202.2M | /rbkb-vs-fbla → |
| TSBK Timberland Bancorp Inc. | C+ | 69/100 | 12.6x | — | 10.9% | +2.03% | $364.1M | /tsbk-vs-fbla → |
| ECBK ECB Bancorp Inc. | C+ | 67/100 | 24.0x | — | 4.5% | +0.09% | $186.6M | /ecbk-vs-fbla → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0002013639 ↗In its most recent audited fiscal period (FY2025, filed 2025-12-31), FB Bancorp Inc. (FBLA) reported GAAP revenue of $527.3M (+693.3% vs. FY2024 revenue of $66.5M , and +663.1% cumulative change since FY2023) , GAAP net income of $1.3M, operating cash flow of $2.8M, and free cash flow of -$3.9M (+14.3% YoY). On the balance sheet, FBLA closed FY2025 with $1.26B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $527.3M | $1.3M | $2.8M | -$3.9M | $1.26B | — |
| FY2024 (FY) | 2024-12-31 | $66.5M | -$6.2M | $814.0K | -$4.6M | $1.22B | — |
| FY2023 (FY) | 2023-12-31 | $69.1M | $1.1M | -$7.0M | -$7.0M | — | — |
3. FBLA Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs FBLA stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-03, FB Bancorp Inc. (NASDAQ: FBLA) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 42/100 at a spot price of $16.76 (+0.36% 1D, market cap $266.3M). Pillar breakdown: Fundamental Cash Engine 5/20, Institutional 13F & Options Flow 11/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 8/20, and Executive Insider Alignment 5/20. Across 1097 tracked Financials issuers, FBLA ranks #887 in composite RQD confidence.
How does FBLA compare to FSBW and RBKB in the Financials sector?
Within the Financials sector (Banks), FBLA carries a Roarable D- (42/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of 0.4%. By comparison, FSBW (FS Bancorp Inc.) holds a C+ grade (66/100 RQD, P/E 10.5x, ROIC 10.8%, cap $346.2M) and RBKB (Rhinebeck Bancorp Inc.) posts a C grade (64/100 RQD, P/E 20.0x, ROIC 7.3%, cap $202.2M). Among the 5-stock peer group, FSBW leads on earnings multiple (10.5x) while TSBK leads on capital efficiency (10.9% ROIC).
What are the biggest fundamental strengths and SEC risk factors for FBLA?
Per FBLA's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0002013639), FB Bancorp Inc. generated $527.3M in revenue (+693.3% YoY), $1.3M in net income, and -$3.9M in free cash flow against $1.26B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.
Where is FBLA trading relative to its 50-day, 200-day, and 52-week technical levels?
FBLA last traded at $16.76 (+0.36% on volume of 64,823 shares), positioning the stock +1.88% above its 50-day simple moving average ($16.45) and +13.63% above its 200-day simple moving average ($14.75). Across its 52-week range of $11.96 to $17.65, FBLA sits at the 84.4% percentile with a 14-day RSI of 49.2 (NEUTRAL RANGE) and an implied next-earnings move of ±5.1% ($15.91 to $17.61).
FBLA — FB Bancorp Inc.: What the Facts Mean to a Prospective Investor
1. Roarable Rating Brief: What This Means to a Prospective Investor
FB Bancorp Inc. (FBLA) earns a live Roarable RQD composite score of 42/100, corresponding to a D- letter grade (Roarable Sell) at a spot price of $16.76 (+0.36% 1D, market capitalization $266.3M).
- Fundamental Cash Engine (5/20): Anchored by return on invested capital (ROIC) of 0.4%, gross margin of —, operating margin of —, and free cash flow yield of -1.44%.
- Whale 13F & Options Flow (11/20) + Insider Conviction (5/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
- Macro Regime Fit (8/20) + Forensic Balance Sheet (13/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 4/9, and Debt/Equity of N/A.
2. Business Model, Unit Margins & SEC Financial Trajectory
FB Bancorp Inc. (FBLA) is a NASDAQ-listed operating company in the Banks industry (Financials sector) with an equity market capitalization of $266.3M. The business operates with a gross margin of 0%, an operating margin of 0%, and a return on invested capital (ROIC) of 0.4% (free cash flow yield of -1.44%). Within the Banks peer group, investor evaluation centers on operating leverage, unit margin durability, and capital allocation efficiency across market cycles.
In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), FB Bancorp Inc. (FBLA) reported $527.3M in annual revenue (up from $66.5M in FY2024, +693.3% YoY) and $1.3M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($69.1M revenue, $1.1M net income) through FY2025, FBLA scaled operating cash flow to $2.8M and free cash flow to -$3.9M, backed by $1.26B in total assets against $0 in total debt.
3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff
- 🐂 Primary Bull Case (D- • RQD 42/100): Established market leader in Financials with deep daily trading liquidity. Free cash flow yield of -1.44% and institutional whale pillar of 11/20. With Fundamental Cash Engine at 5/20 and Institutional Whale Flow at 11/20, sustained execution supports upside toward the upper end of the $11.96 – $17.65 52-week range.
- 🐻 Primary Bear Case & Valuation Risk: Company executives have done more routine share selling than personal cash buying lately. Investors must weigh current valuation against — operating margins and a 1.00x macro beta.
4. 2nd-Order Butterfly Ripples & Key Questions to Watch
Operating in Banks (Financials), FBLA carries a macro regime beta of 1.00 and gross margin of —.
- Key Question #1: Can FBLA sustain or expand its — operating margin and 0.4% ROIC against Banks peers over the next 4 quarters?
- Key Question #2: Following FY2025 revenue of $527.3M and free cash flow of -$3.9M, how will capital allocation balance growth reinvestment against $0 in total debt?
- Key Question #3: How sensitive is FBLA's equity valuation to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?
FBLA Live News Feed, Press Releases & Catalyst Wire
Real-time company headlines, analyst actions, and sector developments for FB Bancorp Inc. (FBLA) • Click "Debate This Headline" to argue it in the Roar Pit below
TradingView report covering FB Bancorp Inc. (FBLA) market action, institutional positioning, and fundamental catalysts.
Yahoo! Finance Canada report covering FB Bancorp Inc. (FBLA) market action, institutional positioning, and fundamental catalysts.
https://www.dars.gov.et/ report covering FB Bancorp Inc. (FBLA) market action, institutional positioning, and fundamental catalysts.
Yahoo! Finance Canada report covering FB Bancorp Inc. (FBLA) market action, institutional positioning, and fundamental catalysts.
TradingKey report covering FB Bancorp Inc. (FBLA) market action, institutional positioning, and fundamental catalysts.
New omni-channel experience takes consumer and business customers from account selection through funding, online or in branchATLANTA, GA / ACCESS Newswire / September 10, 2026 / , defining the era of Intelligent Banking
Key Insights FB Bancorp's significant retail investors ownership suggests that the key decisions are influenced by...
Generally, when a single insider buys stock, it is usually not a big deal. However, when several insiders are buying...
FBLA Bull vs. Bear Conversation Board — What's Your Call at $16.76?
Institutional whale 13F flow scores 14 of 20, the strongest pillar in the Roarable RQD rating.
Here is why I am bullish on FBLA here at $16.70: Institutional whale 13F flow scores 14 of 20, the strongest pillar in the Roarable RQD rating.. Compare FBLA's 0.0% operating margin and 0.4% ROIC against the rest of Banks. As long as cash conversion holds up, dips toward $15.86 are getting bought.
Both sides have a point here — FBLA's 13/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.
Free cash flow was negative in all three reported periods and FCF yield stands at -1.44%.
I respect the product at FB Bancorp Inc., but the stock at $16.70 is a different story. Free cash flow was negative in all three reported periods and FCF yield stands at -1.44%.. FCF yield is -1.44% and RQD sits at 42/100 (D-) — why pay up here when you can wait for next quarter's numbers?