How profitable is Fidelity National Information Services Inc. (FIS)?

In FY 2025 (10-K), FIS converted $10.7B of revenue into a 36.9% gross margin, 16.3% operating margin, and $290.3M in free cash flow (2.7% FCF margin).

Stock Ratings / Consumer Discretionary / FIS / financials

BR (77) RBA (59) TCOM (56) GPN (69) ⌘ Pro Terminal →

Fidelity National Information Services Inc. (FIS) Revenue-to-Profit Sankey Flow & SEC XBRL Financials

Q: Where is FIS trading relative to its 50-day, 200-day, and 52-week technical levels?

FIS last traded at $40.15 (+4.15% on volume of 6,614,098 shares), positioning the stock +9.16% above its 50-day simple moving average ($36.78) and -7.38% below its 200-day simple moving average ($43.35). Across its 52-week range of $32.10 to $68.37, FIS sits at the 22.2% percentile with a 14-day RSI of 60.0 (BULLISH MOMENTUM) and an implied next-earnings move of ±6.6% ($37.50 to $42.80).

$40.15 +4.15% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $40.37

Fidelity National Information Services Inc. (FIS) carries a Roarable Rating of D+ (Sell) with 52/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D+ • SELL / AVOID Cap $19.88B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

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🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is FIS stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-03, Fidelity National Information Services Inc. (NYSE: FIS) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 52/100 at a spot price of $40.15 (+4.15% 1D, market cap $19.88B). Pillar breakdown: Fundamental Cash Engine 8/20, Institutional 13F & Options Flow 11/20, SEC Balance-Sheet Forensics 12/20, FRED Macro Regime Fit 9/20, and Executive Insider Alignment 12/20. Across 1009 tracked Consumer Discretionary issuers, FIS ranks #495 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does FIS compare to BR and RBA in the Consumer Discretionary sector?

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Within the Consumer Discretionary sector (Business Services), FIS carries a Roarable D+ (52/100 RQD), trailing P/E of 50.3x, gross margin of 36.9%, and ROIC of 6.1%. By comparison, BR (Broadridge Financial Solutions Inc.) holds a B+ grade (77/100 RQD, P/E 24.0x, ROIC 18.1%, cap $20.19B) and RBA (RB Global Inc.) posts a C- grade (59/100 RQD, P/E 37.4x, ROIC 7.7%, cap $16.28B). Among the 5-stock peer group, TCOM leads on earnings multiple (5.1x) while BR leads on capital efficiency (18.1% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for FIS?

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Per FIS's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001136893), Fidelity National Information Services Inc. generated $10.68B in revenue (+5.4% YoY), $382.0M in net income, and $0 in free cash flow against $33.49B in total assets and $9.07B in total debt. Key quantitative strengths: Established market leader in Consumer Discretionary with deep daily trading liquidity. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $40.37 (+0.56%)🧬 Disciplined Float (-0.04% YoY Shares)⚙️ Cash Engine: 8/20 (D-) • 2.7% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 52/100 (D+) historically posted market-perform odds over rolling 90-day windows (-1.1% avg 90D alpha vs SPY • 50.1% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D+

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D+ · Rk D+

Each axis scored 0–20

12M PRICE TARGET CONE-2.7% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for FIS)Realized 20D OHLCV Swing Band: ±6.6%

Deterministic 5-Pillar Attribution (52/100 Composite)

🔍 WHY FIS SCORES 52/100 (D+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: SEC 10-K Forensic Risk+12/20 pts (23% of score)

Altman Z-Score 0.45 (DISTRESS RISK (<1.8)) • Piotroski F-Score 7/9

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+12/20 pts (23% of score)

SEC Form 4 / 13F Thermometer: 60% Net Buy • Disciplined Float (-0.04% YoY Shares)

▼ #1 Drag / Risk Factor: Cash Engine Quality8/20 pts (-12 pt drag)

Capital intensity & 16.3% operating margin leave 12 pts on the table

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade D$35.47+2.7% Next Q

Q2 (-2Q)

Grade D$36.42+0.2% Next Q

Q3 (-1Q)

Grade D$36.48+10.1% Next Q

Current

Grade D+$40.15-1.1% Hist 90D α

Trajectory: D (44) → D+ (52)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a FIS Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While FIS currently carries a cautious 52/100 (D+) rating due to Cash Engine Quality (8/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Consumer Discretionary with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($36.78) and Max Pain ($42.16) forces dealer call-delta covering toward $71.79.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (-0.04% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $FIS• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “FIS Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 52%NO 48%Trade / Inspect Odds →

VISUAL REVENUE-TO-PROFIT SANKEY WATERFALL • FY 2025 (10-K)

How FIS Turns Every Dollar of Sales Into Real Bottom-Line Profit

Free Cash Flow:$290.3M (2.7% FCF Margin)

Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory

■ Revenue■ Net Profit■ Free Cash Flow

FY23

Rev $9.83B

FY24

Rev $10.13B

FY25

Rev $10.68B

Fiscal Year	Revenue	Gross Margin	Op Margin	Net Profit	Free Cash Flow	ROIC %
FY 2025	$10.68B	36.9%	16.3%	$382.0M	$362.9M	6.1%
FY 2024	$10.13B	37.6%	16.9%	$1.45B	$1.38B	5.5%
FY 2023	$9.83B	36.9%	14.7%	-$6.66B	$3.89B	16%

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring FIS)

✓Walkthrough of FIS's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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FIS // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -15.08%▼ DESCENDING CHANNEL

2026-11-03O $37.28H $40.15L $37.28C $40.15VOL 13.73M

RES: $41.77SUP: $28.32SMA50: $36.78SMA200: $43.35

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

FIS Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 FIS Butterfly Map → + Track FIS →

Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle

36.5%/yr Implied 5Y Growth

vs. +5.4% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on FIS today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for FIS. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for FIS today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (FIS)

Consumer Discretionary Rank #495 of 1009 ⚔️ BR vs FIS Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (FIS vs. BR, RBA, TCOM, GPN)

Industry: Business Services (88 Tracked Issuers)

Across 1009 tracked Consumer Discretionary securities in the Roarable RQD universe, Fidelity National Information Services Inc. (FIS) ranks #495 by composite RQD confidence (52/100, grade D+) and #98 by equity capitalization ($19.88B). Within this direct 5-issuer industry benchmark cohort, TCOM leads on earnings valuation at 5.1x trailing P/E, while BR leads on capital efficiency and profitability with 18.1% ROIC and 31.0% gross margin. BR currently holds the highest overall quantitative score in the immediate peer group at 77/100 (B+) compared with FIS at 52/100 (D+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
FIS ACTIVE Fidelity National Information Services Inc.	D+	52/100	50.3x	36.9%	6.1%	+4.15%	$19.88B	Benchmark Subject
BR Broadridge Financial Solutions Inc.	B+	77/100	24.0x	31.0%	18.1%	+3.02%	$20.19B	/br-vs-fis →
RBA RB Global Inc.	C-	59/100	37.4x	—	7.7%	+4.17%	$16.28B	/rba-vs-fis →
TCOM Trip.com Group Limited	D+	56/100	5.1x	80.6%	8.8%	+3.52%	$24.93B	/tcom-vs-fis →
GPN Global Payments Inc.	C+	69/100	16.2x	72.6%	5.1%	+2.88%	$25.63B	/gpn-vs-fis →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001136893 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Fidelity National Information Services Inc. (FIS) reported GAAP revenue of $10.68B (+5.4% vs. FY2024 revenue of $10.13B , and +8.6% cumulative change since FY2023) , GAAP net income of $382.0M, operating cash flow of $0, and free cash flow of $0 . On the balance sheet, FIS closed FY2025 with $33.49B in total assets against $9.07B in total debt (Altman Z-Score: 0.45, Piotroski F-Score: 7/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$10.68B	$382.0M	—	—	$33.49B	$9.07B
FY2024 (FY)	2024-12-31	$10.13B	$1.45B	—	—	$33.78B	$9.69B
FY2023 (FY)	2023-12-31	$9.83B	-$6.66B	$4.33B	$3.89B	$11.80B	$2.76B

3. FIS Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is FIS stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does FIS compare to BR and RBA in the Consumer Discretionary sector?

What are the biggest fundamental strengths and SEC risk factors for FIS?

Where is FIS trading relative to its 50-day, 200-day, and 52-week technical levels?

FIS last traded at $40.15 (+4.15% on volume of 6,614,098 shares), positioning the stock +9.16% above its 50-day simple moving average ($36.78) and -7.38% below its 200-day simple moving average ($43.35). Across its 52-week range of $32.10 to $68.37, FIS sits at the 22.2% percentile with a 14-day RSI of 60.0 (BULLISH MOMENTUM) and an implied next-earnings move of ±6.6% ($37.50 to $42.80).

Direct Sub-Reports: FIS RQD Cockpit FIS 12M Forecast FIS Earnings & Move FIS Dividends & DRIP FIS Insiders & 13F FIS Whale Options FIS Profit Sankey FIS News & Why

ROARABLE RATING BRIEF • RQD 52/100 (D+) ✓ SEC XBRL & RQD VERIFIED

FIS — Fidelity National Information Services Inc.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit

Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

Fidelity National Information Services Inc. (FIS) earns a live Roarable RQD composite score of 52/100, corresponding to a D+ letter grade (Roarable Sell) at a spot price of $40.15 (+4.15% 1D, market capitalization $19.88B).

Fundamental Cash Engine (8/20): Anchored by return on invested capital (ROIC) of 6.1%, gross margin of 36.9%, operating margin of 16.3%, and free cash flow yield of 1.46%.
Whale 13F & Options Flow (11/20) + Insider Conviction (12/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
Macro Regime Fit (9/20) + Forensic Balance Sheet (12/20): Incorporates a 1.08x equity beta, Altman Z-Score of 0.45, Piotroski F-Score of 7/9, and Debt/Equity of 0.65x.

2. Business Model, Unit Margins & SEC Financial Trajectory

Fidelity National Information Services Inc. (FIS) is a NYSE-listed company classified under the Consumer Discretionary sector and the Business Services industry. Specific product lines, customer segments, and revenue-generation mechanics are — The reported gross margin of 36.9% and operating margin of 16.3% (per market data) are the only operating characteristics provided.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Fidelity National Information Services Inc. (FIS) reported $10.68B in annual revenue (up from $10.13B in FY2024, +5.4% YoY) and $382.0M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($9.83B revenue, -$6.66B net income) through FY2025, FIS scaled operating cash flow to $0 and free cash flow to $0, backed by $33.49B in total assets against $9.07B in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

🐂 Primary Bull Case (D+ • RQD 52/100): Established market leader in Consumer Discretionary with deep daily trading liquidity. Free cash flow yield of 1.46% and institutional whale pillar of 11/20. With Fundamental Cash Engine at 8/20 and Institutional Whale Flow at 11/20, sustained execution supports upside toward the upper end of the $32.10 – $68.37 52-week range.
🐻 Primary Bear Case & Valuation Risk: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Investors must weigh 50.3x trailing P/E and 14.8x EV/EBITDA against 16.3% operating margins and a 1.08x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Operating in Business Services (Consumer Discretionary), FIS carries a macro regime beta of 1.08 and gross margin of 36.9%.

Key Question #1: Can FIS sustain or expand its 16.3% operating margin and 6.1% ROIC against Business Services peers over the next 4 quarters?
Key Question #2: Following FY2025 revenue of $10.68B and free cash flow of $0, how will capital allocation balance growth reinvestment against $9.07B in total debt?
Key Question #3: How sensitive is FIS's 46.8x forward P/E multiple to Consumer Discretionary capital spending cycles and macro interest-rate shifts (Beta 1.08x)?

FIS Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Fidelity National Information Services Inc. (FIS) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to FIS Debate Forum (3) ↓

🟡 MARKET WIRE Yahoo Finance Singapore • 21h ago

Fidelity National Information Services, Inc. (FIS) stock price, news, quote and history

Yahoo Finance Singapore report covering Fidelity National Information Services Inc. (FIS) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE TradingView • 1d ago

FIS Stock Down Nearly 48% From 52-Week High: Is a Rebound Ahead?

TradingView report covering Fidelity National Information Services Inc. (FIS) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST Yahoo Finance • 1d ago

Is Fidelity National Information Services (FIS) A Bargain After Its Kredittbanken Cloud Win?

Yahoo Finance report covering Fidelity National Information Services Inc. (FIS) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST Investing.com • 1d ago

Susquehanna cuts Fidelity National Information stock price target on growth concerns

Investing.com report covering Fidelity National Information Services Inc. (FIS) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE GuruFocus • 1d ago

Fidelity National Information Services Inc (FIS) Stock Up 3.5% a

GuruFocus report covering Fidelity National Information Services Inc. (FIS) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE StockInvest.us • 1d ago

Fidelity National Information Services Stock Price Forecast. Should You Buy FIS?

StockInvest.us report covering Fidelity National Information Services Inc. (FIS) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Simply Wall St • 1d ago

FIS (FIS) Stock May Be Undervalued As It Tops Fintech Rankings

Simply Wall St report covering Fidelity National Information Services Inc. (FIS) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 1d ago

FIS Stock Trades at a Discount: Should Investors Hold or Buy?

Yahoo Finance report covering Fidelity National Information Services Inc. (FIS) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

FIS Bull vs. Bear Conversation Board — What's Your Call at $40.15?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON FIS 🐻 33% BEARISH CONVICTION

SI SiliconVal_Bull RQD DEBATE OPENER • Growth & Tech Investor 🐂 BULLISH 🎯 Target: $49.73 (+29.0%)

📌 Pinned Debate

Piotroski F-Score of 7/9 signals relatively strong internal fundamentals despite a depressed share price near its 52-week low.

The street is overcomplicating Fidelity National Information Services Inc. (FIS). Piotroski F-Score of 7/9 signals relatively strong internal fundamentals despite a depressed share price near its 52-week low.. With an RQD score of 52/100 (D+) and Forensic Balance Sheet at 12/20, any positive earnings surprise or guidance raise forces underweight funds to chase above $41.63.

ArenaChamp_24 🐂 BULL

@RedlineAuditor Fair point on 50.3x trailing P/E, but you're ignoring the forward operating leverage in Business Services. If gross margin (36.9%) holds, EPS grows into the multiple faster than bears think.

RE RedlineAuditor RQD DEBATE OPENER • Accounting Quality Watch 🐻 BEARISH 🎯 Target: $33.15 (-14.0%)

Spot @ $38.55

A P/E of 50.3 against ROIC of 6.1%, FCF yield of 1.46%, and Altman Z-Score of 0.45 leaves little cushion if growth concerns persist.

I respect the product at Fidelity National Information Services Inc., but the stock at $38.55 is a different story. A P/E of 50.3 against ROIC of 6.1%, FCF yield of 1.46%, and Altman Z-Score of 0.45 leaves little cushion if growth concerns persist.. FCF yield is 1.46% and RQD sits at 52/100 (D+) — why pay up here when you can wait for next quarter's numbers?