CATALYSTYahoo Finance • 1d ago
Hawthorn Bancshares (HWBK) Stock Price Cools After Q3 Earnings BeatYahoo Finance report covering Hawthorn Bancshares Inc. (HWBK) market action, institutional positioning, and fundamental catalysts.
Why HWBK Stock advanced +0.98% Today — RQD Quant Desk Flash
$39.34 +0.98% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)
EXT / AFTER-HRS: $39.33
Hawthorn Bancshares Inc. (HWBK) carries a Roarable Rating of C+ (Hold) with 67/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.
ROARABLE C+ • HOLD / WATCH
Cap $284.9M
⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER
Click Any Pre-Computed AI Quant Specialist Briefing on HWBK Below — or Connect Your Own ChatGPT / Claude
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Is HWBK stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
▼
As of 2026-11-03, Hawthorn Bancshares Inc. (NASDAQ: HWBK) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 67/100 at a spot price of $39.34 (+0.98% 1D, market cap $284.9M). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 10/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 14/20, and Executive Insider Alignment 17/20. Across 1097 tracked Financials issuers, HWBK ranks #178 in composite RQD confidence.
✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief)
How does HWBK compare to LCNB and OVLY in the Financials sector?
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Within the Financials sector (Major Banks), HWBK carries a Roarable C+ (67/100 RQD), trailing P/E of 12.2x, gross margin of —, and ROIC of 13.7%. By comparison, LCNB (LCNB Corporation) holds a C grade (65/100 RQD, P/E 12.3x, ROIC 8.4%, cap $281.1M) and OVLY (Oak Valley Bancorp (CA)) posts a C+ grade (66/100 RQD, P/E 9.4x, ROIC 14.8%, cap $289.6M). Among the 5-stock peer group, OVLY leads on earnings multiple (9.4x) while OVLY leads on capital efficiency (14.8% ROIC).
✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for HWBK?
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Per HWBK's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000893847), Hawthorn Bancshares Inc. generated $795.8M in revenue (+3.8% YoY), $23.8M in net income, and $22.8M in free cash flow against $1.89B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.
✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
EXT / AFTER-HRS: $39.34 (-0.01%)🧬 Cannibal Buyback (-2.64% YoY Shares)⚙️ Cash Engine: 13/20 (C) • 2.9% FCF Margin
Verify 90D Bucket Audit →📊 Historical Track Record: Scores of 67/100 (C+) historically posted market-perform odds over rolling 90-day windows (+1.6% avg 90D alpha vs SPY • 56.4% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →RQD QUANT TACHOMETERHOLD / WATCH • C+
JEV AI Jury Split (Battleground)
Cash
SEC
Whale
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
5-PILLAR SNOWFLAKE RADARRw C+ · Rk C+
Each axis scored 0–20
12M PRICE TARGET CONE+4% Base Target
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for HWBK)Realized 20D OHLCV Swing Band: ±4.1%
Deterministic 5-Pillar Attribution (67/100 Composite)
🔍 WHY HWBK SCORES 67/100 (C+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Insider Conviction & Share Dilution+17/20 pts (25% of score)
SEC Form 4 / 13F Thermometer: 85% Net Buy • Cannibal Buyback (-2.64% YoY Shares)
▲ #2 Bullish Driver: Macro Regime Fit+14/20 pts (21% of score)
FRED Regime × Technicals: 88% of 52W Range • RSI-14 at 51 (NEUTRAL RANGE)
▼ #1 Drag / Risk Factor: Whale & Options Positioning10/20 pts (-10 pt drag)
Put hedging (50% put share) caps near-term gamma upside (-10 pts vs max)
📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)Grade C$37.96+2% Next Q
59
Q2 (-2Q)Grade C+$38.71+1.6% Next Q
62
Q3 (-1Q)Grade C+$39.32+0.1% Next Q
64
CurrentGrade C+$39.34+1.6% Hist 90D α
67
Trajectory: C (59) → C+ (67)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER
⚔️ Adversarial Opposing Case: Why the HWBK Bull Thesis Could Fail
Even with a 67/100 (C+) score, HWBK faces multiple-compression risk if 12.2x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
⚠️ Forensic Kill-Switch #1
Broader market pullbacks can still drag down strong stocks in the short run.
⚠️ Forensic Kill-Switch #2
Dilution & Margin Drag: Cannibal Buyback (-2.64% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
⚠️ Forensic Kill-Switch #3
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($38.79) or 200D SMA ($36.67) invalidates the momentum regime and cuts Target Base ($40.93) toward Bear Floor ($31.93).
🎲 LIVE PREDICTION MARKET ODDS TIED TO $HWBK• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “HWBK Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →
Why HWBK Stock advanced +0.98% Today — RQD Quant Desk Flash
Hawthorn Bancshares Inc. (HWBK) advanced +0.98% to $39.34, trading at 88% of its 52-week range ($30.07 – $40.6). Solid steady margins (14% return on capital), mixed timing at 12x P/E—hold if owned, no rush to chase.
- ▸Technical Tape: Trading at 88% of its 52-week range ($30.07 – $40.6) with RSI-14 at 51 (NEUTRAL RANGE).
- ▸Volatility Profile: Historical 20-day realized swing band of ±4.1% around $39.34 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable C+ (Hold) backed by 52% gross margin and $22.8M annual free cash flow.
Live HWBK Headlines & Catalysts
MARKET WIRETradingView • 1d ago
Hawthorn Bancshares, Inc. Estimates – NASDAQ:HWBKTradingView report covering Hawthorn Bancshares Inc. (HWBK) market action, institutional positioning, and fundamental catalysts.
RISK WATCHStock Titan • 1d ago
A completed acquisition added 9 full-service branches in northern Missouri to Hawthorn Bank.Stock Titan report covering Hawthorn Bancshares Inc. (HWBK) market action, institutional positioning, and fundamental catalysts.
MARKET WIREYahoo Finance • 1d ago
Hawthorn Bancshares Q3 Adjusted Earnings, Revenue RiseYahoo Finance report covering Hawthorn Bancshares Inc. (HWBK) market action, institutional positioning, and fundamental catalysts.
RISK WATCHSimply Wall St • 1d ago
Hawthorn Bancshares (HWBK) Stock Falls After Strong Q3 EarningsSimply Wall St report covering Hawthorn Bancshares Inc. (HWBK) market action, institutional positioning, and fundamental catalysts.
CATALYSTMarketBeat • 1d ago
Hawthorn Bancshares (NASDAQ:HWBK) Stock Rating Raised to Buy at Wall Street ZenMarketBeat report covering Hawthorn Bancshares Inc. (HWBK) market action, institutional positioning, and fundamental catalysts.
MARKET WIREQuiver Quantitative • 1d ago
Hawthorn Bancshares Declares Quarterly Cash Dividend of $0.21 Per ShareQuiver Quantitative report covering Hawthorn Bancshares Inc. (HWBK) market action, institutional positioning, and fundamental catalysts.
MARKET WIREStock Titan • 1d ago
Shareholders will receive 21 cents per share from Hawthorn Bancshares on Jan. 1.Stock Titan report covering Hawthorn Bancshares Inc. (HWBK) market action, institutional positioning, and fundamental catalysts.
MARKET WIREYahoo • 3d ago
Hawthorn: Q3 Earnings Snapshot(AP) — Hawthorn Bancshares Inc. (HWBK) on Friday reported net income of $7.
MARKET WIREYahoo • 3d ago
Hawthorn Bancshares Reports Third Quarter 2026 ResultsJEFFERSON CITY, Mo., Oct. 30, 2026 (GLOBE NEWSWIRE) -- Hawthorn Bancshares, Inc. (NASDAQ: HWBK), (the “Company”), the bank holding company for Hawthorn Bank, reported third quarter 2026 net income of $7.1 million, or ear
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk
Scheduled RQD Strong Buys & Whale Accumulation Briefing (HWBK Tape Review)
- ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
- ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
- ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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HWBK // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +15.84%⚡ TESTING RESISTANCE
2026-11-03O $39.70H $39.70L $38.96C $39.34VOL 10.6K
RES: $39.82SUP: $35.94SMA50: $38.79SMA200: $36.67
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK
HWBK Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Share Count & Dilution Monitor
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
Reverse-DCF Expectations Hurdle
2.8%/yr Implied 5Y Growth
vs. +3.8% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
Ellis Vennor Setup Ledger
No active Ellis Vennor swing setup published on HWBK today. View full Setup Ledger →
🦋 Documented & Second-Order Butterfly Connections
Open Graph →
No direct multi-tier Butterfly edges indexed yet for HWBK. Explore sector supply chains on /butterfly.
AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for HWBK today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (HWBK)
Financials Rank #178 of 1097
⚔️ LCNB vs HWBK Full Matrix →
1. Head-to-Head Financials Peer Comparison (HWBK vs. LCNB, OVLY, VABK, BPRN)
Industry: Major Banks (248 Tracked Issuers)Across 1097 tracked Financials securities in the Roarable RQD universe, Hawthorn Bancshares Inc. (HWBK) ranks #178 by composite RQD confidence (67/100, grade C+) and #821 by equity capitalization ($284.9M). Within this direct 5-issuer industry benchmark cohort, OVLY leads on earnings valuation at 9.4x trailing P/E, while OVLY leads on capital efficiency and profitability with 14.8% ROIC and — gross margin. VABK currently holds the highest overall quantitative score in the immediate peer group at 72/100 (B) compared with HWBK at 67/100 (C+).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| HWBK
ACTIVE
Hawthorn Bancshares Inc. | C+ | 67/100 | 12.2x | — | 13.7% | +0.98% | $284.9M | Benchmark Subject |
| LCNB LCNB Corporation | C | 65/100 | 12.3x | — | 8.4% | +1.42% | $281.1M | /lcnb-vs-hwbk → |
| OVLY Oak Valley Bancorp (CA) | C+ | 66/100 | 9.4x | — | 14.8% | +1.22% | $289.6M | /ovly-vs-hwbk → |
| VABK Virginia National Bankshares Corporation | B | 72/100 | 14.4x | — | 10.5% | +2.50% | $279.5M | /vabk-vs-hwbk → |
| BPRN Princeton Bancorp Inc. (PA) | C | 62/100 | 15.8x | — | 6.9% | +2.26% | $292.9M | /bprn-vs-hwbk → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000893847 ↗In its most recent audited fiscal period (FY2025, filed 2025-12-31), Hawthorn Bancshares Inc. (HWBK) reported GAAP revenue of $795.8M (+3.8% vs. FY2024 revenue of $766.6M , and +1089.3% cumulative change since FY2023) , GAAP net income of $23.8M, operating cash flow of $26.9M, and free cash flow of $22.8M (+1.1% YoY). On the balance sheet, HWBK closed FY2025 with $1.89B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $795.8M | $23.8M | $26.9M | $22.8M | $1.89B | — |
| FY2024 (FY) | 2024-12-31 | $766.6M | $18.3M | $25.6M | $22.6M | $1.83B | — |
| FY2023 (FY) | 2023-12-31 | $66.9M | $956.0K | $17.6M | $17.6M | — | — |
3. HWBK Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs HWBK stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-03, Hawthorn Bancshares Inc. (NASDAQ: HWBK) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 67/100 at a spot price of $39.34 (+0.98% 1D, market cap $284.9M). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 10/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 14/20, and Executive Insider Alignment 17/20. Across 1097 tracked Financials issuers, HWBK ranks #178 in composite RQD confidence.
How does HWBK compare to LCNB and OVLY in the Financials sector?
Within the Financials sector (Major Banks), HWBK carries a Roarable C+ (67/100 RQD), trailing P/E of 12.2x, gross margin of —, and ROIC of 13.7%. By comparison, LCNB (LCNB Corporation) holds a C grade (65/100 RQD, P/E 12.3x, ROIC 8.4%, cap $281.1M) and OVLY (Oak Valley Bancorp (CA)) posts a C+ grade (66/100 RQD, P/E 9.4x, ROIC 14.8%, cap $289.6M). Among the 5-stock peer group, OVLY leads on earnings multiple (9.4x) while OVLY leads on capital efficiency (14.8% ROIC).
What are the biggest fundamental strengths and SEC risk factors for HWBK?
Per HWBK's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000893847), Hawthorn Bancshares Inc. generated $795.8M in revenue (+3.8% YoY), $23.8M in net income, and $22.8M in free cash flow against $1.89B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.
Where is HWBK trading relative to its 50-day, 200-day, and 52-week technical levels?
HWBK last traded at $39.34 (+0.98% on volume of 28,174 shares), positioning the stock +1.42% above its 50-day simple moving average ($38.79) and +7.28% above its 200-day simple moving average ($36.67). Across its 52-week range of $30.07 to $40.60, HWBK sits at the 88.0% percentile with a 14-day RSI of 51.0 (NEUTRAL RANGE) and an implied next-earnings move of ±4.1% ($37.73 to $40.95).
ROARABLE RATING BRIEF • RQD 67/100 (C+)
✓ SEC XBRL & RQD VERIFIED
HWBK — Hawthorn Bancshares Inc.: What the Facts Mean to a Prospective Investor
Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2025-12-31
1. Roarable Rating Brief: What This Means to a Prospective Investor
Hawthorn Bancshares Inc. (HWBK) earns a live Roarable RQD composite score of 67/100, corresponding to a C+ letter grade (Roarable Hold) at a spot price of $39.34 (+0.98% 1D, market capitalization $284.9M).
- Fundamental Cash Engine (13/20): Anchored by return on invested capital (ROIC) of 13.7%, gross margin of —, operating margin of —, and free cash flow yield of 7.87%.
- Whale 13F & Options Flow (10/20) + Insider Conviction (17/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
- Macro Regime Fit (14/20) + Forensic Balance Sheet (13/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 5/9, and Debt/Equity of N/A.
2. Business Model, Unit Margins & SEC Financial Trajectory
Hawthorn Bancshares Inc. Is a NASDAQ-listed issuer classified in the Financials sector and the Major Banks industry. The recent news wire notes that a completed acquisition added 9 full-service branches in northern Missouri to Hawthorn Bank, indicating a branch-based retail and commercial banking footprint.
In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Hawthorn Bancshares Inc. (HWBK) reported $795.8M in annual revenue (up from $766.6M in FY2024, +3.8% YoY) and $23.8M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($66.9M revenue, $956.0K net income) through FY2025, HWBK scaled operating cash flow to $26.9M and free cash flow to $22.8M, backed by $1.89B in total assets against $0 in total debt.
3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff
- 🐂 Primary Bull Case (C+ • RQD 67/100): Company leadership has skin in the game with net positive insider conviction. Free cash flow yield of 7.87% and institutional whale pillar of 10/20. With Fundamental Cash Engine at 13/20 and Institutional Whale Flow at 10/20, sustained execution supports upside toward the upper end of the $30.07 – $40.60 52-week range.
- 🐻 Primary Bear Case & Valuation Risk: Broader market pullbacks can still drag down strong stocks in the short run. Investors must weigh 12.2x trailing P/E against — operating margins and a 1.00x macro beta.
4. 2nd-Order Butterfly Ripples & Key Questions to Watch
No upstream or downstream dependencies, sector correlations, or second-order bottlenecks are identified in the source data. The only sector context available is the classification as Financials / Major Banks, which does not by itself establish dependencies. An investor should watch for integration effects from the branch acquisition noted in the news wire, but the source does not quantify them.
- Key Question #1: Can HWBK sustain or expand its — operating margin and 13.7% ROIC against Major Banks peers over the next 4 quarters?
- Key Question #2: Following FY2025 revenue of $795.8M and free cash flow of $22.8M, how will capital allocation balance growth reinvestment against $0 in total debt?
- Key Question #3: How sensitive is HWBK's 11.3x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?
HWBK Live News Feed, Press Releases & Catalyst Wire
Real-time company headlines, analyst actions, and sector developments for Hawthorn Bancshares Inc. (HWBK) • Click "Debate This Headline" to argue it in the Roar Pit below
🟢 CATALYST Yahoo Finance • 1d ago
Hawthorn Bancshares (HWBK) Stock Price Cools After Q3 Earnings Beat Yahoo Finance report covering Hawthorn Bancshares Inc. (HWBK) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE TradingView • 1d ago
Hawthorn Bancshares, Inc. Estimates – NASDAQ:HWBK TradingView report covering Hawthorn Bancshares Inc. (HWBK) market action, institutional positioning, and fundamental catalysts.
🔴 RISK WATCH Stock Titan • 1d ago
A completed acquisition added 9 full-service branches in northern Missouri to Hawthorn Bank. Stock Titan report covering Hawthorn Bancshares Inc. (HWBK) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE Yahoo Finance • 1d ago
Hawthorn Bancshares Q3 Adjusted Earnings, Revenue Rise Yahoo Finance report covering Hawthorn Bancshares Inc. (HWBK) market action, institutional positioning, and fundamental catalysts.
🔴 RISK WATCH Simply Wall St • 1d ago
Hawthorn Bancshares (HWBK) Stock Falls After Strong Q3 Earnings Simply Wall St report covering Hawthorn Bancshares Inc. (HWBK) market action, institutional positioning, and fundamental catalysts.
🟢 CATALYST MarketBeat • 1d ago
Hawthorn Bancshares (NASDAQ:HWBK) Stock Rating Raised to Buy at Wall Street Zen MarketBeat report covering Hawthorn Bancshares Inc. (HWBK) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE Quiver Quantitative • 1d ago
Hawthorn Bancshares Declares Quarterly Cash Dividend of $0.21 Per Share Quiver Quantitative report covering Hawthorn Bancshares Inc. (HWBK) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE Stock Titan • 1d ago
Shareholders will receive 21 cents per share from Hawthorn Bancshares on Jan. 1. Stock Titan report covering Hawthorn Bancshares Inc. (HWBK) market action, institutional positioning, and fundamental catalysts.
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE
3 Active Posts & Replies
HWBK Bull vs. Bear Conversation Board — What's Your Call at $39.34?
🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON HWBK 🐻 33% BEARISH CONVICTION
CA CashFlowKing RQD DEBATE OPENER • FCF Compounder Hunter 🐂 BULLISH
🎯 Target: $49.87 (+28.0%)
📌 Pinned Debate Net income rose from $1.0M in FY 2023 to $23.8M in FY 2025 while the RQD rating scores insider conviction at 17/20.
Picked up a starter position in HWBK in my $100K Virtual Cash book at $38.96. Net income rose from $1.0M in FY 2023 to $23.8M in FY 2025 while the RQD rating scores insider conviction at 17/20.. Trading inside a $30.07–$40.60 52-week range with 7.87% FCF yield gives solid downside support if Major Banks multiples expand this quarter.
ArenaChamp_24 🐂 BULL
@CashFlowKing Agree on the RQD 67/100 quality, though with 1.0 beta I'm scaling in with half-size at $38.96 and keeping dry powder in case we test $36.23.
BE BearTrap_Alert RQD DEBATE OPENER • Cycle Peak Watcher 🐻 BEARISH
🎯 Target: $32.34 (-17.0%)
Spot @ $38.96 Valuation & margin reality check on HWBK at $38.96 before chasing here
Fading this rally in HWBK at $38.96. Valuation & margin reality check on HWBK at $38.96 before chasing here. With a beta of 1.0 and the stock sitting at $38.96 (52-wk range $30.07–$40.60), the easy multiple expansion is already priced in.