Yahoo Finance report covering Grupo Financiero Galicia S.A. (GGAL) market action, institutional positioning, and fundamental catalysts.
Why GGAL Stock dropped -2.54% Today — RQD Quant Desk Flash
Grupo Financiero Galicia S.A. (GGAL) carries a Roarable Rating of D (Sell) with 50/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief)
Is GGAL stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, Grupo Financiero Galicia S.A. (NASDAQ: GGAL) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 50/100 at a spot price of $31.48 (-2.54% 1D, market cap $5.19B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 4/20, SEC Balance-Sheet Forensics 15/20, FRED Macro Regime Fit 7/20, and Executive Insider Alignment 12/20. Across 1097 tracked Financials issuers, GGAL ranks #638 in composite RQD confidence.
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How does GGAL compare to IFS and BMA in the Financials sector?
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Within the Financials sector (Commercial Banks), GGAL carries a Roarable D (50/100 RQD), trailing P/E of 32.8x, gross margin of —, and ROIC of 9.9%. By comparison, IFS (Intercorp Financial Services Inc.) holds a D grade (44/100 RQD, P/E N/A, ROIC —, cap $5.20B) and BMA (Banco Macro S.A. ADR (representing Ten ) (Class B)) posts a D grade (44/100 RQD, P/E N/A, ROIC —, cap $3.85B). Among the 5-stock peer group, NTB leads on earnings multiple (9.9x) while NTB leads on capital efficiency (20.3% ROIC).
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for GGAL?
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For Grupo Financiero Galicia S.A. (GGAL), key quantitative strengths include Clean SEC annual filing review with no major hidden accounting time-bombs and sector rank #638 in Financials, while primary risk factors center on Sensitive to high interest rates and tighter Federal Reserve market liquidity and implied 5-year growth hurdle of 25.3%/yr. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 8/9
SEC XBRL Trailing 12 Months: 2.9% FCF Margin ($114.7M FCF) & 52% Gross Margin
Put hedging (50% put share) caps near-term gamma upside (-16 pts vs max)
⚔️ Adversarial Opposing Case: What Could Spark a GGAL Turnaround Squeeze
While GGAL currently carries a cautious 50/100 (D) rating due to Whale & Options Positioning (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.
Clean SEC annual filing review with no major hidden accounting time-bombs.
Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($38.89) and Max Pain ($33.05) forces dealer call-delta covering toward $65.65.
Forensic Repair Trigger: Halting share dilution (Cannibal Buyback (-1.24% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.
Why GGAL Stock dropped -2.54% Today — RQD Quant Desk Flash
Grupo Financiero Galicia S.A. (GGAL) dropped -2.54% to $31.48, trading at 2% of its 52-week range ($32.02 – $62.52). Stretched risk/reward at 33x P/E (10% return on capital) under elevated 10-year interest-rate pressure.
- ▸Technical Tape: Trading at 2% of its 52-week range ($32.02 – $62.52) with RSI-14 at 33.8 (NEUTRAL RANGE).
- ▸Volatility Profile: Historical 20-day realized swing band of ±8.2% around $31.48 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable D (Sell) backed by 52% gross margin and $114.7M annual free cash flow.
Seeking Alpha report covering Grupo Financiero Galicia S.A. (GGAL) market action, institutional positioning, and fundamental catalysts.
GuruFocus report covering Grupo Financiero Galicia S.A. (GGAL) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Grupo Financiero Galicia S.A. (GGAL) market action, institutional positioning, and fundamental catalysts.
GuruFocus report covering Grupo Financiero Galicia S.A. (GGAL) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Grupo Financiero Galicia S.A. (GGAL) market action, institutional positioning, and fundamental catalysts.
GuruFocus report covering Grupo Financiero Galicia S.A. (GGAL) market action, institutional positioning, and fundamental catalysts.
https://www.dars.gov.et/ report covering Grupo Financiero Galicia S.A. (GGAL) market action, institutional positioning, and fundamental catalysts.
Grupo Financiero Galicia is back in focus after analysts cut their US dollar price target from US$60 to US$45, alongside an updated fair value of ARS 10,537.61 from ARS 11,180.27. Recent commentary frames this shift as a
This whale alert can help traders discover the next big trading opportunities. Whales are entities with large sums of money and we track their transactions here at Benzinga on our options activity scanner. Traders often
Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring GGAL)
- ✓Walkthrough of GGAL's RQD Radar, SEC cash-conversion gap & downside invalidation levels
- ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
- ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
GGAL Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +22.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on GGAL today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for GGAL. Explore sector supply chains on /butterfly.
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (GGAL)
1. Head-to-Head Financials Peer Comparison (GGAL vs. IFS, BMA, BBAR, NTB)
Industry: Commercial Banks (34 Tracked Issuers)Across 1097 tracked Financials securities in the Roarable RQD universe, Grupo Financiero Galicia S.A. (GGAL) ranks #638 by composite RQD confidence (50/100, grade D) and #267 by equity capitalization ($5.19B). Within this direct 5-issuer industry benchmark cohort, NTB leads on earnings valuation at 9.9x trailing P/E, while NTB leads on capital efficiency and profitability with 20.3% ROIC and — gross margin. NTB currently holds the highest overall quantitative score in the immediate peer group at 63/100 (C) compared with GGAL at 50/100 (D).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| GGAL
ACTIVE
Grupo Financiero Galicia S.A. | D | 50/100 | 32.8x | — | 9.9% | -2.54% | $5.19B | Benchmark Subject |
| IFS Intercorp Financial Services Inc. | D | 44/100 | — | — | — | -1.08% | $5.20B | /ifs-vs-ggal → |
| BMA Banco Macro S.A. ADR (representing Ten ) (Class B) | D | 44/100 | — | — | — | -1.91% | $3.85B | /bma-vs-ggal → |
| BBAR Banco BBVA Argentina S.A. ADS | D- | 43/100 | — | — | — | -2.84% | $2.37B | /bbar-vs-ggal → |
| NTB Bank of N.T. Butterfield & Son Limited Voting | C | 63/100 | 9.9x | — | 20.3% | +0.41% | $2.25B | /ntb-vs-ggal → |
2. GGAL Fundamental Profitability, Capital Efficiency & Balance-Sheet Forensics
TRAILING 12M & FORWARD QUANTITATIVE SNAPSHOTGrupo Financiero Galicia S.A. (GGAL) operates in Commercial Banks (Financials) with an equity capitalization of $5.19B, trailing P/E of 32.8x, forward P/E of 27.6x, and EV/EBITDA of 21.0x. Operating profitability registers a gross margin of —, operating margin of 13.9%, net profit margin of 10.9%, ROIC of 9.9%, and free cash flow yield of 2.21%, alongside an Altman Z-Score of N/A and Piotroski F-Score of 8/9.
3. GGAL Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs GGAL stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-03, Grupo Financiero Galicia S.A. (NASDAQ: GGAL) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 50/100 at a spot price of $31.48 (-2.54% 1D, market cap $5.19B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 4/20, SEC Balance-Sheet Forensics 15/20, FRED Macro Regime Fit 7/20, and Executive Insider Alignment 12/20. Across 1097 tracked Financials issuers, GGAL ranks #638 in composite RQD confidence.
How does GGAL compare to IFS and BMA in the Financials sector?
Within the Financials sector (Commercial Banks), GGAL carries a Roarable D (50/100 RQD), trailing P/E of 32.8x, gross margin of —, and ROIC of 9.9%. By comparison, IFS (Intercorp Financial Services Inc.) holds a D grade (44/100 RQD, P/E N/A, ROIC —, cap $5.20B) and BMA (Banco Macro S.A. ADR (representing Ten ) (Class B)) posts a D grade (44/100 RQD, P/E N/A, ROIC —, cap $3.85B). Among the 5-stock peer group, NTB leads on earnings multiple (9.9x) while NTB leads on capital efficiency (20.3% ROIC).
What are the biggest fundamental strengths and SEC risk factors for GGAL?
For Grupo Financiero Galicia S.A. (GGAL), key quantitative strengths include Clean SEC annual filing review with no major hidden accounting time-bombs and sector rank #638 in Financials, while primary risk factors center on Sensitive to high interest rates and tighter Federal Reserve market liquidity and implied 5-year growth hurdle of 25.3%/yr. Institutional options positioning shows a 50% call / 50% put premium split.
Where is GGAL trading relative to its 50-day, 200-day, and 52-week technical levels?
GGAL last traded at $31.48 (-2.54% on volume of 1,139,227 shares), positioning the stock -19.05% below its 50-day simple moving average ($38.89) and -30.52% below its 200-day simple moving average ($45.31). Across its 52-week range of $32.02 to $62.52, GGAL sits at the 0.0% percentile with a 14-day RSI of 33.8 (NEUTRAL RANGE) and an implied next-earnings move of ±8.2% ($28.90 to $34.06).
GGAL — Grupo Financiero Galicia S.A.: What the Facts Mean to a Prospective Investor
1. Roarable Rating Brief: What This Means to a Prospective Investor
Grupo Financiero Galicia S.A. (GGAL) earns a live Roarable RQD composite score of 50/100, corresponding to a D letter grade (Roarable Sell) at a spot price of $31.48 (-2.54% 1D, market capitalization $5.19B).
- Fundamental Cash Engine (12/20): Anchored by return on invested capital (ROIC) of 9.9%, gross margin of —, operating margin of 13.9%, and free cash flow yield of 2.21%.
- Whale 13F & Options Flow (4/20) + Insider Conviction (12/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
- Macro Regime Fit (7/20) + Forensic Balance Sheet (15/20): Incorporates a 1.13x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 8/9, and Debt/Equity of N/A.
2. Business Model, Unit Margins & SEC Financial Trajectory
Grupo Financiero Galicia S.A. Is a NASDAQ-listed issuer in the Financials sector, Commercial Banks industry. Its market capitalization is $5.4B..
3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff
- 🐂 Primary Bull Case (D • RQD 50/100): Clean SEC annual filing review with no major hidden accounting time-bombs. Free cash flow yield of 2.21% and institutional whale pillar of 4/20. With Fundamental Cash Engine at 12/20 and Institutional Whale Flow at 4/20, sustained execution supports upside toward the upper end of the $32.02 – $62.52 52-week range.
- 🐻 Primary Bear Case & Valuation Risk: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Investors must weigh 32.8x trailing P/E and 21.0x EV/EBITDA against 13.9% operating margins and a 1.13x macro beta.
4. 2nd-Order Butterfly Ripples & Key Questions to Watch
Investors should note that the only sector context available is the Financials / Commercial Banks classification.
- Key Question #1: Can GGAL sustain or expand its 13.9% operating margin and 9.9% ROIC against Commercial Banks peers over the next 4 quarters?
- Key Question #2: Will free cash flow conversion (2.21% FCF yield) strengthen balance-sheet liquidity (Altman Z-Score N/A) toward the $62.52 52-week high?
- Key Question #3: How sensitive is GGAL's 27.6x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 1.13x)?
GGAL Live News Feed, Press Releases & Catalyst Wire
Real-time company headlines, analyst actions, and sector developments for Grupo Financiero Galicia S.A. (GGAL) • Click "Debate This Headline" to argue it in the Roar Pit below
Yahoo Finance report covering Grupo Financiero Galicia S.A. (GGAL) market action, institutional positioning, and fundamental catalysts.
Seeking Alpha report covering Grupo Financiero Galicia S.A. (GGAL) market action, institutional positioning, and fundamental catalysts.
GuruFocus report covering Grupo Financiero Galicia S.A. (GGAL) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Grupo Financiero Galicia S.A. (GGAL) market action, institutional positioning, and fundamental catalysts.
GuruFocus report covering Grupo Financiero Galicia S.A. (GGAL) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Grupo Financiero Galicia S.A. (GGAL) market action, institutional positioning, and fundamental catalysts.
GuruFocus report covering Grupo Financiero Galicia S.A. (GGAL) market action, institutional positioning, and fundamental catalysts.
https://www.dars.gov.et/ report covering Grupo Financiero Galicia S.A. (GGAL) market action, institutional positioning, and fundamental catalysts.
GGAL Bull vs. Bear Conversation Board — What's Your Call at $31.48?
Per the Roarable RQD rating, the Forensic Balance Sheet pillar scores 15/20 with a Piotroski F-Score of 8/9 and Debt/Equity of 0.5.
Don't sleep on GGAL's setup in Financials. Per the Roarable RQD rating, the Forensic Balance Sheet pillar scores 15/20 with a Piotroski F-Score of 8/9 and Debt/Equity of 0.5.. Beta of 1.13 means it moves fast when momentum turns, and the 5-pillar RQD gauge (50/100) backs up the fundamental quality.
@BearTrap_Alert Shorting a 4/20 institutional whale-flow stock at $32.30 is dangerous when funds are rotating into Financials.
Per the Roarable RQD rating, the Whale 13F Flow pillar scores only 4/20, and the market data shows a trailing P/E of 32.8.
I respect the product at Grupo Financiero Galicia S.A., but the stock at $32.30 is a different story. Per the Roarable RQD rating, the Whale 13F Flow pillar scores only 4/20, and the market data shows a trailing P/E of 32.8.. FCF yield is 2.21% and RQD sits at 50/100 (D) — why pay up here when you can wait for next quarter's numbers?