MARKET WIREYahoo Finance • 1d ago
Home Federal Bancorp Inc of louisiana's Dividend AnalysisYahoo Finance report covering Home Federal Bancorp Inc. of Louisiana (HFBL) market action, institutional positioning, and fundamental catalysts.
Why HFBL Stock advanced +1.81% Today — RQD Quant Desk Flash
$23.11 +1.81% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)
EXT / AFTER-HRS: $23.24
Home Federal Bancorp Inc. of Louisiana (HFBL) earns a Roarable Rating of B- (Buy) with 70/100 RQD Confidence. High-quality cash engine (steady margins, 7% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.
ROARABLE B- • BUY
Cap $69.2M
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Click Any Pre-Computed AI Quant Specialist Briefing on HFBL Below — or Connect Your Own ChatGPT / Claude
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Is HFBL stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, Home Federal Bancorp Inc. of Louisiana (NASDAQ: HFBL) is rated B- (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 70/100 at a spot price of $23.11 (+1.81% 1D, market cap $69.2M). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 9/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 18/20, and Executive Insider Alignment 16/20. Across 1097 tracked Financials issuers, HFBL ranks #119 in composite RQD confidence.
✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief)
How does HFBL compare to CLST and CPBI in the Financials sector?
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Within the Financials sector (Savings Institutions), HFBL carries a Roarable B- (70/100 RQD), trailing P/E of 17.4x, gross margin of —, and ROIC of 6.7%. By comparison, CLST (Catalyst Bancorp Inc.) holds a D+ grade (55/100 RQD, P/E 35.0x, ROIC 2.5%, cap $70.0M) and CPBI (Central Plains Bancshares Inc.) posts a C+ grade (67/100 RQD, P/E 21.5x, ROIC 4.6%, cap $86.0M). Among the 5-stock peer group, HFBL leads on earnings multiple (17.4x) while HFBL leads on capital efficiency (6.7% ROIC).
✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for HFBL?
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Per HFBL's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-06-30, CIK 0001500375), Home Federal Bancorp Inc. of Louisiana generated $1.3M in revenue (+17.5% YoY), $3.9M in net income, and $5.5M in free cash flow against $621.4M in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.
✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
EXT / AFTER-HRS: $23.24 (+0.57%)🧬 Cannibal Buyback (-2.36% YoY Shares)⚙️ Cash Engine: 14/20 (B-) • 420% FCF Margin
Verify 90D Bucket Audit →📊 Historical Track Record: Scores of 70/100 (B-) historically ranked in the Top 15% of excess returns over the next 90 days (+6.6% avg 90D alpha vs SPY • 68.1% hit rate).
Audit Bucket Track Record →RQD QUANT TACHOMETERBUY • B-
2-of-3 Quant Analysts Bullish
Cash
SEC
Whale
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
5-PILLAR RQD RADARRw C · Rk B+
Each axis scored 0–20
12M PRICE TARGET CONE+5.4% Base Target
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for HFBL)Realized 20D OHLCV Swing Band: ±5.3%
Deterministic 5-Pillar Attribution (70/100 Composite)
🔍 WHY HFBL SCORES 70/100 (B-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Macro Regime Fit+18/20 pts (26% of score)
FRED Regime × Technicals: 64% of 52W Range • RSI-14 at 47 (NEUTRAL RANGE)
▲ #2 Bullish Driver: Insider Conviction & Share Dilution+16/20 pts (23% of score)
SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)
▼ #1 Drag / Risk Factor: Whale & Options Positioning9/20 pts (-11 pt drag)
Put hedging (50% put share) caps near-term gamma upside (-11 pts vs max)
📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)Grade A-$24.16-0.7% Next Q
78
Q2 (-2Q)Grade B+$24.00-15.6% Next Q
75
Q3 (-1Q)Grade B$20.26+14.1% Next Q
73
CurrentGrade B-$23.11+6.6% Hist 90D α
70
Trajectory: A- (78) → B- (70)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER
⚔️ Adversarial Opposing Case: Why the HFBL Bull Thesis Could Fail
Even with a 70/100 (B-) score, HFBL faces multiple-compression risk if 17.4x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
⚠️ Forensic Kill-Switch #1
Broader market pullbacks can still drag down strong stocks in the short run.
⚠️ Forensic Kill-Switch #2
Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
⚠️ Forensic Kill-Switch #3
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($24.30) or 200D SMA ($21.04) invalidates the momentum regime and cuts Target Base ($24.36) toward Bear Floor ($18.95).
🎲 LIVE PREDICTION MARKET ODDS TIED TO $HFBL• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “HFBL Beats Next Quarter EPS Consensus (Dec 28, 2026) & Holds Above 200D SMA”
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →
Why HFBL Stock advanced +1.81% Today — RQD Quant Desk Flash
Home Federal Bancorp Inc. of Louisiana (HFBL) advanced +1.81% to $23.11, trading at 64% of its 52-week range ($14.47 – $28). High-quality cash engine (steady margins, 7% return on capital) with steady institutional support.
- ▸Technical Tape: Trading at 64% of its 52-week range ($14.47 – $28) with RSI-14 at 47 (NEUTRAL RANGE).
- ▸Volatility Profile: Historical 20-day realized swing band of ±5.3% around $23.11 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable B- (Buy) backed by 52% gross margin and $5.5M annual free cash flow.
Live HFBL Headlines & Catalysts
MARKET WIRETradingView • 1d ago
Home Federal Bancorp of Louisiana Reports Higher Quarterly Net IncomeTradingView report covering Home Federal Bancorp Inc. of Louisiana (HFBL) market action, institutional positioning, and fundamental catalysts.
MARKET WIREwww.marketscreener.com • 1d ago
HOME FEDERAL BANCORP, INC. OF LOUISIANA REPORTS RESULTS OF OPERATIONS FOR THE THREE MONTHS ENDED SEPTEMBER 30, 2026www.marketscreener.com report covering Home Federal Bancorp Inc. of Louisiana (HFBL) market action, institutional positioning, and fundamental catalysts.
MARKET WIREMarketBeat • 1d ago
Home Federal Bancorp, Inc. of Louisiana Q1 2027 Earnings Results and ReportMarketBeat report covering Home Federal Bancorp Inc. of Louisiana (HFBL) market action, institutional positioning, and fundamental catalysts.
CATALYSTSeekingAlpha • 11d ago
Dividend Champion, Contender, And Challenger Highlights: Week October 25Get a weekly summary of dividend activity for Dividend Champions, Contenders, and Challengers, including dividend changes and key ex-dividend dates.
CATALYSTYahoo • 13d ago
Home Federal Bancorp, Inc. of Louisiana Declares Quarterly Cash DividendSHREVEPORT, La., Oct. 21, 2026 (GLOBE NEWSWIRE) -- Home Federal Bancorp, Inc. of Louisiana (the “Company”) (NASDAQ: HFBL), the holding company for Home Federal Bank, announced today that on October 21, 2026, its Board of
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk
Scheduled RQD Strong Buys & Whale Accumulation Briefing (HFBL Tape Review)
- ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
- ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
- ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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HFBL // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +23.32%▲ ASCENDING CHANNEL
2026-11-03O $22.36H $23.11L $22.36C $23.11VOL 2.8K
RES: $28.00SUP: $20.08SMA50: $24.30SMA200: $21.04
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK
HFBL Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Share Count & Dilution Monitor
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
Reverse-DCF Expectations Hurdle
10.4%/yr Implied 5Y Growth
vs. +17.5% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
Ellis Vennor Setup Ledger
No active Ellis Vennor swing setup published on HFBL today. View full Setup Ledger →
🦋 Documented & Second-Order Butterfly Connections
Open Graph →
No direct multi-tier Butterfly edges indexed yet for HFBL. Explore sector supply chains on /butterfly.
AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for HFBL today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (HFBL)
Financials Rank #119 of 1097
⚔️ CLST vs HFBL Full Matrix →
1. Head-to-Head Financials Peer Comparison (HFBL vs. CLST, CPBI, FDSB, BYFC)
Industry: Savings Institutions (33 Tracked Issuers)Across 1097 tracked Financials securities in the Roarable RQD universe, Home Federal Bancorp Inc. of Louisiana (HFBL) ranks #119 by composite RQD confidence (70/100, grade B-) and #1000 by equity capitalization ($69.2M). Within this direct 5-issuer industry benchmark cohort, HFBL leads on earnings valuation at 17.4x trailing P/E, while HFBL leads on capital efficiency and profitability with 6.7% ROIC and — gross margin. HFBL currently leads its immediate peer cohort in composite quantitative strength at 70/100 (B-).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| HFBL
ACTIVE
Home Federal Bancorp Inc. of Louisiana | B- | 70/100 | 17.4x | — | 6.7% | +1.81% | $69.2M | Benchmark Subject |
| CLST Catalyst Bancorp Inc. | D+ | 55/100 | 35.0x | — | 2.5% | +2.46% | $70.0M | /clst-vs-hfbl → |
| CPBI Central Plains Bancshares Inc. | C+ | 67/100 | 21.5x | — | 4.6% | +0.63% | $86.0M | /cpbi-vs-hfbl → |
| FDSB Fifth District Bancorp Inc. | D+ | 58/100 | 22.3x | — | 3.2% | 0.00% | $92.0M | /fdsb-vs-hfbl → |
| BYFC Broadway Financial Corporation (Class A) | D- | 37/100 | — | — | -9.4% | +1.66% | $106.3M | /byfc-vs-hfbl → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-06-30 • CIK 0001500375 ↗In its most recent audited fiscal period (FY2025, filed 2025-06-30), Home Federal Bancorp Inc. of Louisiana (HFBL) reported GAAP revenue of $1.3M (+17.5% vs. FY2024 revenue of $1.1M , and -11.8% cumulative change since FY2023) , GAAP net income of $3.9M, operating cash flow of $5.5M, and free cash flow of $5.5M (+136.1% YoY). On the balance sheet, HFBL closed FY2025 with $621.4M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 6/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-06-30 | $1.3M | $3.9M | $5.5M | $5.5M | $621.4M | — |
| FY2024 (FY) | 2024-06-30 | $1.1M | $3.6M | $2.3M | $2.3M | $607.8M | — |
| FY2023 (FY) | 2023-06-30 | $1.5M | $5.7M | $12.1M | $12.1M | — | — |
3. HFBL Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs HFBL stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-03, Home Federal Bancorp Inc. of Louisiana (NASDAQ: HFBL) is rated B- (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 70/100 at a spot price of $23.11 (+1.81% 1D, market cap $69.2M). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 9/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 18/20, and Executive Insider Alignment 16/20. Across 1097 tracked Financials issuers, HFBL ranks #119 in composite RQD confidence.
How does HFBL compare to CLST and CPBI in the Financials sector?
Within the Financials sector (Savings Institutions), HFBL carries a Roarable B- (70/100 RQD), trailing P/E of 17.4x, gross margin of —, and ROIC of 6.7%. By comparison, CLST (Catalyst Bancorp Inc.) holds a D+ grade (55/100 RQD, P/E 35.0x, ROIC 2.5%, cap $70.0M) and CPBI (Central Plains Bancshares Inc.) posts a C+ grade (67/100 RQD, P/E 21.5x, ROIC 4.6%, cap $86.0M). Among the 5-stock peer group, HFBL leads on earnings multiple (17.4x) while HFBL leads on capital efficiency (6.7% ROIC).
What are the biggest fundamental strengths and SEC risk factors for HFBL?
Per HFBL's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-06-30, CIK 0001500375), Home Federal Bancorp Inc. of Louisiana generated $1.3M in revenue (+17.5% YoY), $3.9M in net income, and $5.5M in free cash flow against $621.4M in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.
Where is HFBL trading relative to its 50-day, 200-day, and 52-week technical levels?
HFBL last traded at $23.11 (+1.81% on volume of 1,173 shares), positioning the stock -4.90% below its 50-day simple moving average ($24.30) and +9.84% above its 200-day simple moving average ($21.04). Across its 52-week range of $14.47 to $28.00, HFBL sits at the 63.9% percentile with a 14-day RSI of 47.0 (NEUTRAL RANGE) and an implied next-earnings move of ±5.3% ($21.89 to $24.33).
ROARABLE RATING BRIEF • RQD 70/100 (B-)
✓ SEC XBRL & RQD VERIFIED
HFBL — Home Federal Bancorp Inc. of Louisiana: What the Facts Mean to a Prospective Investor
Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2025-06-30
1. Roarable Rating Brief: What This Means to a Prospective Investor
Home Federal Bancorp Inc. Of Louisiana (HFBL) earns a live Roarable RQD composite score of 70/100, corresponding to a B- letter grade (Roarable Buy) at a spot price of $23.11 (+1.81% 1D, market capitalization $69.2M).
- Fundamental Cash Engine (14/20): Anchored by return on invested capital (ROIC) of 6.7%, gross margin of —, operating margin of —, and free cash flow yield of 8.08%.
- Whale 13F & Options Flow (9/20) + Insider Conviction (16/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
- Macro Regime Fit (18/20) + Forensic Balance Sheet (13/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 6/9, and Debt/Equity of N/A.
2. Business Model, Unit Margins & SEC Financial Trajectory
Home Federal Bancorp Inc. Of Louisiana (HFBL) is a NASDAQ-listed issuer in the Financials sector, operating within the Savings Institutions industry..
In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-06-30), Home Federal Bancorp Inc. Of Louisiana (HFBL) reported $1.3M in annual revenue (up from $1.1M in FY2024, +17.5% YoY) and $3.9M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($1.5M revenue, $5.7M net income) through FY2025, HFBL scaled operating cash flow to $5.5M and free cash flow to $5.5M, backed by $621.4M in total assets against $0 in total debt.
3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff
- 🐂 Primary Bull Case (B- • RQD 70/100): Company leadership has skin in the game with net positive insider conviction. Free cash flow yield of 8.08% and institutional whale pillar of 9/20. With Fundamental Cash Engine at 14/20 and Institutional Whale Flow at 9/20, sustained execution supports upside toward the upper end of the $14.47 – $28.00 52-week range.
- 🐻 Primary Bear Case & Valuation Risk: Broader market pullbacks can still drag down strong stocks in the short run. Investors must weigh 17.4x trailing P/E against — operating margins and a 1.00x macro beta.
4. 2nd-Order Butterfly Ripples & Key Questions to Watch
Upstream and downstream dependencies cannot be mapped from the supplied data.
- Key Question #1: Can HFBL sustain or expand its — operating margin and 6.7% ROIC against Savings Institutions peers over the next 4 quarters?
- Key Question #2: Following FY2025 revenue of $1.3M and free cash flow of $5.5M, how will capital allocation balance growth reinvestment against $0 in total debt?
- Key Question #3: How sensitive is HFBL's 14.6x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?
HFBL Live News Feed, Press Releases & Catalyst Wire
Real-time company headlines, analyst actions, and sector developments for Home Federal Bancorp Inc. of Louisiana (HFBL) • Click "Debate This Headline" to argue it in the Roar Pit below
🟡 MARKET WIRE Yahoo Finance • 1d ago
Home Federal Bancorp Inc of louisiana's Dividend Analysis Yahoo Finance report covering Home Federal Bancorp Inc. of Louisiana (HFBL) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE TradingView • 1d ago
Home Federal Bancorp of Louisiana Reports Higher Quarterly Net Income TradingView report covering Home Federal Bancorp Inc. of Louisiana (HFBL) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE www.marketscreener.com • 1d ago
HOME FEDERAL BANCORP, INC. OF LOUISIANA REPORTS RESULTS OF OPERATIONS FOR THE THREE MONTHS ENDED SEPTEMBER 30, 2026 www.marketscreener.com report covering Home Federal Bancorp Inc. of Louisiana (HFBL) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE MarketBeat • 1d ago
Home Federal Bancorp, Inc. of Louisiana Q1 2027 Earnings Results and Report MarketBeat report covering Home Federal Bancorp Inc. of Louisiana (HFBL) market action, institutional positioning, and fundamental catalysts.
🟢 CATALYST SeekingAlpha • 11d ago
Dividend Champion, Contender, And Challenger Highlights: Week October 25 Get a weekly summary of dividend activity for Dividend Champions, Contenders, and Challengers, including dividend changes and key ex-dividend dates.
🟢 CATALYST Yahoo • 13d ago
Home Federal Bancorp, Inc. of Louisiana Declares Quarterly Cash Dividend SHREVEPORT, La., Oct. 21, 2026 (GLOBE NEWSWIRE) -- Home Federal Bancorp, Inc. of Louisiana (the “Company”) (NASDAQ: HFBL), the holding company for Home Federal Bank, announced today that on October 21, 2026, its Board of
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE
3 Active Posts & Replies
HFBL Bull vs. Bear Conversation Board — What's Your Call at $23.11?
🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON HFBL 🐻 33% BEARISH CONVICTION
MI MidwestValue RQD DEBATE OPENER • Fundamental Long-Only 🐂 BULLISH
🎯 Target: $27.19 (+19.0%)
📌 Pinned Debate Macro Regime Fit (18/20, beta 1.0) and a 8.08% FCF yield give the composite its strongest support.
Don't sleep on HFBL's setup in Financials. Macro Regime Fit (18/20, beta 1.0) and a 8.08% FCF yield give the composite its strongest support.. Beta of 1.0 means it moves fast when momentum turns, and the 5-pillar RQD gauge (70/100) backs up the fundamental quality.
VolSurface_Trader 🐂 BULL
Both sides have a point here — HFBL's 13/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.
SH ShortSeller_Dan RQD DEBATE OPENER • Forensic Short Bias 🐻 BEARISH
🎯 Target: $18.51 (-19.0%)
Spot @ $22.85 Whale/13F Flow scores only 7/20 with no holder data in the source, signaling weak institutional conviction.
I respect the product at Home Federal Bancorp Inc. of Louisiana, but the stock at $22.85 is a different story. Whale/13F Flow scores only 7/20 with no holder data in the source, signaling weak institutional conviction.. FCF yield is 8.08% and RQD sits at 70/100 (B-) — why pay up here when you can wait for next quarter's numbers?