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Why FDBC Stock surged +3.39% Today — RQD Quant Desk Flash

$68.05 +3.39% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $68.34

Fidelity D & D Bancorp Inc. (FDBC) carries a Roarable Rating of C+ (Hold) with 69/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C+ • HOLD / WATCH Cap $382.3M
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
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🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is FDBC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
▼

As of 2026-11-03, Fidelity D & D Bancorp Inc. (NASDAQ: FDBC) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 69/100 at a spot price of $68.05 (+3.39% 1D, market cap $382.3M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 14/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 14/20, and Executive Insider Alignment 16/20. Across 1097 tracked Financials issuers, FDBC ranks #144 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does FDBC compare to PKBK and ISTR in the Financials sector?
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Within the Financials sector (Major Banks), FDBC carries a Roarable C+ (69/100 RQD), trailing P/E of 13.6x, gross margin of —, and ROIC of 11.8%. By comparison, PKBK (Parke Bancorp Inc.) holds a C grade (63/100 RQD, P/E 10.3x, ROIC 11.6%, cap $383.2M) and ISTR (Investar Holding Corporation) posts a D+ grade (52/100 RQD, P/E 16.7x, ROIC 7.6%, cap $380.1M). Among the 5-stock peer group, PKBK leads on earnings multiple (10.3x) while FDBC leads on capital efficiency (11.8% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for FDBC?
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Per FDBC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001098151), Fidelity D & D Bancorp Inc. generated $1.15B in revenue (+6.3% YoY), $28.2M in net income, and $24.8M in free cash flow against $2.75B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $68.34 (+0.42%)🧬 Cannibal Buyback (-2.36% YoY Shares)⚙️ Cash Engine: 12/20 (C-) • 2.2% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record: Scores of 69/100 (C+) historically posted market-perform odds over rolling 90-day windows (+2.0% avg 90D alpha vs SPY • 57.3% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →
RQD QUANT TACHOMETERHOLD / WATCH • C+
025507510069
Quant Analyst Panel Split (Battleground)
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR RQD RADARRw B- · Rk C+
Cash (12)Whales (14)SEC (13)Macro (14)CEO (16)
Each axis scored 0–20
12M PRICE TARGET CONE+5% Base Target
$84 Bull$71 Base$56 Bear
📬 FREE FDBC RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for FDBC)Realized 20D OHLCV Swing Band: ±5.3%
Deterministic 5-Pillar Attribution (69/100 Composite)
🔍 WHY FDBC SCORES 69/100 (C+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Insider Conviction & Share Dilution+16/20 pts (23% of score)

SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)

▲ #2 Bullish Driver: Whale & Options Positioning+14/20 pts (20% of score)

20D Institutional Volume Accumulation (±5.3% realized swing band)

▼ #1 Drag / Risk Factor: Cash Engine Quality12/20 pts (-8 pt drag)

Capital intensity & 0% operating margin leave 8 pts on the table

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
61
Grade C$56.51+4.1% Next Q
Q2 (-2Q)
64
Grade C+$58.82+9.2% Next Q
Q3 (-1Q)
66
Grade B-$64.26+5.9% Next Q
Current
69
Grade C+$68.05+2% Hist 90D α
Trajectory: C (61) → C+ (69)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the FDBC Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 69/100 (C+) score, FDBC faces multiple-compression risk if 13.6x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($57.01) or 200D SMA ($49.95) invalidates the momentum regime and cuts Target Base ($71.42) toward Bear Floor ($55.71).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $FDBC• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “FDBC Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
YES 69%NO 31%Trade / Inspect Odds →
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →

Why FDBC Stock surged +3.39% Today — RQD Quant Desk Flash

Fidelity D & D Bancorp Inc. (FDBC) surged +3.39% to $68.05, trading at 99% of its 52-week range ($41 – $68.05). Solid steady margins (12% return on capital), mixed timing at 14x P/E—hold if owned, no rush to chase.

  • ▸Technical Tape: Trading at 99% of its 52-week range ($41 – $68.05) with RSI-14 at 75.4 (OVERBOUGHT (>70)).
  • ▸Volatility Profile: Historical 20-day realized swing band of ±5.3% around $68.05 (no active unusual options sweep snapshot on file).
  • ▸Fundamental Anchor: Roarable C+ (Hold) backed by 52% gross margin and $24.8M annual free cash flow.
Live FDBC Headlines & Catalysts
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (FDBC Tape Review)

  • ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
  • ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
  • ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
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FDBC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +49.69%▲ RESISTANCE BREAKOUT
2026-11-03O $65.83H $68.05L $65.82C $68.05VOL 13.1K
RES: $62.35SUP: $55.83SMA50: $57.01SMA200: $49.95
$69.72$62.81$55.91$49.00$42.10RES $62.35SUP $55.83$68.052026-05-042026-06-172026-08-042026-09-182026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

FDBC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 FDBC Butterfly Map → + Track FDBC →
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
5.1%/yr Implied 5Y Growth

vs. +6.3% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on FDBC today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for FDBC. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for FDBC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (FDBC)

Financials Rank #144 of 1097 ⚔️ PKBK vs FDBC Full Matrix →

1. Head-to-Head Financials Peer Comparison (FDBC vs. PKBK, ISTR, NWFL, GBC)

Industry: Major Banks (248 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, Fidelity D & D Bancorp Inc. (FDBC) ranks #144 by composite RQD confidence (69/100, grade C+) and #760 by equity capitalization ($382.3M). Within this direct 5-issuer industry benchmark cohort, PKBK leads on earnings valuation at 10.3x trailing P/E, while FDBC leads on capital efficiency and profitability with 11.8% ROIC and — gross margin. NWFL currently holds the highest overall quantitative score in the immediate peer group at 72/100 (B) compared with FDBC at 69/100 (C+).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
FDBC ACTIVE
Fidelity D & D Bancorp Inc.
C+ 69/100 13.6x — 11.8% +3.39% $382.3M Benchmark Subject
PKBK
Parke Bancorp Inc.
C 63/100 10.3x — 11.6% +2.42% $383.2M /pkbk-vs-fdbc →
ISTR
Investar Holding Corporation
D+ 52/100 16.7x — 7.6% +2.54% $380.1M /istr-vs-fdbc →
NWFL
Norwood Financial Corp.
B 72/100 14.0x — 11.5% +1.80% $387.1M /nwfl-vs-fdbc →
GBC
Georgia Banking Company Inc.
D+ 58/100 — — — -2.87% $396.9M /gbc-vs-fdbc →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001098151 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Fidelity D & D Bancorp Inc. (FDBC) reported GAAP revenue of $1.15B (+6.3% vs. FY2024 revenue of $1.09B , and +922.9% cumulative change since FY2023) , GAAP net income of $28.2M, operating cash flow of $42.4M, and free cash flow of $24.8M (-0.3% YoY). On the balance sheet, FDBC closed FY2025 with $2.75B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $1.15B $28.2M $42.4M $24.8M $2.75B —
FY2024 (FY) 2024-12-31 $1.09B $20.8M $29.6M $24.9M $2.58B —
FY2023 (FY) 2023-12-31 $112.8M $18.2M $29.7M $29.7M — —

3. FDBC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is FDBC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, Fidelity D & D Bancorp Inc. (NASDAQ: FDBC) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 69/100 at a spot price of $68.05 (+3.39% 1D, market cap $382.3M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 14/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 14/20, and Executive Insider Alignment 16/20. Across 1097 tracked Financials issuers, FDBC ranks #144 in composite RQD confidence.

How does FDBC compare to PKBK and ISTR in the Financials sector?

Within the Financials sector (Major Banks), FDBC carries a Roarable C+ (69/100 RQD), trailing P/E of 13.6x, gross margin of —, and ROIC of 11.8%. By comparison, PKBK (Parke Bancorp Inc.) holds a C grade (63/100 RQD, P/E 10.3x, ROIC 11.6%, cap $383.2M) and ISTR (Investar Holding Corporation) posts a D+ grade (52/100 RQD, P/E 16.7x, ROIC 7.6%, cap $380.1M). Among the 5-stock peer group, PKBK leads on earnings multiple (10.3x) while FDBC leads on capital efficiency (11.8% ROIC).

What are the biggest fundamental strengths and SEC risk factors for FDBC?

Per FDBC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001098151), Fidelity D & D Bancorp Inc. generated $1.15B in revenue (+6.3% YoY), $28.2M in net income, and $24.8M in free cash flow against $2.75B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.

Where is FDBC trading relative to its 50-day, 200-day, and 52-week technical levels?

FDBC last traded at $68.05 (+3.39% on volume of 14,301 shares), positioning the stock +19.37% above its 50-day simple moving average ($57.01) and +36.24% above its 200-day simple moving average ($49.95). Across its 52-week range of $41.00 to $67.00, FDBC sits at the 100.0% percentile with a 14-day RSI of 75.4 (OVERBOUGHT (>70)) and an implied next-earnings move of ±5.3% ($64.44 to $71.66).

Direct Sub-Reports: FDBC RQD Cockpit FDBC 12M Forecast FDBC Earnings & Move FDBC Dividends & DRIP FDBC Insiders & 13F FDBC Whale Options FDBC Profit Sankey FDBC News & Why
ROARABLE RATING BRIEF • RQD 69/100 (C+) ✓ SEC XBRL & RQD VERIFIED

FDBC — Fidelity D & D Bancorp Inc.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

Fidelity D & D Bancorp Inc. (FDBC) earns a live Roarable RQD composite score of 69/100, corresponding to a C+ letter grade (Roarable Hold) at a spot price of $68.05 (+3.39% 1D, market capitalization $382.3M).

  • Fundamental Cash Engine (12/20): Anchored by return on invested capital (ROIC) of 11.8%, gross margin of —, operating margin of —, and free cash flow yield of 6.49%.
  • Whale 13F & Options Flow (14/20) + Insider Conviction (16/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (14/20) + Forensic Balance Sheet (13/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 5/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

Fidelity D & D Bancorp Inc. (FDBC) is a NASDAQ-listed operating company in the Major Banks industry (Financials sector) with an equity market capitalization of $382.3M. The business operates with a gross margin of 0%, an operating margin of 0%, and a return on invested capital (ROIC) of 11.8% (free cash flow yield of 6.49%). Within the Major Banks peer group, investor evaluation centers on operating leverage, unit margin durability, and capital allocation efficiency across market cycles.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Fidelity D & D Bancorp Inc. (FDBC) reported $1.15B in annual revenue (up from $1.09B in FY2024, +6.3% YoY) and $28.2M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($112.8M revenue, $18.2M net income) through FY2025, FDBC scaled operating cash flow to $42.4M and free cash flow to $24.8M, backed by $2.75B in total assets against $0 in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (C+ • RQD 69/100): Company leadership has skin in the game with net positive insider conviction. Free cash flow yield of 6.49% and institutional whale pillar of 14/20. With Fundamental Cash Engine at 12/20 and Institutional Whale Flow at 14/20, sustained execution supports upside toward the upper end of the $41.00 – $67.00 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Broader market pullbacks can still drag down strong stocks in the short run. Investors must weigh 13.6x trailing P/E against — operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Upstream and downstream dependencies: — Sector correlations beyond the Financials / Major Banks classification and the 1.0 beta: — 2nd-order bottlenecks: — A prospective investor should note that the absence of mapped links means ripple effects cannot be traced from this dataset.

  • Key Question #1: Can FDBC sustain or expand its — operating margin and 11.8% ROIC against Major Banks peers over the next 4 quarters?
  • Key Question #2: Following FY2025 revenue of $1.15B and free cash flow of $24.8M, how will capital allocation balance growth reinvestment against $0 in total debt?
  • Key Question #3: How sensitive is FDBC's 12.6x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

FDBC Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Fidelity D & D Bancorp Inc. (FDBC) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to FDBC Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

FDBC Bull vs. Bear Conversation Board — What's Your Call at $68.05?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON FDBC 🐻 33% BEARISH CONVICTION
1. Pick Your Side on FDBC:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
QU QuantViper RQD DEBATE OPENER • Systematic Momentum Desk 🐂 BULLISH 🎯 Target: $81.62 (+24.0%)
📌 Pinned Debate

Insider-alignment pillar scores 16/20 and a 12-year dividend-increase streak supports a 12.6x forward P/E.

Here is why I am bullish on FDBC here at $65.82: Insider-alignment pillar scores 16/20 and a 12-year dividend-increase streak supports a 12.6x forward P/E.. Compare FDBC's 0.0% operating margin and 11.8% ROIC against the rest of Major Banks. As long as cash conversion holds up, dips toward $62.53 are getting bought.

VolSurface_Trader 🐂 BULL

Both sides have a point here — FDBC's 13/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.

SH ShortSeller_Dan RQD DEBATE OPENER • Forensic Short Bias 🐻 BEARISH 🎯 Target: $53.31 (-19.0%)
Spot @ $65.82

Price sits near the top of its $41–$67 52-week range with margins reported as 0% and debt unavailable, leaving valuation and balance-sh

I respect the product at Fidelity D & D Bancorp Inc., but the stock at $65.82 is a different story. Price sits near the top of its $41–$67 52-week range with margins reported as 0% and debt unavailable, leaving valuation and balance-sheet support unverified.. FCF yield is 6.49% and RQD sits at 69/100 (C+) — why pay up here when you can wait for next quarter's numbers?

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