Yahoo Finance report covering First Community Corporation (FCCO) market action, institutional positioning, and fundamental catalysts.
Why FCCO Stock surged +2.37% Today — RQD Quant Desk Flash
First Community Corporation (FCCO) carries a Roarable Rating of C (Hold) with 65/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief)
Is FCCO stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, First Community Corporation (NASDAQ: FCCO) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 65/100 at a spot price of $33.76 (+2.37% 1D, market cap $310.0M). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 10/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 12/20, and Executive Insider Alignment 16/20. Across 1097 tracked Financials issuers, FCCO ranks #246 in composite RQD confidence.
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief)
How does FCCO compare to NEWT and FVCB in the Financials sector?
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Within the Financials sector (Major Banks), FCCO carries a Roarable C (65/100 RQD), trailing P/E of 16.4x, gross margin of —, and ROIC of 11.5%. By comparison, NEWT (NewtekOne Inc.) holds a D- grade (40/100 RQD, P/E 5.3x, ROIC 15.2%, cap $310.8M) and FVCB (FVCBankcorp Inc.) posts a C grade (65/100 RQD, P/E 13.9x, ROIC 8.7%, cap $304.2M). Among the 5-stock peer group, NEWT leads on earnings multiple (5.3x) while NEWT leads on capital efficiency (15.2% ROIC).
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for FCCO?
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Per FCCO's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000932781), First Community Corporation generated $864.2M in revenue (+5.1% YoY), $19.2M in net income, and $17.6M in free cash flow against $2.06B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)
SEC XBRL FY 2025 (10-K): 2% FCF Margin ($17.6M FCF) & 52% Gross Margin
Put hedging (50% put share) caps near-term gamma upside (-10 pts vs max)
⚔️ Adversarial Opposing Case: Why the FCCO Bull Thesis Could Fail
Even with a 65/100 (C) score, FCCO faces multiple-compression risk if 16.4x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Broader market pullbacks can still drag down strong stocks in the short run.
Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($33.10) or 200D SMA ($31.46) invalidates the momentum regime and cuts Target Base ($34.82) toward Bear Floor ($27.16).
Why FCCO Stock surged +2.37% Today — RQD Quant Desk Flash
First Community Corporation (FCCO) surged +2.37% to $33.76, trading at 79% of its 52-week range ($26.42 – $35.74). Solid steady margins (12% return on capital), mixed timing at 16x P/E—hold if owned, no rush to chase.
- ▸Technical Tape: Trading at 79% of its 52-week range ($26.42 – $35.74) with RSI-14 at 50.7 (NEUTRAL RANGE).
- ▸Volatility Profile: Historical 20-day realized swing band of ±4.8% around $33.76 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable C (Hold) backed by 52% gross margin and $17.6M annual free cash flow.
Morningstar report covering First Community Corporation (FCCO) market action, institutional positioning, and fundamental catalysts.
TradingView report covering First Community Corporation (FCCO) market action, institutional positioning, and fundamental catalysts.
www.marketscreener.com report covering First Community Corporation (FCCO) market action, institutional positioning, and fundamental catalysts.
kalkine.ca report covering First Community Corporation (FCCO) market action, institutional positioning, and fundamental catalysts.
www.marketscreener.com report covering First Community Corporation (FCCO) market action, institutional positioning, and fundamental catalysts.
ad-hoc-news.de report covering First Community Corporation (FCCO) market action, institutional positioning, and fundamental catalysts.
First Community stock is barely budging after earnings, up less than 1% in Thursday trade, even though the Q3 2026 report showed clean, profitable banking. Basic earnings per share came in at about $0.86 on revenue of ro
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does First Community (FCCO) have what it takes? Let's find out.
First Community Corp Q3 2026: EPS beat estimates, revenue in line, cash dividend announced; shares rise modestly on profitability and capital returns.
Scheduled RQD Strong Buys & Whale Accumulation Briefing (FCCO Tape Review)
- ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
- ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
- ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
FCCO Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +5.1% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on FCCO today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for FCCO. Explore sector supply chains on /butterfly.
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (FCCO)
1. Head-to-Head Financials Peer Comparison (FCCO vs. NEWT, FVCB, MYFW, ISBA)
Industry: Major Banks (248 Tracked Issuers)Across 1097 tracked Financials securities in the Roarable RQD universe, First Community Corporation (FCCO) ranks #246 by composite RQD confidence (65/100, grade C) and #797 by equity capitalization ($310.0M). Within this direct 5-issuer industry benchmark cohort, NEWT leads on earnings valuation at 5.3x trailing P/E, while NEWT leads on capital efficiency and profitability with 15.2% ROIC and — gross margin. FCCO currently leads its immediate peer cohort in composite quantitative strength at 65/100 (C).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| FCCO
ACTIVE
First Community Corporation | C | 65/100 | 16.4x | — | 11.5% | +2.37% | $310.0M | Benchmark Subject |
| NEWT NewtekOne Inc. | D- | 40/100 | 5.3x | — | 15.2% | +2.23% | $310.8M | /newt-vs-fcco → |
| FVCB FVCBankcorp Inc. | C | 65/100 | 13.9x | — | 8.7% | -0.36% | $304.2M | /fvcb-vs-fcco → |
| MYFW First Western Financial Inc. | D- | 42/100 | 23.3x | — | 5.0% | +1.77% | $302.7M | /myfw-vs-fcco → |
| ISBA Isabella Bank Corporation | C- | 60/100 | 16.0x | — | 8.2% | +2.98% | $302.4M | /isba-vs-fcco → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000932781 ↗In its most recent audited fiscal period (FY2025, filed 2025-12-31), First Community Corporation (FCCO) reported GAAP revenue of $864.2M (+5.1% vs. FY2024 revenue of $822.4M , and +1448.8% cumulative change since FY2023) , GAAP net income of $19.2M, operating cash flow of $18.7M, and free cash flow of $17.6M (+67.0% YoY). On the balance sheet, FCCO closed FY2025 with $2.06B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $864.2M | $19.2M | $18.7M | $17.6M | $2.06B | — |
| FY2024 (FY) | 2024-12-31 | $822.4M | $14.0M | $11.6M | $10.5M | $1.96B | — |
| FY2023 (FY) | 2023-12-31 | $55.8M | $11.8M | $13.0M | $13.0M | — | — |
3. FCCO Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs FCCO stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-03, First Community Corporation (NASDAQ: FCCO) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 65/100 at a spot price of $33.76 (+2.37% 1D, market cap $310.0M). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 10/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 12/20, and Executive Insider Alignment 16/20. Across 1097 tracked Financials issuers, FCCO ranks #246 in composite RQD confidence.
How does FCCO compare to NEWT and FVCB in the Financials sector?
Within the Financials sector (Major Banks), FCCO carries a Roarable C (65/100 RQD), trailing P/E of 16.4x, gross margin of —, and ROIC of 11.5%. By comparison, NEWT (NewtekOne Inc.) holds a D- grade (40/100 RQD, P/E 5.3x, ROIC 15.2%, cap $310.8M) and FVCB (FVCBankcorp Inc.) posts a C grade (65/100 RQD, P/E 13.9x, ROIC 8.7%, cap $304.2M). Among the 5-stock peer group, NEWT leads on earnings multiple (5.3x) while NEWT leads on capital efficiency (15.2% ROIC).
What are the biggest fundamental strengths and SEC risk factors for FCCO?
Per FCCO's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000932781), First Community Corporation generated $864.2M in revenue (+5.1% YoY), $19.2M in net income, and $17.6M in free cash flow against $2.06B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.
Where is FCCO trading relative to its 50-day, 200-day, and 52-week technical levels?
FCCO last traded at $33.76 (+2.37% on volume of 46,140 shares), positioning the stock +1.99% above its 50-day simple moving average ($33.10) and +7.31% above its 200-day simple moving average ($31.46). Across its 52-week range of $26.42 to $35.74, FCCO sits at the 78.8% percentile with a 14-day RSI of 50.7 (NEUTRAL RANGE) and an implied next-earnings move of ±4.8% ($32.14 to $35.38).
FCCO — First Community Corporation: What the Facts Mean to a Prospective Investor
1. Roarable Rating Brief: What This Means to a Prospective Investor
First Community Corporation (FCCO) earns a live Roarable RQD composite score of 65/100, corresponding to a C letter grade (Roarable Hold) at a spot price of $33.76 (+2.37% 1D, market capitalization $310.0M).
- Fundamental Cash Engine (14/20): Anchored by return on invested capital (ROIC) of 11.5%, gross margin of —, operating margin of —, and free cash flow yield of 5.58%.
- Whale 13F & Options Flow (10/20) + Insider Conviction (16/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
- Macro Regime Fit (12/20) + Forensic Balance Sheet (13/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 4/9, and Debt/Equity of N/A.
2. Business Model, Unit Margins & SEC Financial Trajectory
First Community Corporation (FCCO) is a NASDAQ-listed issuer classified in the Financials sector and Major Banks industry. The profile describes it as operating in Major Banks with a market capitalization of $0.3B. — for the specific products, customer segments, or revenue model.
In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), First Community Corporation (FCCO) reported $864.2M in annual revenue (up from $822.4M in FY2024, +5.1% YoY) and $19.2M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($55.8M revenue, $11.8M net income) through FY2025, FCCO scaled operating cash flow to $18.7M and free cash flow to $17.6M, backed by $2.06B in total assets against $0 in total debt.
3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff
- 🐂 Primary Bull Case (C • RQD 65/100): Company leadership has skin in the game with net positive insider conviction. Free cash flow yield of 5.58% and institutional whale pillar of 10/20. With Fundamental Cash Engine at 14/20 and Institutional Whale Flow at 10/20, sustained execution supports upside toward the upper end of the $26.42 – $35.74 52-week range.
- 🐻 Primary Bear Case & Valuation Risk: Broader market pullbacks can still drag down strong stocks in the short run. Investors must weigh 16.4x trailing P/E against — operating margins and a 1.00x macro beta.
4. 2nd-Order Butterfly Ripples & Key Questions to Watch
Upstream and downstream dependencies, sector correlations, and second-order bottlenecks are therefore — The only sector information provided is the Financials / Major Banks classification and the beta of 1.0, which indicates market-level volatility. An investor should monitor the macro regime fit pillar (12/20) as the primary sector-sensitivity indicator in the absence of graph data.
- Key Question #1: Can FCCO sustain or expand its — operating margin and 11.5% ROIC against Major Banks peers over the next 4 quarters?
- Key Question #2: Following FY2025 revenue of $864.2M and free cash flow of $17.6M, how will capital allocation balance growth reinvestment against $0 in total debt?
- Key Question #3: How sensitive is FCCO's 15.3x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?
FCCO Live News Feed, Press Releases & Catalyst Wire
Real-time company headlines, analyst actions, and sector developments for First Community Corporation (FCCO) • Click "Debate This Headline" to argue it in the Roar Pit below
Yahoo Finance report covering First Community Corporation (FCCO) market action, institutional positioning, and fundamental catalysts.
Morningstar report covering First Community Corporation (FCCO) market action, institutional positioning, and fundamental catalysts.
TradingView report covering First Community Corporation (FCCO) market action, institutional positioning, and fundamental catalysts.
www.marketscreener.com report covering First Community Corporation (FCCO) market action, institutional positioning, and fundamental catalysts.
kalkine.ca report covering First Community Corporation (FCCO) market action, institutional positioning, and fundamental catalysts.
www.marketscreener.com report covering First Community Corporation (FCCO) market action, institutional positioning, and fundamental catalysts.
ad-hoc-news.de report covering First Community Corporation (FCCO) market action, institutional positioning, and fundamental catalysts.
First Community stock is barely budging after earnings, up less than 1% in Thursday trade, even though the Q3 2026 report showed clean, profitable banking. Basic earnings per share came in at about $0.86 on revenue of ro
FCCO Bull vs. Bear Conversation Board — What's Your Call at $33.76?
Reported net income rose from $11.8M to $19.2M over FY2023–FY2025 while free cash flow of $17.6M in FY2025 supports a 5.58% FCF yield.
The street is overcomplicating First Community Corporation (FCCO). Reported net income rose from $11.8M to $19.2M over FY2023–FY2025 while free cash flow of $17.6M in FY2025 supports a 5.58% FCF yield.. With an RQD score of 65/100 (C) and Forensic Balance Sheet at 13/20, any positive earnings surprise or guidance raise forces underweight funds to chase above $35.62.
@BearTrap_Alert Shorting a 10/20 institutional whale-flow stock at $32.98 is dangerous when funds are rotating into Financials.
The stock trades at 16.4x trailing earnings near the top of its 52-week range while its Piotroski F-Score of 4/9 and whale 13F flow pil
I respect the product at First Community Corporation, but the stock at $32.98 is a different story. The stock trades at 16.4x trailing earnings near the top of its 52-week range while its Piotroski F-Score of 4/9 and whale 13F flow pillar at 12/20 signal limited forensic and institutional support.. FCF yield is 5.58% and RQD sits at 65/100 (C) — why pay up here when you can wait for next quarter's numbers?