GBank Financial Holdings Inc. (GBFH) carries a Roarable Rating of D (Sell) with 46/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
As of 2026-11-03, GBank Financial Holdings Inc. (NASDAQ: GBFH) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 46/100 at a spot price of $15.32 (+1.06% 1D, market cap $220.1M). Pillar breakdown: Fundamental Cash Engine 8/20, Institutional 13F & Options Flow 3/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 6/20, and Executive Insider Alignment 16/20. Across 1097 tracked Financials issuers, GBFH ranks #764 in composite RQD confidence.
Within the Financials sector (Major Banks), GBFH carries a Roarable D (46/100 RQD), trailing P/E of 10.6x, gross margin of —, and ROIC of 12.6%. By comparison, CFBK (CF Bankshares Inc.) holds a C+ grade (66/100 RQD, P/E 12.7x, ROIC 9.5%, cap $219.1M) and MRBK (Meridian Corporation) posts a C- grade (61/100 RQD, P/E 10.4x, ROIC 10.9%, cap $223.1M). Among the 5-stock peer group, OPBK leads on earnings multiple (9.0x) while GBFH leads on capital efficiency (12.6% ROIC).
Per GBFH's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001791145), GBank Financial Holdings Inc. generated $1.24B in revenue (+162.0% YoY), $20.9M in net income, and $9.6M in free cash flow against $1.36B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 4/9
Put hedging (50% put share) caps near-term gamma upside (-16 pts vs max)
While GBFH currently carries a cautious 46/100 (D) rating due to Whale & Options Positioning (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.
Company leadership has skin in the game with net positive insider conviction.
Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($18.36) and Max Pain ($16.09) forces dealer call-delta covering toward $39.90.
Forensic Repair Trigger: Halting share dilution (Cannibal Buyback (-2.36% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.
GBank Financial Holdings Inc. (GBFH) advanced +1.06% to $15.32, trading at 14% of its 52-week range ($11.51 – $38). Stretched risk/reward at 11x P/E (13% return on capital) under elevated 10-year interest-rate pressure.
Yahoo! Finance Canada report covering GBank Financial Holdings Inc. (GBFH) market action, institutional positioning, and fundamental catalysts.
Seeking Alpha report covering GBank Financial Holdings Inc. (GBFH) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering GBank Financial Holdings Inc. (GBFH) market action, institutional positioning, and fundamental catalysts.
TradingView report covering GBank Financial Holdings Inc. (GBFH) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering GBank Financial Holdings Inc. (GBFH) market action, institutional positioning, and fundamental catalysts.
Simply Wall St report covering GBank Financial Holdings Inc. (GBFH) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering GBank Financial Holdings Inc. (GBFH) market action, institutional positioning, and fundamental catalysts.
kalkine.ca report covering GBank Financial Holdings Inc. (GBFH) market action, institutional positioning, and fundamental catalysts.
Investing.com -- Shares of GBank Financial Holdings Inc (NASDAQ:GBFH) plunged 22% on Thursday after the Las Vegas-based lender posted a third-quarter earnings miss driven by a sharp drop in gaming card transaction volume
Moby summary of GBank Financial Holdings Inc.'s Q3 2026 earnings call
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +162.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on GBFH today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for GBFH. Explore sector supply chains on /butterfly.
Across 1097 tracked Financials securities in the Roarable RQD universe, GBank Financial Holdings Inc. (GBFH) ranks #764 by composite RQD confidence (46/100, grade D) and #869 by equity capitalization ($220.1M). Within this direct 5-issuer industry benchmark cohort, OPBK leads on earnings valuation at 9.0x trailing P/E, while GBFH leads on capital efficiency and profitability with 12.6% ROIC and — gross margin. CFBK currently holds the highest overall quantitative score in the immediate peer group at 66/100 (C+) compared with GBFH at 46/100 (D).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| GBFH
ACTIVE
GBank Financial Holdings Inc. | D | 46/100 | 10.6x | — | 12.6% | +1.06% | $220.1M | Benchmark Subject |
| CFBK CF Bankshares Inc. | C+ | 66/100 | 12.7x | — | 9.5% | +2.49% | $219.1M | /cfbk-vs-gbfh → |
| MRBK Meridian Corporation | C- | 61/100 | 10.4x | — | 10.9% | -0.69% | $223.1M | /mrbk-vs-gbfh → |
| OPBK OP Bancorp | C | 63/100 | 9.0x | — | 11.2% | +1.66% | $225.2M | /opbk-vs-gbfh → |
| INBK First Internet Bancorp | D- | 43/100 | — | — | -9.8% | +4.03% | $225.4M | /inbk-vs-gbfh → |
In its most recent audited fiscal period (FY2025, filed 2025-12-31), GBank Financial Holdings Inc. (GBFH) reported GAAP revenue of $1.24B (+162.0% vs. FY2024 revenue of $471.4M ) , GAAP net income of $20.9M, operating cash flow of $9.6M, and free cash flow of $9.6M (-63.6% YoY). On the balance sheet, GBFH closed FY2025 with $1.36B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $1.24B | $20.9M | $9.6M | $9.6M | $1.36B | — |
| FY2024 (FY) | 2024-12-31 | $471.4M | $18.6M | $26.5M | $26.5M | $1.12B | — |
As of 2026-11-03, GBank Financial Holdings Inc. (NASDAQ: GBFH) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 46/100 at a spot price of $15.32 (+1.06% 1D, market cap $220.1M). Pillar breakdown: Fundamental Cash Engine 8/20, Institutional 13F & Options Flow 3/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 6/20, and Executive Insider Alignment 16/20. Across 1097 tracked Financials issuers, GBFH ranks #764 in composite RQD confidence.
Within the Financials sector (Major Banks), GBFH carries a Roarable D (46/100 RQD), trailing P/E of 10.6x, gross margin of —, and ROIC of 12.6%. By comparison, CFBK (CF Bankshares Inc.) holds a C+ grade (66/100 RQD, P/E 12.7x, ROIC 9.5%, cap $219.1M) and MRBK (Meridian Corporation) posts a C- grade (61/100 RQD, P/E 10.4x, ROIC 10.9%, cap $223.1M). Among the 5-stock peer group, OPBK leads on earnings multiple (9.0x) while GBFH leads on capital efficiency (12.6% ROIC).
Per GBFH's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001791145), GBank Financial Holdings Inc. generated $1.24B in revenue (+162.0% YoY), $20.9M in net income, and $9.6M in free cash flow against $1.36B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Institutional options positioning shows a 50% call / 50% put premium split.
GBFH last traded at $15.32 (+1.06% on volume of 97,780 shares), positioning the stock -16.56% below its 50-day simple moving average ($18.36) and -41.59% below its 200-day simple moving average ($26.23). Across its 52-week range of $11.51 to $38.00, GBFH sits at the 14.4% percentile with a 14-day RSI of 28.0 (OVERSOLD (<32)) and an implied next-earnings move of ±12.5% ($13.40 to $17.24).
GBank Financial Holdings Inc. (GBFH) earns a live Roarable RQD composite score of 46/100, corresponding to a D letter grade (Roarable Sell) at a spot price of $15.32 (+1.06% 1D, market capitalization $220.1M).
GBank Financial Holdings Inc. (GBFH) is a NASDAQ-listed operating company in the Major Banks industry (Financials sector) with an equity market capitalization of $220.1M. The business operates with a gross margin of 0%, an operating margin of 0%, and a return on invested capital (ROIC) of 12.6% (free cash flow yield of 4.36%). Within the Major Banks peer group, investor evaluation centers on operating leverage, unit margin durability, and capital allocation efficiency across market cycles.
In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), GBank Financial Holdings Inc. (GBFH) reported $1.24B in annual revenue (up from $471.4M in FY2024, +162.0% YoY) and $20.9M in GAAP net income. Over the multi-year SEC filing window from FY2024 ($471.4M revenue, $18.6M net income) through FY2025, GBFH scaled operating cash flow to $9.6M and free cash flow to $9.6M, backed by $1.36B in total assets against $0 in total debt.
Operating in Major Banks (Financials), GBFH carries a macro regime beta of 1.00 and gross margin of —.
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Yahoo! Finance Canada report covering GBank Financial Holdings Inc. (GBFH) market action, institutional positioning, and fundamental catalysts.
Seeking Alpha report covering GBank Financial Holdings Inc. (GBFH) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering GBank Financial Holdings Inc. (GBFH) market action, institutional positioning, and fundamental catalysts.
TradingView report covering GBank Financial Holdings Inc. (GBFH) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering GBank Financial Holdings Inc. (GBFH) market action, institutional positioning, and fundamental catalysts.
Simply Wall St report covering GBank Financial Holdings Inc. (GBFH) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering GBank Financial Holdings Inc. (GBFH) market action, institutional positioning, and fundamental catalysts.
kalkine.ca report covering GBank Financial Holdings Inc. (GBFH) market action, institutional positioning, and fundamental catalysts.
Here is why I am bullish on GBFH here at $15.16: Insider Conviction scores 16/20 on SEC Form 4 and Congressional PTR cluster flow, and the stock trades at a 10.6 trailing P/E with a 12.6% ROIC.. Compare GBFH's 0.0% operating margin and 12.6% ROIC against the rest of Major Banks. As long as cash conversion holds up, dips toward $14.40 are getting bought.
Both sides have a point here — GBFH's 13/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.
Whale 13F Flow scores just 3/20 and the stock fell 10.78% with a RED risk-watch headline calling for a downgrade after a tough quarter.. Look at the math on GBFH: paying 10.6x trailing P/E for 12.6% ROIC and 0.0% operating margins leaves zero margin of safety if Major Banks demand softens. I'd wait for a retest of $13.34 before getting long.
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