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Why GL Stock advanced +0.45% Today — RQD Quant Desk Flash

$159.79 +0.45% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $159.62

Globe Life Inc. (GL) carries a Roarable Rating of C+ (Hold) with 66/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C+ • HOLD / WATCH Cap $12.23B
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🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is GL stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, Globe Life Inc. (NYSE: GL) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 66/100 at a spot price of $159.79 (+0.45% 1D, market cap $12.23B). Pillar breakdown: Fundamental Cash Engine 17/20, Institutional 13F & Options Flow 8/20, SEC Balance-Sheet Forensics 15/20, FRED Macro Regime Fit 8/20, and Executive Insider Alignment 18/20. Across 1097 tracked Financials issuers, GL ranks #194 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does GL compare to AEG and CRBG in the Financials sector?
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Within the Financials sector (Life Insurance), GL carries a Roarable C+ (66/100 RQD), trailing P/E of 10.6x, gross margin of —, and ROIC of 24.3%. By comparison, AEG (Aegon Ltd. New York Registry Shares) holds a D grade (51/100 RQD, P/E 32.8x, ROIC 9.9%, cap $14.72B) and CRBG (Corebridge Financial Inc.) posts a C- grade (60/100 RQD, P/E N/A, ROIC -0.3%, cap $15.52B). Among the 5-stock peer group, GL leads on earnings multiple (10.6x) while VOYA leads on capital efficiency (85.0% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for GL?
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Per GL's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000320335), Globe Life Inc. generated $5.99B in revenue (+3.7% YoY), $1.16B in net income, and $1.25B in free cash flow against $30.81B in total assets and $2.32B in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
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INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $159.61 (-0.11%)🧬 Cannibal Buyback (-2.92% YoY Shares)⚙️ Cash Engine: 17/20 (A-) • 20.9% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record: Scores of 66/100 (C+) historically posted market-perform odds over rolling 90-day windows (+1.4% avg 90D alpha vs SPY • 56.0% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →
RQD QUANT TACHOMETERHOLD / WATCH • C+
025507510066
2-of-3 JEV AI Jury Bullish
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B · Rk D+
Cash (17)Whales (8)SEC (15)Macro (8)CEO (18)
Each axis scored 0–20
12M PRICE TARGET CONE+3.6% Base Target
$201 Bull$166 Base$129 Bear
📬 FREE GL RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for GL)Realized 20D OHLCV Swing Band: ±4.6%
Deterministic 5-Pillar Attribution (66/100 Composite)
🔍 WHY GL SCORES 66/100 (C+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Insider Conviction & Share Dilution+18/20 pts (27% of score)

SEC Form 4 / 13F Thermometer: 86% Net Buy • Cannibal Buyback (-2.92% YoY Shares)

▲ #2 Bullish Driver: Cash Engine Quality+17/20 pts (26% of score)

SEC XBRL FY 2025 (10-K): 20.9% FCF Margin ($1.25B FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Macro Regime Fit8/20 pts (-12 pt drag)

Macro rate sensitivity & RSI-14 (39.1) create a -12 pt regime headwind

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
74
Grade B+$167.41+1.3% Next Q
Q2 (-2Q)
71
Grade B$169.62-6.6% Next Q
Q3 (-1Q)
69
Grade B-$158.37+0.9% Next Q
Current
66
Grade C+$159.79+1.4% Hist 90D α
Trajectory: B+ (74) → C+ (66)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the GL Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 66/100 (C+) score, GL faces multiple-compression risk if 10.6x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Sensitive to high interest rates and tighter Federal Reserve market liquidity.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.92% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($167.56) or 200D SMA ($160.02) invalidates the momentum regime and cuts Target Base ($165.54) toward Bear Floor ($129.12).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $GL• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “GL Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →

Why GL Stock advanced +0.45% Today — RQD Quant Desk Flash

Globe Life Inc. (GL) advanced +0.45% to $159.79, trading at 50% of its 52-week range ($127.85 – $191.55). Solid steady margins (24% return on capital), mixed timing at 11x P/E—hold if owned, no rush to chase.

  • ▸Technical Tape: Trading at 50% of its 52-week range ($127.85 – $191.55) with RSI-14 at 39.1 (NEUTRAL RANGE).
  • ▸Volatility Profile: Historical 20-day realized swing band of ±4.6% around $159.79 (no active unusual options sweep snapshot on file).
  • ▸Fundamental Anchor: Roarable C+ (Hold) backed by 52% gross margin and $1.3B annual free cash flow.
Live GL Headlines & Catalysts
CATALYSTYahoo • 3d ago
1 S&P 500 stock to consider right now and 2 we avoid

The S&P 500 (^GSPC) is often seen as a benchmark for strong businesses, but that doesn’t mean every stock is worth owning. Some companies face significant challenges, whether it’s stagnating growth, heavy debt, or disrup

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (GL Tape Review)

  • ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
  • ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
  • ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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GL // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +4.68%▼ DESCENDING CHANNEL
2026-11-03O $160.5H $160.5L $159.1C $159.8VOL 602.4K
RES: $168.0SUP: $151.2SMA50: $167.6SMA200: $160.0
$195.2$180.1$165.1$150.1$135.1RES $168.0SUP $151.2$159.82026-05-042026-06-182026-08-052026-09-212026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

GL Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
0.0%/yr Implied 5Y Growth

vs. +3.7% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on GL today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for GL. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for GL today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (GL)

Financials Rank #194 of 1097 ⚔️ AEG vs GL Full Matrix →

1. Head-to-Head Financials Peer Comparison (GL vs. AEG, CRBG, JXN, VOYA)

Industry: Life Insurance (18 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, Globe Life Inc. (GL) ranks #194 by composite RQD confidence (66/100, grade C+) and #163 by equity capitalization ($12.23B). Within this direct 5-issuer industry benchmark cohort, GL leads on earnings valuation at 10.6x trailing P/E, while VOYA leads on capital efficiency and profitability with 85.0% ROIC and — gross margin. VOYA currently holds the highest overall quantitative score in the immediate peer group at 76/100 (B+) compared with GL at 66/100 (C+).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
GL ACTIVE
Globe Life Inc.
C+ 66/100 10.6x — 24.3% +0.45% $12.23B Benchmark Subject
AEG
Aegon Ltd. New York Registry Shares
D 51/100 32.8x — 9.9% +0.49% $14.72B /aeg-vs-gl →
CRBG
Corebridge Financial Inc.
C- 60/100 — — -0.3% +0.66% $15.52B /crbg-vs-gl →
JXN
Jackson Financial Inc. (Class A)
C- 60/100 — — 0.0% +2.01% $9.14B /jxn-vs-gl →
VOYA
Voya Financial Inc.
B+ 76/100 13.6x — 85.0% +1.40% $8.88B /voya-vs-gl →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000320335 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Globe Life Inc. (GL) reported GAAP revenue of $5.99B (+3.7% vs. FY2024 revenue of $5.78B , and +10.0% cumulative change since FY2023) , GAAP net income of $1.16B, operating cash flow of $1.40B, and free cash flow of $1.25B (-5.8% YoY). On the balance sheet, GL closed FY2025 with $30.81B in total assets against $2.32B in total debt (Altman Z-Score: N/A, Piotroski F-Score: 8/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $5.99B $1.16B $1.40B $1.25B $30.81B $2.32B
FY2024 (FY) 2024-12-31 $5.78B $1.07B $1.40B $1.33B $29.08B $2.32B
FY2023 (FY) 2023-12-31 $5.45B $970.8M $1.48B $1.24B $6.78B $1.59B

3. GL Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is GL stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, Globe Life Inc. (NYSE: GL) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 66/100 at a spot price of $159.79 (+0.45% 1D, market cap $12.23B). Pillar breakdown: Fundamental Cash Engine 17/20, Institutional 13F & Options Flow 8/20, SEC Balance-Sheet Forensics 15/20, FRED Macro Regime Fit 8/20, and Executive Insider Alignment 18/20. Across 1097 tracked Financials issuers, GL ranks #194 in composite RQD confidence.

How does GL compare to AEG and CRBG in the Financials sector?

Within the Financials sector (Life Insurance), GL carries a Roarable C+ (66/100 RQD), trailing P/E of 10.6x, gross margin of —, and ROIC of 24.3%. By comparison, AEG (Aegon Ltd. New York Registry Shares) holds a D grade (51/100 RQD, P/E 32.8x, ROIC 9.9%, cap $14.72B) and CRBG (Corebridge Financial Inc.) posts a C- grade (60/100 RQD, P/E N/A, ROIC -0.3%, cap $15.52B). Among the 5-stock peer group, GL leads on earnings multiple (10.6x) while VOYA leads on capital efficiency (85.0% ROIC).

What are the biggest fundamental strengths and SEC risk factors for GL?

Per GL's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000320335), Globe Life Inc. generated $5.99B in revenue (+3.7% YoY), $1.16B in net income, and $1.25B in free cash flow against $30.81B in total assets and $2.32B in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Institutional options positioning shows a 50% call / 50% put premium split.

Where is GL trading relative to its 50-day, 200-day, and 52-week technical levels?

GL last traded at $159.79 (+0.45% on volume of 648,596 shares), positioning the stock -4.64% below its 50-day simple moving average ($167.56) and -0.14% below its 200-day simple moving average ($160.02). Across its 52-week range of $127.85 to $191.55, GL sits at the 50.1% percentile with a 14-day RSI of 39.1 (NEUTRAL RANGE) and an implied next-earnings move of ±4.6% ($152.44 to $167.14).

ROARABLE RATING BRIEF • RQD 66/100 (C+) ✓ SEC XBRL & RQD VERIFIED

GL — Globe Life Inc.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

Globe Life Inc. (GL) earns a live Roarable RQD composite score of 66/100, corresponding to a C+ letter grade (Roarable Hold) at a spot price of $159.79 (+0.45% 1D, market capitalization $12.23B).

  • Fundamental Cash Engine (17/20): Anchored by return on invested capital (ROIC) of 24.3%, gross margin of —, operating margin of 23.6%, and free cash flow yield of 10.17%.
  • Whale 13F & Options Flow (8/20) + Insider Conviction (18/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (8/20) + Forensic Balance Sheet (15/20): Incorporates a 0.91x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 8/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

Globe Life Inc. (GL) is a NYSE-listed issuer in the Financials sector, operating within the Life Insurance industry. — for product detail, customer base, or revenue mechanics beyond the sector and industry classification. The company's revenue and profitability are reflected in the SEC financials section.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Globe Life Inc. (GL) reported $5.99B in annual revenue (up from $5.78B in FY2024, +3.7% YoY) and $1.16B in GAAP net income. Over the multi-year SEC filing window from FY2023 ($5.45B revenue, $970.8M net income) through FY2025, GL scaled operating cash flow to $1.40B and free cash flow to $1.25B, backed by $30.81B in total assets against $2.32B in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (C+ • RQD 66/100): Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks. Company leadership has skin in the game with net positive insider conviction. With Fundamental Cash Engine at 17/20 and Institutional Whale Flow at 8/20, sustained execution supports upside toward the upper end of the $127.85 – $191.55 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Investors must weigh 10.6x trailing P/E and 7.1x EV/EBITDA against 23.6% operating margins and a 0.91x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

— for upstream or downstream dependencies, sector correlations, or second-order bottlenecks. A prospective investor should note that the absence of mapped links means this analysis cannot identify ripple effects from the supply-chain data.

  • Key Question #1: Can GL sustain or expand its 23.6% operating margin and 24.3% ROIC against Life Insurance peers over the next 4 quarters?
  • Key Question #2: Following FY2025 revenue of $5.99B and free cash flow of $1.25B, how will capital allocation balance growth reinvestment against $2.32B in total debt?
  • Key Question #3: How sensitive is GL's 9.9x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 0.91x)?

GL Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Globe Life Inc. (GL) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to GL Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

GL Bull vs. Bear Conversation Board — What's Your Call at $159.79?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON GL 🐻 33% BEARISH CONVICTION
1. Pick Your Side on GL:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
DE DeepValue_CFA RQD DEBATE OPENER • Institutional Buy-Side 🐂 BULLISH 🎯 Target: $195.67 (+23.0%)
📌 Pinned Debate

Cash engine with 24.3% ROIC and 10.17% FCF yield trades at 9.9x forward earnings, with top-scoring insider flow.

The street is overcomplicating Globe Life Inc. (GL). Cash engine with 24.3% ROIC and 10.17% FCF yield trades at 9.9x forward earnings, with top-scoring insider flow.. With an RQD score of 66/100 (C+) and Forensic Balance Sheet at 15/20, any positive earnings surprise or guidance raise forces underweight funds to chase above $171.81.

CapAlloc_Nerd 🐂 BULL

@MultipleCompression Fair point on 10.6x trailing P/E, but you're ignoring the forward operating leverage in Life Insurance. If gross margin (0.0%) holds, EPS grows into the multiple faster than bears think.

MU MultipleCompression RQD DEBATE OPENER • Valuation Discipline 🐻 BEARISH 🎯 Target: $122.49 (-23.0%)
Spot @ $159.08

Q3 sales miss and October drop show earnings pressure, while institutional whale flow scores only 8 of 20.

Q3 sales miss and October drop show earnings pressure, while institutional whale flow scores only 8 of 20.. Look at the math on GL: paying 10.6x trailing P/E for 24.3% ROIC and 23.6% operating margins leaves zero margin of safety if Life Insurance demand softens. I'd wait for a retest of $139.99 before getting long.

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