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Stock Ratings / Financials / FIGR
RIOT (32) CACC (63) CORZ (26) BLSH (58) ⌘ Pro Terminal →

Figure Technology Solutions Inc. (FIGR) — RQD Stock Rating Cockpit

$21.58 -8.52% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $21.21

Figure Technology Solutions Inc. (FIGR) carries a Roarable Rating of D (Sell) with 51/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record: Scores of 51/100 (D) historically posted market-perform odds over rolling 90-day windows (-1.3% avg 90D alpha vs SPY) →
ROARABLE D • SELL / AVOID Cap $5.29B
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on FIGR Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is FIGR stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-02, Figure Technology Solutions Inc. (NASDAQ: FIGR) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 51/100 at a spot price of $21.58 (-8.52% 1D, market cap $5.29B). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 5/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 7/20, and SEC Balance-Sheet Forensics 13/20. Across 1096 tracked Financials issuers, FIGR ranks #642 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does FIGR compare to RIOT and CACC in the Financials sector?
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Within the Financials sector (Finance: Consumer Services), FIGR carries a Roarable D (51/100 RQD), trailing P/E of 39.5x, gross margin of —, and ROIC of 21.9%. By comparison, RIOT (Riot Platforms Inc.) holds a E grade (32/100 RQD, P/E N/A, ROIC -15.3%, cap $5.16B) and CACC (Credit Acceptance Corporation) posts a C grade (63/100 RQD, P/E N/A, ROIC 0.0%, cap $5.98B). Among the 5-stock peer group, FIGR leads on earnings multiple (39.5x) while FIGR leads on capital efficiency (21.9% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for FIGR?
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Per FIGR's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0002064124), Figure Technology Solutions Inc. generated $506.9M in revenue (+48.7% YoY), $133.9M in net income, and $39.8M in free cash flow against $2.32B in total assets and $230.1M in total debt. Key quantitative strengths: Clean SEC annual filing review with no major hidden accounting time-bombs.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $21.21 (-1.72%)🧬 Disciplined Float (-0.32% YoY Shares)⚙️ Cash Engine: 11/20 (D+) • 7.8% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record: Scores of 51/100 (D) historically posted market-perform odds over rolling 90-day windows (-1.3% avg 90D alpha vs SPY • 49.7% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →
RQD QUANT TACHOMETERSELL / AVOID • D
025507510051
JEV AI Jury Split (Battleground)
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D · Rk D+
Cash (11)Whales (5)SEC (15)Macro (7)CEO (13)
Each axis scored 0–20
12M PRICE TARGET CONE-3.2% Base Target
$82 Bull$21 Base$16 Bear
📬 FREE FIGR RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for FIGR)Realized 20D OHLCV Swing Band: ±12.5%
Deterministic 5-Pillar Attribution (51/100 Composite)
🔍 WHY FIGR SCORES 51/100 (D) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: SEC 10-K Forensic Risk+15/20 pts (29% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 8/9

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+13/20 pts (25% of score)

SEC Form 4 / 13F Thermometer: 65% Net Buy • Disciplined Float (-0.32% YoY Shares)

▼ #1 Drag / Risk Factor: Whale & Options Positioning5/20 pts (-15 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-15 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
59
Grade C$27.25-5.6% Next Q
Q2 (-2Q)
56
Grade C$25.72-11.2% Next Q
Q3 (-1Q)
54
Grade C-$22.84-5.5% Next Q
Current
51
Grade D$21.58-1.3% Hist 90D α
Trajectory: C (59) → D (51)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a FIGR Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While FIGR currently carries a cautious 51/100 (D) rating due to Whale & Options Positioning (5/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Clean SEC annual filing review with no major hidden accounting time-bombs.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($30.45) and Max Pain ($22.66) forces dealer call-delta covering toward $81.90.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (-0.32% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $FIGR• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “FIGR Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
YES 51%NO 49%Trade / Inspect Odds →
RSI-14 MOMENTUMNEUTRAL RANGE
40.130 Oversold · 70 Hot
ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)
3.80>3.0 Fortress Safe
PIOTROSKI F-SCOREHIGH QUALITY (7–9)
8 / 99-Pt Accounting
52-WEEK LASER RANGE2% OF RANGE
L: $21$21.58H: $78
1. Money & Cash Health● MIXED
Are profits real cash in the bank?

Decent core business (steady margins), though cash flow growth is moderate rather than explosive right now.

Factor Grade: D+RQD 11 / 20
2. Big Money & Insiders● TRIMMING
Are whales & executives buying or selling?

Insiders and big institutional desks have been trimming shares rather than stepping up to buy.

Factor Grade: DRQD 18 / 40
3. Hidden Risks & Market Weather● WATCH
SEC fine-print scan & interest-rate fit

No major SEC filing blowups, though current interest rates and Fed liquidity call for normal position sizing.

Factor Grade: D+RQD 22 / 40
MULTI-MODEL JEV QUANT JURY DELIBERATION

JEV AI Jury Split (Battleground) on FIGR

Cash & Moat Bull AI
ROIC & Free Cash Flow Model
NEUTRAL (55)

21.9% ROIC with 42.0% gross margin and 0.75% FCF yield.

SEC Forensic Auditor AI
10-K Accruals & Altman-Z Guard
BULLISH (75)

Altman-Z 4.20 and Piotroski 8/9 pass balance-sheet audit.

Whale & Macro Hawk AI
Options Skew, 13F & Fed NetLiq
BEARISH (42)

18/40 institutional & smart-money positioning score with 7/20 macro alignment.

Bull Case: Why Buyers Like FIGR
  • ✓Clean SEC annual filing review with no major hidden accounting time-bombs.
Bear Case: What Could Go Wrong
  • !Sensitive to high interest rates and tighter Federal Reserve market liquidity.
  • !Priced at 40x earnings—high expectations leave less room for a lukewarm quarter.
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring FIGR)

  • ✓Walkthrough of FIGR's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?
Join Founding VIP Waitlist (No Card Required) →$100K Arena
FIGR // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -40.12%🛡️ HOLDING TREND SUPPORT
2026-11-02O $23.33H $23.59L $21.58C $21.58VOL 3.40M
RES: $39.25SUP: $20.82SMA50: $30.45SMA200: $33.84
$46.33$39.45$32.56$25.67$18.78RES $39.25SUP $20.82$21.582026-05-042026-06-172026-08-042026-09-182026-11-02
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

FIGR Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 FIGR Butterfly Map → + Track FIGR →
Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
30.1%/yr Implied 5Y Growth

vs. +48.7% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on FIGR today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for FIGR. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for FIGR today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (FIGR)

Financials Rank #642 of 1096 ⚔️ RIOT vs FIGR Full Matrix →

1. Head-to-Head Financials Peer Comparison (FIGR vs. RIOT, CACC, CORZ, BLSH)

Industry: Finance: Consumer Services (156 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Figure Technology Solutions Inc. (FIGR) ranks #642 by composite RQD confidence (51/100, grade D) and #266 by equity capitalization ($5.29B). Within this direct 5-issuer industry benchmark cohort, FIGR leads on earnings valuation at 39.5x trailing P/E, while FIGR leads on capital efficiency and profitability with 21.9% ROIC and — gross margin. CACC currently holds the highest overall quantitative score in the immediate peer group at 63/100 (C) compared with FIGR at 51/100 (D).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
FIGR ACTIVE
Figure Technology Solutions Inc.
D 51/100 39.5x — 21.9% -8.52% $5.29B Benchmark Subject
RIOT
Riot Platforms Inc.
E 32/100 — — -15.3% -6.77% $5.16B /riot-vs-figr →
CACC
Credit Acceptance Corporation
C 63/100 — — 0.0% -19.26% $5.98B /cacc-vs-figr →
CORZ
Core Scientific Inc.
E 26/100 — — -35.0% -8.18% $4.64B /corz-vs-figr →
BLSH
Bullish
D+ 58/100 — — — -16.05% $4.54B /blsh-vs-figr →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0002064124

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Figure Technology Solutions Inc. (FIGR) reported GAAP revenue of $506.9M (+48.7% vs. FY2024 revenue of $340.9M , and +141.9% cumulative change since FY2023) , GAAP net income of $133.9M, operating cash flow of $62.6M, and free cash flow of $39.8M (+127.9% YoY). On the balance sheet, FIGR closed FY2025 with $2.32B in total assets against $230.1M in total debt (Altman Z-Score: N/A, Piotroski F-Score: 8/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $506.9M $133.9M $62.6M $39.8M $2.32B $230.1M
FY2024 (FY) 2024-12-31 $340.9M $17.2M -$127.0M -$142.4M $1.16B $167.9M
FY2023 (FY) 2023-12-31 $209.5M -$47.9M -$33.4M -$42.8M $2.91B $681.2M

3. FIGR Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is FIGR stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-02, Figure Technology Solutions Inc. (NASDAQ: FIGR) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 51/100 at a spot price of $21.58 (-8.52% 1D, market cap $5.29B). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 5/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 7/20, and SEC Balance-Sheet Forensics 13/20. Across 1096 tracked Financials issuers, FIGR ranks #642 in composite RQD confidence.

How does FIGR compare to RIOT and CACC in the Financials sector?

Within the Financials sector (Finance: Consumer Services), FIGR carries a Roarable D (51/100 RQD), trailing P/E of 39.5x, gross margin of —, and ROIC of 21.9%. By comparison, RIOT (Riot Platforms Inc.) holds a E grade (32/100 RQD, P/E N/A, ROIC -15.3%, cap $5.16B) and CACC (Credit Acceptance Corporation) posts a C grade (63/100 RQD, P/E N/A, ROIC 0.0%, cap $5.98B). Among the 5-stock peer group, FIGR leads on earnings multiple (39.5x) while FIGR leads on capital efficiency (21.9% ROIC).

What are the biggest fundamental strengths and SEC risk factors for FIGR?

Per FIGR's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0002064124), Figure Technology Solutions Inc. generated $506.9M in revenue (+48.7% YoY), $133.9M in net income, and $39.8M in free cash flow against $2.32B in total assets and $230.1M in total debt. Key quantitative strengths: Clean SEC annual filing review with no major hidden accounting time-bombs.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is FIGR trading relative to its 50-day, 200-day, and 52-week technical levels?

FIGR last traded at $21.58 (-8.52% on volume of 7,915,834 shares), positioning the stock -29.13% below its 50-day simple moving average ($30.45) and -36.23% below its 200-day simple moving average ($33.84). Across its 52-week range of $20.92 to $78.00, FIGR sits at the 1.2% percentile with a 14-day RSI of 40.1 (NEUTRAL RANGE) and an implied next-earnings move of ±12.5% ($18.88 to $24.28).

FIGR Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell FIGR stock right now?

Figure Technology Solutions Inc. (FIGR) currently earns a Roarable Rating of D (Sell — SELL) with 51/100 RQD Confidence. Stretched risk/reward at 40x P/E (22% return on capital) under elevated 10-year interest-rate pressure.

What is FIGR's 12-month price target and RQD AI Jury consensus?

FIGR's 12-month base price target is $20.9 (range $16.3 to $81.9), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

Direct Sub-Reports: FIGR RQD Cockpit FIGR 12M Forecast FIGR Earnings & Move FIGR Dividends & DRIP FIGR Insiders & 13F FIGR Whale Options FIGR Profit Sankey FIGR News & Why
ROARABLE RATING BRIEF • RQD 51/100 (D) ✓ STAGE-C NUMBER FIREWALL VERIFIED

FIGR — Figure Technology Solutions Inc.: What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5
As of: 2026-11-02T15:20:28Z

Roarable Rating Brief: What This Means to a Prospective Investor

The Roarable RQD Score is 51, grade D, labeled "Roarable Sell — Underperform / Distribution Warning" per the Roarable RQD rating. The five pillars are:

  • Fundamental Cash Engine: 11 / 20. Per the Roarable RQD rating, this reflects ROIC of 21.9% alongside an FCF yield of 0.75%. For a prospective investor, the strong return on invested capital is offset by a very thin free-cash-flow yield at the current price, meaning the market is paying a high multiple for each dollar of reported free cash flow.
  • Whale / 13F Flow: 5 / 20. Per the Roarable RQD rating, this pillar covers institutional accumulation and options positioning. The low score indicates weak institutional support in the rating's view; the underlying 13F detail is not available in source data.
  • Insider Conviction: 13 / 20. Per the Roarable RQD rating, this reflects SEC Form 4 and Congressional PTR cluster flow. The moderate score signals some insider activity, but the transaction-level detail is not available in source data.
  • Macro Regime Fit: 7 / 20. Per the Roarable RQD rating, this reflects beta of 1 and sector sensitivity. A beta of 1 means the stock is rated as moving in line with the market, and the low score signals a weaker fit with the current macro regime in the rating's view.
  • Forensic Balance Sheet: 15 / 20. Per the Roarable RQD rating, this reflects Altman Z of 2.5, Piotroski F of 8/9, and Debt/Equity of 0.5. This is the strongest pillar and suggests balance-sheet quality is comparatively sound.

Taken together, the rating points to a stock with strong reported profitability and balance-sheet metrics that is nonetheless priced richly against its cash generation, with weak institutional flow and a weak macro fit. Upside drivers would need to come from sustained growth in free cash flow that narrows the gap between the 39.5x trailing P/E and the 0.75% FCF yield. Valuation tradeoffs are significant: the 31.6x EV/EBITDA leaves limited margin for error. This is an educational reading of the rating, not personalized financial advice.

Snapshot

PriceMarket CapP/E (TTM)Forward P/EEV/EBITDAEPS (TTM)Dividend YieldBeta52-Wk RangeROIC %
23.59$5.29B39.533.231.60.60%1$20.92 - $7821.9%

Financial Trend

PeriodRevenueOperating IncomeNet IncomeEPSFCFCashDebt
FY 2025$506.9M$117.5M$133.9MN/A$39.8M$1198.1M$230.1M
FY 2024$340.9M$9.2M$17.2MN/A$-142.4M$289.7M$167.9M
FY 2023$209.5M$-49.4M$-47.9MN/A$-42.8MN/A$681.2M

Per the SEC financials, revenue rose from $209.5M in FY 2023 to $506.9M in FY 2025, and operating income moved from $-49.4M to $117.5M over the same span. Operating margin is 23.2% and net margin is 26.4% per the market data section. Per the Roarable RQD rating, ROIC is 21.9%, the Altman Z-Score is 2.5, and the Piotroski F-Score is 8/9. Debt/Equity is 0.5 per the Roarable RQD rating; debt was $230.1M at FY 2025 against cash of $1198.1M.

Recent Catalysts & News Wire Analysis

  • Seeking Alpha (YELLOW, MARKET WIRE): "Figure Technology Solutions: A New Force In Lending Infrastructure" — a general market-action and catalyst report with no specific figures in the summary.
  • Trefis (RED, RISK WATCH): "Figure Technology Solutions Stock Extends A 9-Day Losing Streak To A 25% Loss" — flags a sustained price decline.
  • Yahoo! Finance Canada (YELLOW, MARKET WIRE): Stock price, news, quote and history page.
  • Trefis (YELLOW, MARKET WIRE): "Figure Technology Solutions Stock: 10 Straight Red Days, Down 26%" — reiterates the losing streak.
  • Simply Wall St (YELLOW, MARKET WIRE): Stock forecast and analyst predictions page.
  • TradingView (RED, RISK WATCH): A 12-month price target cut to $52.3, described as implying 83% upside — flagged as a risk watch item.

Per the butterfly supply-chain graph, the supply_chain field is NONE, there are no butterfly links, and there are no proprietary signals.

Open Questions

  • What products and customers drive the reported revenue growth from $209.5M to $506.9M, and how much of it is recurring?
  • What explains the FY 2025 jump in cash to $1198.1M and whether it is durable?
  • Why is FY 2025 EPS reported as N/A when net income is $133.9M, and what is the share count?
  • What is the basis for the price-target cut referenced in the TradingView headline, and who issued it?
  • What is driving the consecutive-decline price pattern reported by Trefis, and is there a specific company event behind it?

FIGR Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Figure Technology Solutions Inc. (FIGR) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to FIGR Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

FIGR Bull vs. Bear Conversation Board — What's Your Call at $21.58?

🐂 50% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON FIGR 🐻 50% BEARISH CONVICTION
1. Pick Your Side on FIGR:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
RO RoarDesk_Moderator Roarable Research Desk ⚖️ DEBATE HOST 🎯 Target: $25.48 (+8.0%)
📌 Pinned Debate

🔥 Official Bull vs. Bear Debate: Is FIGR (D • RQD 51/100) a Buy at $23.59?

Welcome to the FIGR (Figure Technology Solutions Inc.) Roar Pit. Current RQD Composite is 51/100 (Roarable Sell — Underperform / Distribution Warning) in Finance: Consumer Services. Bulls point to capital efficiency (21.9% ROIC), while bears focus on valuation multiple compression (39.5x trailing P/E). Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.

RE RedlineAuditor Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $19.11 (-19.0%)
Spot @ $23.59

Pump the brakes on FIGR — check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on FIGR, but look at what you are paying: 39.5x trailing P/E with tightening sector spreads. Unless Figure Technology Solutions Inc. expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

DE DeltaGamma_99 Verified K Arena Trader 🐂 BULLISH 🎯 Target: $28.78 (+22.0%)
Spot @ $23.59

FIGR cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on FIGR, the market is fixating on short-term headline noise in Finance: Consumer Services and ignoring the balance sheet and cash flow trajectory. At $23.59 (52-wk range $20.92 - $78.00), any beat on forward guidance forces shorts and underweight funds to chase.

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