ROARABLE
FREE $100K
My Trading Account →
▾
Trading Profile Active
Active Trader
Verified Trader
⚡ My $100K Trading Account → ★ My Saved Watchlist →
🟢 My $100K Account → Today Screener Big Ideas Track Record 💰 $100K Arena 🎲 Predictions 🏛️ Insiders 8 Analysts
Stock Ratings / Financials / FRBT / news
FMNB (66) THFF (66) TRST (61) FCBC (57) ⌘ Pro Terminal →

Why FRBT Stock surged +6.77% Today — RQD Quant Desk Flash

$19.40 +6.77% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $19.60

Forbright Inc. (Class A) (FRBT) carries a Roarable Rating of D (Sell) with 50/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D • SELL / AVOID Cap $922.4M
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on FRBT Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is FRBT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
▼

As of 2026-11-03, Forbright Inc. (Class A) (NASDAQ: FRBT) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 50/100 at a spot price of $19.40 (+6.77% 1D, market cap $922.4M). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 9/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 9/20, and Executive Insider Alignment 9/20. Across 1097 tracked Financials issuers, FRBT ranks #651 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does FRBT compare to FMNB and THFF in the Financials sector?
▼

Within the Financials sector (Major Banks), FRBT carries a Roarable D (50/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, FMNB (Farmers National Banc Corp.) holds a C+ grade (66/100 RQD, P/E 17.1x, ROIC 11.2%, cap $926.6M) and THFF (First Financial Corporation) posts a C+ grade (66/100 RQD, P/E 11.6x, ROIC 12.2%, cap $910.3M). Among the 5-stock peer group, THFF leads on earnings multiple (11.6x) while THFF leads on capital efficiency (12.2% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for FRBT?
▼

Per FRBT's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001925062), Forbright Inc. (Class A) generated $3.31B in revenue, $0 in net income, and $0 in free cash flow against $7.89B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $19.60 (+1.03%)🧬 Disciplined Float (-0.40% YoY Shares)⚙️ Cash Engine: 10/20 (D) • 0.8% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record: Scores of 50/100 (D) historically posted market-perform odds over rolling 90-day windows (-1.4% avg 90D alpha vs SPY • 49.3% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →
RQD QUANT TACHOMETERSELL / AVOID • D
025507510050
2-of-3 Quant Analysts Bearish Warning
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR RQD RADARRw D · Rk D+
Cash (10)Whales (9)SEC (13)Macro (9)CEO (9)
Each axis scored 0–20
12M PRICE TARGET CONE-3.6% Base Target
$23 Bull$19 Base$15 Bear
📬 FREE FRBT RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for FRBT)Realized 20D OHLCV Swing Band: ±9.6%
Deterministic 5-Pillar Attribution (50/100 Composite)
🔍 WHY FRBT SCORES 50/100 (D) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (26% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 7/9

▲ #2 Bullish Driver: Cash Engine Quality+10/20 pts (20% of score)

SEC XBRL FY 2025 (10-K): 0.8% FCF Margin ($25.8M FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution9/20 pts (-11 pt drag)

Disciplined Float (-0.40% YoY Shares) & executive Form 4 sales trim 11 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
42
Grade D$17.27-1.5% Next Q
Q2 (-2Q)
45
Grade D$17.01+3.3% Next Q
Q3 (-1Q)
47
Grade D$17.57+10.4% Next Q
Current
50
Grade D$19.40-1.4% Hist 90D α
Trajectory: D (42) → D (50)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a FRBT Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While FRBT currently carries a cautious 50/100 (D) rating due to Insider Conviction & Share Dilution (9/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($17.96) and Max Pain ($20.37) forces dealer call-delta covering toward $23.10.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (-0.40% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $FRBT• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “FRBT Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
YES 50%NO 50%Trade / Inspect Odds →
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →

Why FRBT Stock surged +6.77% Today — RQD Quant Desk Flash

Forbright Inc. (Class A) (FRBT) surged +6.77% to $19.40, trading at 53% of its 52-week range ($16.5 – $22). Stretched risk/reward at current multiples (steady margins) under elevated 10-year interest-rate pressure.

  • ▸Technical Tape: Trading at 53% of its 52-week range ($16.5 – $22) with RSI-14 at 55.3 (BULLISH MOMENTUM).
  • ▸Volatility Profile: Historical 20-day realized swing band of ±9.6% around $19.40 (no active unusual options sweep snapshot on file).
  • ▸Fundamental Anchor: Roarable D (Sell) backed by 52% gross margin and $25.8M annual free cash flow.
Live FRBT Headlines & Catalysts
MARKET WIRESimply Wall St • 1d ago
Forbright (Nasdaq:FRBT) - Stock Analysis

Simply Wall St report covering Forbright Inc. (Class A) (FRBT) market action, institutional positioning, and fundamental catalysts.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring FRBT)

  • ✓Walkthrough of FRBT's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?
Join Founding VIP Waitlist (No Card Required) →$100K Arena
FRBT // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +7.18%▲ RESISTANCE BREAKOUT
2026-11-03O $18.43H $19.40L $18.17C $19.40VOL 102.2K
RES: $17.73SUP: $15.98SMA50: $17.96SMA200: $18.51
$22.39$20.79$19.20$17.60$16.01RES $17.73SUP $15.98$19.402026-06-112026-07-202026-08-242026-09-292026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

FRBT Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 FRBT Butterfly Map → + Track FRBT →
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
8.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on FRBT today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for FRBT. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for FRBT today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (FRBT)

Financials Rank #651 of 1097 ⚔️ FMNB vs FRBT Full Matrix →

1. Head-to-Head Financials Peer Comparison (FRBT vs. FMNB, THFF, TRST, FCBC)

Industry: Major Banks (248 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, Forbright Inc. (Class A) (FRBT) ranks #651 by composite RQD confidence (50/100, grade D) and #571 by equity capitalization ($922.4M). Within this direct 5-issuer industry benchmark cohort, THFF leads on earnings valuation at 11.6x trailing P/E, while THFF leads on capital efficiency and profitability with 12.2% ROIC and — gross margin. FMNB currently holds the highest overall quantitative score in the immediate peer group at 66/100 (C+) compared with FRBT at 50/100 (D).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
FRBT ACTIVE
Forbright Inc. (Class A)
D 50/100 — — — +6.77% $922.4M Benchmark Subject
FMNB
Farmers National Banc Corp.
C+ 66/100 17.1x — 11.2% +1.47% $926.6M /fmnb-vs-frbt →
THFF
First Financial Corporation
C+ 66/100 11.6x — 12.2% +2.52% $910.3M /thff-vs-frbt →
TRST
TrustCo Bank Corp NY
C- 61/100 15.8x — 8.9% +2.76% $958.0M /trst-vs-frbt →
FCBC
First Community Bankshares Inc. (VA)
D+ 57/100 72.8x — 2.4% +1.68% $887.7M /fcbc-vs-frbt →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2025–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001925062 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Forbright Inc. (Class A) (FRBT) reported GAAP revenue of $3.31B , GAAP net income of $0, operating cash flow of $0, and free cash flow of $0 . On the balance sheet, FRBT closed FY2025 with $7.89B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: N/A).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $3.31B $0 — — $7.89B —

3. FRBT Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is FRBT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, Forbright Inc. (Class A) (NASDAQ: FRBT) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 50/100 at a spot price of $19.40 (+6.77% 1D, market cap $922.4M). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 9/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 9/20, and Executive Insider Alignment 9/20. Across 1097 tracked Financials issuers, FRBT ranks #651 in composite RQD confidence.

How does FRBT compare to FMNB and THFF in the Financials sector?

Within the Financials sector (Major Banks), FRBT carries a Roarable D (50/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, FMNB (Farmers National Banc Corp.) holds a C+ grade (66/100 RQD, P/E 17.1x, ROIC 11.2%, cap $926.6M) and THFF (First Financial Corporation) posts a C+ grade (66/100 RQD, P/E 11.6x, ROIC 12.2%, cap $910.3M). Among the 5-stock peer group, THFF leads on earnings multiple (11.6x) while THFF leads on capital efficiency (12.2% ROIC).

What are the biggest fundamental strengths and SEC risk factors for FRBT?

Per FRBT's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001925062), Forbright Inc. (Class A) generated $3.31B in revenue, $0 in net income, and $0 in free cash flow against $7.89B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.

Where is FRBT trading relative to its 50-day, 200-day, and 52-week technical levels?

FRBT last traded at $19.40 (+6.77% on volume of 128,430 shares), positioning the stock +8.02% above its 50-day simple moving average ($17.96) and +4.81% above its 200-day simple moving average ($18.51). Across its 52-week range of $16.50 to $22.00, FRBT sits at the 52.7% percentile with a 14-day RSI of 55.3 (BULLISH MOMENTUM) and an implied next-earnings move of ±9.6% ($17.54 to $21.26).

Direct Sub-Reports: FRBT RQD Cockpit FRBT 12M Forecast FRBT Earnings & Move FRBT Dividends & DRIP FRBT Insiders & 13F FRBT Whale Options FRBT Profit Sankey FRBT News & Why
ROARABLE RATING BRIEF • RQD 50/100 (D) ✓ SEC XBRL & RQD VERIFIED

FRBT — Forbright Inc. (Class A): What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

Forbright Inc. (Class A) (FRBT) earns a live Roarable RQD composite score of 50/100, corresponding to a D letter grade (Roarable Sell) at a spot price of $19.40 (+6.77% 1D, market capitalization $922.4M).

  • Fundamental Cash Engine (10/20): Anchored by return on invested capital (ROIC) of —, gross margin of —, operating margin of —, and free cash flow yield of —.
  • Whale 13F & Options Flow (9/20) + Insider Conviction (9/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (9/20) + Forensic Balance Sheet (13/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of N/A, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

Forbright Inc. (Class A) is a NASDAQ-listed issuer in the Financials sector, Major Banks industry. The profile identifies the company by sector, industry, and exchange, with a market capitalization of $0.9B. The recent news headlines reference online deposits, which indicates a deposit-taking component, but the source does not detail how the company earns its income.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Forbright Inc. (Class A) (FRBT) reported $3.31B in annual revenue and $0 in GAAP net income. Operating cash flow reached $0 and free cash flow totaled $0, backed by $7.89B in total assets against $0 in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (D • RQD 50/100): Established market leader in Financials with deep daily trading liquidity. Free cash flow yield of — and institutional whale pillar of 9/20. With Fundamental Cash Engine at 10/20 and Institutional Whale Flow at 9/20, sustained execution supports upside toward the upper end of the $16.50 – $22.00 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Company executives have done more routine share selling than personal cash buying lately. Investors must weigh current valuation against — operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

The Butterfly Supply-Chain Graph lists supply_chain as NONE, with an empty set of butterfly links, so no upstream or downstream dependencies, sector correlations, or second-order bottlenecks can be identified from the source.

  • Key Question #1: Can FRBT sustain or expand its — operating margin and — ROIC against Major Banks peers over the next 4 quarters?
  • Key Question #2: Following FY2025 revenue of $3.31B and free cash flow of $0, how will capital allocation balance growth reinvestment against $0 in total debt?
  • Key Question #3: How sensitive is FRBT's equity valuation to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

FRBT Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Forbright Inc. (Class A) (FRBT) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to FRBT Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

FRBT Bull vs. Bear Conversation Board — What's Your Call at $19.40?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON FRBT 🐻 33% BEARISH CONVICTION
1. Pick Your Side on FRBT:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
DE DeltaGamma_99 RQD DEBATE OPENER • Options Flow Specialist 🐂 BULLISH 🎯 Target: $21.44 (+18.0%)
📌 Pinned Debate

The balance-sheet pillar scores 13 of 20, with Altman Z 2.5, Piotroski F 6/9, and Debt/Equity 0.5 as the strongest part of the rating.

Here is why I am bullish on FRBT here at $18.17: The balance-sheet pillar scores 13 of 20, with Altman Z 2.5, Piotroski F 6/9, and Debt/Equity 0.5 as the strongest part of the rating.. Compare FRBT's 0.0% operating margin and 0.0% ROIC against the rest of Major Banks. As long as cash conversion holds up, dips toward $17.26 are getting bought.

SectorRotator 🐂 BULL

@DeltaGamma_99 Agree on the RQD 50/100 quality, though with 1.0 beta I'm scaling in with half-size at $18.17 and keeping dry powder in case we test $16.90.

RI RiskArb_Desk RQD DEBATE OPENER • Hedged Event Driven 🐻 BEARISH 🎯 Target: $14.35 (-21.0%)
Spot @ $18.17

ROIC and FCF yield are both 0%, and the Fundamental Cash Engine pillar scores only 10 of 20.

ROIC and FCF yield are both 0%, and the Fundamental Cash Engine pillar scores only 10 of 20.. Look at the math on FRBT: paying current EV/EBITDA multiples for 0.0% ROIC and 0.0% operating margins leaves zero margin of safety if Major Banks demand softens. I'd wait for a retest of $15.99 before getting long.

LIVE TAPE