Yahoo Finance report covering Huntington Bancshares Incorporated (HBAN) market action, institutional positioning, and fundamental catalysts.
Why HBAN Stock slipped -1.19% Today — RQD Quant Desk Flash
Huntington Bancshares Incorporated (HBAN) carries a Roarable Rating of C (Hold) with 63/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.
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Is HBAN stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-02, Huntington Bancshares Incorporated (NASDAQ: HBAN) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 63/100 at a spot price of $15.78 (-1.19% 1D, market cap $32.19B). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 11/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 8/20, and SEC Balance-Sheet Forensics 15/20. Across 1096 tracked Financials issuers, HBAN ranks #327 in composite RQD confidence.
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How does HBAN compare to MTB and NTRS in the Financials sector?
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Within the Financials sector (Major Banks), HBAN carries a Roarable C (63/100 RQD), trailing P/E of 14.6x, gross margin of —, and ROIC of 2.6%. By comparison, MTB (M&T Bank Corporation) holds a C grade (63/100 RQD, P/E 11.4x, ROIC 3.4%, cap $32.36B) and NTRS (Northern Trust Corporation) posts a C+ grade (68/100 RQD, P/E 18.2x, ROIC 2.8%, cap $31.64B). Among the 5-stock peer group, MTB leads on earnings multiple (11.4x) while SHG leads on capital efficiency (9.9% ROIC).
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for HBAN?
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Per HBAN's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000049196), Huntington Bancshares Incorporated generated $1.56B in revenue (+6.4% YoY), $2.21B in net income, and $2.21B in free cash flow against $225.11B in total assets and $90.33B in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 8/9
SEC Form 4 / 13F Thermometer: 75% Net Buy • Cannibal Buyback (-2.08% YoY Shares)
Macro rate sensitivity & RSI-14 (57.6) create a -12 pt regime headwind
⚔️ Adversarial Opposing Case: Why the HBAN Bull Thesis Could Fail
Even with a 63/100 (C) score, HBAN faces multiple-compression risk if 14.6x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Sensitive to high interest rates and tighter Federal Reserve market liquidity.
Dilution & Margin Drag: Cannibal Buyback (-2.08% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($15.92) or 200D SMA ($16.67) invalidates the momentum regime and cuts Target Base ($16.14) toward Bear Floor ($12.59).
Why HBAN Stock slipped -1.19% Today — RQD Quant Desk Flash
Huntington Bancshares Incorporated (HBAN) slipped -1.19% to $15.78, trading at 21% of its 52-week range ($14.82 – $19.46). Solid steady margins (3% return on capital), mixed timing at 15x P/E—hold if owned, no rush to chase.
- ▸Technical Tape: Trading at 21% of its 52-week range ($14.82 – $19.46) with RSI-14 at 57.6 (BULLISH MOMENTUM).
- ▸Volatility Profile: Historical 20-day realized swing band of ±4.2% around $15.78 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable C (Hold) backed by 52% gross margin and $2.2B annual free cash flow.
www.debelegger.nl report covering Huntington Bancshares Incorporated (HBAN) market action, institutional positioning, and fundamental catalysts.
PR Newswire report covering Huntington Bancshares Incorporated (HBAN) market action, institutional positioning, and fundamental catalysts.
Seeking Alpha report covering Huntington Bancshares Incorporated (HBAN) market action, institutional positioning, and fundamental catalysts.
www.marketscreener.com report covering Huntington Bancshares Incorporated (HBAN) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Huntington Bancshares Incorporated (HBAN) market action, institutional positioning, and fundamental catalysts.
Simply Wall St report covering Huntington Bancshares Incorporated (HBAN) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering Huntington Bancshares Incorporated (HBAN) market action, institutional positioning, and fundamental catalysts.
Social Security’s looming funding crunch is not just a policy story. It has real potential to reshape who spends, who saves and where capital flows as long-term interest rates respond to reform delays and heavier governm
Capital reallocation away from soft-margin consumer loans funds both technology investments and shareholder returns.
Scheduled RQD Strong Buys & Whale Accumulation Briefing (HBAN Tape Review)
- ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
- ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
- ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
HBAN Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +6.4% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on HBAN today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for HBAN. Explore sector supply chains on /butterfly.
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (HBAN)
1. Head-to-Head Financials Peer Comparison (HBAN vs. MTB, NTRS, SHG, BBD)
Industry: Major Banks (248 Tracked Issuers)Across 1096 tracked Financials securities in the Roarable RQD universe, Huntington Bancshares Incorporated (HBAN) ranks #327 by composite RQD confidence (63/100, grade C) and #87 by equity capitalization ($32.19B). Within this direct 5-issuer industry benchmark cohort, MTB leads on earnings valuation at 11.4x trailing P/E, while SHG leads on capital efficiency and profitability with 9.9% ROIC and — gross margin. NTRS currently holds the highest overall quantitative score in the immediate peer group at 68/100 (C+) compared with HBAN at 63/100 (C).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| HBAN
ACTIVE
Huntington Bancshares Incorporated | C | 63/100 | 14.6x | — | 2.6% | -1.19% | $32.19B | Benchmark Subject |
| MTB M&T Bank Corporation | C | 63/100 | 11.4x | — | 3.4% | -1.49% | $32.36B | /mtb-vs-hban → |
| NTRS Northern Trust Corporation | C+ | 68/100 | 18.2x | — | 2.8% | -2.17% | $31.64B | /ntrs-vs-hban → |
| SHG Shinhan Financial Group Co Ltd | D | 51/100 | 32.8x | — | 9.9% | -0.45% | $30.93B | /shg-vs-hban → |
| BBD Banco Bradesco Sa | D+ | 52/100 | 32.8x | — | 9.9% | -3.04% | $29.45B | /bbd-vs-hban → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000049196In its most recent audited fiscal period (FY2025, filed 2025-12-31), Huntington Bancshares Incorporated (HBAN) reported GAAP revenue of $1.56B (+6.4% vs. FY2024 revenue of $1.47B , and +11.6% cumulative change since FY2023) , GAAP net income of $2.21B, operating cash flow of $2.48B, and free cash flow of $2.21B (+30.8% YoY). On the balance sheet, HBAN closed FY2025 with $225.11B in total assets against $90.33B in total debt (Altman Z-Score: N/A, Piotroski F-Score: 8/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $1.56B | $2.21B | $2.48B | $2.21B | $225.11B | $90.33B |
| FY2024 (FY) | 2024-12-31 | $1.47B | $1.94B | $1.84B | $1.69B | $204.23B | $83.00B |
| FY2023 (FY) | 2023-12-31 | $1.40B | $1.95B | $2.66B | $2.59B | $17.70B | $4.14B |
3. HBAN Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs HBAN stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-02, Huntington Bancshares Incorporated (NASDAQ: HBAN) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 63/100 at a spot price of $15.78 (-1.19% 1D, market cap $32.19B). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 11/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 8/20, and SEC Balance-Sheet Forensics 15/20. Across 1096 tracked Financials issuers, HBAN ranks #327 in composite RQD confidence.
How does HBAN compare to MTB and NTRS in the Financials sector?
Within the Financials sector (Major Banks), HBAN carries a Roarable C (63/100 RQD), trailing P/E of 14.6x, gross margin of —, and ROIC of 2.6%. By comparison, MTB (M&T Bank Corporation) holds a C grade (63/100 RQD, P/E 11.4x, ROIC 3.4%, cap $32.36B) and NTRS (Northern Trust Corporation) posts a C+ grade (68/100 RQD, P/E 18.2x, ROIC 2.8%, cap $31.64B). Among the 5-stock peer group, MTB leads on earnings multiple (11.4x) while SHG leads on capital efficiency (9.9% ROIC).
What are the biggest fundamental strengths and SEC risk factors for HBAN?
Per HBAN's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000049196), Huntington Bancshares Incorporated generated $1.56B in revenue (+6.4% YoY), $2.21B in net income, and $2.21B in free cash flow against $225.11B in total assets and $90.33B in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is HBAN trading relative to its 50-day, 200-day, and 52-week technical levels?
HBAN last traded at $15.78 (-1.19% on volume of 19,222,088 shares), positioning the stock -0.88% below its 50-day simple moving average ($15.92) and -5.34% below its 200-day simple moving average ($16.67). Across its 52-week range of $14.82 to $19.46, HBAN sits at the 20.7% percentile with a 14-day RSI of 57.6 (BULLISH MOMENTUM) and an implied next-earnings move of ±4.2% ($15.12 to $16.44).
HBAN Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is HBAN stock moving today?
Why HBAN Stock slipped -1.19% Today — RQD Quant Desk Flash. Solid steady margins (3% return on capital), mixed timing at 15x P/E—hold if owned, no rush to chase.
HBAN — Huntington Bancshares Incorporated: What the Facts Mean to a Prospective Investor
Roarable Rating Brief: What This Means to a Prospective Investor
Per the Roarable RQD rating, HBAN scores 63 out of 100, graded C, with the verdict "Roarable Hold — Fair / Balanced Risk-Reward." The five pillars are: Fundamental Cash Engine at 14/20 (ROIC 2.6%; FCF yield 6.88%), Whale 13F Flow at 11/20 (institutional accumulation and options positioning), Insider Conviction at 15/20 (SEC Form 4 and Congressional PTR cluster flow), Macro Regime Fit at 8/20 (Beta 0.99; sector sensitivity), and Forensic Balance Sheet at 15/20 (Altman Z 2.5; Piotroski F 8/9; Debt/Equity 0.5). The strongest pillars are balance sheet and insider flow, while macro regime fit is the weakest, reflecting the stock's market-like beta and sector sensitivity. For a prospective investor, the balance-sheet and cash-flow readings support the case for stability, but the low ROIC (2.6%) and the weak macro-fit score temper upside expectations. The valuation tradeoff is visible in the multiples: a P/E (TTM) of 14.6 and forward P/E of 13.6 sit alongside an EV/EBITDA of 30.6, so the investor must weigh headline earnings multiples against the elevated enterprise-value multiple. The 2.82% dividend yield adds an income component to the thesis.
Snapshot
Business
Huntington Bancshares Incorporated (HBAN) is a NASDAQ-listed company in the Financials sector, Major Banks industry, per the profile section. The source data does not describe its specific products, customer base, or revenue-generation model beyond this classification. Market capitalization is $32.2B per the profile.
Financial Trend
| Period | Revenue | Operating Income | Net Income | EPS | FCF | Cash | Debt |
|---|---|---|---|---|---|---|---|
| FY 2025 | $1562.0M | $2609.0M | $2211.0M | N/A | $2215.0M | N/A | $90327.1M |
| FY 2024 | $1468.0M | $2289.2M | $1940.0M | N/A | $1693.0M | N/A | $83001.6M |
| FY 2023 | $1400.0M | $2302.2M | $1951.0M | N/A | $2594.0M | N/A | $4142.3M |
Per the SEC financials, net income rose from $1951.0M (FY 2023) to $1940.0M (FY 2024) to $2211.0M (FY 2025). Per the market data, operating margin is 75%, net margin is 68%, and gross margin is 0%, and ROIC is 2.6%. Per the Roarable RQD rating, the Altman Z-Score is 2.5, the Piotroski F-Score is 8/9, and Debt/Equity is 0.5. Reported debt in the SEC financials increased from $4142.3M (FY 2023) to $90327.1M (FY 2025), a figure that should be read against the Debt/Equity reading and the source data's absence of a balance-sheet cash figure.
Recent Catalysts & News Wire Analysis
Per the recent news feed, all six items are flagged YELLOW under the MARKET WIRE impact label:
- A Q3 2026 earnings call summary (Yahoo Finance, 1h ago) and a Q3 2026 earnings call presentation dated 2026-10-22 (Seeking Alpha, 9h ago).
- An earnings flash reporting Q3 revenue of $2.79B against a FactSet estimate of $2.82B (MarketScreener, 12h ago).
- A declaration of quarterly cash dividends on common and preferred stock (PR Newswire, 6h ago).
- A MarketBeat item citing an average target price of $19.43 (15h ago).
- A third-party stock-price and chart page (3h ago).
Risk watch items: Q3 revenue of $2.79B fell short of the $2.82B FactSet estimate per the earnings flash. The Butterfly Supply-Chain Graph reports no supply-chain links and no proprietary signals.
Open Questions
- What are the specific revenue-generating products and customer segments behind the reported figures?
- Why is cash reported as N/A across all periods, and what is the liquidity position?
- What drove the increase in reported debt from $4142.3M (FY 2023) to $90327.1M (FY 2025)?
- Which 13F institutional holders and insider transactions underlie the pillar scores, given that the holders section is empty?
- Does the EV/EBITDA of 30.6 reflect a structural feature of the business or a data-definition issue?
HBAN Live News Feed, Press Releases & Catalyst Wire
Real-time company headlines, analyst actions, and sector developments for Huntington Bancshares Incorporated (HBAN) • Click "Debate This Headline" to argue it in the Roar Pit below
Yahoo Finance report covering Huntington Bancshares Incorporated (HBAN) market action, institutional positioning, and fundamental catalysts.
www.debelegger.nl report covering Huntington Bancshares Incorporated (HBAN) market action, institutional positioning, and fundamental catalysts.
PR Newswire report covering Huntington Bancshares Incorporated (HBAN) market action, institutional positioning, and fundamental catalysts.
Seeking Alpha report covering Huntington Bancshares Incorporated (HBAN) market action, institutional positioning, and fundamental catalysts.
www.marketscreener.com report covering Huntington Bancshares Incorporated (HBAN) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Huntington Bancshares Incorporated (HBAN) market action, institutional positioning, and fundamental catalysts.
Simply Wall St report covering Huntington Bancshares Incorporated (HBAN) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering Huntington Bancshares Incorporated (HBAN) market action, institutional positioning, and fundamental catalysts.
HBAN Bull vs. Bear Conversation Board — What's Your Call at $15.78?
🔥 Official Bull vs. Bear Debate: Is HBAN (C • RQD 63/100) a Buy at $15.97?
Welcome to the HBAN (Huntington Bancshares Incorporated) Roar Pit. Current RQD Composite is 63/100 (Roarable Hold — Fair / Balanced Risk-Reward) in Major Banks. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.
Pump the brakes on HBAN — check the valuation vs. margin headwinds
Everyone in here is repeating the bull case on HBAN, but look at what you are paying: 14.6x trailing P/E with tightening sector spreads. Unless Huntington Bancshares Incorporated expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.
HBAN cash flow & RQD setup is being underpriced by the Street here
Looking at the 5-pillar RQD breakdown on HBAN, the market is fixating on short-term headline noise in Major Banks and ignoring the balance sheet and cash flow trajectory. At $15.97 (52-wk range $14.82 - $19.46), any beat on forward guidance forces shorts and underweight funds to chase.