ROARABLE
FREE $100K
Today Screener Big Ideas Track Record 💰 $100K Arena 🎲 Predictions 🏛️ Insiders 8 Analysts
Stock Ratings / Financials / FINS / options
RFMZ (48) CION (48) TCPC (45) ACV (41) ⌘ Pro Terminal →

Angel Oak Financial Strategies Income Term Trust of (FINS) Options Positioning, Max Pain & Unusual Sweeps

$12.02 +1.18% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $12.02

Angel Oak Financial Strategies Income Term Trust of (FINS) carries a Roarable Rating of D (Sell) with 45/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D • SELL / AVOID Cap $297.7M
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on FINS Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is FINS stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
▼

As of 2026-11-03, Angel Oak Financial Strategies Income Term Trust of (NYSE: FINS) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 45/100 at a spot price of $12.02 (+1.18% 1D, market cap $297.7M). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 6/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 6/20, and Executive Insider Alignment 9/20. Across 1097 tracked Financials issuers, FINS ranks #800 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does FINS compare to RFMZ and CION in the Financials sector?
▼

Within the Financials sector (Finance/Investors Services), FINS carries a Roarable D (45/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, RFMZ (RiverNorth Flexible Municipal Income Fund II Inc.) holds a D grade (48/100 RQD, P/E N/A, ROIC —, cap $295.4M) and CION (CION Investment Corporation) posts a D grade (48/100 RQD, P/E N/A, ROIC -2.9%, cap $343.9M). Among the 5-stock peer group, FINS leads on earnings multiple (N/A) while CION leads on capital efficiency (-2.9% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for FINS?
▼

For Angel Oak Financial Strategies Income Term Trust of (FINS), key quantitative strengths include Established market leader in Financials with deep daily trading liquidity and sector rank #800 in Financials, while primary risk factors center on Company executives have done more routine share selling than personal cash buying lately and Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $12.02 (+0.02%)🧬 Disciplined Float (-0.40% YoY Shares)⚙️ Cash Engine: 11/20 (D+) • 0.2% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record Warning: Scores below 50 (45/100 · D) historically underperformed SPY in 71% of rolling 90-day windows (-6.3% avg 90D alpha vs SPY • 29.0% hit rate).
Audit Bucket Track Record →
RQD QUANT TACHOMETERSELL / AVOID • D
025507510045
JEV AI Jury Split (Battleground)
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk D
Cash (11)Whales (6)SEC (13)Macro (6)CEO (9)
Each axis scored 0–20
12M PRICE TARGET CONE-5.8% Base Target
$14 Bull$11 Base$9 Bear
📬 FREE FINS RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for FINS)Realized 20D OHLCV Swing Band: ±3.1%
Deterministic 5-Pillar Attribution (45/100 Composite)
🔍 WHY FINS SCORES 45/100 (D) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (29% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 7/9

▲ #2 Bullish Driver: Cash Engine Quality+11/20 pts (24% of score)

SEC XBRL Trailing 12 Months: 0.2% FCF Margin ($8.3M FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Macro Regime Fit6/20 pts (-14 pt drag)

Macro rate sensitivity & RSI-14 (47.4) create a -14 pt regime headwind

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
37
Grade E$12.01-2.2% Next Q
Q2 (-2Q)
40
Grade D$11.74+0.9% Next Q
Q3 (-1Q)
42
Grade D$11.85+1.4% Next Q
Current
45
Grade D$12.02-6.3% Hist 90D α
Trajectory: E (37) → D (45)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a FINS Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While FINS currently carries a cautious 45/100 (D) rating due to Macro Regime Fit (6/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($12.13) and Max Pain ($12.62) forces dealer call-delta covering toward $14.12.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (-0.40% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $FINS• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “FINS Beats Next Quarter EPS Consensus (Upcoming Quarter) & Holds Above 200D SMA”
YES 45%NO 55%Trade / Inspect Odds →
CALL VS. PUT WHALE SHARE
— (No Active Options Snapshot)
Put/Call Ratio: — (No Active Options Snapshot)
MAX-PAIN EXPIRATION MAGNET
— (No Active Options Snapshot)
No active options chain max-pain snapshot on file
HISTORICAL 20D VOLATILITY SWING
±3.1%
Derived from 20D OHLCV bars (No Active Options Snapshot)

Active Strike Call vs. Put Concentration Ladder (FINS)

— (No Active Options Snapshot) — No unusual CBOE strike concentration anomalies recorded in the current database snapshot for FINS.

Sponsored / Partner SpotlightACTIVE TRADER & PROP EVALUATION DESK

Practice in Our Weekly $100,000 Paper Arena Before Risking Personal Capital

Keep your personal nest egg in cash while trading NQ, ES, Crude, and Gold momentum using institutional prop-desk buying power.

FTC Disclosure: Roarable may receive partner referral compensation at no cost to you. Partner relationships never influence RQD scores.

🏆 Enter Free $100K Paper Arena →
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring FINS)

  • ✓Walkthrough of FINS's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?
Join Founding VIP Waitlist (No Card Required) →$100K Arena
FINS // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -6.24%▼ DESCENDING CHANNEL
2026-11-03O $11.93H $12.02L $11.88C $12.02VOL 82.5K
RES: $12.36SUP: $11.51SMA50: $12.13SMA200: $12.65
$13.20$12.77$12.34$11.91$11.48RES $12.36SUP $11.51$12.022026-05-042026-06-172026-08-042026-09-182026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

FINS Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 FINS Butterfly Map → + Track FINS →
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
8.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on FINS today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for FINS. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for FINS today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (FINS)

Financials Rank #800 of 1097 ⚔️ RFMZ vs FINS Full Matrix →

1. Head-to-Head Financials Peer Comparison (FINS vs. RFMZ, CION, TCPC, ACV)

Industry: Finance/Investors Services (37 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, Angel Oak Financial Strategies Income Term Trust of (FINS) ranks #800 by composite RQD confidence (45/100, grade D) and #807 by equity capitalization ($297.7M). Within this direct 5-issuer industry benchmark cohort, FINS leads on earnings valuation at N/A trailing P/E, while CION leads on capital efficiency and profitability with -2.9% ROIC and — gross margin. RFMZ currently holds the highest overall quantitative score in the immediate peer group at 48/100 (D) compared with FINS at 45/100 (D).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
FINS ACTIVE
Angel Oak Financial Strategies Income Term Trust of
D 45/100 — — — +1.18% $297.7M Benchmark Subject
RFMZ
RiverNorth Flexible Municipal Income Fund II Inc.
D 48/100 — — — -0.25% $295.4M /rfmz-vs-fins →
CION
CION Investment Corporation
D 48/100 — — -2.9% +0.43% $343.9M /cion-vs-fins →
TCPC
BlackRock TCP Capital Corp.
D 45/100 — — -14.9% +2.39% $350.7M /tcpc-vs-fins →
ACV
Virtus Diversified Income & Convertible Fund of
D- 41/100 — — — -1.51% $247.3M /acv-vs-fins →

2. FINS Fundamental Profitability, Capital Efficiency & Balance-Sheet Forensics

TRAILING 12M & FORWARD QUANTITATIVE SNAPSHOT

Angel Oak Financial Strategies Income Term Trust of (FINS) operates in Finance/Investors Services (Financials) with an equity capitalization of $297.7M, trailing P/E of N/A, forward P/E of N/A, and EV/EBITDA of N/A. Operating profitability registers a gross margin of —, operating margin of —, net profit margin of —, ROIC of —, and free cash flow yield of —, alongside an Altman Z-Score of N/A and Piotroski F-Score of N/A.

3. FINS Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is FINS stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, Angel Oak Financial Strategies Income Term Trust of (NYSE: FINS) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 45/100 at a spot price of $12.02 (+1.18% 1D, market cap $297.7M). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 6/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 6/20, and Executive Insider Alignment 9/20. Across 1097 tracked Financials issuers, FINS ranks #800 in composite RQD confidence.

How does FINS compare to RFMZ and CION in the Financials sector?

Within the Financials sector (Finance/Investors Services), FINS carries a Roarable D (45/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, RFMZ (RiverNorth Flexible Municipal Income Fund II Inc.) holds a D grade (48/100 RQD, P/E N/A, ROIC —, cap $295.4M) and CION (CION Investment Corporation) posts a D grade (48/100 RQD, P/E N/A, ROIC -2.9%, cap $343.9M). Among the 5-stock peer group, FINS leads on earnings multiple (N/A) while CION leads on capital efficiency (-2.9% ROIC).

What are the biggest fundamental strengths and SEC risk factors for FINS?

For Angel Oak Financial Strategies Income Term Trust of (FINS), key quantitative strengths include Established market leader in Financials with deep daily trading liquidity and sector rank #800 in Financials, while primary risk factors center on Company executives have done more routine share selling than personal cash buying lately and Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is FINS trading relative to its 50-day, 200-day, and 52-week technical levels?

FINS last traded at $12.02 (+1.18% on volume of 93,782 shares), positioning the stock -0.91% below its 50-day simple moving average ($12.13) and -4.98% below its 200-day simple moving average ($12.65). Across its 52-week range of $11.61 to $13.45, FINS sits at the 22.3% percentile with a 14-day RSI of 47.4 (NEUTRAL RANGE) and an implied next-earnings move of ±3.1% ($11.65 to $12.39).

Direct Sub-Reports: FINS RQD Cockpit FINS 12M Forecast FINS Earnings & Move FINS Dividends & DRIP FINS Insiders & 13F FINS Whale Options FINS Profit Sankey FINS News & Why
ROARABLE RATING BRIEF • RQD 45/100 (D) ✓ SEC XBRL & RQD VERIFIED

FINS — Angel Oak Financial Strategies Income Term Trust of: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2026-11-03

1. Roarable Rating Brief: What This Means to a Prospective Investor

Angel Oak Financial Strategies Income Term Trust of (FINS) earns a live Roarable RQD composite score of 45/100, corresponding to a D letter grade (Roarable Sell) at a spot price of $12.02 (+1.18% 1D, market capitalization $297.7M).

  • Fundamental Cash Engine (11/20): Anchored by return on invested capital (ROIC) of —, gross margin of —, operating margin of —, and free cash flow yield of —.
  • Whale 13F & Options Flow (6/20) + Insider Conviction (9/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (6/20) + Forensic Balance Sheet (13/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of N/A, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

Angel Oak Financial Strategies Income Term Trust of (FINS) operates in the Finance/Investors Services industry (Financials sector) with an equity capitalization of $297.7M, gross margin of —, operating margin of —, and return on invested capital (ROIC) of —.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (D • RQD 45/100): Established market leader in Financials with deep daily trading liquidity. Free cash flow yield of — and institutional whale pillar of 6/20. With Fundamental Cash Engine at 11/20 and Institutional Whale Flow at 6/20, sustained execution supports upside toward the upper end of the $11.61 – $13.45 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Company executives have done more routine share selling than personal cash buying lately. Investors must weigh current valuation against — operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Sector correlations and 2nd-order bottlenecks cannot be mapped from the provided data. Investors should note that the graph's empty state means no supply-chain ripple analysis is supported by source data.

  • Key Question #1: Can FINS sustain or expand its — operating margin and — ROIC against Finance/Investors Services peers over the next 4 quarters?
  • Key Question #2: Will free cash flow conversion (— FCF yield) strengthen balance-sheet liquidity (Altman Z-Score N/A) toward the $13.45 52-week high?
  • Key Question #3: How sensitive is FINS's equity valuation to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

FINS Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Angel Oak Financial Strategies Income Term Trust of (FINS) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to FINS Debate Forum (3) ↓
🟡 MARKET WIRE Benzinga • 18d ago
Easy Income Portfolio: October 2026 Edition

This has not been a fun stretch for income investors. Treasury yields have jumped, and prices have fallen across preferred stocks, mortgage securities, closed-end funds and other investments people own for

Read Full Source ↗
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

FINS Bull vs. Bear Conversation Board — What's Your Call at $12.02?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON FINS 🐻 33% BEARISH CONVICTION
1. Pick Your Side on FINS:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
MI MidwestValue RQD DEBATE OPENER • Fundamental Long-Only 🐂 BULLISH 🎯 Target: $14.37 (+21.0%)
📌 Pinned Debate

Forensic balance sheet scores 13 / 20 with Altman Z 2.5 and Debt/Equity 0.5, the strongest pillar in the RQD rating.

Forensic balance sheet scores 13 / 20 with Altman Z 2.5 and Debt/Equity 0.5, the strongest pillar in the RQD rating.. When you look under the hood at FINS, Fundamental Cash Engine is 11/20 with 0.0% gross margins and 0.0% ROIC. Bears are staring in the rearview mirror while institutional 13F flow (6/20) has been quietly accumulating below $13.45. My 12M target is $14.37.

VolSurface_Trader 🐂 BULL

Both sides have a point here — FINS's 13/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.

FA FadeTheHype RQD DEBATE OPENER • Contrarian Tape Reader 🐻 BEARISH 🎯 Target: $9.74 (-18.0%)
Spot @ $11.88

ROIC 0% and FCF yield 0% leave the fundamental cash engine at 11 / 20 with no measurable return on capital.

ROIC 0% and FCF yield 0% leave the fundamental cash engine at 11 / 20 with no measurable return on capital.. Look at the math on FINS: paying current EV/EBITDA multiples for 0.0% ROIC and 0.0% operating margins leaves zero margin of safety if Finance/Investors Services demand softens. I'd wait for a retest of $10.45 before getting long.

LIVE TAPE SPY $752.10 -1.80% QQQ $681.09 -3.60% DIA $519.34 -1.08% IWM $279.14 -1.68% NVDA $202.06 -1.26% AAPL $338.32 -1.83% MSFT $507.12 -2.83% TSLA $403.82 +1.00% PLTR $178.34 -3.13% SOFI $16.60 -0.95% IBIT $43.35 -5.42% GLD $361.65 -3.59%